Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan

Debt

BOI AXA Mutual Fund

Liquid

Get the latest NAV of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1002.11

NAV as on 12 Sep 2025

5.36%/per year

Since Inception

Absolute Gain%

▲▼

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.47%
1.42%
3.3%
6.38%
6.62%
5.4%
Liquid Index
0.42%
1.26%
2.95%
5.76%
5.74%
4.7%
Liquid Avg
0.41%
1.26%
2.94%
6.16%
6.42%
5.16%
Best in Liquid
0.5%
1.52%
3.39%
7.04%
7.14%
5.97%
Worst in Liquid
0.45%
1.35%
3.06%
6.53%
6.66%
5.35%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan
-
1,824Cr
0.13%
6.38%
6.62%
-0.34
0.88
-0.22
-0.23
-0.84
HDFC Liquid Fund Weekly Payout of Income Distribution cum Capital Wdrl Opt Direct Growth
-
72,212Cr
0.29%
6.91%
5.51%
-1.04
--
--
-1.39
-1.94
HDFC Liquid Fund Daily Reinvestment of Income Distribution cum Capital Wdrl Opt Direct Growth
-
72,212Cr
0.29%
6.95%
6.26%
-0.34
--
--
-1.08
-2.30
ITI Liquid Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl
-
81Cr
0.25%
1.91%
4.51%
-1.86
--
--
-1.90
-2.59
See all

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Cash allocation has gone down from 99.8% to 99.7%
Cash allocation has gone down from 99.8% to 99.7%

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Cash Equivalent
71.9%
Corporate
26.7%
Government
1.3%

Top 2 Sectors in July were Corporate, Government

Jul'25

Corporate

20%

Jun'25

Corporate

23%

Government

12%

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.13%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹1824 Cr
Inception Date12 June, 2009
Min Lumpsum/SIP--/--
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
741.85%
Risk
Risk meter
pointer
Low to Moderate Risk

About Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan is a debt fund. This fund was started on 12 June, 2009. The fund is managed by Mithraem Bharucha. This fund is suitable to keep your money safe.

Key Parameters

  1. Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan has ₹1824 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan has given a CAGR return of 5.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.38%, 6.62% and 5.40% respectively.

Holdings

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are HDFC Bank Limited, ICICI Home Finance Company Limited, 91 Days Tbill Red 16-10-2025, Axis Bank Limited, Aditya Birla Housing Finance Ltd.

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. There is no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan has no lock in period.

Fund Manager

Mithraem Bharucha

Fund Manager of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan, since 17 August 2021

Learn more about BOI AXA Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 2K Cr
₹ 2.1K Cr
₹ 1.8K Cr
  • AUM of the fund stands at 2K Cr as of Jul'25
  • AUM decreased by 86 Cr between Jul'25 and Jun'25

Frequently Asked Questions for Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan

How do I invest in Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan?

INDmoney makes it simple to invest in the Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan?

The NAV of the fund today is ₹1002.11. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan fund has generated a return of 6.38% in 1 year, 6.62% in 3 years, 5.40% in 5 years.

Who is the fund manager of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan?

The fund managers are Mithraem Bharucha.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.13%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1824 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bank of India Liquid Fund Regular Daily Transfer of Income Dist cum Cap Wdrl plan?

The top 3 holdings of the fund are HDFC Bank Limited(4.1%), ICICI Home Finance Company Limited(4.07%), 91 Days Tbill Red 16-10-2025(3.27%)