HDFC Retirement Savings Fund - Equity Plan - Direct Plan

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

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Hybrid
Direct
Retirement
NAV: ₹ 49.9 as on 12-04-2024
Fund Performance
zero opening, trading, fund transfer fee
7752 people have invested ₹ 2.2Cr in HDFC Retirement Savings Fund - Equity Plan - Direct Plan in the last three months

Mutual Fund Insights

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This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.68% which is lower than the category average expense ratio of 1.42%.
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In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.19% return, outperforming this fund by 3.66% per annum.
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In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 61.03% return, outperforming this fund by 20.28%.
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Over the last 15 months, this fund has decreased expense ratio by 18.1% moving from 0.83 to 0.68.
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In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 23.18% return, outperforming this fund by 0.55% per annum.
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Over the last 6 months, this fund has experienced a 25.6% growth in AUM moving from 3.74K Cr to 4.70K Cr.

About the HDFC Retirement Savings Fund - Equity Plan - Direct Plan

HDFC Retirement Savings Fund - Equity Plan - Direct Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Shobhit Mehrotra, Srinivasan Ramamurthy. This fund gives you the benefit of diversification.

Key Parameters

  1. HDFC Retirement Savings Fund - Equity Plan - Direct Plan has ₹4705 Cr worth of assets under management (AUM) as on Feb 2024 and is more than category average.
  2. The fund has an expense ratio 0.7.

HDFC Retirement Savings Fund - Equity Plan - Direct Plan Overview

Expense ratio
Expense ratio
0.68%
Benchmark
Benchmark
IISL Nifty 500 TR INR
AUM
AUM
₹4705 Cr
Inception Date
Inception Date
25 February, 2016
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
13.96%

HDFC Retirement Savings Fund - Equity Plan - Direct Plan Distribution as on (29-Feb-24)

  • Equity 89.7%

  • Debt & Cash 10.3%

Size breakup

Large cap
58%
Small cap
21.2%
Mid cap
10.3%
Sector Allocation

Feb'24

Jan'24

Dec'23

Financial Services
31.1%
Industrial
18.5%
Consumer Cyclical
10.5%
Health
10.3%
Tech
8.9%
Consumer Defensive
6.3%
Energy
5%
Basic Materials
4.5%
Communication
3.7%
Utilities
1.3%

Top Holdings of HDFC Retirement Savings Fund - Equity Plan - Direct Plan as on (31-Mar-24)

  • Equity

  • Debt & Cash

Equity Holdings70
Debt Holdings1

HDFC Retirement Savings Fund - Equity Plan - Direct Plan: Monthly Changes Updates

All changes are between Oct'69 and Dec'69
AUM Change
Parameters
Feb'24
Jan'24
Dec'23
AUM
₹ 4.7K Cr
₹ 4.6K Cr
₹ 4.4K Cr
  • AUM of the fund stands at 4.7K Cr as of Feb'24
  • AUM increased by 131.2 Cr between Feb'24 and Jan'24
Fund Portfolio Changes

HDFC Retirement Savings Fund - Equity Plan - Direct Plan Fund Manager

Shobhit Mehrotra
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Direct Plan, since 25 February 2016
Srinivasan Ramamurthy
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Direct Plan, since 14 December 2021

HDFC Retirement Savings Fund - Equity Plan - Direct Plan Highlights

Risk meter
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Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 21.86% since inception which is more than its category average return of 11.31%
Fund Allocations

Fund Allocations

This fund has an allocation of 89.75% in Equity, 1% in Debt and 9.26% in Cash related instruments
AUM size ₹4705 Cr

AUM size ₹4705 Cr

This fund has AUM of ₹4705 Cr which is more than its category average of ₹ 698 Cr
Expense Ratio 0.68%

Expense Ratio 0.68%

This fund has an expense ratio of 0.68% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is ₹49.9 as on 12-Apr-2024.
Existing (Absolute + CAGR) as on 12-Apr-2024.
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Absolute Returns
CAGR Returns
1 Month Returns
2.9%
2.9%
6 Month Returns
18.55%
18.55%
1 Year Returns
40.74%
40.74%
3 Years Returns
112.37%
28.54%
5 Years Returns
177.33%
22.63%
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0.68% as on March 2024
₹4705 Cr as on March 2024
ICICI Bank Ltd(6.79%), HDFC Bank Ltd(6.59%), Reliance Industries Ltd(3.2%), State Bank of India(3.12%), Infosys Ltd(2.95%) as on March 2024
Financial Services(28.87%), Industrial(15.73%), Consumer Cyclical(10.26%) as on March 2024
Shobhit Mehrotra, Srinivasan Ramamurthy are the fund managers of HDFC Retirement Savings Fund - Equity Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is 0%