HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
Hybrid
Direct
Retirement
NAV: ₹ 38.68 as on 24-04-2024
Fund Performance
735 people have invested ₹ 18.6L in HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan in the last three months
Mutual Fund Insights
Over the last 15 months, this fund has decreased expense ratio by 9.6% moving from 1.04 to 0.94.
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.76% return, outperforming this fund by 13.77% per annum.
Over the last 6 months, this fund has experienced a 17.6% growth in AUM moving from 1.14K Cr to 1.35K Cr.
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.94% which is lower than the category average expense ratio of 1.42%.
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 23.59% return, outperforming this fund by 6.52% per annum.
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 62.72% return, outperforming this fund by 32.08%.
About the HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan has ₹1352 Cr worth of assets under management (AUM) as on Mar 2024 and is more than category average.
- The fund has an expense ratio 0.9.
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan Overview
 | 0.94% |
 Benchmark | IISL Nifty 50 TR INR |
 | ₹1352 Cr |
 | 25 February, 2016 |
 | ₹100/₹100 |
 | 0% |
 | 5 Years |
 TurnOver | 9.84% |
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan Distribution as on (31-Mar-24)
Size breakup
Large cap
43.6%
Small cap
18.9%
Mid cap
5.5%
Sector Allocation
Financial Services
29.4%
Industrial
15.4%
Consumer Cyclical
13%
Health
10.6%
Tech
9.8%
Consumer Defensive
6.1%
Energy
6%
Communication
4%
Basic Materials
2.8%
Utilities
2.7%
Top Holdings of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan as on (31-Mar-24)
Equity Holdings64
Debt Holdings13
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan: Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 1.3K Cr as of Mar'24
- AUM has remained same between Mar'24 and Feb'24
Fund Portfolio Changes
Peer Analysis
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan Fund Manager
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan, since 14 December 2021
Top funds managed
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan, since 25 February 2016
Top funds managed
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.99% since inception which is more than its category average return of 10.87%
Fund Allocations
This fund has an allocation of 68.54% in Equity, 17.46% in Debt and 13.99% in Cash related instruments
AUM size ₹1352 Cr
This fund has AUM of ₹1352 Cr which is more than its category average of ₹ 701 Cr
Expense Ratio 0.94%
This fund has an expense ratio of 0.94% which is less than its category average expense ratio of 1.51%
Frequently Asked Questions
The current NAV of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is ₹38.68 as on 24-Apr-2024.
Existing (Absolute + CAGR) as on 24-Apr-2024.
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan | Absolute Returns | CAGR Returns |
1 Month Returns | 2.06% | 2.06% |
6 Month Returns | 15.85% | 15.85% |
1 Year Returns | 30.64% | 30.64% |
3 Years Returns | 68.46% | 18.99% |
5 Years Returns | 119.87% | 17.07% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.94% as on March 2024
₹1352 Cr as on March 2024
HDFC Bank Ltd(5.35%), ICICI Bank Ltd(5.26%), Reliance Industries Ltd(3.3%), State Bank of India(2.78%), Larsen & Toubro Ltd(2.51%) as on March 2024
Financial Services(20.16%), Cash Equivalent(13.99%), Government(11.66%) as on March 2024
AAA | 82.23 |
AA | 17.77 |
Srinivasan Ramamurthy, Shobhit Mehrotra are the fund managers of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is 0%