ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
Get the latest NAV of ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹16.34
▲0.2%1D
NAV as on 04 Jul 2025
13.76%/per year
Since Inception
▲▼
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (04-Jul-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 94.3%
Debt & Cash 5.7%
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 94.3%
Debt & Cash 5.7%
Top 2 Sectors in May were Financial Services, Tech
Financial Services
99%
Tech
1%
Financial Services
99%
Tech
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Holdings Details
as on (30-Jun-25)
Equity
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.66% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹307 Cr |
| Inception Date | 8 December, 2021 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 0.5% |
| Lock In | No Lock-in |
TurnOver | 179.32% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 8 December, 2021. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl has ₹307 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 13.76% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 11.65% and 20.90% respectively.
Holdings
ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, Bajaj Finance Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.
- AUM of the fund stands at 306.7 Cr as of May'25
- AUM increased by 6.2 Cr between May'25 and Apr'25
More funds from ITI
5Y CAGR
▲ 30.76
3Y CAGR
▲ 31.17
5Y CAGR
▲ 24.36
5Y CAGR
▲ 23.52
3Y CAGR
▲ 26.77
Frequently Asked Questions for ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl
How do I invest in ITI Banking and Financial Services Fund Direct Reinvestment Inc Dist cum Cap Wdrl?
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