LIC MF Dividend Yield Fund Direct Growth

LIC MF Dividend Yield Fund Direct Growth

Equity

LIC Mutual Fund

Dividend Yield

Get the latest NAV of LIC MF Dividend Yield Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹31.63

▲4%1D

NAV as on 12 May 2025

19.75%/per year

Since Inception

Absolute Gain%

▲▼

242 people have invested ₹ 10.8L in LIC MF Dividend Yield Fund Direct Growth in the last three months

LIC MF Dividend Yield Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.34%
8.47%
6.89%
3 Months
7.12%
7.67%
5.77%
6 Months
-1.23%
0.81%
-2.15%
1 Year
14.36%
9.98%
8.98%
3 Years
24.76%
18.69%
22.4%
5 Years
27.09%
24.52%
27.22%

LIC MF Dividend Yield Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/6
55% Performance
15% Risk Management
88% Cost

Ranked 2 out of 6 mutual funds in the dividend yield category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
LIC MF Dividend Yield Fund
2/6
509Cr
0.69%
14.36%
24.76%
19.75%
ICICI Prudential Dividend Yield Equity Fund Direct Growth
1/6
4,995Cr
0.73%
13.34%
28.25%
17.15%
HDFC Dividend Yield Fund Direct Growth
3/6
5,964Cr
0.92%
9.13%
23.9%
23.87%
UTI Dividend Yield Fund Direct Growth
4/6
3,928Cr
1.37%
14.93%
21.98%
14.43%
See all
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Outperformed benchmarks during bull run
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3Y returns in the top 25% of the category
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Beats FD returns for both 3Y & 5Y
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Highly volatile within category
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Poor track record of protecting capital in bear phase
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Poor track record of Recovering losses quickly

LIC MF Dividend Yield Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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LIC MF Dividend Yield Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 97.8%

Debt & Cash 2.3%

Large cap
47.1%
Small cap
38.6%
Mid cap
12.1%
Mid Cap allocation has gone down from 14% to 13%
Mid Cap allocation has gone down from 14% to 13%
Large Cap allocation has gone down from 48.3% to 46.6%
Large Cap allocation has gone down from 48.3% to 46.6%
Small Cap allocation has gone up from 35.1% to 36.5%
Small Cap allocation has gone up from 35.1% to 36.5%
Cash allocation has gone up from 1.6% to 2.5%
Cash allocation has gone up from 1.6% to 2.5%

LIC MF Dividend Yield Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 97.8%

Debt & Cash 2.3%

Financial Services
20.2%
Industrial
16.2%
Consumer Cyclical
15.5%
Basic Materials
10.6%
Consumer Defensive
9.8%
Tech
8.9%
Utilities
7.7%
Communication
3.9%
Health
3.5%
Energy
2.1%
Real Estate
1.6%

Top 3 Sectors in March were Financial Services, Industrial & Consumer Cyclical

Mar'25

Financial Services

26%

Industrial

17%

Basic Materials

13%

Feb'25

Financial Services

27%

Industrial

16%

Consumer Cyclical

13%

LIC MF Dividend Yield Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
5.31%
0%
Kotak Mahindra Bank Ltd
4.2%
0%
Tata Consultancy Services Ltd
3.71%
5.7%
ICICI Bank Ltd
3.03%
5.4%
Garware Hi-Tech Films Ltd
2.9%
4.9%
See all
Top Stocks bought last month
Godfrey Phillips India Ltd's allocation increased from 1.62% to 2.16%
Godfrey Phillips India Ltd's allocation increased from 1.62% to 2.16%
Bharat Electronics Ltd's allocation increased from 1.71% to 2.12%
Bharat Electronics Ltd's allocation increased from 1.71% to 2.12%
Bajaj Auto Ltd's allocation increased from 1.21% to 1.61%
Bajaj Auto Ltd's allocation increased from 1.21% to 1.61%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 5.25 % to 5.04 %
HDFC Bank Ltd's allocation decreased from 5.25 % to 5.04 %
Garware Hi-Tech Films Ltd's allocation decreased from 3.26 % to 3.26 %
Garware Hi-Tech Films Ltd's allocation decreased from 3.26 % to 3.26 %
Tata Consultancy Services Ltd's allocation decreased from 2.69 % to 2.68 %
Tata Consultancy Services Ltd's allocation decreased from 2.69 % to 2.68 %

LIC MF Dividend Yield Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.69%
Benchmark
Nifty 500 TR INR
AUM₹509 Cr
Inception Date21 December, 2018
Min Lumpsum/SIP₹5000/₹200
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
456.7%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About LIC MF Dividend Yield Fund

LIC MF Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 21 December, 2018. The fund is managed by Karan Doshi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. LIC MF Dividend Yield Fund Direct Growth has ₹509 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

LIC MF Dividend Yield Fund Direct Growth has given a CAGR return of 19.75% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.36%, 24.76% and 27.09% respectively.

