Empowering NRIs

Effortlessly Invest in India & US

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INDmoney NRI is your one-stop platform to invest, grow, and manage your Indian wealth — wherever you are in the world.

Why Global Indians prefer INDmoney?

1. Seamless Account Opening

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₹0 account opening & ₹0 AMC charges

DIY account opening journey via app - no back-and-forth over email

  • Aadhar e-sign process (if you're in India)
  • ₹0 cost doorstep document pickup (For UAE residents)

No document courier needed for investing in US Stocks

2. All in one Investment App

Mutual Funds

Indian Stocks

US Stocks

Invest in Mutual Funds

What you can do?

  • Invest in 1500+ mutual fund schemes
  • Apply for NFOs
  • Setup SIPs
  • Invest in lumpsum (one-time)
Mutual funds performance screen

What you can do?

  • Invest in 1500+ mutual fund schemes
  • Apply for NFOs
  • Setup SIPs
  • Invest in lumpsum (one-time)

Invest in Indian Stocks

What you can do?

  • Invest in cash segment (equity, ETFs)
  • Trade in derivatives (F&O)
  • Apply for IPOs
Mutual funds performance screen

What you can do?

  • Invest in cash segment (equity, ETFs)
  • Trade in derivatives (F&O)
  • Apply for IPOs

Invest in US Stocks

*coming soon in select regions

What you can do?

  • Invest in US equities in USD
  • Zero Account Opening Charges
  • Start Investing With Just $1
  • Invest in 9,000+ US Stocks & ETFs
Mutual funds performance screen

What you can do?

  • Invest in US equities in USD
  • Zero Account Opening Charges
  • Start Investing With Just $1
  • Invest in 9,000+ US Stocks & ETFs

3. Regulated by SEBI, NSE, BSE & IFSCA 🛡️

“How to start investing as an NRI?”

Click here for step by step guide.

FAQs

What is an NRI investment account, and who is eligible?

a.  An NRI (Non-Resident Indian) Investment Account allows Indians living abroad to invest in Indian financial products such as stocks and mutual funds in compliance with RBI, SEBI & IFSCA regulations. The onboarding process and documentation differ slightly from that of resident Indian investors, as per regulatory guidelines.

b. You are classified as an NRI if you are an Indian citizen who has resided outside India for more than 182 days in a financial year for employment, business, or any other purpose indicating an intention to stay abroad.  

What is the difference between NRE and NRO accounts?

a. NRE Account  :  For income earned abroad, funds are fully repatriable, interest earned is tax free.

b. NRO Account : For income earned in India, funds are non-repatriable   beyond set limits, interest earned is taxed.

What products are available for NRIs on INDmoney?

a. Indian Mutual Funds

b. Indian Stocks (Delivery, F&O)

c. US Stocks (coming soon)

 

What are the NRI investment account opening charges on INDmoney?

a.  Completely free — ₹0 account opening and ₹0 AMC charges for all     NRI users

What are the documents required for opening an account?

a.  For Indian Stocks & Mutual Funds (SEBI-regulated)
       i.    Indian Passport
       ii.   Foreign Address Proof (utility bill, driver’s license, etc.)
       iii.  NRE/NRO Bank Proof (cheque or statement)
b.  For US Stocks (IFSCA-regulated)
       i.    Foreign Bank Proof

Do I need to courier documents for all products?

a.   No. Physical documents are required only for SEBI-regulated products (Indian Stocks & Mutual Funds).
      i.    NRIs in India: Complete the process fully online via Aadhaar eSign
      ii.   NRIs in UAE: Enjoy free doorstep document pickup at ₹0 cost
      iii.  NRIs in other countries: Download, sign, and courier documents to our India office

 

Is the process different for users in UAE?

a.    No. UAE users can complete their investment onboarding easily with free doorstep pickup for Indian investment documents via our logistics partner

What are the charges applicable for each product for NRIs?

a.   Indian Stocks: Same as resident Indian users (refer pricing page)

b.   US Stocks: Same as resident Indian users (refer pricing page)

c.   Indian Mutual Funds: Offered in Regular Plans

d.  GIFT USD Mutual Funds: Offered in Regular Plans

Are there countries from which NRIs cannot open an account with INDmoney?

a.  We follow country-level compliance based on the  Financial Action Task Force (FATF) country lists. NRIs living in these  countries cannot open an account.

INDmoney is 100% Safe and Secure!

Your security and privacy are our top priority!

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