Yiren Digital Ltd. (YRD)

$5.2

+0.16

(+3.17%)▲

Market is closed - opens 7 PM, 02 May 2024

Insights on Yiren Digital Ltd.

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 1.32B → 1.27B (in $), with an average decrease of 1.9% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 6 quarters, 270.32M → 571.26M (in $), with an average increase of 12.7% per quarter

Performance

  • $5.00
    $5.21
    $5.20
    downward going graph

    3.85%

    Downside

    Day's Volatility :4.03%

    Upside

    0.19%

    downward going graph
  • $1.94
    $5.80
    $5.20
    downward going graph

    62.69%

    Downside

    52 Weeks Volatility :66.55%

    Upside

    10.34%

    downward going graph

Returns

PeriodYiren Digital Ltd.Sector (Financials)Index (Russel 2000)
3 Months
11.26%
4.0%
0.0%
6 Months
123.01%
23.9%
0.0%
1 Year
101.6%
22.0%
0.0%
3 Years
31.25%
11.3%
-21.9%

Highlights

Market Capitalization
438.6M
Book Value
$92.17
Earnings Per Share (EPS)
3.08
PE Ratio
1.61
PEG Ratio
1.24
Wall Street Target Price
2.03
Profit Margin
42.49%
Operating Margin TTM
53.92%
Return On Assets TTM
17.24%
Return On Equity TTM
29.47%
Revenue TTM
4.9B
Revenue Per Share TTM
55.4
Quarterly Revenue Growth YOY
17.1%
Gross Profit TTM
2.7B
EBITDA
2.6B
Diluted Eps TTM
3.08
Quarterly Earnings Growth YOY
0.19
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Sell
    0
    0%Buy
    25%Hold
    75%Sell
Based on 8 Wall street analysts offering stock ratings for Yiren Digital Ltd.(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
2
2
2
Sell
6
6
6

Analyst Forecast

What analysts predicted

Downside of 60.96%

Current $5.20
Target $2.03

Company Financials

FY18Y/Y Change
Revenue
817.3M
↑ 1.4%
Net Income
140.6M
↓ 29.54%
Net Profit Margin
17.2%
↓ 7.55%
FY19Y/Y Change
Revenue
1.2B
↑ 53.3%
Net Income
165.4M
↑ 19.55%
Net Profit Margin
13.41%
↓ 3.79%
FY20Y/Y Change
Revenue
607.5M
↓ 54.02%
Net Income
-106.2M
↓ 159.95%
Net Profit Margin
-17.48%
↓ 30.89%
FY21Y/Y Change
Revenue
702.7M
↑ 13.02%
Net Income
162.1M
↓ 249.11%
Net Profit Margin
23.07%
↑ 40.55%
FY22Y/Y Change
Revenue
649.3M
↑ 0.0%
Net Income
149.8M
↑ 0.0%
Net Profit Margin
23.07%
↑ 0.0%
FY23Y/Y Change
Revenue
4.9B
↑ 9.33%
Net Income
2.1B
↑ 101.38%
Net Profit Margin
42.49%
↑ 19.42%
Q3 FY22Q/Q Change
Revenue
118.0M
↓ 17.66%
Net Income
37.9M
↓ 18.27%
Net Profit Margin
32.16%
↓ 0.24%
Q4 FY22Q/Q Change
Revenue
143.0M
↑ 17.33%
Net Income
61.9M
↑ 58.02%
Net Profit Margin
43.31%
↑ 11.15%
Q1 FY23Q/Q Change
Revenue
192.7M
↑ 34.25%
Net Income
76.8M
↑ 23.45%
Net Profit Margin
39.82%
↓ 3.49%
Q2 FY23Q/Q Change
Revenue
182.6M
↑ 0.0%
Net Income
72.7M
↑ 0.0%
Net Profit Margin
39.82%
↑ 0.0%
Q3 FY23Q/Q Change
Revenue
1.3B
↓ 1.01%
Net Income
554.4M
↑ 5.13%
Net Profit Margin
42.3%
↑ 2.48%
Q4 FY23Q/Q Change
Revenue
1.3B
↓ 2.78%
Net Income
571.3M
↑ 3.04%
Net Profit Margin
44.83%
↑ 2.53%
FY18Y/Y Change
Total Assets
1.1B
↑ 0.0%
Total Liabilities
348.7M
↓ 47.28%
FY19Y/Y Change
Total Assets
1.4B
↑ 29.77%
Total Liabilities
754.0M
↑ 119.63%
FY20Y/Y Change
Total Assets
1.0B
↓ 31.31%
Total Liabilities
448.4M
↓ 44.47%
FY21Y/Y Change
Total Assets
1.2B
↑ 15.48%
Total Liabilities
457.9M
↓ 0.23%
FY22Y/Y Change
Total Assets
1.1B
↑ 0.0%
Total Liabilities
423.1M
↑ 0.0%
FY23Y/Y Change
Total Assets
10.3B
↑ 32.79%
Total Liabilities
2.2B
↓ 24.9%
Q3 FY22Q/Q Change
Total Assets
1.1B
↑ 3.19%
Total Liabilities
342.3M
↓ 16.42%
Q4 FY22Q/Q Change
Total Assets
1.2B
↑ 7.68%
Total Liabilities
312.3M
↓ 11.69%
Q1 FY23Q/Q Change
Total Assets
1.4B
↑ 8.96%
Total Liabilities
347.0M
↑ 10.71%
Q2 FY23Q/Q Change
Total Assets
1.3B
↑ 0.0%
Total Liabilities
328.7M
↑ 0.0%
Q3 FY23Q/Q Change
Total Assets
9.4B
↓ 0.21%
Total Liabilities
1.8B
↓ 23.57%
Q4 FY23Q/Q Change
Total Assets
10.3B
↑ 9.9%
Total Liabilities
2.2B
↑ 20.26%
FY18Y/Y Change
Operating Cash Flow
-119.3M
↓ 130.19%
Investing Cash Flow
479.5M
↓ 382.61%
Financing Cash Flow
-3.8M
↓ 96.94%
FY19Y/Y Change
Operating Cash Flow
35.3M
↓ 130.03%
Investing Cash Flow
158.9M
↓ 66.34%
Financing Cash Flow
-148.8M
↑ 3904.56%
FY20Y/Y Change
Operating Cash Flow
43.2M
↑ 14.51%
Investing Cash Flow
-275.5M
↓ 261.86%
Financing Cash Flow
146.5M
↓ 191.9%
FY21Y/Y Change
Operating Cash Flow
24.8M
↓ 43.91%
Investing Cash Flow
-54.4M
↓ 80.71%
Financing Cash Flow
67.1M
↓ 55.26%
FY22Y/Y Change
Operating Cash Flow
22.9M
↑ 0.0%
Investing Cash Flow
7.6M
↓ 115.17%
Financing Cash Flow
62.0M
↑ 0.0%
Q2 FY22Q/Q Change
Operating Cash Flow
28.3M
↑ 0.0%
Investing Cash Flow
90.2M
↑ 58.29%
Financing Cash Flow
-6.8M
↑ 0.0%
Q3 FY22Q/Q Change
Operating Cash Flow
48.1M
↑ 81.06%
Investing Cash Flow
-117.2M
↓ 238.15%
Financing Cash Flow
-38.8M
↑ 502.64%
Q4 FY22Q/Q Change
Operating Cash Flow
79.2K
↓ 99.84%
Investing Cash Flow
41.1M
↓ 133.91%
Financing Cash Flow
-7.9M
↓ 80.25%
Q1 FY23Q/Q Change
Operating Cash Flow
68.7M
↑ 86320.88%
Investing Cash Flow
112.7M
↑ 173.46%
Financing Cash Flow
-7.9M
↑ 0.0%
Q2 FY23Q/Q Change
Operating Cash Flow
152.8M
↑ 134.88%
Investing Cash Flow
104.0M
↓ 2.58%
Financing Cash Flow
-55.0M
↑ 631.34%

