Tata Mutual Fund Launches Titanium Hybrid Long-Short Fund under the New SIF Category

Tata Mutual Fund is launching a new investment option called the Titanium Hybrid Long-Short Fund. You can invest in this new fund from November 17, 2025, to December 2, 2025.

This fund is part of a newer type of investment known as Specialised Investment Funds (SIF). Let's learn more about what SIFs are and what this specific fund offers.

What are Specialised Investment Funds (SIFs)?

Specialised Investment Funds (SIFs) are a new way to invest. They offer different products and ways to manage your investments with more freedom, all while following clear rules.

SIFs are designed to be:

• New and Smart: They use advanced tools like derivatives and have more flexible rules for investing. The goal is to get better returns for the amount of risk taken.
• For Larger Investments: These funds are typically for investors who can invest a minimum of ₹10 lakhs across all SIFs held with a single fund company.

About the Titanium Hybrid Long-Short Fund: Key Details

The Titanium Hybrid Long-Short Fund aims to help your money grow over the medium to long term. It does this by investing in stocks and stock-related tools, as well as bonds and money market tools. It also takes some "short" positions in stocks and bonds using special tools called derivatives.

Here are the main points about this fund:

• Fund Name: Titanium Hybrid Long-Short Fund
• Type of Fund: Hybrid Long-Short Fund
• How it Invests: It's an "interval" fund, meaning it invests in stocks and bonds, including some "short" positions using derivatives.
• Benchmark: CRISIL Hybrid 50+50 – Moderate Index (TRI) (This is a standard it tries to beat).
• Goal: To make your money grow over time by investing in stocks, bonds, and related tools, including some "short" positions. But remember, there's no guarantee it will reach this goal.
• Minimum Investment: You need to invest at least INR 10 lakhs in total across all Titanium SIFs you hold.
• Exit Fees:
  • If you take your money out within 1 year: 1% fee.
  • If you take your money out after 1 year: No fee.

Different Types of Specialised Investment Funds (SIF)

SEBI (the market regulator) has set up different types of SIFs, each with its own way of investing. Here are some examples:

• Stock Funds (Equity Funds): These mainly invest in company stocks.
  • Equity Long-Short Fund (01): At least 80% in stocks, with a maximum of 25% in "unhedged short" positions.
  • Equity Ex-Top 100 Long-Short Fund (02): At least 65% in stocks (but not the top 100 biggest companies), with a maximum of 25% in "unhedged short" positions.
  • Sector Rotation Long-Short Fund (03): At least 80% in stocks across up to 4 different industries, with a maximum of 25% in "unhedged short" positions.
• Bond Funds (Debt Funds): These mainly invest in bonds.
  • Debt Long-Short Fund (04): Invests in bonds of different lengths, including "unhedged short" positions using bond-related tools.
  • Sectoral Debt Long-Short Fund (05): Invests in bonds from at least two different industries, with no more than 75% in one industry.
• Mixed Funds (Hybrid Funds): These invest in both stocks and bonds.
  • Active Asset Allocator Long-Short Fund (06): Changes its investments between different types of assets, with a maximum of 25% in "unhedged short" positions.
  • Hybrid Long-Short Fund (07): This is the type the Titanium fund is. It puts at least 25% in stocks and at least 25% in bonds, with a maximum of 25% in "unhedged short" positions.

How Equity Derivatives Are Used in the Portfolio

Equity derivatives are special financial tools, like futures and options, that let investors bet on whether stock prices or market indexes will go up or down. They are used in the portfolio for a few reasons:

• "Unhedged Shorts" (Futures and Options): This means finding stocks that seem weak or overpriced and trying to make money if their prices fall.
• "Long Futures & Options": This strategy aims to make money by taking "long" positions in good opportunities.
• Hedging: These tools can also be used to reduce risk, especially when the market is unstable or when certain events are expected for a particular industry or stock.

What Makes Up the Titanium Hybrid Long-Short Portfolio

The Titanium Hybrid Long-Short Fund aims to combine different types of investments that don't usually move in the same direction. The goal is to lower the chance of losing money and increase the potential for gains, leading to better returns for the risk taken.

The portfolio includes these main parts:

• Equity Long: Investing in stocks chosen for their long-term potential and looking for short-term opportunities.
• REITs and InvITs: Investing in real estate and infrastructure projects to benefit from their growth.
• Long and Short Unhedged Derivatives: Using special tools like futures and options to profit from specific stock or market index movements, through strategies like paired trades or unhedged long/short bets.
• Arbitrage: Making money from small price differences in different markets without taking much risk.
• Fixed Income: Investing in bonds and other debt instruments for stability and safety.

The idea is that Mixing Investments + Lower Risk = Better Returns for the Risk Taken.

How the Portfolio's Money is Divided

The Titanium Hybrid Long-Short Fund has clear rules about how its money is spread across different types of investments. This helps manage risk and achieve its goals.

Here's a simple look at how the money is typically divided and what it invests in:

Conclusion

The Titanium Hybrid Long-Short Fund from Tata Mutual Fund is a new Specialised Investment Fund that offers a flexible and varied way to invest. By using both "long" and "short" strategies across different assets like stocks, bonds, real estate trusts, and derivatives, the fund aims to give better returns for the risk involved. If you're an investor looking for a strategy that tries to do well in different market conditions by mixing traditional and advanced investment tools, this fund might be something to consider during its launch period.

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