HDFC Retirement Savings Fund Hybrid Equity
Get the latest NAV of HDFC Retirement Savings Fund Hybrid Equity. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹40.99
▲0.5%1D
NAV as on 07 Apr 2026
14.97%/per year
Since Inception
▲▼
1027 people have invested ₹ 24.4L in HDFC Retirement Savings Fund Hybrid Equity in the last three months
HDFC Retirement Savings Fund Hybrid Equity Performance vs. Retirement Index
Fund returns vs Benchmark returns vs Category Average returns as on (07-Apr-26)
The fund has consistently outperformed the benchmark (Retirement Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
HDFC Retirement Savings Fund Hybrid Equity Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Retirement Savings Fund Hybrid Equity Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
HDFC Retirement Savings Fund Hybrid Equity Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Government, Financial Services & Corporate
Government
41%
Financial Services
37%
Corporate
28%
Government
42%
Financial Services
36%
Corporate
28%
HDFC Retirement Savings Fund Hybrid Equity Holdings Details
as on (31-Mar-26)
HDFC Retirement Savings Fund Hybrid Equity Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.94% |
Benchmark | Nifty 50 TR INR |
| AUM | ₹1704 Cr |
| Inception Date | 25 February, 2016 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 11.06% |
| Risk |   Very High Risk |
About HDFC Retirement Savings Fund Hybrid Equity
HDFC Retirement Savings Fund Hybrid Equity is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Nandita Menezes, Anupam Joshi, Arun Agarwal, Dhruv Muchhal, Srinivasan Ramamurthy. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund Hybrid Equity has ₹1704 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
HDFC Retirement Savings Fund Hybrid Equity has given a CAGR return of 14.97% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 3.21%, 11.73% and 12.07% respectively.
Holdings
HDFC Retirement Savings Fund Hybrid Equity has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Corporate, Industrial, Consumer Cyclical, Tech, Health, Energy, Utilities, Communication, Basic Materials, Consumer Defensive, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of HDFC Retirement Savings Fund Hybrid Equity
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. There is a lock in period for HDFC Retirement Savings Fund Hybrid Equity of 5 Years
Fund Manager
Nandita Menezes
Fund Manager of HDFC Retirement Savings Fund Hybrid Equity, since 1 April 2025
Anupam Joshi
Fund Manager of HDFC Retirement Savings Fund Hybrid Equity, since 7 March 2026
Arun Agarwal
Fund Manager of HDFC Retirement Savings Fund Hybrid Equity, since 1 April 2025
Dhruv Muchhal
Fund Manager of HDFC Retirement Savings Fund Hybrid Equity, since 22 June 2023
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund Hybrid Equity, since 14 December 2021
- AUM of the fund stands at 1.7K Cr as of Feb'26
- AUM increased by 1.5 Cr between Feb'26 and Jan'26
Frequently Asked Questions for HDFC Retirement Savings Fund Hybrid Equity
How do I invest in HDFC Retirement Savings Fund Hybrid Equity?
- Download the INDmoney app.
- Search for ‘HDFC Retirement Savings Fund Hybrid Equity’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.