HDFC Credit Risk Debt Fund Direct Growth
NAV as on 29-04-2025
₹ 25.67
Inception Returns
8.9%
/yr
Historical NAV & Returns
About HDFC Credit Risk Debt Fund Direct Growth
HDFC Credit Risk Debt Fund Direct Growth is a debt fund. This fund was started on 25 March, 2014. The fund is managed by Shobhit Mehrotra. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Credit Risk Debt Fund Direct Growth has ₹8122 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
HDFC Credit Risk Debt Fund Direct Growth has given a CAGR return of 8.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.50%, 7.62% and 8.50% respectively.
Holdings
HDFC Credit Risk Debt Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government, Securitize. Its top holdings are Power Finance Corporation Limited, Tata Projects Limited, The Tata Power Company Limited, Embassy Office Parks Reit, 7.1% Govt Stock 2029
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Credit Risk Debt Fund Direct Growth
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Credit Risk Debt Fund Direct Growth has no lock in period.
HDFC Credit Risk Debt Fund Direct Growth Overview
| Expense ratio | 1.02% |
Benchmark | NIFTY Credit Risk Bond TR INR |
| AUM | ₹8122 Cr |
| Inception Date | 25 March, 2014 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 28.47% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
Trailing Returns
as on (29-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 7.2K Cr as of Mar'25
- AUM decreased by 22.7 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Indus Infra Trust Unit | 1.5% | -10.7% | |
 POWERGRID Infrastructure Investment Trust Units | 0.26% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HDFC Credit Risk Debt Fund Direct Growth | 9.5% | 7.62% | 8.5% | 8.85% |
 DSP Credit Risk Fund Direct Plan Growth | 23.38% | 14.88% | 11.63% | 9.09% |
 Nippon India Credit Risk Fund Direct Plan Growth Option | 10.21% | 8.33% | 9.13% | 7.53% |
 ICICI Prudential Credit Risk Fund Direct Plan Growth | 10.06% | 8.3% | 8.24% | 8.96% |
Mutual Fund Insights
HDFC Credit Risk Debt Fund Direct Growth Highlights
High Risk
About the fund
Fund Allocations
AUM size ₹8122 Cr
Expense Ratio 1.02%
More funds from HDFC
1Y CAGR
▲ 13.28
1Y CAGR
▲ 13.16
1Y CAGR
▲ 12.46
1Y CAGR
▲ 12.42
5Y CAGR
▲ 6.48
Frequently Asked Questions for HDFC Credit Risk Debt Fund Direct Growth
HDFC Credit Risk Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.11% | 1.12% |
6 Month Returns | 4.48% | 4.48% |
1 Year Returns | 9.5% | 9.5% |
3 Years Returns | 24.64% | 7.62% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 59.45 |
AAA | 29.52 |
A | 11.03 |