Baroda BNP Paribas Equity Savings Fund Direct Growth

Baroda BNP Paribas Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 25 July, 2019. The fund is managed by Gurvinder Wasan, Pratish Krishnan. This fund gives you the benefit of diversification.

1. Baroda BNP Paribas Equity Savings Fund Direct Growth has ₹692 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 1.4.
   

Baroda BNP Paribas Equity Savings Fund Direct Growth has given a CAGR return of 9.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.38%, 12.30% and 10.89% respectively.

Baroda BNP Paribas Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Corporate, Industrial, Basic Materials, Utilities, Energy, Consumer Cyclical, Real Estate, Tech, Health, Communication, Consumer Defensive.

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary objective of the Scheme is to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas Equity Savings Fund Direct Growth has no lock in period.