Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
Get the latest NAV of Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹19.01
▲0.6%1D
NAV as on 30 Jun 2025
11.33%/per year
Since Inception
▲▼
Fund Performance
as on (30-Jun-25)
Peer comparison
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 65.6%
Debt & Cash 34.4%
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 65.6%
Debt & Cash 34.4%
Top 3 Sectors in May were Financial Services, Government & Corporate
Government
41%
Financial Services
27%
Corporate
18%
Financial Services
39%
Government
33%
Corporate
16%
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Holdings Details
as on (31-May-25)
Equity
Debt & Cash
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.77% |
Benchmark | Nifty 50 Hybrid Comp Debt 50:50 TR INR |
| AUM | ₹61 Cr |
| Inception Date | 5 July, 2019 |
| Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 120% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option is a hybrid fund. This fund was started on 5 July, 2019. The fund is managed by Gargi Banerjee. This fund gives you the benefit of diversification.
Key Parameters
- Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has ₹61 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has given a CAGR return of 11.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.24%, 12.75% and 12.74% respectively.
Holdings
Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Corporate, Consumer Defensive, Consumer Cyclical, Health, Industrial, Utilities, Energy, Communication, Basic Materials.
Taxation
As it is a dynamic asset allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
The primary objective of the Scheme is to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has no lock in period.
Fund Manager
Gargi Banerjee
Fund Manager of Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option, since 5 July 2019
- AUM of the fund stands at 60.7 Cr as of May'25
- AUM decreased by 0.1 Cr between May'25 and Apr'25
More funds from Shriram
5Y CAGR
▲ 16.31
5Y CAGR
▲ 12.87
Frequently Asked Questions for Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
How do I invest in Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option?
- Download the INDmoney app.
- Search for ‘Shriram Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.