DSP Credit Risk Fund Direct Plan Growth

DSP Credit Risk Fund Direct Plan Growth

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Debt
Direct
Credit Risk
NAV: ₹ 43.46 as on 28-05-2024

About the Fund

DSP Credit Risk Fund Direct Plan Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan, Laukik Bagwe. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Credit Risk Fund Direct Plan Growth has ₹194 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.
Fund Performance
zero opening, trading, fund transfer fee
2 people have invested ₹ 2K in DSP Credit Risk Fund Direct Plan Growth in the last three months

Overview

Expense ratio
Expense ratio
0.4%
Benchmark
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM
AUM
₹194 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
--/--
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
78.67%

DSP Credit Risk Fund Direct Plan Growth Distribution as on (31-Dec-69)

  • Debt & Cash 99.7%

Credit rating breakup

AA
78%
AAA
22%
Sector Allocation

Apr'24

Mar'24

Feb'24

Corporate
79%
Government
15.6%
Cash Equivalent
5.4%

Top Holdings of DSP Credit Risk Fund Direct Plan Growth as on (30-Apr-24)

  • Debt & Cash

Debt Holdings16
Holdings
Weight%
1M Change
7.32% Govt Stock 2030
7.32% Govt Stock 2030
10.44%
100%
Nuvoco Vistas Corporation Limited
Nuvoco Vistas Corporation Limited
8.1%
0%
Nirma Limited
Nirma Limited
7.9%
0%
JSW Steel Limited
JSW Steel Limited
7.85%
0%
Godrej Industries Limited
Godrej Industries Limited
7.66%
0%

Monthly Changes Updates

All changes are between Oct'69 and Dec'69
AUM Change
Parameters
Apr'24
Mar'24
Feb'24
AUM
₹ 193.8 Cr
₹ 195.2 Cr
₹ 195 Cr
  • AUM of the fund stands at 193.8 Cr as of Apr'24
  • AUM decreased by 1.4 Cr between Apr'24 and Mar'24
Fund Portfolio Changes

Mutual Fund Insights

Insights icon
In the last 5 years, ICICI Prudential Credit Risk Fund Direct Plan Growth has given 8.23% return, outperforming this fund by 0.02% per annum.
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In the last 3 years, UTI Credit Risk Fund Direct Plan Growth Option has given 11.61% return, outperforming this fund by 1.1% per annum.
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Over the last 6 months, this fund has experienced a 6.1% drop in AUM moving from 206.48 Cr to 193.8 Cr.
Insights icon
This fund has one of the lowest expense ratio in the category (credit risk). Its expense ratio is 0.4% which is lower than the category average expense ratio of 1.22%.
Insights icon
In the last 1 year, this fund has outperformed all funds in its category.

Fund Manager

Vivek Ramakrishnan
Vivek Ramakrishnan
Fund Manager of DSP Credit Risk Fund Direct Plan Growth, since 17 July 2021
Laukik Bagwe
Laukik Bagwe
Fund Manager of DSP Credit Risk Fund Direct Plan Growth, since 17 July 2016

DSP Credit Risk Fund Direct Plan Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.93% since inception which is more than its category average return of 5.27%
AUM size ₹194 Cr

AUM size ₹194 Cr

This fund has AUM of ₹194 Cr which is less than its category average of ₹ 1237 Cr
Expense Ratio 0.4%

Expense Ratio 0.4%

This fund has an expense ratio of 0.4% which is less than its category average expense ratio of 1.15%

Frequently Asked Questions

The current NAV of DSP Credit Risk Fund Direct Plan Growth is ₹43.46 as on 28-May-2024.
Existing (Absolute + CAGR) as on 28-May-2024.
DSP Credit Risk Fund Direct Plan Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.9%
0.9%
6 Month Returns
4.34%
4.34%
1 Year Returns
16.14%
16.14%
3 Years Returns
34.93%
10.5%
5 Years Returns
48.36%
8.21%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.4% as on April 2024
₹194 Cr as on April 2024
7.32% Govt Stock 2030(10.44%), Nuvoco Vistas Corporation Limited(8.1%), Nirma Limited(7.9%), JSW Steel Limited(7.85%), Godrej Industries Limited(7.66%) as on April 2024
Corporate(65.8%), Government(20.57%), Cash Equivalent(13.63%) as on April 2024
Yield to Maturity is 8.33 as on April 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 2.07 as on April 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AA
77.95
AAA
22.05
Vivek Ramakrishnan, Laukik Bagwe are the fund managers of DSP Credit Risk Fund Direct Plan Growth
The Exit load of DSP Credit Risk Fund Direct Plan Growth is 1%