Pros | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | ![]() 3Y returns in the bottom 25% of the category. |
INDMoney rank | 2/11 | 9/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 9 Years | 12 Years | ||
Fund Size | 2958 Cr | 10088 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 0.46% | 1.01% | ||
Exit Load | 0.25% | 1% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 34 | 42 | ||
Top 5 Holdings | HDFC Bank Ltd (22.25%) Axis Bank Ltd (9.04%) ICICI Bank Ltd (8.61%) Kotak Mahindra Bank Ltd (8.53%) SBI Cards and Payment Services Ltd Ordinary Shares (2.9%) | ICICI Bank Ltd (19.69%) HDFC Bank Ltd (17.17%) Axis Bank Ltd (8.73%) State Bank of India (7.86%) SBI Life Insurance Co Ltd (4.55%) | ||
No of Sectors | 2 | 4 | ||
Top 3 Sectors | Financial Services (98%) Tech (2%) | Financial Services (98.86%) Government (7.7%) Health (0.78%) | ||
Equity % | 95.72% | 89.92% | ||
Debt % | - | - | ||
P/E | 19.77 | 18.47 | ||
P/B | 2.55 | 2.59 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 1.59% | 0.81% | ||
3-Month Return | 13.09% | 12.39% | ||
6-Month Return | 20.03% | 16.31% | ||
1-Year Return | 16.64% | 13.38% | ||
3-Year Return | 25.16% | 20.52% | ||
5-Year Return | 23.13% | 23.04% |
Sharpe | 1.38 | 1.24 | ||
Alpha | 6.16 | 3.33 | ||
Beta | 0.93 | 0.84 | ||
Standard Deviation | 14.01 | 12.32 | ||
Information Ratio | 1.13 | 0.33 |
Description | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Amey Sathe | - |