Navi AMC Limited

Equity-Oriented Funds:Navi AMC Limited offers 11 equity funds in total.

Debt Mutual Funds:Navi AMC Limited offers 1 debt mutual funds in total.

Hybrid Funds:Navi AMC Limited offers 2 hybrid funds in total.

Eligibility:

In order to invest in Navi AMC Limited schemes you must fulfill either of the following eligibility criteria:

• Must be Individuals of 18 years and above with having their domicile in India.
• Indian Partnership Firms and Hindu Undivided Family (HUF) must be represented by the Karta.
• Non-Resident Indians (NRIs) or Persons of Indian Origin (PIOs) must have the approval of the Reserve Bank of India (RBI).
• Association of Person (AOP) /Body of Individuals (BOI), Public Sector Undertakings, Body Corporates, and societies, must be authorized as under the Societies Registration Act, 1860.
• Religious, charitable, and private trusts, must adhere to the provision of the Income Tax Act, 1961 read with the Income Tax Rules, 1962.
• Trustee of private trusts, must have been permitted to contribute to the mutual fund schemes as per their trust deed.
• Banks and other Financial Institutions.

Documentation:

• The applicant must have an existing bank account.
• The applicant must be KYC Compliant.
• The applicant’s Savings Bank Account status must be preferably Single or Either/Survivor.
• If the mutual fund company owns a bank, then applicants can directly invest through the bank account itself.

Mode of Investment

To invest in Navi AMC Limited schemes, an applicant can choose to invest either through an online or an offline investment option.

Investing via offline mode

Following are the steps involved in an offline investment process:

• The applicant needs to fill out the KYC (Know Your Customer) form along with the application.
• The investor needs to submit the application form physically. Then the same must be submitted and further processed.
• Then an applicant must fill out the application form of the desired mutual fund scheme he wishes to invest in. Such an application form must be downloaded from the official website or procured via the investor service center of the mutual fund. An investor can do the same through the Registrar and Transfer Agent (RTA).
• An applicant can then choose his preferred form of investment and choose to register for a SIP i.e. a Systematic Investment Plan or through a lump sum method, as per his convenience.
• Then he needs to submit the application form along with the necessary enclosures at the authorized collection centers of such mutual funds. The same can be done through a Registrar and Transfer Agent (RTA), as per the applicability.
• To complete the online application process, an applicant shall then receive a time-stamped acknowledgment at the time of submission. He shall also receive a confirmation message for the transaction on his registered mobile number along with the account statement within 1-2 working days.

How to invest in Navi AMC Limited through INDmoney?

We at INDmoney have always believed in simplification. With just a few steps you could start investing in Navi AMC Limited’s schemes. With various innovative tools to supplement your investment journey, all you have to do is download the app and follow the step-by-step process. For your convenience, we have listed all the steps below. And yes, it involves zero paperwork and no transaction fee at all. Start your investment journey in the simplest way possible.

To invest in Navi AMC Limited schemes through INDmoney, an applicant needs to follow the following process:

• To start with, the applicant must have an INDmoney account to invest in the Navi AMC Limited. Downloading the INDmoney app can make the whole process a lot more easier.
• The next step is to log in or sign in to the INDmoney account and complete the KYC process.
• As mentioned above, the investor needs to be KYC compliant and must be in possession of valid documents such as PAN card, Aadhaar card, Voter ID card, driving license, and other necessary related documents.
• Next the applicant needs to link the bank account with INDmoney account.
• The investor can then easily proceed to select his desired mutual fund scheme. Further, the investor can compare the selected Navi AMC Limited scheme, with the given indicators such as the risk-return ratio, past market trends, etc. through the comprehensive tools available in the app.
• The investor then needs to choose the preferred payment system with either a SIP or through a one-time lump sum amount.
• The applicant will be allotted the Navi AMC Limited units of the selected scheme based on the investment amount as well as the NAV of the cut-off time, at most within 3-4 working days.

How to Invest in Navi AMC Limited Schemes through the website?

An applicant can choose to invest in the Navi AMC Limited schemes directly through the official website. To do so he must follow the following steps:

• The applicant or the investor needs to first fill up the KYC form.
• Then the online portal of the Navi AMC Limited will then prompt such applicants or investors to input the necessary details along with the selection of the desired scheme, the first investment amount, and details of the investors payment bank account.
• The investor also needs to specify his preferred mode of investment i.e. SIP or a one-time payment.
• After a successful transaction, the investor will receive a confirmation message on his registered email address along with his account statement.

Following are some of the points that an investor must consider before investing in any mutual fund scheme:

• Select a scheme that offers substantial returns in the long term with the wide spectrum of options available. Do not choose too-less diversified or too-much diversified funds to find a perfect balance for high returns.
• Always invest in schemes based on your investment goals and not the market trend. It is always advisable to select a scheme based on the duration you wish to invest in as well as the financial goal that you wish to achieve.
• The returns provided by the selected plan must have the potential to beat inflation in the future. Some funds may provide high returns, but they may not be able to curtail the cost of inflation while taking the time value of money into the account.
• In case you intend to invest in short-term options, choose plans that provide high liquidity and easy withdrawal options to avail of the short-term advantages. However, do not indulge in funds in such a case which shall cost you exit-load
• The risk appetite must be taken into consideration while investing in any plan. Investors need to be cautious about the market turmoil before investing in any Navi AMC Limited scheme to not end up in losses.
• Always opt to invest in tax-advantaged funds like ELSS mutual funds, if you wish to not fall under the high-tax bracket. Plan to invest in funds with relevant tax-saving plans.