Tata Dividend Yield Fund Direct Growth

Tata Dividend Yield Fund Direct Growth

Equity

Direct

Dividend Yield

NAV as on 11-12-2024

₹ 19.63

0.1%

1D

Inception Returns

20.8%

/yr

About Tata Dividend Yield Fund Direct Growth

Tata Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 20 May, 2021. The fund is managed by Sailesh Jain, Murthy Nagarajan. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Dividend Yield Fund Direct Growth has ₹995 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

Tata Dividend Yield Fund Direct Growth has given a CAGR return of 20.85% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 23.92% and 19.68% respectively.

Holdings

Tata Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Utilities, Tech, Basic Materials, Consumer Defensive, Corporate, Consumer Cyclical, Energy, Health, Government, Real Estate. Its top holdings are Bharat Electronics Ltd, HDFC Bank Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, PNB Housing Finance Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Tata Dividend Yield Fund Direct Growth

The investment objective is to provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Dividend Yield Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
775 people have invested ₹ 24.2L in Tata Dividend Yield Fund Direct Growth in the last three months

INDmoney Rank for Tata Dividend Yield Fund Direct Growth

Powered by IND quant engine
6
/6
5% Performance
36% Risk Management
86% Cost
6 out of 6 among dividend yield
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Hold on while we find any good points for this fund.
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Has not generated consistent returns
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Does not beat the benchmark consistently
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Higher probablity of downside risk

Tata Dividend Yield Fund Direct Growth Overview

Expense ratio0.69%
Benchmark
S&P BSE 500 India TR INR
AUM₹995 Cr
Inception Date20 May, 2021
Min Lumpsum/SIP₹5000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
28.86%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (11-Dec-24)

Period
Tata Dividend Yield Fund Direct Growth
Nifty 500
dividend yield
1M
3.4%
3.4%
2.3%
3M
-0.2%
-0.7%
-1.3%
6M
5.4%
6.9%
7.9%
1Y
23.9%
24.4%
30.4%
3Y
19.7%
15.5%
21.4%

Fund Distribution

as on (31-Oct-24)

  • Equity 98.5%

  • Debt & Cash 1.5%

Large cap
52.3%

Mid cap
22.5%

Small cap
22.1%

Sector Allocation

Oct'24

Sep'24

Aug'24

Financial Services
29.5%
Industrial
25.1%
Utilities
10.1%
Tech
8.2%
Basic Materials
8%
Consumer Defensive
6.4%
Consumer Cyclical
4.9%
Energy
3.7%
Health
3.2%
Real Estate
1%
All changes are between Aug'24 and Oct'24
Oct'24
Sep'24
Aug'24
Fund Returns
-5.35%
1.48%
-0.61%
Nifty 500
-6.52%
2.04%
0.97%
  • This fund’s returns stands at -5.35% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
  • This fund outperformed Nifty 500 by 1.17% in Oct'24
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 995 Cr
₹ 1K Cr
₹ 1K Cr
  • AUM of the fund stands at 995 Cr as of Oct'24
  • AUM decreased by 52.8 Cr between Oct'24 and Sep'24
Top Stocks bought last month
TeamLease Services Ltd's allocation increased from 0% to 0.48%
TeamLease Services Ltd's allocation increased from 0% to 0.48%
Radico Khaitan Ltd's allocation increased from 1.73% to 2.12%
Radico Khaitan Ltd's allocation increased from 1.73% to 2.12%
Persistent Systems Ltd's allocation increased from 1.08% to 1.37%
Persistent Systems Ltd's allocation increased from 1.08% to 1.37%
Top Stocks sold last month
Power Grid Corp Of India Ltd's allocation decreased from 2.66 % to 2.55 %
Power Grid Corp Of India Ltd's allocation decreased from 2.66 % to 2.55 %
Tata Consultancy Services Ltd's allocation decreased from 2.49 % to 2.44 %
Tata Consultancy Services Ltd's allocation decreased from 2.49 % to 2.44 %
Infosys Ltd's allocation decreased from 2.28 % to 2.25 %
Infosys Ltd's allocation decreased from 2.28 % to 2.25 %
Mid Cap allocation has gone up from 21.1% to 22.3%
Mid Cap allocation has gone up from 21.1% to 22.3%
Large Cap allocation has gone down from 52.9% to 51.6%
Large Cap allocation has gone down from 52.9% to 51.6%
Small Cap allocation has gone up from 21.8% to 22.6%
Small Cap allocation has gone up from 21.8% to 22.6%
Cash allocation has gone down from 2.2% to 1.5%
Cash allocation has gone down from 2.2% to 1.5%
Debt allocation has gone down from 0% to 0%
Debt allocation has gone down from 0% to 0%

