Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth

Hybrid
Direct
Retirement
Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth

About the Fund

Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by Dhaval Shah, Harshil Suvarnkar. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth has ₹17 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth has given a CAGR return of 5.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.29%, 4.65% and 5.32% respectively.

Holdings

Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent.

Taxation

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth of 5 Years

Fund Performance
zero opening, trading, fund transfer fee
13 people have invested ₹ 14.9K in Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth in the last three months

Fund Overview

Expense ratio
Expense ratio
0.84%
Benchmark
Benchmark
CRISIL Short Term Bond TR INR
AUM
AUM
₹17 Cr
Inception Date
Inception Date
12 March, 2019
Min Lumpsum/SIP
Min Lumpsum/SIP
₹1000/₹500
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
11.74%

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 100%

AAA
100%

Sector Allocation

May'24

Apr'24

Mar'24

Government
67.5%
Corporate
16.7%
Cash Equivalent
15.9%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.27% Govt Stock 2026
7.27% Govt Stock 2026
44.15%
0%
6.57% Govt Stock 2033
6.57% Govt Stock 2033
17.12%
0%
0% GOI - 15062024 STRIPS
0% GOI - 15062024 STRIPS
11.8%
0%
Rural Electrification Corporation Limited
Rural Electrification Corporation Limited
10.61%
0%
HDFC Bank Limited
HDFC Bank Limited
6.06%
0%

Dhaval Shah
Dhaval Shah
Fund Manager of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth, since 28 December 2021
Harshil Suvarnkar
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth, since 22 March 2021

Mutual Fund Insights

Insights icon
This fund has one of the lowest expense ratio in the category (retirement). Its expense ratio is 0.84% which is lower than the category average expense ratio of 1.4%.
Insights icon
In the last 1 year, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 59.25% return, outperforming this fund by 52.96%.
Insights icon
In the last 5 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 25.2% return, outperforming this fund by 19.88% per annum.
Insights icon
In the last 3 years, ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth has given 32.73% return, outperforming this fund by 28.08% per annum.
Insights icon
Over the last 1 month, this fund has experienced a 15.0% drop in AUM moving from 19.9 Cr to 16.91 Cr.

Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.46% since inception which is less than its category average return of 12.07%
AUM size ₹17 Cr

AUM size ₹17 Cr

This fund has AUM of ₹17 Cr which is less than its category average of ₹ 725 Cr
Expense Ratio 0.84%

Expense Ratio 0.84%

This fund has an expense ratio of 0.84% which is less than its category average expense ratio of 1.52%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth is ₹13.23 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.69%
0.69%
6 Month Returns
3.68%
3.68%
1 Year Returns
6.29%
6.29%
3 Years Returns
14.6%
4.65%
5 Years Returns
29.6%
5.32%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.84% as on May 2024
₹17 Cr as on May 2024
7.27% Govt Stock 2026(44.15%), 6.57% Govt Stock 2033(17.12%), 0% GOI - 15062024 STRIPS(11.8%), Rural Electrification Corporation Limited(10.61%), HDFC Bank Limited(6.06%) as on May 2024
Government(67.45%), Corporate(16.67%), Cash Equivalent(15.88%) as on May 2024
AAA
100
Dhaval Shah, Harshil Suvarnkar are the fund managers of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth
The Exit load of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Pln Direct Growth is 0%