SBI Liquid Fund

SBI Liquid Fund

Debt

SBI Mutual Fund

Liquid

Get the latest NAV of SBI Liquid Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹4327.76

NAV as on 16 Apr 2026

6.8%/per year

Since Inception

Absolute Gain%

▲▼

3240 people have invested ₹ 24.3Cr in SBI Liquid Fund in the last three months

SBI Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (16-Apr-26)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.8%
1.74%
3.21%
6.32%
6.98%
6.05%
Liquid Index
0.61%
1.42%
2.7%
5.54%
5.6%
5.02%
Liquid Avg
0.58%
1.4%
2.72%
5.59%
6.34%
5.51%
Best in Liquid
0.78%
1.77%
3.34%
6.42%
7.08%
6.14%
Worst in Liquid
-0.05%
-0.01%
0.24%
5.84%
6.58%
5.72%
Category Rank
14/24
15/24
16/24
21/23
19/22
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SBI Liquid Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

19
/24
53% Performance
34% Risk Management
20% Cost

Ranked 19 out of 24 mutual funds in the liquid category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
SBI Liquid Fund
19/24
57,891Cr
0.19%
6.32%
6.98%
-0.06
1.40
2.83
16.97
0.87
Canara Robeco Liquid Fund
1/24
4,857Cr
0.09%
6.38%
7.05%
-0.02
1.51
3.16
17.34
1.86
Axis Liquid Fund
2/24
30,188Cr
0.11%
6.42%
7.07%
0.02
1.42
3.45
31.27
2.24
Edelweiss Liquid Fund
3/24
8,877Cr
0.1%
6.4%
7.08%
0.02
1.43
3.53
21.16
2.44
See all

SBI Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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SBI Liquid Fund Asset Allocation

See fund asset allocation details as on (13-Apr-26)

Fund Distribution

as on (13-Apr-26)

AAA
99.3%
AA
0.7%
Cash allocation has gone up from 98.9% to 99.7%
Cash allocation has gone up from 98.9% to 99.7%
Debt allocation has gone down from 0.8% to 0%
Debt allocation has gone down from 0.8% to 0%

SBI Liquid Fund Sector Allocation

See fund sector allocation details as on (13-Apr-26)

Sector Allocation

Cash Equivalent
79.4%
Corporate
13.7%
Government
6.8%

Top 2 Sectors in March were Corporate, Government

Mar'26

Corporate

21%

Government

7%

Feb'26

Corporate

12%

Government

4%

SBI Liquid Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.19%
Benchmark
Nifty Liquid TR INR
AUM₹57891 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
461.12%
Risk
Risk meter
pointer
Low to Moderate Risk

About SBI Liquid Fund

SBI Liquid Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Rajeev Radhakrishnan. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Liquid Fund has ₹57891 Cr worth of assets under management (AUM) as on Apr 2026 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

SBI Liquid Fund has given a CAGR return of 6.80% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.32%, 6.98% and 6.05% respectively.

Holdings

SBI Liquid Fund has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are National Bank for Agriculture and Rural Development, Punjab National Bank, Tbill, National Bank For Agriculture And Rural Development, Tbill

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Liquid Fund

To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. SBI Liquid Fund has no lock in period.

Fund Manager

Rajeev Radhakrishnan

Fund Manager of SBI Liquid Fund, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
Mar'26
Feb'26
Jan'26
AUM
₹ 57.9K Cr
₹ 66.1K Cr
₹ 59.3K Cr
  • AUM of the fund stands at 57.9K Cr as of Mar'26
  • AUM decreased by 8.2K Cr between Mar'26 and Feb'26

Frequently Asked Questions for SBI Liquid Fund

How do I invest in SBI Liquid Fund?

INDmoney makes it simple to invest in the SBI Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Liquid Fund?

The NAV of the fund today is ₹4327.76. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Liquid Fund fund has generated a return of 6.32% in 1 year, 6.98% in 3 years, 6.05% in 5 years.

Who is the fund manager of SBI Liquid Fund?

The fund managers are Rajeev Radhakrishnan.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.19%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹57891 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Liquid Fund?

The top 3 holdings of the fund are National Bank for Agriculture and Rural Development(5.95%), Punjab National Bank(5.36%), Tbill(3.43%)