DSP Savings Fund Regular Plan Growth
Get the latest NAV of DSP Savings Fund Regular Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹53.89
NAV as on 12 Nov 2025
6.66%/per year
Since Inception
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DSP Savings Fund Regular Plan Growth Performance vs. Money Market Index
Fund returns vs Benchmark returns vs Category Average returns as on (12-Nov-25)
The fund has consistently outperformed the benchmark (Money Market Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
DSP Savings Fund Regular Plan Growth Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
DSP Savings Fund Regular Plan Growth Asset Allocation
See fund asset allocation details as on (09-Nov-25)
Fund Distribution
as on (09-Nov-25)
DSP Savings Fund Regular Plan Growth Sector Allocation
See fund sector allocation details as on (09-Nov-25)
Sector Allocation
Top 2 Sectors in October were Corporate, Government
Corporate
38%
Government
19%
Corporate
37%
Government
19%
DSP Savings Fund Regular Plan Growth Holdings Details
as on (31-Oct-25)
DSP Savings Fund Regular Plan Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.38% |
Benchmark | CRISIL Money Market A-I TR INR |
| AUM | ₹6858 Cr |
| Inception Date | 30 September, 1999 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 207.4% |
| Risk |   Moderate Risk |
About DSP Savings Fund Regular Plan Growth
DSP Savings Fund Regular Plan Growth is a debt fund. This fund was started on 30 September, 1999. The fund is managed by Shalini Vasanta, Karan Mundhra. This fund is suitable to keep your money safe.
Key Parameters
- DSP Savings Fund Regular Plan Growth has ₹6858 Cr worth of assets under management (AUM) as on Nov 2025 and is more than category average.
- The fund has an expense ratio 0.4.
Returns
DSP Savings Fund Regular Plan Growth has given a CAGR return of 6.66% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.15%, 7.25% and 5.75% respectively.
Holdings
DSP Savings Fund Regular Plan Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are 5.63% Govt Stock 2026, 7.59% Govt Stock 2026, Small Industries Development Bank Of India, Axis Bank Ltd., Punjab National Bank (18/03/2026)
Taxation
As it is a money market mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of DSP Savings Fund Regular Plan Growth
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Savings Fund Regular Plan Growth has no lock in period.
Fund Manager
Shalini Vasanta
Fund Manager of DSP Savings Fund Regular Plan Growth, since 1 August 2024
Karan Mundhra
Fund Manager of DSP Savings Fund Regular Plan Growth, since 31 May 2021
- AUM of the fund stands at 6.9K Cr as of Oct'25
- AUM has remained same between Oct'25 and Sep'25
Frequently Asked Questions for DSP Savings Fund Regular Plan Growth
How do I invest in DSP Savings Fund Regular Plan Growth?
- Download the INDmoney app.
- Search for ‘DSP Savings Fund Regular Plan Growth’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.