Waterstone Financial Inc (WSBF)

$14.7

-0.12

(-0.81%)▲

Live

Performance

  • $14.50
    $14.97
    $14.70
    downward going graph

    1.36%

    Downside

    Day's Volatility :3.14%

    Upside

    1.8%

    downward going graph
  • $9.62
    $16.36
    $14.70
    downward going graph

    34.56%

    Downside

    52 Weeks Volatility :41.2%

    Upside

    10.15%

    downward going graph

Returns

PeriodWaterstone Financial IncSector (Financials)Index (Russel 2000)
3 Months
0.95%
11.1%
0.0%
6 Months
28.42%
17.9%
0.0%
1 Year
50.61%
47.9%
0.0%
3 Years
-26.81%
18.9%
-23.0%

Highlights

Market Capitalization
288.4M
Book Value
$18.08
Dividend Share
0.6
Dividend Yield
4.01%
Earnings Per Share (EPS)
0.63
PE Ratio
23.52
PEG Ratio
0.0
Wall Street Target Price
12.5
Profit Margin
9.02%
Operating Margin TTM
19.1%
Return On Assets TTM
0.53%
Return On Equity TTM
3.46%
Revenue TTM
132.6M
Revenue Per Share TTM
6.9
Quarterly Revenue Growth YOY
3.9%
Gross Profit TTM
161.5M
Diluted Eps TTM
0.63
Quarterly Earnings Growth YOY
0.57
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 6 Wall street analysts offering stock ratings for Waterstone Financial Inc(by analysts ranked 0 to 5 stars)
Based on 6 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
3
3
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Downside of 14.97%

