HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan

HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan

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Hybrid
Direct
Retirement

NAV: ₹ 28.6 as on 27-01-2023

Fund Performance
zero opening, trading, fund transfer fee
256 people have invested ₹ 3.4L in mutual fund in the last three months

Fund Insights

In the last 1 year, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 9.36% return, outperforming this fund by 3.01%

In the last 3 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 22.05% return, outperforming this fund by 6.73%

In the last 5 years, HDFC Retirement Savings Fund - Equity Plan - Direct Plan has given 13.09% return, outperforming this fund by 2.21%

Fund Performance as on (01-Jan-70)

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.5%
1.2%
6.4%
6.4%
15.3%
10.9%
Benchmark
-
-
-
-
-
-
About the Fund

HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is a hybrid fund. This fund was started on  25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra, Priya Ranjan. This fund gives you the benefit of diversification.

Key parameters

1) HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan has a NAV of 28.56 as on 27-01-2023.

2) HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan has 929 Cr worth of assets under management (AUM) as on 30-11-2022 and is more than category average.

3) The fund has an expense ratio 1.05 %.

Fund Overview

Expense ratio
Expense ratio
1.05%
Benchmark
Benchmark
IISL Nifty 50 TR INR
AUM
AUM
₹929 Cr
Inception Date
Inception Date
25 February, 2016
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
11.77%

Fund Distribution as on (31-Dec-22)

  • Equity 69%
  • Debt & Cash 31%
Size breakup
Large cap
39.7%
Small cap
22.2%
Mid cap
7.1%

Sector Allocation

Dec'22

Nov'22

Oct'22

Financial Services

30.8%

Industrial

17.8%

Consumer Cyclical

12.6%

Tech

9.9%

Health

6.9%

Consumer Defensive

6.8%

Energy

6.3%

Basic Materials

3.4%

Communication

3.3%

Utilities

2.2%

Top Holdings as on (31-Dec-69)

  • Equity
  • Debt & Cash
Equity Holdings61
Debt Holdings13

What changed

in last one month
  • Scheme
  • Portfolio
AUM decreased by 4.5 Cr in last 1M
Dec'69 return outperformed benchmark

Change in AUM

Dec'22
₹ 928.6 Cr
Nov'22
₹ 933.2 Cr
Oct'22
₹ 903.6 Cr

Fund Returns vs Benchmark

Dec'22
6.02%
2.58%
Nov'22
-1.82%
-0.68%
Oct'22
3.13%
1.36%
Fund Return
Benchmark Return

Concentration Analysis as on (31-Dec-22)

Fund
Dec'22
Nov'22
Oct'22
No of Holdings
74
73
70
Top 5 Company Concentration
19.2%
19.9%
19.4%
Company having highest exposure
ICICI Bank Ltd (4.7%)
ICICI Bank Ltd (5%)
ICICI Bank Ltd (4.9%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
64.9%
65.5%
66.3%
Sector having highest exposure
Financial Services (21.2%)
Financial Services (21.3%)
Financial Services (20.8%)

Fund Manager

Srinivasan Ramamurthy

Srinivasan Ramamurthy

Fund Manager of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan, since 14 December 2021
Shobhit Mehrotra

Shobhit Mehrotra

Fund Manager of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan, since 25 February 2016
Priya Ranjan

Priya Ranjan

Fund Manager of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan, since 1 May 2022

AMC details

Fund House
HDFC Asset Management Company Limited
Total Schemes
Total AUM
₹4.66L Cr
as on 31-Dec-2022
Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Email
cliser@hdfcfund.com

Fund Highlights

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pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 16.37% since inception which is more than its category average return of 7.81%
Fund Allocations

Fund Allocations

This fund has an allocation of 68.99% in Equity, 17.97% in Debt and 13.05% in Cash related instruments
AUM size ₹929 Cr

AUM size ₹929 Cr

This fund has AUM of ₹929 Cr which is more than its category average of ₹ 554 Cr
Expense Ratio 1.05%

Expense Ratio 1.05%

This fund has an expense ratio of 1.05% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is 29.11 as on 24-Jan-2023.
Existing (Absolute + CAGR)
HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
Absolute Returns
CAGR Returns
1 Month Returns
2.55%
2.55%
6 Month Returns
8.23%
8.23%
1 Year Returns
5.99%
5.99%
3 Years Returns
56.21%
16.03%
5 Years Returns
70.54%
11.27%
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1.05 as on December 2022
929 Cr as on December 2022
ICICI Bank Ltd(4.68%),HDFC Bank Ltd(4.51%),Reliance Industries Ltd(3.72%),Infosys Ltd(3.36%),Housing Development Finance Corp Ltd(2.9%) as on December 2022
Financial Services(21.23%),Cash Equivalent(13.05%),Industrial(12.3%) as on December 2022
AAA
91.13
AA
8.87
Srinivasan Ramamurthy,Shobhit Mehrotra,Priya Ranjan are the fund managers of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Hybrid Equity Plan - Direct Plan is 0%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.