Holdings

LIC MF Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Consumer Defensive, Tech, Utilities, Health, Communication, Energy, Real Estate. Its top holdings are HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Tata Consultancy Services Ltd, ICICI Bank Ltd, Garware Hi-Tech Films Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of LIC MF Dividend Yield Fund Direct Growth

The Investment objective of the Scheme is to provide long term capital appreciation and/or dividend distribution by investing predominantly in dividend yielding equity and equity related instruments. However there can be no assurance that the investment objective under the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Dividend Yield Fund Direct Growth has no lock in period.

Fund Manager

Karan Doshi

Fund Manager of LIC MF Dividend Yield Fund Direct Growth, since 1 July 2024

Learn more about LIC Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 490.4 Cr
₹ 446.4 Cr
₹ 482.7 Cr
  • AUM of the fund stands at 490.4 Cr as of Mar'25
  • AUM increased by 44 Cr between Mar'25 and Feb'25

Compare LIC MF Dividend Yield Fund

LIC MF Dividend Yield Fund

VS

HDFC Dividend Yield Fund Direct Growth

Frequently Asked Questions for LIC MF Dividend Yield Fund Direct Growth

What is the current NAV of LIC MF Dividend Yield Fund Direct Growth?

The current NAV of LIC MF Dividend Yield Fund Direct Growth is ₹31.63 as on 12-May-2025.

What are the average returns of LIC MF Dividend Yield Fund Direct Growth?

Existing (Absolute + CAGR) as on 12-May-2025.
LIC MF Dividend Yield Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.34%
7.34%
6 Month Returns
-1.23%
-1.23%
1 Year Returns
14.36%
14.36%
3 Years Returns
94.18%
24.76%

How do I invest in LIC MF Dividend Yield Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of LIC MF Dividend Yield Fund Direct Growth?

0.69% as on April 2025

What is net assets under management (AUM) of LIC MF Dividend Yield Fund Direct Growth?

₹509 Cr as on April 2025

What are the top 5 holdings of LIC MF Dividend Yield Fund Direct Growth?

HDFC Bank Ltd(5.31%), Kotak Mahindra Bank Ltd(4.2%), Tata Consultancy Services Ltd(3.71%), ICICI Bank Ltd(3.03%), Garware Hi-Tech Films Ltd(2.9%) as on April 2025

What are the top 3 sectors that this LIC MF Dividend Yield Fund Direct Growth has invested in?

Financial Services(26.56%), Industrial(16.29%), Consumer Cyclical(11.33%) as on April 2025

What is the alpha of LIC MF Dividend Yield Fund Direct Growth?

The alpha ratio for the LIC MF Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
LIC MF Dividend Yield Fund Direct Growth
3.22
4.32
2.82
As on April 2025
The alpha for LIC MF Dividend Yield Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of LIC MF Dividend Yield Fund Direct Growth??

The Beta ratio for the LIC MF Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
LIC MF Dividend Yield Fund Direct Growth
1.13
1.04
0.92
As on April 2025
The Beta for LIC MF Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of LIC MF Dividend Yield Fund Direct Growth?

The sharpe ratio for the LIC MF Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
LIC MF Dividend Yield Fund Direct Growth
0.19
0.85
1.29
As on April 2025
The sharpe ratio for LIC MF Dividend Yield Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of LIC MF Dividend Yield Fund Direct Growth?

The standard deviation for the LIC MF Dividend Yield Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
LIC MF Dividend Yield Fund Direct Growth
19.19
16.19
14.42
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of LIC MF Dividend Yield Fund Direct Growth?

Sortino ratio is 1.43 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of LIC MF Dividend Yield Fund Direct Growth?

Information ratio is 1.1 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of LIC MF Dividend Yield Fund Direct Growth?

Karan Doshi is the fund manager of LIC MF Dividend Yield Fund Direct Growth

What is the exit load of LIC MF Dividend Yield Fund Direct Growth?

The Exit load of LIC MF Dividend Yield Fund Direct Growth is 1%