SBI Short Term Debt Fund Direct Growth

SBI Short Term Debt Fund Direct Growth

Debt

SBI Mutual Fund

Short Duration

Get the latest NAV of SBI Short Term Debt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹34.19

NAV as on 20 Jun 2025

7.93%/per year

Since Inception

Absolute Gain%

▲▼

433 people have invested ₹ 1.7Cr in SBI Short Term Debt Fund Direct Growth in the last three months

Fund Performance

as on (20-Jun-25)

Period
This Fund
Short Duration Index
1 Month
0.34%
0.31%
3 Months
3.22%
3.01%
6 Months
5.28%
5.01%
1 Year
9.66%
9.25%
3 Years
7.98%
7.76%
5 Years
6.46%
6.59%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
SBI Short Term Debt Fund
9/13
14,733Cr
0.4%
9.66%
7.98%
7.93%
ICICI Prudential Short Term Fund Direct Growth
1/13
21,284Cr
0.45%
9.62%
8.8%
8.62%
Nippon India Short Term Fund Direct Growth
2/13
7,058Cr
0.37%
10.1%
8.36%
8.25%
Aditya Birla Sun Life Short Term Fund Direct Growth
3/13
9,193Cr
0.36%
9.74%
8.43%
8.71%
See all

SBI Short Term Debt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

Total Corpus

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Absolute Return
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SBI Short Term Debt Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.8%

AAA
87.1%
AA
12.9%
Cash allocation has gone up from 7.7% to 9.5%
Cash allocation has gone up from 7.7% to 9.5%
Debt allocation has gone down from 92% to 90.2%
Debt allocation has gone down from 92% to 90.2%

SBI Short Term Debt Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.8%

Corporate
61.2%
Government
33.3%
Cash Equivalent
5.6%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

68%

Government

26%

Apr'25

Corporate

64%

Government

28%

SBI Short Term Debt Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.4%
Benchmark
CRISIL Short Duration Debt TR INR
AUM₹14733 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
108.51%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About SBI Short Term Debt Fund

SBI Short Term Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Mansi Sajeja. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Short Term Debt Fund Direct Growth has ₹14733 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

SBI Short Term Debt Fund Direct Growth has given a CAGR return of 7.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.66%, 7.98% and 6.46% respectively.

Holdings

SBI Short Term Debt Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.17% Govt Stock 2030, 6.79% Govt Stock 2034, Small Industries Development Bank Of India, National Bank For Agriculture And Rural Development

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Short Term Debt Fund Direct Growth

To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Short Term Debt Fund Direct Growth has no lock in period.

Fund Manager

Mansi Sajeja

Fund Manager of SBI Short Term Debt Fund Direct Growth, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 14.7K Cr
₹ 14.4K Cr
₹ 14K Cr
  • AUM of the fund stands at 14.7K Cr as of May'25
  • AUM increased by 303.9 Cr between May'25 and Apr'25

Frequently Asked Questions for SBI Short Term Debt Fund Direct Growth

How do I invest in SBI Short Term Debt Fund?

INDmoney makes it simple to invest in the SBI Short Term Debt Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Short Term Debt Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Short Term Debt Fund?

The NAV of the fund today is ₹34.19. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Short Term Debt Fund fund has generated a return of 9.66% in 1 year, 7.98% in 3 years, 6.46% in 5 years.

Who is the fund manager of SBI Short Term Debt Fund?

The fund managers are Mansi Sajeja.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.40%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹14733 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Short Term Debt Fund?

The top 3 holdings of the fund are 7.18% Govt Stock 2033(8.12%), 7.17% Govt Stock 2030(5.52%), 6.79% Govt Stock 2034(3.98%)