Yiren Digital Ltd. share price logo

Yiren Digital Ltd. Share Price

NYSE: YRD

Small Cap

$6.02

+0.02

(+0.33%)

as on

Yiren Digital Ltd. Stock Performance

as on September 16, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $5.92
    $6.05
    downward going graph

    1.66%

    Downside

    0.50%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $4.41
    $9.2
    downward going graph

    26.74%

    Downside

    52.82%

    Upside

    downward going graph

Yiren Digital Ltd. share price movements today

Previous Close
$6.00
Open
$6.00
Volume
347.6K
Day's Low - High
$5.92 - $6.05
52 Week Low - High
$4.41 - $9.2

Yiren Digital Ltd. Historical Returns

1 Month Return
+ 1.87 %
3 Month Return
-5.36 %
1 Year Return
+ 33.33 %
3 Year Return
+ 460.75 %
5 Year Return
+ 100 %

Yiren Digital Ltd. Stock Fundamentals & Key Indicators

Check Yiren Digital Ltd. market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$518.4M

EPS (TTM)

0

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

-0.12%

PE Ratio (TTM)

2.87

Industry PE ratio

9.239262295081968

P/B Ratio

2.8708

PEG Ratio

1.24

EBITDA

2.6B

Revenue (TTM)

6.1B

Profit Margin

21.05%

Return On Equity TTM

13.64%

Yiren Digital Ltd. Stock Valuation

Track how Yiren Digital Ltd. P/E has moved over time to understand its valuation trends.

Yiren Digital Ltd. in the last 5 years

  • Overview

  • Trends

Lowest (0.21x)

December 31, 2023

Today (2.87x)

September 15, 2025

Industry (9.24x)

September 15, 2025

Highest (7.15x)

December 31, 2020

LowHigh

Today’s Price to Earnings Ratio: 2.87x

Yiren Digital Ltd. vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Yiren Digital Ltd. with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
SELL$518.4M100%2.8721.05%
HOLD$143.1B205.27%621.560.00%
BUY$226.4B204.94%22.8315.99%
BUY$524.7B73.59%39.0644.93%
BUY$658.8B65.26%33.1252.16%

Stock Returns calculator for Yiren Digital Ltd. Stock including INR - Dollar returns

The Yiren Digital Ltd. stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

Yiren Digital Ltd. investment value today

Current value as on today

₹1,38,763

Returns

₹38,763

(+38.76%)

Returns from Yiren Digital Ltd. Stock

₹33,778 (+33.78%)

Dollar Returns*

₹4,985 (+4.99%)

Analyst Recommendation on Yiren Digital Ltd. Stock

Based on 8 analysts

SELL

0.00%

Buy

25.00%

Hold

75.00%

Sell

Based on 8 analysts, 75% of analysts recommend a 'SELL' rating for Yiren Digital Ltd.. Average target price of $2.03

Yiren Digital Ltd. Share Price Target

Get share price movements and forecasts by analysts on Yiren Digital Ltd..

What analysts predicted

-196.55%DOWNSIDE

Target Price

$2.03

Current Price

$6.02

Analyzed by

8 Analysts

Target

$2.03

Yiren Digital Ltd. target price $2.03, a slight downside of -196.55% compared to current price of $6.02. According to 8 analysts rating.

Yiren Digital Ltd. Stock's Interest Amongst Investors

Search interest for Yiren Digital Ltd. Stock has decreased by -53% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-53% versus previous 30 day period

Yiren Digital Ltd. Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
143
184
179
178
191
206
208
1,452
214
1,674
Gross Profit
114
136
145
152
158
172
179
1,254
183
1,513
Operating Income
542
671
693
687
573
717
339
295
307
381
EBITDA
542
671
693
687
573
438
339
-
307
381
Interest Expense
3
-
-
-
-
-
-
-
-
-
Depreciation
-
-
-
-
-
-
-
-
-
-
Income Before Tax
549
667
716
712
617
501
400
342
273
425
Income Tax Expense
122
139
161
140
131
92
44
-
26
63
Net Income
61
73
75
79
67
56
50
331
34
357
Net Profit Margin
43.31%
39.82%
42.30%
44.83%
35.26%
27.37%
24.03%
22.82%
15.92%
21.35%

Yiren Digital Ltd. Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
210
468
840
815
1,228
605
703
492
685
5,805
Gross Profit
195
439
776
722
1,133
436
583
380
548
4,922
Operating Income
412
1,084
1,677
838
733
278
1,147
1,474
2,594
1,647
EBITDA
416
1,095
1,701
877
1,253
277
1,287
1,498
2,601
1,675
Interest Expense
4
36
114
71
661
1,051
61
61
-
-
Depreciation
-
-
23
39
394
327
139
52
25
28
Income Before Tax
417
1,102
1,752
1,160
1,397
-773
1,203
1,495
2,645
1,861
Income Tax Expense
132
-13
381
194
239
-80
170
300
565
279
Net Income
44
161
207
140
164
-105
162
171
291
1,582
Net Profit Margin
20.96%
34.48%
24.75%
17.20%
13.41%
-17.48%
23.07%
34.79%
42.49%
27.25%

