SBI Liquid Fund Direct Growth

Debt
Direct
Liquid
SBI Liquid Fund Direct Growth

About the Fund

SBI Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by R. Arun. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Liquid Fund Direct Growth has ₹73757 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

SBI Liquid Fund Direct Growth has given a CAGR return of 6.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.37%, 5.88% and 5.25% respectively.

Holdings

SBI Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are Union Bank Of India, Punjab National Bank, Bank Of India, Punjab National Bank, National Bank For Agriculture And Rural Development

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of SBI Liquid Fund Direct Growth

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. SBI Liquid Fund Direct Growth has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
1924 people have invested ₹ 25.2Cr in SBI Liquid Fund Direct Growth in the last three months

Fund Overview

Expense ratio0.2%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹73757 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load
0.007%
Lock InNo Lock-in
TurnOver
516.67%
Risk
Risk meter
pointer
Low to Moderate Risk

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

Jun'24

May'24

Apr'24

Cash Equivalent
63.8%
Corporate
28%
Government
8.1%
All changes are between Oct'69 and Dec'69

as on (30-Jun-24)

  • Debt & Cash

Holdings
Weight%
1M Change
Punjab National Bank
Punjab National Bank
4.02%
100%
Union Bank Of India
Union Bank Of India
4.02%
100%
Bank Of India
Bank Of India
3.36%
0%
Punjab National Bank
Punjab National Bank
2.7%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
2.69%
0%

R. Arun
R. Arun
Fund Manager of SBI Liquid Fund Direct Growth, since 7 May 2018

Mutual Fund Insights

Insights icon
In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.75% return, outperforming this fund by 0.5% per annum.
Insights icon
This fund expense ratio is slightly on the lower side within the category (liquid). Its expense ratio is 0.2% which is lower than the category average expense ratio of 0.27%.
Insights icon
Over the last 6 months, this fund has increased expense ratio by 11.1% moving from 0.18 to 0.20.
Insights icon
In the last 1 year, Edelweiss Liquid Fund Direct Growth has given 7.47% return, outperforming this fund by 0.1%.
Insights icon
Over the last 3 months, this fund has experienced a 39.3% growth in AUM moving from 52.94K Cr to 73.75K Cr.
Insights icon
In the last 3 years, Mahindra Manulife Liquid Fund Direct Plan Growth has given 5.96% return, outperforming this fund by 0.08% per annum.

SBI Liquid Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.81% since inception which is more than its category average return of 4.97%
AUM size ₹73757 Cr

AUM size ₹73757 Cr

This fund has AUM of ₹73757 Cr which is more than its category average of ₹ 12561 Cr
Expense Ratio 0.2%

Expense Ratio 0.2%

This fund has an expense ratio of 0.2% which is less than its category average expense ratio of 0.24%

Frequently Asked Questions

The current NAV of SBI Liquid Fund Direct Growth is ₹3861.93 as on 19-Jul-2024.
Existing (Absolute + CAGR) as on 19-Jul-2024.
SBI Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.59%
0.59%
6 Month Returns
3.7%
3.7%
1 Year Returns
7.37%
7.37%
3 Years Returns
18.7%
5.88%
5 Years Returns
29.18%
5.25%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.2% as on June 2024
₹73757 Cr as on June 2024
Union Bank Of India(4.02%), Punjab National Bank(4.02%), Bank Of India(3.36%), Punjab National Bank(2.7%), National Bank For Agriculture And Rural Development(2.69%) as on June 2024
Cash Equivalent(62.93%), Corporate(28.72%), Government(8.35%) as on June 2024
Yield to Maturity is 7.22 as on June 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.15 as on June 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
R. Arun is the fund manager of SBI Liquid Fund Direct Growth
The Exit load of SBI Liquid Fund Direct Growth is 0.01%