Bandhan Retirement Fund Direct Growth
Get the latest NAV of Bandhan Retirement Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹12.65
▲2.2%1D
NAV as on 12 May 2025
16.27%/per year
Since Inception
▲▼
263 people have invested ₹ 2.8L in Bandhan Retirement Fund Direct Growth in the last three months
Fund Performance
as on (12-May-25)
Peer comparison
Bandhan Retirement Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Retirement Fund Asset Allocation
as on (31-Mar-25)
Fund Distribution
as on (31-Mar-25)
Equity 54%
Debt & Cash 46%
Bandhan Retirement Fund Sector Allocation
as on (31-Mar-25)
Sector Allocation
Equity 54%
Debt & Cash 46%
Top 3 Sectors in March were Government, Financial Services & Consumer Cyclical
Government
53%
Financial Services
29%
Consumer Cyclical
13%
Government
52%
Financial Services
28%
Consumer Cyclical
14%
Bandhan Retirement Fund Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
Bandhan Retirement Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.72% |
Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
| AUM | ₹172 Cr |
| Inception Date | 19 October, 2023 |
| Min Lumpsum/SIP | ₹1000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 35.34% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Very High Risk |
About Bandhan Retirement Fund
Bandhan Retirement Fund Direct Growth is a hybrid fund. This fund was started on 19 October, 2023. The fund is managed by Gautam Kaul, Viraj Kulkarni. This fund gives you the benefit of diversification.
Key Parameters
- Bandhan Retirement Fund Direct Growth has ₹172 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Retirement Fund Direct Growth has given a CAGR return of 16.27% since inception. Over the last 1 year the fund has given a CAGR return of 10.69%.
Holdings
Bandhan Retirement Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Financial Services, Consumer Cyclical, Communication, Industrial, Tech, Energy, Basic Materials, Consumer Defensive, Health, Utilities, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Bandhan Retirement Fund Direct Growth
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt, and other instruments to help investors meet their retirement goals. There is no assurance or guarantee that the objectives of the scheme will be realised.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Retirement Fund Direct Growth has no lock in period.
Fund Manager
Gautam Kaul
Fund Manager of Bandhan Retirement Fund Direct Growth, since 19 October 2023
Viraj Kulkarni
Fund Manager of Bandhan Retirement Fund Direct Growth, since 2 December 2024
- AUM of the fund stands at 171.7 Cr as of Mar'25
- AUM increased by 6.2 Cr between Mar'25 and Feb'25
More funds from Bandhan
5Y CAGR
▲ 22.56
5Y CAGR
▲ 14.76
Frequently Asked Questions for Bandhan Retirement Fund Direct Growth
What is the current NAV of Bandhan Retirement Fund Direct Growth?
What are the average returns of Bandhan Retirement Fund Direct Growth?
Bandhan Retirement Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 5.34% | 5.34% |
6 Month Returns | 3.24% | 3.24% |
1 Year Returns | 10.69% | 10.69% |
3 Years Returns | 0% | 0% |
How do I invest in Bandhan Retirement Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Bandhan Retirement Fund Direct Growth?
What is net assets under management (AUM) of Bandhan Retirement Fund Direct Growth?
What are the top 5 holdings of Bandhan Retirement Fund Direct Growth?
What are the top 3 sectors that this Bandhan Retirement Fund Direct Growth has invested in?
What is the credit rating breakup of Bandhan Retirement Fund Direct Growth?
AAA | 100 |