PGIM India Liquid Fund Direct Growth
Get the latest NAV of PGIM India Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹348.30
NAV as on 17 Sep 2025
6.89%/per year
Since Inception
▲▼
149 people have invested ₹ 57.2L in PGIM India Liquid Fund Direct Growth in the last three months
PGIM India Liquid Fund Performance vs. Liquid Index
Fund returns vs Benchmark returns vs Category Average returns as on (17-Sep-25)
The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.
PGIM India Liquid Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 20 out of 24 mutual funds in the liquid category as per INDmoney.
PGIM India Liquid Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
PGIM India Liquid Fund Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
PGIM India Liquid Fund Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Financial Services, Corporate & Consumer Cyclical
Financial Services
80%
Corporate
14%
Consumer Cyclical
9%
Financial Services
80%
Corporate
14%
Consumer Cyclical
9%
PGIM India Liquid Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.12% |
Benchmark | CRISIL Liquid Debt TR INR |
| AUM | ₹527 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 680.04% |
| Risk |   Low to Moderate Risk |
About PGIM India Liquid Fund
PGIM India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Puneet Pal, Bhupesh Kalyani. This fund is suitable to keep your money safe.
Key Parameters
- PGIM India Liquid Fund Direct Growth has ₹527 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.01%, 7.12% and 5.74% respectively.
Holdings
PGIM India Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Corporate, Consumer Cyclical, Consumer Defensive, Basic Materials, Government. Its top holdings are HDFC Bank Limited, Smfg India Credit Company Limited, Small Industries Development Bank Of India, Indian Oil Corporation Limited, Motilal Oswal Financial Services Ltd
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of PGIM India Liquid Fund Direct Growth
To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund Direct Growth has no lock in period.
Fund Manager
Puneet Pal
Fund Manager of PGIM India Liquid Fund Direct Growth, since 16 July 2022
Bhupesh Kalyani
Fund Manager of PGIM India Liquid Fund Direct Growth, since 13 September 2022
- AUM of the fund stands at 527.4 Cr as of Aug'25
- AUM has remained same between Aug'25 and Aug'25
Frequently Asked Questions for PGIM India Liquid Fund Direct Growth
How do I invest in PGIM India Liquid Fund?
- Download the INDmoney app.
- Search for ‘PGIM India Liquid Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.