Bandhan Business Cycle Fund Regular Growth

Bandhan Business Cycle Fund Regular Growth

Equity

Bandhan Mutual Fund

Equity - Other

Get the latest NAV of Bandhan Business Cycle Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.10

▲0.3%1D

NAV as on 27 Jun 2025

1%/per year

Since Inception

Absolute Gain%

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Bandhan Business Cycle Fund Regular Growth Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.08%
3.32%
-
3 Months
9.88%
10.69%
-
6 Months
3.49%
5.23%
-

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Bandhan Business Cycle Fund Regular Growth
-
1,683Cr
2.05%
-
-
1%
ICICI Prudential India Opportunities Fund Regular
1/39
28,204Cr
1.6%
12.05%
28.79%
22.07%
ICICI Prudential Business Cycle Fund Regular
2/39
12,972Cr
1.7%
9.88%
26.61%
22.6%
ICICI Prudential Exports and Services Fund Direct Growth
3/39
1,396Cr
2.27%
10.74%
24.47%
15.46%
See all

Bandhan Business Cycle Fund Regular Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan Business Cycle Fund Regular Growth Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 95.7%

Debt & Cash 4.3%

Large cap
51.9%
Small cap
25.8%
Mid cap
18.1%
Mid Cap allocation has gone down from 21.1% to 18.1%
Mid Cap allocation has gone down from 21.1% to 18.1%
Large Cap allocation has gone down from 52.9% to 51.9%
Large Cap allocation has gone down from 52.9% to 51.9%
Small Cap allocation has gone up from 24.5% to 25.8%
Small Cap allocation has gone up from 24.5% to 25.8%
Cash allocation has gone up from 1.5% to 4.3%
Cash allocation has gone up from 1.5% to 4.3%

Bandhan Business Cycle Fund Regular Growth Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 95.7%

Debt & Cash 4.3%

Financial Services
28.5%
Industrial
24.1%
Basic Materials
12%
Tech
9.4%
Health
8%
Consumer Cyclical
6.2%
Utilities
5.3%
Energy
3%
Consumer Defensive
2%
Real Estate
1.5%

Top 3 Sectors in May were Financial Services, Industrial & Basic Materials

May'25

Financial Services

32%

Industrial

17%

Tech

11%

Apr'25

Financial Services

33%

Industrial

15%

Basic Materials

10%

Bandhan Business Cycle Fund Regular Growth Holdings Details

as on (31-May-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
5.25%
0%
Axis Bank Ltd
4.3%
0%
Infosys Ltd
3.1%
18.2%
Bajaj Finance Ltd
2.74%
0%
Sundaram Clayton Ltd
2.34%
0%
See all
Top Stocks bought last month
Mphasis Ltd's allocation increased from 0.5% to 1.03%
Mphasis Ltd's allocation increased from 0.5% to 1.03%
Infosys Ltd's allocation increased from 2.61% to 3.1%
Infosys Ltd's allocation increased from 2.61% to 3.1%
Muthoot Finance Ltd's allocation increased from 0.9% to 1.34%
Muthoot Finance Ltd's allocation increased from 0.9% to 1.34%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 5.38 % to 5.25 %
HDFC Bank Ltd's allocation decreased from 5.38 % to 5.25 %
Axis Bank Ltd's allocation decreased from 4.43 % to 4.3 %
Axis Bank Ltd's allocation decreased from 4.43 % to 4.3 %
NTPC Ltd's allocation decreased from 2.41 % to 2.19 %
NTPC Ltd's allocation decreased from 2.41 % to 2.19 %

Bandhan Business Cycle Fund Regular Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio2.05%
Benchmark
Nifty 500 TR INR
AUM₹1683 Cr
Inception Date30 September, 2024
Min Lumpsum/SIP₹1000/₹100
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
0%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Bandhan Business Cycle Fund Regular Growth

Bandhan Business Cycle Fund Regular Growth is an equity fund. This fund was started on 30 September, 2024. The fund is managed by Harshal Joshi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Bandhan Business Cycle Fund Regular Growth has ₹1683 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 2.1.

Returns

Bandhan Business Cycle Fund Regular Growth has given a CAGR return of 1.00% since inception.

Holdings

Bandhan Business Cycle Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Tech, Health, Basic Materials, Utilities, Consumer Cyclical, Communication, Real Estate, Consumer Defensive, Energy. Its top holdings are HDFC Bank Ltd, Axis Bank Ltd, Infosys Ltd, Bajaj Finance Ltd, Sundaram Clayton Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Bandhan Business Cycle Fund Regular Growth

The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity-related instruments with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Business Cycle Fund Regular Growth has no lock in period.

Fund Manager

Harshal Joshi

Fund Manager of Bandhan Business Cycle Fund Regular Growth, since 30 September 2024

Learn more about Bandhan Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 1.7K Cr
₹ 1.6K Cr
₹ 1.6K Cr
  • AUM of the fund stands at 1.7K Cr as of May'25
  • AUM increased by 59.1 Cr between May'25 and Apr'25

Frequently Asked Questions for Bandhan Business Cycle Fund Regular Growth

How do I invest in Bandhan Business Cycle Fund Regular Growth?

INDmoney makes it simple to invest in the Bandhan Business Cycle Fund Regular Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Business Cycle Fund Regular Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Business Cycle Fund Regular Growth?

The NAV of the fund today is ₹10.10. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of Bandhan Business Cycle Fund Regular Growth?

The fund managers are Harshal Joshi.

What is the exit load of the fund?

The exit load is 0.5% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 2.05%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1683 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Business Cycle Fund Regular Growth?

The top 3 holdings of the fund are HDFC Bank Ltd(5.25%), Axis Bank Ltd(4.3%), Infosys Ltd(3.1%)