NJ Balanced Advantage Fund
Get the latest NAV of NJ Balanced Advantage Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.57
▲0.4%1D
NAV as on 06 Apr 2026
7.13%/per year
Since Inception
▲▼
42 people have invested ₹ 10.6L in NJ Balanced Advantage Fund in the last three months
NJ Balanced Advantage Fund Performance vs. Dynamic Asset Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (06-Apr-26)
The fund has outperformed the benchmark (Dynamic Asset Allocation Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
NJ Balanced Advantage Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
NJ Balanced Advantage Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
NJ Balanced Advantage Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Financial Services, Consumer Cyclical & Consumer Defensive
Financial Services
33%
Consumer Cyclical
16%
Consumer Defensive
13%
Financial Services
32%
Consumer Cyclical
15%
Consumer Defensive
13%
NJ Balanced Advantage Fund Holdings Details
as on (31-Mar-26)
NJ Balanced Advantage Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.6% |
Benchmark | NIFTY 50 Arbitrage TR INR |
| AUM | ₹3567 Cr |
| Inception Date | 29 October, 2021 |
| Min Lumpsum/SIP | ₹500/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 189.94% |
| Risk |   Very High Risk |
About NJ Balanced Advantage Fund
NJ Balanced Advantage Fund is a hybrid fund. This fund was started on 29 October, 2021. The fund is managed by Viral Shah, Dhaval Patel. This fund gives you the benefit of diversification.
Key Parameters
- NJ Balanced Advantage Fund has ₹3567 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.6.
Returns
NJ Balanced Advantage Fund has given a CAGR return of 7.13% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 2.96% and 10.56% respectively.
Holdings
NJ Balanced Advantage Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Consumer Defensive, Energy, Tech, Health, Basic Materials, Government, Industrial, Communication, Utilities, Real Estate.
Taxation
As it is a dynamic asset allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of NJ Balanced Advantage Fund
The investment objective of the Scheme is to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. NJ Balanced Advantage Fund has no lock in period.
Fund Manager
Viral Shah
Fund Manager of NJ Balanced Advantage Fund, since 20 October 2022
Dhaval Patel
Fund Manager of NJ Balanced Advantage Fund, since 8 March 2023
- AUM of the fund stands at 3.6K Cr as of Feb'26
- AUM decreased by 42.7 Cr between Feb'26 and Jan'26
Frequently Asked Questions for NJ Balanced Advantage Fund
How do I invest in NJ Balanced Advantage Fund?
- Download the INDmoney app.
- Search for ‘NJ Balanced Advantage Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.