Bandhan Ultra Short Term Fund Direct Growth

Bandhan Ultra Short Term Fund Direct Growth

Debt

Bandhan Mutual Fund

Ultra Short Duration

Get the latest NAV of Bandhan Ultra Short Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹15.42

▲0.1%1D

NAV as on 30 Jun 2025

6.43%/per year

Since Inception

Absolute Gain%

▲▼

46 people have invested ₹ 33.9L in Bandhan Ultra Short Term Fund Direct Growth in the last three months

Fund Performance

as on (30-Jun-25)

Period
This Fund
Ultra Short Duration Index
1 Month
0.58%
0.46%
3 Months
2%
1.87%
6 Months
3.96%
3.61%
1 Year
7.77%
7.08%
3 Years
7.26%
6.69%
5 Years
5.77%
5.5%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bandhan Ultra Short Term Fund
11/17
4,562Cr
0.27%
7.77%
7.26%
6.43%
Tata Ultra Short Term Fund Direct Growth
1/17
4,353Cr
0.28%
8.08%
7.48%
6.39%
ICICI Prudential Ultra Short Term Fund Direct Growth
2/17
16,269Cr
0.39%
8.11%
7.52%
8.07%
Axis Ultra Short Duration Fund Direct Growth
3/17
6,508Cr
0.36%
8.11%
7.54%
6.79%
See all

Bandhan Ultra Short Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Bandhan Ultra Short Term Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.8%

AAA
97.5%
AA
2.5%
Cash allocation has gone up from 48.7% to 61.8%
Cash allocation has gone up from 48.7% to 61.8%
Debt allocation has gone down from 51% to 38%
Debt allocation has gone down from 51% to 38%

Bandhan Ultra Short Term Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.8%

Cash Equivalent
50.8%
Corporate
35.2%
Government
14%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

62%

Government

8%

Apr'25

Corporate

55%

Government

23%

Bandhan Ultra Short Term Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.27%
Benchmark
NIFTY Ultra Short Duration Debt TR INR
AUM₹4562 Cr
Inception Date18 July, 2018
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
454%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About Bandhan Ultra Short Term Fund

Bandhan Ultra Short Term Fund Direct Growth is a debt fund. This fund was started on 18 July, 2018. The fund is managed by Harshal Joshi. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Ultra Short Term Fund Direct Growth has ₹4562 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Bandhan Ultra Short Term Fund Direct Growth has given a CAGR return of 6.43% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.77%, 7.26% and 5.77% respectively.

Holdings

Bandhan Ultra Short Term Fund Direct Growth has allocated its funds majorly in Corporate, Cash Equivalent, Government. Its top holdings are National Bank For Agriculture And Rural Development, Small Industries Development Bank Of India, Kotak Mahindra Bank Ltd., Bajaj Finance Limited, Small Industries Development Bank of India

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Ultra Short Term Fund Direct Growth

The Scheme seeks to offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 3 to 6 months.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Ultra Short Term Fund Direct Growth has no lock in period.

Fund Manager

Harshal Joshi

Fund Manager of Bandhan Ultra Short Term Fund Direct Growth, since 18 July 2018

Learn more about Bandhan Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 4.6K Cr
₹ 4.3K Cr
₹ 3.6K Cr
  • AUM of the fund stands at 4.6K Cr as of May'25
  • AUM increased by 218.7 Cr between May'25 and Apr'25

Frequently Asked Questions for Bandhan Ultra Short Term Fund Direct Growth

How do I invest in Bandhan Ultra Short Term Fund?

INDmoney makes it simple to invest in the Bandhan Ultra Short Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Ultra Short Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Ultra Short Term Fund?

The NAV of the fund today is ₹15.42. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Ultra Short Term Fund fund has generated a return of 7.77% in 1 year, 7.26% in 3 years, 5.77% in 5 years.

Who is the fund manager of Bandhan Ultra Short Term Fund?

The fund managers are Harshal Joshi.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.27%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4562 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Ultra Short Term Fund?

The top 3 holdings of the fund are National Bank For Agriculture And Rural Development(8.38%), Small Industries Development Bank Of India(5.84%), Kotak Mahindra Bank Ltd.(5.3%)