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Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

Debt

Invesco Mutual Fund

Banking & Psu

Get the latest NAV of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1008.96

NAV as on 09 May 2025

5.85%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (09-May-25)

Period
This Fund
Banking and PSU Index
1 Month
-0.99%
0.63%
3 Months
-0.28%
2.61%
6 Months
1.46%
4.23%
1 Year
6.07%
8.5%
3 Years
6.53%
7.17%
5 Years
5.36%
6.24%

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Debt & Cash 99.6%

AAA
100%
Cash allocation has gone up from 6.9% to 7.2%
Cash allocation has gone up from 6.9% to 7.2%
Debt allocation has gone down from 92.8% to 92.5%
Debt allocation has gone down from 92.8% to 92.5%

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Debt & Cash 99.6%

Government
53%
Corporate
37.6%
Cash Equivalent
9.4%

Top 2 Sectors in March were Government, Corporate

Mar'25

Government

55%

Corporate

38%

Feb'25

Government

55%

Corporate

38%

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.25%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹103 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
84.73%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vikas Garg, Krishna Cheemalapati. This fund is suitable to keep your money safe.

Key Parameters

  1. Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl has ₹103 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl has given a CAGR return of 5.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.07%, 6.53% and 5.36% respectively.

Holdings

Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are National Bank for Agriculture and Rural Development 7.68%, Indian Railway Finance Corporation Limited, Small Industries Development Bank Of India, 7.18% Govt Stock 2037, 7.18% Govt Stock 2033

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl has no lock in period.

Fund Manager

Vikas Garg

Fund Manager of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl, since 26 September 2020

Krishna Cheemalapati

Fund Manager of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl, since 16 December 2020

Learn more about Invesco Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 101.7 Cr
₹ 100.2 Cr
₹ 100.1 Cr
  • AUM of the fund stands at 101.7 Cr as of Mar'25
  • AUM increased by 1.5 Cr between Mar'25 and Feb'25

Frequently Asked Questions for Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

What is the current NAV of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

The current NAV of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl is ₹1008.96 as on 09-May-2025.

What are the average returns of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

Existing (Absolute + CAGR) as on 09-May-2025.
Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl
Absolute Returns
CAGR Returns
1 Month Returns
-0.99%
-0.99%
6 Month Returns
1.46%
1.46%
1 Year Returns
6.07%
6.07%
3 Years Returns
20.89%
6.53%

How do I invest in Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

0.25% as on April 2025

What is net assets under management (AUM) of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

₹103 Cr as on April 2025

What are the top 5 holdings of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

National Bank for Agriculture and Rural Development 7.68%(7.98%), Indian Railway Finance Corporation Limited(7.92%), Small Industries Development Bank Of India(7.83%), 7.18% Govt Stock 2037(5.14%), 7.18% Govt Stock 2033(5.11%) as on April 2025

What are the top 3 sectors that this Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl has invested in?

Government(55.02%), Corporate(37.71%), Cash Equivalent(7.28%) as on April 2025

What is the yield to maturity ratio of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

Yield to Maturity is 7.04 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

Modified Duration is 3.78 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

AAA
100

Who is the manager of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

Vikas Garg, Krishna Cheemalapati are the fund managers of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl

What is the exit load of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl?

The Exit load of Invesco India Banking & PSU Fund Direct Monthly Reinvestment of Income Dist cum Capital Wtdrl is 0%