Bandhan Financial Services Fund Regular Growth

Bandhan Financial Services Fund Regular Growth

Equity

Bandhan Mutual Fund

Sector - Financial Services

Get the latest NAV of Bandhan Financial Services Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹14.39

▲1%1D

NAV as on 12 Aug 2025

19.9%/per year

Since Inception

Absolute Gain%

▲▼

Bandhan Financial Services Fund Regular Growth Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-Aug-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-2.94%
4.85%
12.34%
10.64%
--
--
Nifty 500
-2.79%
4.42%
8.03%
-1.27%
14.46%
19.49%
Sector - Financial Services Avg
-2.29%
5.8%
13.74%
9.57%
16.52%
22.68%
Best in Sector - Financial Services
-0.27%
14.4%
15.67%
20.08%
22.74%
26.84%
Worst in Sector - Financial Services
-5.85%
-1.87%
6.73%
4.99%
14.44%
19.82%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Bandhan Financial Services Fund Regular Growth
-
1,058Cr
2.16%
10.64%
-
--
--
--
--
--
SBI Banking & Financial Services Regular Fund
1/11
8,450Cr
1.78%
14.93%
18.65%
4.48
0.84
1.04
1.96
0.59
Invesco India Financial Services Fund Direct Growth
2/11
1,433Cr
2.13%
12.66%
20.8%
6.61
0.84
1.15
2.08
0.81
Tata Banking & Financial Services Fund Regular
3/11
2,958Cr
1.9%
11.83%
18.06%
3.45
0.95
0.94
1.89
0.59
See all

Bandhan Financial Services Fund Regular Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

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Absolute Return
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Bandhan Financial Services Fund Regular Growth Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Equity 96.8%

Debt & Cash 3.3%

Large cap
61.9%
Mid cap
17.9%
Small cap
15.9%
Small Cap allocation has gone up from 12.4% to 13.6%
Small Cap allocation has gone up from 12.4% to 13.6%
Mid Cap allocation has gone up from 14.3% to 15.7%
Mid Cap allocation has gone up from 14.3% to 15.7%
Large Cap allocation has gone down from 68.4% to 65%
Large Cap allocation has gone down from 68.4% to 65%
Cash allocation has gone down from 4.8% to 4.8%
Cash allocation has gone down from 4.8% to 4.8%

Bandhan Financial Services Fund Regular Growth Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Equity 96.8%

Debt & Cash 3.3%

Financial Services
93.1%
Tech
5.9%
Health
1%

Top 2 Sectors in June were Financial Services, Tech

Jun'25

Financial Services

98%

Tech

2%

May'25

Financial Services

98%

Tech

2%

Bandhan Financial Services Fund Regular Growth Holdings Details

as on (31-Jul-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
19.16%
-2.9%
ICICI Bank Ltd
15.1%
-3.6%
Axis Bank Ltd
6.9%
-4.1%
Kotak Mahindra Bank Ltd
3.75%
-6.6%
Bajaj Finance Ltd
3.51%
358.8%
See all
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 2.72% to 3.33%
Shriram Finance Ltd's allocation increased from 2.72% to 3.33%
Cholamandalam Financial Holdings Ltd's allocation increased from 0.6% to 0.95%
Cholamandalam Financial Holdings Ltd's allocation increased from 0.6% to 0.95%
Max Financial Services Ltd's allocation increased from 3.06% to 3.21%
Max Financial Services Ltd's allocation increased from 3.06% to 3.21%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 19.85 % to 18.98 %
HDFC Bank Ltd's allocation decreased from 19.85 % to 18.98 %
ICICI Bank Ltd's allocation decreased from 16.08 % to 14.83 %
ICICI Bank Ltd's allocation decreased from 16.08 % to 14.83 %
Axis Bank Ltd's allocation decreased from 9.22 % to 8.51 %
Axis Bank Ltd's allocation decreased from 9.22 % to 8.51 %

Bandhan Financial Services Fund Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio2.16%
Benchmark
Nifty Financial Services TR INR
AUM₹1058 Cr
Inception Date31 July, 2023
Min Lumpsum/SIP₹1000/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
69.65%
Risk
Risk meter
pointer
Very High Risk

About Bandhan Financial Services Fund Regular Growth

Bandhan Financial Services Fund Regular Growth is an equity fund. This fund was started on 31 July, 2023. The fund is managed by Harshvardhan Agarwal, Harshal Joshi, Ritika Behera, Ritu Modi, Gaurav Satra. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bandhan Financial Services Fund Regular Growth has ₹1058 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 2.2.

Returns

Bandhan Financial Services Fund Regular Growth has given a CAGR return of 19.90% since inception. Over the last 1 year the fund has given a CAGR return of 10.64%.

Holdings

Bandhan Financial Services Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, Bajaj Finance Ltd

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bandhan Financial Services Fund Regular Growth

The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Financial Services Fund Regular Growth has no lock in period.

Fund Manager

Harshvardhan Agarwal

Fund Manager of Bandhan Financial Services Fund Regular Growth, since 7 June 2024

Harshal Joshi

Fund Manager of Bandhan Financial Services Fund Regular Growth, since 31 July 2023

Ritika Behera

Fund Manager of Bandhan Financial Services Fund Regular Growth, since 7 October 2023

Ritu Modi

Fund Manager of Bandhan Financial Services Fund Regular Growth, since 2 December 2024

Gaurav Satra

Fund Manager of Bandhan Financial Services Fund Regular Growth, since 7 June 2024

Learn more about Bandhan Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 1.1K Cr
₹ 1K Cr
₹ 1K Cr
  • AUM of the fund stands at 1.1K Cr as of Jun'25
  • AUM increased by 46.5 Cr between Jun'25 and May'25

Frequently Asked Questions for Bandhan Financial Services Fund Regular Growth

How do I invest in Bandhan Financial Services Fund Regular Growth?

INDmoney makes it simple to invest in the Bandhan Financial Services Fund Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Financial Services Fund Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Financial Services Fund Regular Growth?

The NAV of the fund today is ₹14.39. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Financial Services Fund Regular Growth fund has generated a return of 10.64% in 1 year

Who is the fund manager of Bandhan Financial Services Fund Regular Growth?

The fund managers are Harshvardhan Agarwal, Harshal Joshi, Ritika Behera, Ritu Modi, Gaurav Satra.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 2.16%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1058 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Financial Services Fund Regular Growth?

The top 3 holdings of the fund are HDFC Bank Ltd(19.16%), ICICI Bank Ltd(15.1%), Axis Bank Ltd(6.9%)