Technicals Summary

Sell

Neutral

Buy

Yiren Digital Ltd. is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Yiren Digital Ltd.
Yiren Digital Ltd.
3.49%
123.01%
101.6%
31.25%
-66.93%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
4.44%
31.48%
-9.57%
-73.79%
-38.78%
Capital One Financial Corporation
Capital One Financial Corporation
-1.29%
43.04%
53.94%
-4.33%
54.93%
American Express Co.
American Express Co.
2.82%
59.8%
46.89%
51.18%
99.99%
Mastercard Inc.
Mastercard Inc.
-5.69%
19.42%
18.78%
18.92%
81.39%
Visa, Inc.
Visa, Inc.
-3.47%
12.59%
15.53%
15.48%
65.0%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Yiren Digital Ltd.
Yiren Digital Ltd.
1.61
1.61
1.24
0.0
0.29
0.17
NA
92.17
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.89
16.89
0.59
5.08
0.21
0.04
NA
19.64
Capital One Financial Corporation
Capital One Financial Corporation
12.46
12.46
1.86
13.82
0.09
0.01
0.02
139.97
American Express Co.
American Express Co.
19.68
19.68
2.25
12.95
0.33
0.04
0.01
40.01
Mastercard Inc.
Mastercard Inc.
39.06
39.06
1.56
14.4
1.67
0.22
0.01
7.42
Visa, Inc.
Visa, Inc.
30.76
30.76
1.71
9.91
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Yiren Digital Ltd.
Yiren Digital Ltd.
Sell
$438.6M
-66.93%
1.61
42.49%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Buy
$68.3B
-38.78%
16.89
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Buy
$56.6B
54.93%
12.46
18.54%
American Express Co.
American Express Co.
Buy
$172.0B
99.99%
19.68
15.81%
Mastercard Inc.
Mastercard Inc.
Buy
$431.5B
81.39%
39.06
44.61%
Visa, Inc.
Visa, Inc.
Buy
$562.7B
65.0%
30.76
53.87%

Institutional Holdings

  • Dimensional Fund Advisors, Inc.

    0.98%

  • Renaissance Technologies Corp

    0.28%

  • Acadian Asset Management LLC

    0.11%

  • Connor Clark & Lunn Inv Mgmt Ltd

    0.06%

  • Citadel Advisors Llc

    0.05%

  • Morgan Stanley - Brokerage Accounts

    0.03%

Corporate Announcements

  • Yiren Digital Ltd. Dividends September,2018

    In the quarter ending September,2018. Yiren Digital Ltd. has declared dividend of $0.28

    Read More

Company Information

yirendai (nyse: yrd) is a leading online consumer finance marketplace in china connecting investors and individual borrowers. the company provides an effective solution to address largely underserved investor and individual borrower demand in china through an online platform that automates key aspects of its operations to efficiently match borrowers with investors and execute loan transactions. yirendai deploys a proprietary risk management system, which enables the company to effectively assess the creditworthiness of borrowers, appropriately price the risks associated with borrowers, and offer quality loan investment opportunities to investors. yirendai's online marketplace provides borrowers with quick and convenient access to consumer credit at competitive prices and investors with easy and quick access to an alternative asset class with attractive returns.

Organization
Yiren Digital Ltd.
Employees
0
CEO
Mr. Ning Tang
Industry
Technology Services

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