HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Hybrid
Direct
Retirement
NAV: ₹ 49.32 as on 15-04-2024
Fund Performance
7649 people have invested ₹ 2.1Cr in HDFC Retirement Savings Fund - Equity Plan - Direct Plan in the last three months
Mutual Fund Insights
Over the last 15 months, this fund has decreased expense ratio by 18.1% moving from 0.83 to 0.68.
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 31.06% return, outperforming this fund by 3.81% per annum.
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 59.46% return, outperforming this fund by 20.38%.
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 22.8% return, outperforming this fund by 0.53% per annum.
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.68% which is lower than the category average expense ratio of 1.42%.
Over the last 6 months, this fund has experienced a 28.9% growth in AUM moving from 3.74K Cr to 4.83K Cr.
About the HDFC Retirement Savings Fund - Equity Plan - Direct Plan
HDFC Retirement Savings Fund - Equity Plan - Direct Plan is a hybrid fund. This fund was started on 25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra. This fund gives you the benefit of diversification.
Key Parameters
- HDFC Retirement Savings Fund - Equity Plan - Direct Plan has ₹4830 Cr worth of assets under management (AUM) as on Mar 2024 and is more than category average.
- The fund has an expense ratio 0.7.
HDFC Retirement Savings Fund - Equity Plan - Direct Plan Overview
 | 0.68% |
 Benchmark | IISL Nifty 500 TR INR |
 | ₹4830 Cr |
 | 25 February, 2016 |
 | ₹100/₹100 |
 | 0% |
 | 5 Years |
 TurnOver | 13.96% |
HDFC Retirement Savings Fund - Equity Plan - Direct Plan Distribution as on (31-Mar-24)
Size breakup
Large cap
58%
Small cap
21.2%
Mid cap
10.3%
Sector Allocation
Financial Services
32.2%
Industrial
17.5%
Consumer Cyclical
11.4%
Health
10.4%
Tech
8.2%
Consumer Defensive
6.4%
Energy
4.8%
Basic Materials
4.1%
Communication
3.8%
Utilities
1.2%
Top Holdings of HDFC Retirement Savings Fund - Equity Plan - Direct Plan as on (31-Mar-24)
Equity Holdings70
Debt Holdings1
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 6.79% | 3.4% | |
 HDFC Bank Ltd | 6.59% | 10% | |
 Reliance Industries Ltd | 3.2% | 0% | |
 State Bank of India | 3.12% | 0% | |
 Infosys Ltd | 2.95% | 0% |
See all
HDFC Retirement Savings Fund - Equity Plan - Direct Plan: Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 4.7K Cr as of Mar'24
- AUM has remained same between Mar'24 and Feb'24
Fund Portfolio Changes
Peer Analysis
HDFC Retirement Savings Fund - Equity Plan - Direct Plan Fund Manager
Srinivasan Ramamurthy
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Direct Plan, since 14 December 2021
Top funds managed
Shobhit Mehrotra
Fund Manager of HDFC Retirement Savings Fund - Equity Plan - Direct Plan, since 25 February 2016
Top funds managed
HDFC Retirement Savings Fund - Equity Plan - Direct Plan Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 21.67% since inception which is more than its category average return of 11.08%
Fund Allocations
This fund has an allocation of 89.75% in Equity, 1% in Debt and 9.26% in Cash related instruments
AUM size ₹4830 Cr
This fund has AUM of ₹4830 Cr which is more than its category average of ₹ 701 Cr
Expense Ratio 0.68%
This fund has an expense ratio of 0.68% which is less than its category average expense ratio of 1.51%
Frequently Asked Questions
The current NAV of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is ₹49.32 as on 15-Apr-2024.
Existing (Absolute + CAGR) as on 15-Apr-2024.
HDFC Retirement Savings Fund - Equity Plan - Direct Plan | Absolute Returns | CAGR Returns |
1 Month Returns | 2.86% | 2.86% |
6 Month Returns | 17.38% | 17.38% |
1 Year Returns | 39.09% | 39.09% |
3 Years Returns | 106.01% | 27.24% |
5 Years Returns | 173.3% | 22.27% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
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0.68% as on March 2024
₹4830 Cr as on March 2024
ICICI Bank Ltd(6.79%), HDFC Bank Ltd(6.59%), Reliance Industries Ltd(3.2%), State Bank of India(3.12%), Infosys Ltd(2.95%) as on March 2024
Financial Services(28.87%), Industrial(15.73%), Consumer Cyclical(10.26%) as on March 2024
Srinivasan Ramamurthy, Shobhit Mehrotra are the fund managers of HDFC Retirement Savings Fund - Equity Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is 0%