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Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

Get the latest NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹48.92

3.5%1D

NAV as on 12 May 2025

18.46%/per year

Since Inception

Absolute Gain%

69 people have invested ₹ 2.6L in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl in the last three months

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.64%
8.47%
7.66%
3 Months
13.48%
7.67%
11.25%
6 Months
9.47%
0.81%
6.19%
1 Year
23.12%
9.98%
14.61%
3 Years
25.48%
18.69%
22.15%
5 Years
25.54%
24.52%
26.46%

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit


Total Corpus

0

Absolute Return

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 95.5%

Debt & Cash 4.5%

Large cap
58.3%

Small cap
22.5%

Mid cap
14.7%

Small Cap allocation has gone down from 23.8% to 22.3%
Small Cap allocation has gone down from 23.8% to 22.3%
Mid Cap allocation has gone down from 14.9% to 13.8%
Mid Cap allocation has gone down from 14.9% to 13.8%
Large Cap allocation has gone down from 60% to 58.9%
Large Cap allocation has gone down from 60% to 58.9%
Cash allocation has gone up from 1.3% to 5%
Cash allocation has gone up from 1.3% to 5%

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 95.5%

Debt & Cash 4.5%

Financial Services
100%

Top 2 Sectors in March were Financial Services, Tech

Mar'25

Financial Services

98%

Tech

2%

Feb'25

Financial Services

98%

Tech

2%

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
22.39%
0%
Kotak Mahindra Bank Ltd
9.23%
0%
Axis Bank Ltd
9.13%
2%
ICICI Bank Ltd
8.63%
0%
State Bank of India
2.84%
0%
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 9.58% to 9.8%
Kotak Mahindra Bank Ltd's allocation increased from 9.58% to 9.8%
AAVAS Financiers Ltd's allocation increased from 1.8% to 2%
AAVAS Financiers Ltd's allocation increased from 1.8% to 2%
AU Small Finance Bank Ltd's allocation increased from 1.49% to 1.68%
AU Small Finance Bank Ltd's allocation increased from 1.49% to 1.68%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 24.26 % to 22.96 %
HDFC Bank Ltd's allocation decreased from 24.26 % to 22.96 %
Axis Bank Ltd's allocation decreased from 8.89 % to 8.82 %
Axis Bank Ltd's allocation decreased from 8.89 % to 8.82 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 3.23 % to 3.04 %
SBI Cards and Payment Services Ltd Ordinary Shares's allocation decreased from 3.23 % to 3.04 %

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.5%
Benchmark
Nifty Financial Services TR INR
AUM₹2752 Cr
Inception Date28 December, 2015
Min Lumpsum/SIP₹5000/--
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
21.1%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is an equity fund. This fund was started on 28 December, 2015. The fund is managed by Amey Sathe. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has ₹2752 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has given a CAGR return of 18.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 23.12%, 25.48% and 25.54% respectively.

Holdings

Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, ICICI Bank Ltd, State Bank of India

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl has no lock in period.

Fund Manager

Amey Sathe

Fund Manager of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl, since 14 October 2021

Learn more about Tata Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 2.5K Cr
₹ 2.3K Cr
₹ 2.3K Cr
  • AUM of the fund stands at 2.5K Cr as of Mar'25
  • AUM increased by 263.6 Cr between Mar'25 and Feb'25

Frequently Asked Questions for Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

What is the current NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

The current NAV of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is ₹48.92 as on 12-May-2025.

What are the average returns of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

Existing (Absolute + CAGR) as on 12-May-2025.
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
Absolute Returns
CAGR Returns
1 Month Returns
7.64%
7.64%
6 Month Returns
9.47%
9.47%
1 Year Returns
23.12%
23.12%
3 Years Returns
97.59%
25.48%

How do I invest in Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

0.5% as on April 2025

What is net assets under management (AUM) of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

₹2752 Cr as on April 2025

What are the top 5 holdings of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

HDFC Bank Ltd(22.39%), Kotak Mahindra Bank Ltd(9.23%), Axis Bank Ltd(9.13%), ICICI Bank Ltd(8.63%), State Bank of India(2.84%) as on April 2025

What is the alpha of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

The alpha ratio for the Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
-3.02
4.8
3.51
As on April 2025
The alpha for Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is calculated against Nifty Financial Services TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl??

The Beta ratio for the Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
1.03
0.94
0.87
As on April 2025
The Beta for Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is calculated with Nifty Financial Services TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

The sharpe ratio for the Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
0.75
1
0.96
As on April 2025
The sharpe ratio for Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is calculated with Nifty Financial Services TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

The standard deviation for the Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl
14.01
14.78
17.65
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

Sortino ratio is 2.17 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

Information ratio is 0.86 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

Amey Sathe is the fund manager of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl

What is the exit load of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl?

The Exit load of Tata Banking & Financial Services Fund Direct Payout of Income Distribution cum Capital Wtdrwl is 0.25%