Yiren Digital Ltd. Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
527
554
571
485
409
355
331
331
357
Operating Cash Flow
718
0
631
631
368
1,051
1,424
478
411
Investing Cash Flow
-19
-
-
-683
-536
-3,080
-3,113
-145
-
Financing Cash Flow
-6
-
-14
-14
-125
-162
-277
-80
-
Change in Cash
692
-5,824
5,993
5,993
-294
-5,698
-1,957
254
97

Yiren Digital Ltd. Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
1,116
-188
1,579
1,155
-692
1,032
1,194
2,080
1,582
Operating Cash Flow
2,113
184
-3,959
274
282
158
1,849
2,171
1,424
Investing Cash Flow
-1,421
-1,166
3,297
1,110
-1,796
-346
52
100
-3,113
Financing Cash Flow
135
2,642
-788
-1,149
955
427
-489
-569
-277
Change in Cash
856
2,293
-1,445
234
-561
238
1,415
1,697
-1,957

Global Institutional Holdings in Yiren Digital Ltd.

Funds
Holdings
Dimensional Fund Advisors, Inc.
1.27%
Connor Clark & Lunn Inv Mgmt Ltd
0.46%
Renaissance Technologies Corp
0.27%
BlackRock Inc
0.12%
Morgan Stanley - Brokerage Accounts
0.07%

Insights on Yiren Digital Ltd.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 3 quarters, 1.45B → 1.67B (in $), with an average increase of 6.9% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, YRD stock has moved up by 460.7%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, YRD has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 247.50M → 357.54M (in $), with an average increase of 30.8% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Capital One Financial Corporation has given 61.0% return, outperforming this stock by 27.7%

About Yiren Digital Ltd.

yirendai (nyse: yrd) is a leading online consumer finance marketplace in china connecting investors and individual borrowers. the company provides an effective solution to address largely underserved investor and individual borrower demand in china through an online platform that automates key aspects of its operations to efficiently match borrowers with investors and execute loan transactions. yirendai deploys a proprietary risk management system, which enables the company to effectively assess the creditworthiness of borrowers, appropriately price the risks associated with borrowers, and offer quality loan investment opportunities to investors. yirendai's online marketplace provides borrowers with quick and convenient access to consumer credit at competitive prices and investors with easy and quick access to an alternative asset class with attractive returns.
OrganisationYiren Digital Ltd.
HeadquartersChina Merchants Bureau Building, Beijing, China, 100022
IndustryTechnology Services
CEOMr. Ning Tang
E-voting on sharesClick here to vote

Key Management of Yiren Digital Ltd.

Name

Title

Ms. Keyao He

Director of Investor Relations

Ms. Bin Yang

Chief Human Resources Officer

Ms. Mei Zhao

Chief Executive Officer of Yiren Credit

Ms. Lydia Yu

Investor Relations Officer

Mr. Ning Tang

Executive Chairman & CEO

Mr. Ka Chun Hui

Chief Financial Officer

FAQs

What is Yiren Digital Ltd. share price today?

Yiren Digital Ltd. share price today is $6.02 as on at the close of the market. Yiren Digital Ltd. share today touched a day high of $6.05 and a low of $5.92.

What is the 52 week high and 52 week low for Yiren Digital Ltd. share?

Yiren Digital Ltd. share touched a 52 week high of $9.2 on and a 52 week low of $4.41 on . Yiren Digital Ltd. stock price today i.e. is closed at $6.02,which is 34.57% down from its 52 week high and 36.51% up from its 52 week low.

What is Yiren Digital Ltd.'s market capitalisation today?

Yiren Digital Ltd. market capitalisation is $0.00T as on .

How to invest in Yiren Digital Ltd. Stock (YRD) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Yiren Digital Ltd. on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Yiren Digital Ltd. Shares that will get you 0.2492 shares as per Yiren Digital Ltd. share price of $6.02 per share as on September 16, 2025 at 1:29 am IST.

What is the minimum amount required to buy Yiren Digital Ltd. Stock (YRD) from India?

Indian investors can start investing in Yiren Digital Ltd. (YRD) shares with as little as ₹88.141 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹881.41 in Yiren Digital Ltd. stock (as per the Rupee-Dollar exchange rate as on ). Based on Yiren Digital Ltd. share’s latest price of $6.02 as on September 16, 2025 at 1:29 am IST, you will get 1.6611 shares of Yiren Digital Ltd.. Learn more about fractional shares .

What are the returns that Yiren Digital Ltd. has given to Indian investors in the last 5 years?

Yiren Digital Ltd. stock has given 100% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?