Top 3 Sectors in October were Financial Services, Industrial & Utilities

Oct'24
Financial Services
29%
Industrial
25%
Utilities
10%
Sep'24
Financial Services
29%
Industrial
25%
Utilities
11%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
74
74
73
Top 5 Company Concentration
17.2%
16.6%
16.7%
Company having highest exposure
Bharat Electronics Ltd (4.4%)
Bharat Electronics Ltd (4.2%)
Bharat Electronics Ltd (4.4%)
No of Sectors
11
12
12
Top 5 Sectors Concentration
80.8%
80.6%
80.1%
Sector having highest exposure
Financial Services (29.5%)
Financial Services (29%)
Financial Services (29.2%)
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Sailesh Jain
Sailesh Jain
Fund Manager of Tata Dividend Yield Fund Direct Growth, since 20 May 2021
Murthy Nagarajan
Murthy Nagarajan
Fund Manager of Tata Dividend Yield Fund Direct Growth, since 20 May 2021
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.87L Cr
as on 31-Oct-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Tata Dividend Yield Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 20.85% since inception which is more than its category average return of 17.66%
Fund Allocations

Fund Allocations

This fund has an allocation of 98.54% in Equity, 0.05% in Debt and 1.41% in Cash related instruments
AUM size ₹995 Cr

AUM size ₹995 Cr

This fund has AUM of ₹995 Cr which is less than its category average of ₹ 3337 Cr
Expense Ratio 0.69%

Expense Ratio 0.69%

This fund has an expense ratio of 0.69% which is less than its category average expense ratio of 1.48%

Frequently Asked Questions for Tata Dividend Yield Fund Direct Growth

The current NAV of Tata Dividend Yield Fund Direct Growth is ₹19.63 as on 11-Dec-2024.
Existing (Absolute + CAGR) as on 11-Dec-2024.
Tata Dividend Yield Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.4%
3.4%
6 Month Returns
5.36%
5.36%
1 Year Returns
23.92%
23.92%
3 Years Returns
71.42%
19.68%
5 Years Returns
0%
0%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
0.69% as on November 2024
₹995 Cr as on November 2024
Bharat Electronics Ltd(4.37%), HDFC Bank Ltd(3.8%), ICICI Bank Ltd(3.73%), Larsen & Toubro Ltd(2.78%), PNB Housing Finance Ltd(2.56%) as on November 2024
Financial Services(28.43%), Industrial(24.93%), Utilities(9.58%) as on November 2024
The alpha ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata Dividend Yield Fund Direct Growth
1.33
3
-
As on November 2024
The alpha for Tata Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata Dividend Yield Fund Direct Growth
0.96
0.98
-
As on November 2024
The Beta for Tata Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata Dividend Yield Fund Direct Growth
1.43
0.97
-
As on November 2024
The sharpe ratio for Tata Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata Dividend Yield Fund Direct Growth
13.27
13.74
-
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.82 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.8 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Sailesh Jain, Murthy Nagarajan are the fund managers of Tata Dividend Yield Fund Direct Growth
The Exit load of Tata Dividend Yield Fund Direct Growth is 1%