Debt
Direct
Liquid
NAV as on 16-03-2025
₹ 336.93
Inception Returns
6.9%
/yr
PGIM India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Bhupesh Kalyani, Puneet Pal. This fund is suitable to keep your money safe.
PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.37%, 6.75% and 5.51% respectively.
PGIM India Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Consumer Cyclical, Consumer Defensive, Basic Materials, Government. Its top holdings are Punjab National Bank, Network18 Media & Investments Limited, Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited), National Bank For Agriculture And Rural Development, Union Bank Of India
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund Direct Growth has no lock in period.
Expense ratio | 0.12% |
Benchmark | CRISIL Liquid Fund TR INR |
AUM | ₹391 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹5000/₹1000 |
Exit Load | 0.0% |
Lock In | No Lock-in |
TurnOver | 486.97% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Low to Moderate Risk |
as on (16-Mar-25)
as on (31-Dec-69)
Top 3 Sectors in February were Financial Services, Corporate & Consumer Cyclical
PGIM India Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.5% | 0.5% |
6 Month Returns | 3.53% | 3.53% |
1 Year Returns | 7.37% | 7.37% |
3 Years Returns | 21.65% | 6.75% |
5 Years Returns | 30.78% | 5.51% |
AAA | 94.99 |
AA | 5.01 |