Pros | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | - |
INDMoney rank | 2/11 | 7/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 9 Years | 12 Years | ||
Fund Size | 2819 Cr | 9688 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹5000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 0.47% | 1.01% | ||
Exit Load | 0.25% | 1% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 35 | 46 | ||
Top 5 Holdings | HDFC Bank Ltd (19.58%) Kotak Mahindra Bank Ltd (8.34%) ICICI Bank Ltd (8.26%) Axis Bank Ltd (8.05%) Bajaj Finserv Ltd (3.19%) | ICICI Bank Ltd (20.52%) HDFC Bank Ltd (19.02%) Axis Bank Ltd (8.15%) State Bank of India (7.86%) SBI Life Insurance Co Ltd (5.39%) | ||
No of Sectors | 2 | 4 | ||
Top 3 Sectors | Financial Services (97.3%) Tech (2.7%) | Financial Services (98.21%) Government (20.89%) Health (1.45%) | ||
Equity % | 95.15% | 96.77% | ||
Debt % | - | - | ||
P/E | 19.39 | 17.13 | ||
P/B | 2.33 | 2.38 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 1.03% | 0.05% | ||
3-Month Return | -0.5% | 0.68% | ||
6-Month Return | 16.93% | 16.55% | ||
1-Year Return | 7.89% | 7.98% | ||
3-Year Return | 17.59% | 15.32% | ||
5-Year Return | 22.14% | 21.86% |
Sharpe | 0.83 | 0.76 | ||
Alpha | 4.83 | 3.04 | ||
Beta | 0.94 | 0.83 | ||
Standard Deviation | 13.17 | 11.21 | ||
Information Ratio | 0.87 | 0.53 |
Description | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Amey Sathe | Sharmila D’mello,Roshan Chutkey |