Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth

Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by Chanchal Khandelwal, Harshil Suvarnkar. This fund gives you the benefit of diversification.

1. Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has ₹109 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 1.
   

Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has given a CAGR return of 11.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.01%, 14.10% and 16.00% respectively.

Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Health, Tech, Industrial, Consumer Cyclical, Basic Materials, Energy, Corporate, Consumer Defensive, Communication, Real Estate, Utilities.

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth of 5 Years