HDFC Short Term Debt Fund Direct Growth

HDFC Short Term Debt Fund Direct Growth

Debt

HDFC Mutual Fund

Short Duration

Get the latest NAV of HDFC Short Term Debt Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹32.71

NAV as on 09 May 2025

8.14%/per year

Since Inception

Absolute Gain%

▲▼

3118 people have invested ₹ 8.8Cr in HDFC Short Term Debt Fund Direct Growth in the last three months

Fund Performance

as on (09-May-25)

Period
This Fund
Short Duration Index
1 Month
0.7%
0.69%
3 Months
2.74%
2.63%
6 Months
4.67%
4.36%
1 Year
9.43%
8.89%
3 Years
7.97%
7.32%
5 Years
7.25%
6.65%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
HDFC Short Term Debt Fund
5/13
14,208Cr
0.4%
9.43%
7.97%
8.14%
ICICI Prudential Short Term Fund Direct Growth
1/13
20,858Cr
0.45%
9.48%
8.53%
8.6%
SBI Short Term Debt Fund Direct Growth
7/13
14,429Cr
0.4%
9.52%
7.71%
7.9%
Kotak Bond Short Term Fund Direct Growth
10/13
16,681Cr
0.38%
9.72%
7.99%
8.14%
See all

HDFC Short Term Debt Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

HDFC Short Term Debt Fund Asset Allocation

as on (31-Dec-69)

Fund Distribution

as on (31-Dec-69)

Debt & Cash 99.7%

AAA
88.2%
AA
11.8%
Cash allocation has gone up from 4.9% to 5.2%
Cash allocation has gone up from 4.9% to 5.2%
Debt allocation has gone down from 94.8% to 94.5%
Debt allocation has gone down from 94.8% to 94.5%

HDFC Short Term Debt Fund Sector Allocation

as on (31-Dec-69)

Sector Allocation

Debt & Cash 99.7%

Corporate
59%
Government
36.2%
Cash Equivalent
4.8%

Top 2 Sectors in March were Corporate, Government

Mar'25

Corporate

59%

Government

35%

Feb'25

Corporate

60%

Government

35%

HDFC Short Term Debt Fund Holdings Details

as on (30-Apr-25)

Debt & Cash

Holdings
Weight%
1M Change
7.18% Govt Stock 2033
8.08%
26.7%
7.3% Govt Stock 2028
3.98%
21.2%
7.26% Govt Stock 2032
2.68%
0%
6.79% Govt Stock 2027
2.41%
100%
7.1% Govt Stock 2029
2.16%
100%
See all
Top Stocks bought last month
Small Industries Development Bank Of India's allocation increased from 0.2% to 1.36%
Small Industries Development Bank Of India's allocation increased from 0.2% to 1.36%
Small Industries Development Bank Of India's allocation increased from 0.4% to 1.51%
Small Industries Development Bank Of India's allocation increased from 0.4% to 1.51%
Bajaj Housing Finance Limited's allocation increased from 0.68% to 1.7%
Bajaj Housing Finance Limited's allocation increased from 0.68% to 1.7%
Top Stocks sold last month
State Bank Of India's allocation decreased from 5.26 % to 1.35 %
State Bank Of India's allocation decreased from 5.26 % to 1.35 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.31 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.31 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.19 %
Small Industries Development Bank Of India's allocation decreased from 5.26 % to 1.19 %

HDFC Short Term Debt Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.4%
Benchmark
CRISIL Short Duration Debt TR INR
AUM₹14208 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
37.3%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anil Bamboli. This fund is suitable to keep your money safe.

Key Parameters

  1. HDFC Short Term Debt Fund Direct Growth has ₹14208 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

HDFC Short Term Debt Fund Direct Growth has given a CAGR return of 8.14% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.43%, 7.97% and 7.25% respectively.

Holdings

HDFC Short Term Debt Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent, Securitize. Its top holdings are 7.18% Govt Stock 2033, 7.3% Govt Stock 2028, 7.26% Govt Stock 2032, 6.79% Govt Stock 2027, 7.1% Govt Stock 2029

Taxation

As it is a short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HDFC Short Term Debt Fund Direct Growth

To generate income / capital appreciation through investments in Debt and Money Market Instruments.There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Short Term Debt Fund Direct Growth has no lock in period.

Fund Manager

Anil Bamboli

Fund Manager of HDFC Short Term Debt Fund Direct Growth, since 25 June 2010

Learn more about HDFC Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 14.2K Cr
₹ 14.4K Cr
₹ 14.8K Cr
  • AUM of the fund stands at 14.2K Cr as of Mar'25
  • AUM decreased by 182.8 Cr between Mar'25 and Feb'25

Frequently Asked Questions for HDFC Short Term Debt Fund Direct Growth

What is the current NAV of HDFC Short Term Debt Fund Direct Growth?

The current NAV of HDFC Short Term Debt Fund Direct Growth is ₹32.71 as on 09-May-2025.

What are the average returns of HDFC Short Term Debt Fund Direct Growth?

Existing (Absolute + CAGR) as on 09-May-2025.
HDFC Short Term Debt Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.7%
0.7%
6 Month Returns
4.67%
4.67%
1 Year Returns
9.43%
9.43%
3 Years Returns
25.87%
7.97%

How do I invest in HDFC Short Term Debt Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of HDFC Short Term Debt Fund Direct Growth?

0.4% as on April 2025

What is net assets under management (AUM) of HDFC Short Term Debt Fund Direct Growth?

₹14208 Cr as on April 2025

What are the top 5 holdings of HDFC Short Term Debt Fund Direct Growth?

7.18% Govt Stock 2033(8.08%), 7.3% Govt Stock 2028(3.98%), 7.26% Govt Stock 2032(2.68%), 6.79% Govt Stock 2027(2.41%), 7.1% Govt Stock 2029(2.16%) as on April 2025

What are the top 3 sectors that this HDFC Short Term Debt Fund Direct Growth has invested in?

Government(42.97%), Corporate(37.83%), Cash Equivalent(18.77%) as on April 2025

What is the yield to maturity ratio of HDFC Short Term Debt Fund Direct Growth?

Yield to Maturity is 7.47 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of HDFC Short Term Debt Fund Direct Growth?

Modified Duration is 2.81 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of HDFC Short Term Debt Fund Direct Growth?

AAA
88.23
AA
11.77

Who is the manager of HDFC Short Term Debt Fund Direct Growth?

Anil Bamboli is the fund manager of HDFC Short Term Debt Fund Direct Growth

What is the exit load of HDFC Short Term Debt Fund Direct Growth?

The Exit load of HDFC Short Term Debt Fund Direct Growth is 0%