DSP Credit Risk Fund Direct Plan Growth
Debt
Direct
Credit Risk
NAV: ₹ 43.02 as on 18-04-2024
Fund Performance
2 people have invested ₹ 2K in DSP Credit Risk Fund Direct Plan Growth in the last three months
Mutual Fund Insights
In the last 3 years, UTI Credit Risk Fund Direct Plan Growth Option has given 11.6% return, outperforming this fund by 1.24% per annum.
In the last 1 year, this fund has outperformed all funds in its category.
This fund has one of the lowest expense ratio in the category (credit risk). Its expense ratio is 0.41% which is lower than the category average expense ratio of 1.22%.
Over the last 3 months, this fund has experienced a 4.8% drop in AUM moving from 205.0 Cr to 195.23 Cr.
In the last 5 years, ICICI Prudential Credit Risk Fund Direct Plan Growth has given 8.18% return, outperforming this fund by 0.12% per annum.
About the DSP Credit Risk Fund Direct Plan Growth
DSP Credit Risk Fund Direct Plan Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan, Laukik Bagwe. This fund is suitable to keep your money safe.
Key Parameters
- DSP Credit Risk Fund Direct Plan Growth has ₹195 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
DSP Credit Risk Fund Direct Plan Growth Overview
 | 0.41% |
 Benchmark | CRISIL Short Term Bond Fund TR INR |
 | ₹195 Cr |
 | 1 January, 2013 |
 | --/-- |
 Exit Load | 1% |
 | No Lock-in |
 TurnOver | 78.67% |
DSP Credit Risk Fund Direct Plan Growth Distribution as on (31-Dec-69)
Credit rating breakup
AA
75.7%
AAA
24.3%
Sector Allocation
Corporate
78.5%
Government
18.3%
Cash Equivalent
3.2%
Top Holdings of DSP Credit Risk Fund Direct Plan Growth as on (31-Mar-24)
Debt Holdings17
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2033 | 13.03% | 25% | |
Godrej Industries Limited | 8.07% | 0% | |
JSW Steel Limited | 8.01% | 0% | |
Nuvoco Vistas Corporation Limited | 7.95% | 0% | |
Nirma Limited | 7.77% | 0% |
See all
DSP Credit Risk Fund Direct Plan Growth: Monthly Changes Updates
All changes are between Oct'69 and Dec'69
AUM Change
- AUM of the fund stands at 195.2 Cr as of Mar'24
- AUM increased by 0.3 Cr between Mar'24 and Feb'24
Fund Portfolio Changes
Peer Analysis
DSP Credit Risk Fund Direct Plan Growth Fund Manager
Vivek Ramakrishnan
Fund Manager of DSP Credit Risk Fund Direct Plan Growth, since 17 July 2021
Top funds managed
Laukik Bagwe
Fund Manager of DSP Credit Risk Fund Direct Plan Growth, since 17 July 2016
Top funds managed
DSP Credit Risk Fund Direct Plan Growth Highlights
Moderately High risk
Investors understand that their principal will be at Moderately High risk
About the fund
This fund has delivered an average annual returns of 7.91% since inception which is more than its category average return of 5.24%
AUM size ₹195 Cr
This fund has AUM of ₹195 Cr which is less than its category average of ₹ 1256 Cr
Expense Ratio 0.41%
This fund has an expense ratio of 0.41% which is less than its category average expense ratio of 1.15%
Frequently Asked Questions
The current NAV of DSP Credit Risk Fund Direct Plan Growth is ₹43.02 as on 18-Apr-2024.
Existing (Absolute + CAGR) as on 18-Apr-2024.
DSP Credit Risk Fund Direct Plan Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.53% | 0.53% |
6 Month Returns | 12.03% | 12.03% |
1 Year Returns | 16.07% | 16.07% |
3 Years Returns | 34.42% | 10.36% |
5 Years Returns | 47.34% | 8.06% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.41% as on March 2024
₹195 Cr as on March 2024
7.18% Govt Stock 2033(13.03%), Godrej Industries Limited(8.07%), JSW Steel Limited(8.01%), Nuvoco Vistas Corporation Limited(7.95%), Nirma Limited(7.77%) as on March 2024
Corporate(78.52%), Government(18.32%), Cash Equivalent(3.16%) as on March 2024
Yield to Maturity is 8.34 as on March 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.35 as on March 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AA | 75.72 |
AAA | 24.28 |
Vivek Ramakrishnan, Laukik Bagwe are the fund managers of DSP Credit Risk Fund Direct Plan Growth
The Exit load of DSP Credit Risk Fund Direct Plan Growth is 1%