Mini Save: An Easy Way to Save While You Spend!

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Mini Save: An Easy Way to Save While You Spend!

What is Mini Save?

Consumerism has ushered in us the tendency to spend more. As more and more companies join the bandwagon to offer convenience as a product, it has become all the more easier and essential to spend on almost anything. So is there a space to save in this highly commoditized world? We at INDmoney have come up with something you’ll love. While affecting a behavioral change seemed tough at first glance, we thought why not just extend something we do repeatedly? 

Introducing Mini Save

Mini Save. A feature that helps you save money through spending! So here is the deal. 

In our day-to-day lives, we spend on several things. From a daily taxi ride to work to the occasional dinner treats we savour, we tend to use some or the other app to help us satisfy our needs with the added bounty of convenience. As the number of people who use smartphones increases in our country, the number of people who use various apps shall rise. Mini Save shall help them save anytime they use an app to purchase something. So, how does Mini Save work? Let’s observe.

A Day in Gaurav’s Life with Mini Save

Gaurav, a 30-something working professional at an IT firm placed in a metro goes about in his normal life. Observe how Mini Save will help him save money while he spends.

Time: 9:00 AM: Leaves for the office

“Orders a cab through an app, pays Rs 364 for the ride”

Enter Mini Save:

“Instantly adds Rs 6 into his pot” 

(Rounds up to the nearest whole figure, Rs 370)”

Mini Save Pot Balance: Rs 6

Time: 12:30 PM: Lunch

Orders a meal from a food delivery company, pays Rs 267”

Enter Mini Save:

“Adds Rs 3 to the pot”

Mini Save Pot Balance: Rs 9

Time: 5:30 PM: Leaves for home

“Again orders a cab through an app, pays Rs 365”

Enter Mini Save:

“Plus Rs 5 in the pot” 

Mini Save Pot Balance: Rs 14

Time: 7:00 PM: Plans for a weekend trip

Books a bus ticket, pays Rs 162”

Enter Mini Save:

“Adds Rs 8 into the pot”

Mini Save Pot Balance: Rs 22

Time: 9:00 PM: Orders a book online

Orders through an e-commerce app, pays Rs 672”

Enter Mini Save: 

“Instantly adds Rs 8 into the pot” 

Mini Save Pot Balance: Rs 30


Did you observe how Mini Save helped Gaurav save Rs 30 in a single day? The best part? 

He didn’t need any extra effort from his side!

All that he did was just go about in his normal daily routine. 

Gaurav continued saving in the same way for several days in a row and on one fine day, his Mini Save pot gathered Rs 1,000 in total. 

“What did Mini Save do with the Rs 1,000 balance?”

It invested in a US Stock adding to Gaurav’s investment portfolio!

That is Mini Save for you.

While you go about your daily life, it silently adds to your savings and eventually increases your investments. Well, so we finally figured out a revolutionary way to help you save while you spend.  

Mini Save. Spend. Save. Invest.

Click Here to Setup your Mini Save.

What are the Requirements for Mini Save?

You will have to setup your Mini Save by downloading the INDmoney app and heading over to the Mini Save feature.

For Mini Save to do its job, you will have to set up Auto-Pay via UPI or Net banking.

How to setup AutoPay via UPI?

  1. Select or enter any UPI handle and click Pay Now. Check payment request on your UPI app.
  2. Approve the transaction by completing payment on the UPI app.

The maximum limit per transaction via UPI AutoPay is Rs. 5,000.

How to setup AutoPay via Netbanking?

  1. Select Netbanking and click on pay now.
  2. Confirm mandate summary & click proceed.
  3. Complete the transaction on your bank’s Netbanking screen.
  4. Click on proceed on the mandate summary page after successful mandate registration.

The maximum limit per transaction via Netbanking mandate is Rs. 10,00,000.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. This is in no way to be considered as an advice or recommendation. Logos above are the property of respective trademark owners and by displaying it INDmoney has no right, title, or interest over it. This facilitation service is provided by Finzoomers Services Private Limited. Please be informed that US Stocks are not exchange-traded funds in India. All disputes with respect to the transaction facilitation services, would not have access to the Indian Exchange investor redressal forum or Arbitration mechanism in India. For US Stocks FAQ visit Relevant SEC and FINRA fees still apply. T&C apply.

  • Can I track my expenses through Mini Save?

  • Can I pause my Mini Save?

  • How safe is Mini Save?

  • Is Mini Save completely free of charge?