LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
Get the latest NAV of LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹13.05
▲0.2%1D
NAV as on 15 Sep 2025
9.13%/per year
Since Inception
▲▼
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Performance vs. Dynamic Asset Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)
The fund has outperformed the benchmark (Dynamic Asset Allocation Index) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Financial Services, Government & Corporate
Financial Services
33%
Government
31%
Tech
15%
Financial Services
33%
Government
27%
Corporate
16%
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Holdings Details
as on (31-Aug-25)
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.76% |
Benchmark | Nifty 50 Hybrid Comp Debt 50:50 TR INR |
| AUM | ₹806 Cr |
| Inception Date | 12 November, 2021 |
| Min Lumpsum/SIP | ₹5000/₹200 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 68.59% |
| Risk |   Very High Risk |
About LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option is a hybrid fund. This fund was started on 12 November, 2021. The fund is managed by Rahul Singh, Jaiprakash Toshniwal, Yogesh Patil. This fund gives you the benefit of diversification.
Key Parameters
- LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has ₹806 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has given a CAGR return of 9.13% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 4.53% and 9.97% respectively.
Holdings
LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Corporate, Industrial, Basic Materials, Health, Energy, Consumer Cyclical, Communication, Consumer Defensive, Utilities, Real Estate.
Taxation
As it is a dynamic asset allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
The investment objective of the scheme is to provide capital appreciation/ income to the investors from a dynamic mix of equity, debt and money market instruments. The Scheme seeks to reduce the volatility by diversifying the assets across equity, debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option has no lock in period.
Fund Manager
Rahul Singh
Fund Manager of LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option, since 12 November 2021
Jaiprakash Toshniwal
Fund Manager of LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option, since 6 June 2022
Yogesh Patil
Fund Manager of LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option, since 12 November 2021
- AUM of the fund stands at 805.9 Cr as of Aug'25
- AUM decreased by 21.7 Cr between Aug'25 and Jul'25
Frequently Asked Questions for LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option
How do I invest in LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option?
- Download the INDmoney app.
- Search for ‘LIC MF Balanced Advantage Fund Direct Payout of Income Distribution cum capital withdrawal option’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.