Bandhan Credit Risk Fund Direct Growth
Get the latest NAV of Bandhan Credit Risk Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹17.84
NAV as on 06 Jun 2025
7.26%/per year
Since Inception
▲▼
1 people have invested ₹ 5L in Bandhan Credit Risk Fund Direct Growth in the last three months
Fund Performance
as on (06-Jun-25)
Peer comparison
Bandhan Credit Risk Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bandhan Credit Risk Fund Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Debt & Cash 99.4%
Bandhan Credit Risk Fund Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Debt & Cash 99.4%
Top 2 Sectors in April were Corporate, Government
Corporate
65%
Government
24%
Corporate
65%
Government
24%
Bandhan Credit Risk Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.68% |
Benchmark | Nifty Credit Risk Bond B-II TR INR |
| AUM | ₹286 Cr |
| Inception Date | 3 March, 2017 |
| Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 144.78% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
About Bandhan Credit Risk Fund
Bandhan Credit Risk Fund Direct Growth is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Gautam Kaul. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Credit Risk Fund Direct Growth has ₹286 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Credit Risk Fund Direct Growth has given a CAGR return of 7.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.52%, 7.95% and 6.98% respectively.
Holdings
Bandhan Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Century Textiles And Industried Limited, 7.18% Govt Stock 2037, Tata Projects Limited, 7.18% Govt Stock 2033, Godrej Industries Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Credit Risk Fund Direct Growth
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Credit Risk Fund Direct Growth has no lock in period.
Fund Manager
Gautam Kaul
Fund Manager of Bandhan Credit Risk Fund Direct Growth, since 16 July 2022
- AUM of the fund stands at 286 Cr as of Apr'25
- AUM has remained same between Apr'25 and Mar'25
More funds from Bandhan
3Y CAGR
▲ 8.17
Frequently Asked Questions for Bandhan Credit Risk Fund Direct Growth
How do I invest in Bandhan Credit Risk Fund?
- Download the INDmoney app.
- Search for ‘Bandhan Credit Risk Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.