HDFC Retirement Savings Fund - Equity Plan - Direct Plan
HDFC Retirement Savings Fund - Equity Plan - Direct Plan

HDFC Retirement Savings Fund - Equity Plan - Direct Plan

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Hybrid
Direct
Retirement

NAV: ₹ 35.2 as on 02-12-2022

Fund Performance
zero opening, trading, fund transfer fee
1417 people have invested ₹ 44.2L in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
3.6%
5.8%
14.4%
12.3%
24.8%
15.3%
Benchmark
-
-
-
-
-
-
About the Fund

HDFC Retirement Savings Fund - Equity Plan - Direct Plan is a hybrid fund. This fund was started on  25 February, 2016. The fund is managed by Srinivasan Ramamurthy, Shobhit Mehrotra, Priya Ranjan. This fund gives you the benefit of diversification.

Key parameters

1) HDFC Retirement Savings Fund - Equity Plan - Direct Plan has a NAV of 35.206 as on 02-12-2022.

2) HDFC Retirement Savings Fund - Equity Plan - Direct Plan has 2524 Cr worth of assets under management (AUM) as on 31-10-2022 and is more than category average.

3) The fund has an expense ratio 0.85 %.

Fund Overview

Expense ratio
Expense ratio
0.85%
Benchmark
Benchmark
IISL Nifty 500 TR INR
AUM
AUM
₹2524 Cr
Inception Date
Inception Date
25 February, 2016
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
7.42%

Fund Distribution

  • Equity 87.7%
  • Debt & Cash 12.3%
Size breakup
Large cap
48.8%
Small cap
29.2%
Mid cap
9.6%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

28.5%

Industrial

25.5%

Consumer Cyclical

10.1%

Consumer Defensive

7.5%

Tech

7%

Health

6.1%

Basic Materials

5.7%

Energy

4.8%

Communication

3.8%

Utilities

1%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings70
Equity Holdings66
Debt Holdings4
Holdings
Weight%
Holdings Trend
1M Change
icon
Reverse Repo
5.63%
0%
icon
ICICI Bank Ltd
5.4%
0%
icon
Treps - Tri-Party Repo
5.11%
0%
icon
HDFC Bank Ltd
5.04%
0%
icon
Infosys Ltd
4.03%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 117.1 Cr in last 1M
Oct'22 return outperformed benchmark

Change in AUM

Oct'22
₹ 2.5K Cr
Sep'22
₹ 2.4K Cr
Aug'22
₹ 2.4K Cr

Fund Returns vs Benchmark

Oct'22
8.37%
2.58%
Sep'22
-1.68%
-0.68%
Aug'22
4.31%
1.36%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
70
72
72
Top 5 Company Concentration
21%
20.7%
20.9%
Company having highest exposure
ICICI Bank Ltd (5.4%)
ICICI Bank Ltd (5.4%)
ICICI Bank Ltd (5.5%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
73.7%
73.3%
73.6%
Sector having highest exposure
Financial Services (25%)
Financial Services (24.4%)
Financial Services (24.9%)

Fund Manager

Srinivasan Ramamurthy

Srinivasan Ramamurthy

Managing this fund since 14 December 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Equity Savings Fund -Direct Plan - Growth Option
11.76%
9.04%
HDFC Balanced Advantage Fund Direct Plan Growth Option
18.63%
11.67%
HDFC Hybrid Debt Fund Direct Plan Growth Option
10.51%
8.12%
Shobhit Mehrotra

Shobhit Mehrotra

Managing this fund since 25 February 2016

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Floating Rate Debt - Direct Plan - Growth Option
6.16%
5.38%
HDFC Medium Term Debt Fund Direct Plan Growth Option
6.7%
5.07%
HDFC Credit Risk Debt Fund Direct Plan Growth Option
7.59%
5.8%
Priya Ranjan

Priya Ranjan

Managing this fund since 1 May 2022

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
HDFC Mid-Cap Opportunities Fund -Direct Plan - Growth Option
26.35%
23.53%
HDFC Balanced Advantage Fund Direct Plan Growth Option
18.63%
11.67%
HDFC Flexi Cap Fund -Direct Plan - Growth Option
21.57%
17.42%

AMC details

Address
HDFC Asset Management Company Limited,“HUL House”, 2nd Floor,,H.T. Parekh Marg,165-166, Backbay Reclamation,,Churchgate,
Phone
+912266316333
Fund House
HDFC Asset Management Company Limited

Fund Highlights

meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 20.44% since inception which is more than its category average return of 9.44%
Fund Allocations

Fund Allocations

This fund has an allocation of 87.73% in Equity, 1.37% in Debt and 10.9% in Cash related instruments
AUM size ₹2524 Cr

AUM size ₹2524 Cr

This fund has AUM of ₹2524 Cr which is more than its category average of ₹ 551 Cr
Expense Ratio 0.85%

Expense Ratio 0.85%

This fund has an expense ratio of 0.85% which is less than its category average expense ratio of 1.58%

Frequently Asked Questions

The current NAV of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is 34.78.
Existing (Absolute + CAGR)
HDFC Retirement Savings Fund - Equity Plan - Direct Plan
Absolute Returns
CAGR Returns
1 Month Returns
3.68%
3.68%
6 Month Returns
18.43%
18.43%
1 Year Returns
9%
9%
3 Years Returns
91.5%
24.18%
5 Years Returns
98.99%
14.75%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
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  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.85 as on November 2022
2524 Cr as on November 2022
ICICI Bank Ltd(5.4%),HDFC Bank Ltd(5.04%),Infosys Ltd(4.03%),Reliance Industries Ltd(3.58%),State Bank of India(2.96%) as on November 2022
Financial Services(25.01%),Industrial(22.33%),Cash Equivalent(10.9%) as on November 2022
AAA
100
Srinivasan Ramamurthy,Shobhit Mehrotra,Priya Ranjan are the fund managers of HDFC Retirement Savings Fund - Equity Plan - Direct Plan
The Exit load of HDFC Retirement Savings Fund - Equity Plan - Direct Plan is 0%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.