Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl

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Equity
Direct
Sector - Financial Services

NAV: ₹ 26.5 as on 30-11-2022

Fund Performance
zero opening, trading, fund transfer fee
6 people have invested ₹ 9.1K in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
4.4%
5.9%
18.9%
11.5%
10.9%
9.3%
Benchmark
2.6%
4.8%
13.2%
7.9%
17.6%
12%
Category
5%
9.5%
23%
20.5%
10.6%
9.1%
About the Fund

Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on  14 December, 2013. The fund is managed by Vinod Bhat, Dhaval Gala. The fund could potentially beat inflation in the long-run.

Key parameters

1) Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has a NAV of 26.54 as on 30-11-2022.

2) Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl has 2476 Cr worth of assets under management (AUM) as on 31-10-2022 and is more than category average.

3) The fund has an expense ratio 1.15 %.

Fund Overview

Expense ratio
Expense ratio
1.15%
Benchmark
Benchmark
S&P BSE BANKEX INR
AUM
AUM
₹2476 Cr
Inception Date
Inception Date
14 December, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹1000/₹1000
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
51.34%

Fund Distribution

  • Equity 98.8%
  • Debt & Cash 1.2%
Size breakup
Large cap
77.9%
Mid cap
9.9%
Small cap
9.7%

Sector Allocation

Oct'22

Sep'22

Aug'22

Financial Services

98.9%

Tech

1.1%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings37
Equity Holdings34
Debt Holdings3

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 105.1 Cr in last 1M
Oct'22 return underperformed benchmark

Change in AUM

Oct'22
₹ 2.5K Cr
Sep'22
₹ 2.4K Cr
Aug'22
₹ 2.4K Cr

Fund Returns vs Benchmark

Oct'22
4.35%
5.37%
Sep'22
-2.83%
-2.51%
Aug'22
6.23%
3.22%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Oct'22
Oct'22
Aug'22
No of Holdings
37
37
40
Top 5 Company Concentration
51.6%
50.2%
51.3%
Company having highest exposure
ICICI Bank Ltd (17.3%)
ICICI Bank Ltd (17.1%)
ICICI Bank Ltd (17.2%)
No of Sectors
3
3
3
Top 5 Sectors Concentration
100%
100%
100%
Sector having highest exposure
Financial Services (97.7%)
Financial Services (96.9%)
Financial Services (96.6%)

Fund Manager

Vinod Bhat

Vinod Bhat

Managing this fund since 26 May 2022

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Aditya Birla Sun Life Banking & Financial Services Direct Growth
11.27%
10.47%
Aditya Birla Sun Life Flexi Cap Fund Direct Plan Growth
16.98%
16.91%
Aditya Birla Sun Life Dividend Yield Fund Direct Plan Growth
20.64%
19.65%
Dhaval Gala

Dhaval Gala

Managing this fund since 26 August 2015

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Aditya Birla Sun Life Tax Relief 96 Direct Plan Growth
10.41%
17.09%
Aditya Birla Sun Life Banking & Financial Services Direct Growth
11.27%
10.47%
Aditya Birla Sun Life PSU Equity Fund Direct Growth
0%
--

AMC details

Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Fund House
Aditya Birla Sun Life AMC Ltd

Fund Highlights

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Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 18.19% since inception which is less than its category average return of 30%
Fund Allocations

Fund Allocations

This fund has an allocation of 98.82% in Equity, 0% in Debt and 1.18% in Cash related instruments
AUM size ₹2476 Cr

AUM size ₹2476 Cr

This fund has AUM of ₹2476 Cr which is more than its category average of ₹ 1460 Cr
Expense Ratio 1.15%

Expense Ratio 1.15%

This fund has an expense ratio of 1.15% which is less than its category average expense ratio of 1.6%

Frequently Asked Questions

The current NAV of Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is 26.28.
Existing (Absolute + CAGR)
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
3.42%
3.42%
6 Month Returns
23.26%
23.26%
1 Year Returns
5.94%
5.94%
3 Years Returns
36.79%
11.01%
5 Years Returns
52.55%
8.81%
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1.15 as on November 2022
2476 Cr as on November 2022
ICICI Bank Ltd(17.31%),HDFC Bank Ltd(11.92%),Axis Bank Ltd(8.31%),State Bank of India(8%),Bajaj Finance Ltd(6.05%) as on November 2022
Financial Services(97.74%),Cash Equivalent(1.18%),Tech(1.08%) as on November 2022
The alpha ratio for the Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
2.38
-0.22
-4.37
As on month end.
The alpha for Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is calculated against S&P BSE BANKEX INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
1.14
1.1
1.11
As on month end.
The Beta for Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE BANKEX INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
-0.05
0.37
0.26
As on month end.
The sharpe ratio for Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE BANKEX INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
25.33
34.79
30.11
As on month end.
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
0.52
Vinod Bhat,Dhaval Gala are the fund managers of Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl
The Exit load of Aditya Birla Sun Life Banking & Financial Services Direct Payout Inc Dist cum Cap Wdrl is 1%

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.