SBI PSU Fund Direct Growth

SBI PSU Fund Direct Growth

Equity

Direct

Equity - Other

NAV as on 05-12-2024

₹ 35.82

0.6%

1D

Inception Returns

12.9%

/yr

About SBI PSU Fund Direct Growth

SBI PSU Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. SBI PSU Fund Direct Growth has ₹4471 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI PSU Fund Direct Growth has given a CAGR return of 12.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 49.89%, 39.03% and 26.90% respectively.

Holdings

SBI PSU Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Utilities, Energy, Industrial, Basic Materials. Its top holdings are State Bank of India, Power Grid Corp Of India Ltd, GAIL (India) Ltd, Bharat Electronics Ltd, Bharat Petroleum Corp Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of SBI PSU Fund Direct Growth

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI PSU Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
23420 people have invested ₹ 16.6Cr in SBI PSU Fund Direct Growth in the last three months

INDmoney Rank for SBI PSU Fund Direct Growth

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IND ranking is not available for this fund.
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5Y returns in the top 25% of the category
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3Y returns in the top 25% of the category
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Among most bought funds within the category
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No bad points found for this fund.

SBI PSU Fund Direct Growth Overview

Expense ratio0.76%
Benchmark
S&P BSE PSU TR INR
AUM₹4471 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
58.88%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (05-Dec-24)

Period
SBI PSU Fund Direct Growth
Nifty 500
equity - other
1M
3.3%
2.6%
-
3M
-3.3%
-2%
-
6M
10.8%
10.6%
-
1Y
49.9%
25.2%
-
3Y
39%
16.1%
-
5Y
26.9%
19%
-

Fund Distribution

as on (31-Oct-24)

  • Equity 96.6%

  • Debt & Cash 3.4%

Large cap
72.6%

Mid cap
20.9%

Small cap
3.1%

Sector Allocation

Oct'24

Sep'24

Aug'24

Financial Services
38.1%
Utilities
24.8%
Energy
18.5%
Industrial
11.3%
Basic Materials
7.4%
All changes are between Aug'24 and Oct'24
Oct'24
Sep'24
Aug'24
Fund Returns
-6.35%
-1.00%
-2.29%
Nifty 500
-6.52%
2.04%
0.97%
  • This fund’s returns stands at -6.35% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
  • This fund outperformed Nifty 500 by 0.17% in Oct'24
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 4.5K Cr
₹ 4.7K Cr
₹ 4.9K Cr
  • AUM of the fund stands at 4.5K Cr as of Oct'24
  • AUM decreased by 232.3 Cr between Oct'24 and Sep'24
Top Stocks bought last month
Bharat Electronics Ltd's allocation increased from 6.29% to 7.63%
Bharat Electronics Ltd's allocation increased from 6.29% to 7.63%
State Bank of India's allocation increased from 13.87% to 15.18%
State Bank of India's allocation increased from 13.87% to 15.18%
Indian Bank's allocation increased from 1.7% to 2.02%
Indian Bank's allocation increased from 1.7% to 2.02%
Top Stocks sold last month
Power Grid Corp Of India Ltd's allocation decreased from 9.44 % to 9.03 %
Power Grid Corp Of India Ltd's allocation decreased from 9.44 % to 9.03 %
GAIL (India) Ltd's allocation decreased from 9.37 % to 8.21 %
GAIL (India) Ltd's allocation decreased from 9.37 % to 8.21 %
Bharat Petroleum Corp Ltd's allocation decreased from 6.45 % to 6.19 %
Bharat Petroleum Corp Ltd's allocation decreased from 6.45 % to 6.19 %
Small Cap allocation has gone down from 3.2% to 3.1%
Small Cap allocation has gone down from 3.2% to 3.1%
Mid Cap allocation has gone up from 18.8% to 20.9%
Mid Cap allocation has gone up from 18.8% to 20.9%
Large Cap allocation has gone down from 74.5% to 72.6%
Large Cap allocation has gone down from 74.5% to 72.6%
Cash allocation has gone down from 3.5% to 3.4%
Cash allocation has gone down from 3.5% to 3.4%

Top 3 Sectors in October were Financial Services, Utilities & Energy

Oct'24
Financial Services
38%
Utilities
25%
Energy
18%
Sep'24
Financial Services
36%
Utilities
27%
Energy
19%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
27
27
25
Top 5 Company Concentration
46.2%
45.4%
43.8%
Company having highest exposure
State Bank of India (15.2%)
State Bank of India (13.9%)
State Bank of India (13.9%)
No of Sectors
5
5
5
Top 5 Sectors Concentration
100%
100%
100%
Sector having highest exposure
Financial Services (38.1%)
Financial Services (36.2%)
Financial Services (36.4%)
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Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.84L Cr
as on 31-Oct-2024
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com

Mutual Fund Insights

Insights icon
In the last 3 years, this fund has outperformed all funds in its category.
Insights icon
In the last 5 years, ICICI Prudential Commodities Fund Direct Growth has given 33.92% return, outperforming this fund by 7.02% per annum.
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Over the last 6 months, this fund has experienced a 90.1% growth in AUM moving from 2.35K Cr to 4.47K Cr.
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In the last 1 year, HDFC Defence Fund Direct Growth has given 63.16% return, outperforming this fund by 13.27%.
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Over the last 6 months, this fund has decreased expense ratio by 20.8% moving from 0.96 to 0.76.
Insights icon
This fund expense ratio is slightly on the lower side within the category (equity - other). Its expense ratio is 0.76% which is lower than the category average expense ratio of 1.14%.

SBI PSU Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.9% since inception which is less than its category average return of 19.3%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.64% in Equity, 0% in Debt and 3.36% in Cash related instruments
AUM size ₹4471 Cr

AUM size ₹4471 Cr

This fund has AUM of ₹4471 Cr which is more than its category average of ₹ 2180 Cr
Expense Ratio 0.76%

Expense Ratio 0.76%

This fund has an expense ratio of 0.76% which is less than its category average expense ratio of 1.17%

Frequently Asked Questions for SBI PSU Fund Direct Growth

The current NAV of SBI PSU Fund Direct Growth is ₹35.82 as on 05-Dec-2024.
Existing (Absolute + CAGR) as on 05-Dec-2024.
SBI PSU Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.25%
3.25%
6 Month Returns
10.8%
10.8%
1 Year Returns
49.89%
49.89%
3 Years Returns
168.74%
39.03%
5 Years Returns
229.04%
26.9%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
0.76% as on November 2024
₹4471 Cr as on November 2024
State Bank of India(15.18%), Power Grid Corp Of India Ltd(9.03%), GAIL (India) Ltd(8.21%), Bharat Electronics Ltd(7.63%), Bharat Petroleum Corp Ltd(6.19%) as on November 2024
Financial Services(36.78%), Utilities(23.95%), Energy(17.87%) as on November 2024
The alpha ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
SBI PSU Fund Direct Growth
1.83
0.03
1.33
As on November 2024
The alpha for SBI PSU Fund Direct Growth is calculated against S&P BSE PSU TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
SBI PSU Fund Direct Growth
0.98
0.99
0.84
As on November 2024
The Beta for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
SBI PSU Fund Direct Growth
1.68
1.42
0.91
As on November 2024
The sharpe ratio for SBI PSU Fund Direct Growth is calculated with S&P BSE PSU TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the SBI PSU Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
SBI PSU Fund Direct Growth
23.28
20.93
23.07
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 3.23 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
The Exit load of SBI PSU Fund Direct Growth is 0.5%