Navi Mutual Fund

Factors to consider before investing in Navi Mutual Fund

Before you start your investment in Navi mutual funds, you must consider these factors to invest in a better way and earn higher returns.

Align with your investment goals

Investment goal is a crucial factor when investing, as it indicates the investment purpose in such schemes. Understanding your investment goals helps you to choose the right Navi mutual fund according to your needs and finances.

Beat inflation with returns

While choosing a Navi mutual fund scheme, you must select a fund that has the potential to surpass inflation in the long investment duration. You can seek to invest in Navi Nifty Next 50 Index Fund-Direct Growth with an annualised return of 63.1% to get more of your investments.

Look for optimal returns

When you plan to invest in any Navi mutual fund, you must strike a balance between concentrated and diversified funds. In short, you must seek schemes offering long-term returns across an extensive scale of options. You can calculate your investment returns using INDmoney’s Navi Mutual Fund SIP Calculator and Lumpsum Calculator.  

Assess your risk tolerance

Evaluate your risk tolerance level before investing in any Navi mutual fund scheme. You must consider market fluctuations to avoid the possibility of losses in such schemes. Hence, if you have a lower risk tolerance level, you must go for Navi mutual funds with lower risks.

Look for the fund managers’ experience

Check the skills and experience of the fund manager before investing in any Navi mutual funds. It will help you understand how they manage the funds against their benchmarks.

For instance, you can review the investment decisions of Aditya Mulki, who works as a fund manager for Navi AMC. He has approximately 7 years of experience in the market.

Consider the expense ratio

It is an annual fee you must pay as an investor to the Navi AMC for fund management. The fee consists of administration, management, distribution and promotion charges. Usually, Navi mutual fund's expense ratio ranges between 0.1% to 0.4%. 

How to start investing with Navi Mutual Fund with INDmoney?

After you have understood the details about Navi Mutual Fund, it is time for you to start your investment process with INDmoney. Below are some simple steps to follow to start your mutual fund's investment journey with us.

Step 1: Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Step 2: Once your Free investment account is ready, you can either search for Navi Mutual Fund or go to the mutual fund section.

Step 3: Choose any Navi Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

Step 4: You can choose to set up SIP in any Navi Mutual Fund or even invest as a lump sum. Once you are on the individual Navi Mutual Fund page, click "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

Step 5: Choose the amount that you want to invest as SIP or Lump Sum.

Step 6: Set up payments. If you choose to set up SIP in any Navi Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.