HDFC ELSS TaxSaver Fund Direct Growth

HDFC ELSS TaxSaver Fund Direct Growth

Equity

HDFC Mutual Fund

Elss (Tax Savings)

Get the latest NAV of HDFC ELSS TaxSaver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1556.70

▲0.9%1D

NAV as on 16 Sep 2025

15.61%/per year

Since Inception

Absolute Gain%

▲▼

7304 people have invested ₹ 3Cr in HDFC ELSS TaxSaver Fund Direct Growth in the last three months

HDFC ELSS TaxSaver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (16-Sep-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
3.05%
3.12%
16.76%
3.83%
22.94%
25.78%
Nifty 500
3.04%
1.19%
15.83%
-2.5%
15.31%
19.39%
Elss (Tax Savings) Avg
2.91%
1.84%
15.96%
-2.06%
17.31%
20.64%
Best in Elss (Tax Savings)
4.9%
4.49%
25.27%
5.32%
25.77%
28.07%
Worst in Elss (Tax Savings)
0.79%
-1.49%
11.53%
-11.43%
11.46%
14.34%
Category Rank
3/23
2/23
3/23
7/23
15/24
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HDFC ELSS TaxSaver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/23
79% Performance
80% Risk Management
11% Cost

Ranked 2 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HDFC ELSS TaxSaver Fund
2/23
16,525Cr
1.09%
3.83%
22.94%
7.19
0.83
1.22
2.32
2.02
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,524Cr
0.62%
5.76%
19.79%
6.16
0.67
1.19
2.19
0.75
SBI ELSS Tax Saver Fund Direct Growth
3/23
29,937Cr
0.95%
-1.54%
24.93%
8.02
0.96
1.16
2.16
2.33
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,475Cr
0.69%
-1.14%
20.44%
4.13
0.96
0.90
1.61
1.31
See all
Positive: Generated Consistent Returns
Generated Consistent Returns
Positive: Consistently beats benchmark
Consistently beats benchmark
Positive: Lower volatility within category
Lower volatility within category
Negative: No bad points found for this fund.
No bad points found for this fund.

HDFC ELSS TaxSaver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HDFC ELSS TaxSaver Fund Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

Large cap
78.9%
Small cap
11%
Mid cap
3.3%
Small Cap allocation has gone down from 11.1% to 11%
Small Cap allocation has gone down from 11.1% to 11%
Mid Cap allocation has gone down from 3.7% to 3.3%
Mid Cap allocation has gone down from 3.7% to 3.3%
Large Cap allocation has gone up from 78.9% to 78.9%
Large Cap allocation has gone up from 78.9% to 78.9%
Cash allocation has gone up from 5.8% to 6.3%
Cash allocation has gone up from 5.8% to 6.3%
Debt allocation has gone down from 0.3% to 0.3%
Debt allocation has gone down from 0.3% to 0.3%

HDFC ELSS TaxSaver Fund Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Financial Services
45.6%
Consumer Cyclical
14.3%
Health
11.1%
Tech
6.8%
Basic Materials
5.9%
Industrial
5.8%
Communication
5.8%
Utilities
1.8%
Real Estate
1.1%
Consumer Defensive
1%
Energy
0.7%

Top 3 Sectors in August were Financial Services, Consumer Cyclical & Health

Aug'25

Financial Services

44%

Consumer Cyclical

19%

Health

11%

Jul'25

Financial Services

45%

Consumer Cyclical

17%

Health

10%

HDFC ELSS TaxSaver Fund Holdings Details

as on (31-Aug-25)

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.56%
0%
ICICI Bank Ltd
9.3%
0%
Axis Bank Ltd
7.59%
0%
Cipla Ltd
5.19%
0%
SBI Life Insurance Co Ltd
4.92%
0%
See all
Top Stocks bought last month
Maruti Suzuki India Ltd's allocation increased from 4.18% to 4.92%
Maruti Suzuki India Ltd's allocation increased from 4.18% to 4.92%
Hyundai Motor India Ltd's allocation increased from 2.6% to 2.98%
Hyundai Motor India Ltd's allocation increased from 2.6% to 2.98%
Bajaj Auto Ltd's allocation increased from 2.29% to 2.48%
Bajaj Auto Ltd's allocation increased from 2.29% to 2.48%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10.1 % to 9.56 %
HDFC Bank Ltd's allocation decreased from 10.1 % to 9.56 %
ICICI Bank Ltd's allocation decreased from 9.83 % to 9.3 %
ICICI Bank Ltd's allocation decreased from 9.83 % to 9.3 %
Axis Bank Ltd's allocation decreased from 7.73 % to 7.59 %
Axis Bank Ltd's allocation decreased from 7.73 % to 7.59 %

HDFC ELSS TaxSaver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.09%
Benchmark
Nifty 500 TR INR
AUM₹16525 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
27.22%
Risk
Risk meter
pointer
Very High Risk

About HDFC ELSS TaxSaver Fund

HDFC ELSS TaxSaver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Roshi Jain, Dhruv Muchhal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. HDFC ELSS TaxSaver Fund Direct Growth has ₹16525 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 1.1.

Returns

HDFC ELSS TaxSaver Fund Direct Growth has given a CAGR return of 15.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.83%, 22.94% and 25.78% respectively.

Holdings

HDFC ELSS TaxSaver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Health, Basic Materials, Industrial, Tech, Communication, Government, Utilities, Energy, Consumer Defensive. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Cipla Ltd, Maruti Suzuki India Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of HDFC ELSS TaxSaver Fund Direct Growth

To generate capital appreciation / income from a portfolio, comprising predominantly of equity & equity related instruments. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for HDFC ELSS TaxSaver Fund Direct Growth of 3 Years

Fund Manager

Roshi Jain

Fund Manager of HDFC ELSS TaxSaver Fund Direct Growth, since 13 January 2022

Dhruv Muchhal

Fund Manager of HDFC ELSS TaxSaver Fund Direct Growth, since 22 June 2023

Learn more about HDFC Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 16.5K Cr
₹ 16.6K Cr
₹ 16.9K Cr
  • AUM of the fund stands at 16.5K Cr as of Aug'25
  • AUM decreased by 53.8 Cr between Aug'25 and Jul'25

Compare HDFC ELSS TaxSaver Fund

HDFC ELSS TaxSaver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for HDFC ELSS TaxSaver Fund Direct Growth

How do I invest in HDFC ELSS TaxSaver Fund?

INDmoney makes it simple to invest in the HDFC ELSS TaxSaver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HDFC ELSS TaxSaver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HDFC ELSS TaxSaver Fund?

The NAV of the fund today is ₹1556.70. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HDFC ELSS TaxSaver Fund fund has generated a return of 3.83% in 1 year, 22.94% in 3 years, 25.78% in 5 years.

Who is the fund manager of HDFC ELSS TaxSaver Fund?

The fund managers are Roshi Jain, Dhruv Muchhal.

What is the expense ratio of the fund?

The expense ratio is 1.09%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹16525 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HDFC ELSS TaxSaver Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(9.56%), ICICI Bank Ltd(9.3%), Axis Bank Ltd(7.59%)