Current $14.70
Target $12.50

Company Financials

FY18Y/Y Change
Revenue
169.0M
↓ 1.79%
Net Income
30.8M
↑ 18.45%
Net Profit Margin
18.2%
↑ 3.11%
FY19Y/Y Change
Revenue
179.7M
↑ 6.3%
Net Income
35.9M
↑ 16.74%
Net Profit Margin
19.98%
↑ 1.78%
FY20Y/Y Change
Revenue
292.9M
↑ 63.01%
Net Income
81.1M
↑ 126.01%
Net Profit Margin
27.71%
↑ 7.73%
FY21Y/Y Change
Revenue
254.1M
↓ 13.24%
Net Income
70.8M
↓ 12.76%
Net Profit Margin
27.86%
↑ 0.15%
FY22Y/Y Change
Revenue
157.8M
↓ 37.91%
Net Income
19.5M
↓ 72.47%
Net Profit Margin
12.35%
↓ 15.51%
FY23Y/Y Change
Revenue
181.9M
↑ 15.31%
Net Income
9.4M
↓ 51.89%
Net Profit Margin
5.15%
↓ 7.2%
Q1 FY23Q/Q Change
Revenue
31.3M
↓ 1.0%
Net Income
2.2M
↑ 130.48%
Net Profit Margin
6.88%
↑ 3.93%
Q2 FY23Q/Q Change
Revenue
35.3M
↑ 12.57%
Net Income
4.0M
↑ 85.94%
Net Profit Margin
11.36%
↑ 4.48%
Q3 FY23Q/Q Change
Revenue
33.5M
↓ 5.02%
Net Income
3.3M
↓ 18.82%
Net Profit Margin
9.71%
↓ 1.65%
Q4 FY23Q/Q Change
Revenue
43.6M
↑ 30.07%
Net Income
-40.0K
↓ 101.23%
Net Profit Margin
-0.09%
↓ 9.8%
Q1 FY24Q/Q Change
Revenue
48.1M
↑ 10.49%
Net Income
3.0M
↓ 7695.0%
Net Profit Margin
6.31%
↑ 6.4%
Q2 FY24Q/Q Change
Revenue
54.5M
↑ 13.24%
Net Income
5.7M
↑ 88.02%
Net Profit Margin
10.48%
↑ 4.17%
FY18Y/Y Change
Total Assets
1.9B
↑ 6.03%
Total Liabilities
430.0M
↓ 69.16%
FY19Y/Y Change
Total Assets
2.0B
↑ 4.23%
Total Liabilities
470.0M
↑ 9.3%
FY20Y/Y Change
Total Assets
2.2B
↑ 9.43%
Total Liabilities
1.8B
↑ 276.91%
FY21Y/Y Change
Total Assets
2.2B
↑ 1.43%
Total Liabilities
1.8B
↑ 0.66%
FY22Y/Y Change
Total Assets
2.0B
↓ 8.31%
Total Liabilities
1.7B
↓ 6.84%
FY23Y/Y Change
Total Assets
2.2B
↑ 9.03%
Total Liabilities
1.9B
↑ 12.63%
Q1 FY23Q/Q Change
Total Assets
2.1B
↑ 4.08%
Total Liabilities
1.7B
↑ 5.27%
Q2 FY23Q/Q Change
Total Assets
2.2B
↑ 5.45%
Total Liabilities
1.9B
↑ 7.17%
Q3 FY23Q/Q Change
Total Assets
2.2B
↓ 0.38%
Total Liabilities
1.9B
↑ 0.05%
Q4 FY23Q/Q Change
Total Assets
2.2B
↓ 0.28%
Total Liabilities
1.9B
↓ 0.22%
Q1 FY24Q/Q Change
Total Assets
2.2B
↑ 0.89%
Total Liabilities
1.9B
↑ 1.38%
Q2 FY24Q/Q Change
Total Assets
2.3B
↑ 2.46%
Total Liabilities
2.0B
↑ 3.06%
FY18Y/Y Change
Operating Cash Flow
41.5M
↓ 61.25%
Investing Cash Flow
-78.4M
↓ 17.33%
Financing Cash Flow
74.4M
↓ 787.18%
FY19Y/Y Change
Operating Cash Flow
-40.2M
↓ 196.91%
Investing Cash Flow
-1.2M
↓ 98.53%
Financing Cash Flow
29.6M
↓ 60.27%
FY20Y/Y Change
Operating Cash Flow
-100.6M
↑ 150.05%
Investing Cash Flow
44.2M
↓ 3934.72%
Financing Cash Flow
76.9M
↑ 159.92%
FY21Y/Y Change
Operating Cash Flow
154.5M
↓ 253.58%
Investing Cash Flow
147.6M
↑ 234.16%
Financing Cash Flow
-20.1M
↓ 126.17%
FY22Y/Y Change
Operating Cash Flow
206.7M
↑ 33.8%
Investing Cash Flow
-335.7M
↓ 327.44%
Financing Cash Flow
-201.0M
↑ 899.22%
Q1 FY23Q/Q Change
Operating Cash Flow
-31.4M
↓ 143.91%
Investing Cash Flow
-46.5M
↓ 70.91%
Financing Cash Flow
85.5M
↑ 37.41%
Q2 FY23Q/Q Change
Operating Cash Flow
-40.1M
↑ 27.71%
Investing Cash Flow
-66.2M
↑ 42.26%
Financing Cash Flow
113.3M
↑ 32.54%

Technicals Summary

Sell

Neutral

Buy

Waterstone Financial Inc is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Waterstone Financial Inc
Waterstone Financial Inc
-3.39%
28.42%
50.61%
-26.81%
-14.58%
Nu Holdings Ltd.
Nu Holdings Ltd.
-1.63%
36.19%
77.08%
39.88%
39.88%
Icici Bank Ltd.
Icici Bank Ltd.
-5.61%
13.37%
31.38%
47.34%
142.42%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
2.32%
21.45%
72.62%
-10.98%
30.13%
U.s. Bancorp
U.s. Bancorp
7.2%
19.76%
57.26%
-20.94%
-12.51%
Truist Financial Corp
Truist Financial Corp
3.51%
14.74%
61.56%
-31.31%
-18.3%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Waterstone Financial Inc
Waterstone Financial Inc
23.52
23.52
0.0
0.0
0.03
0.01
0.04
18.08
Nu Holdings Ltd.
Nu Holdings Ltd.
45.68
45.68
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.13
19.13
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.96
15.96
3.88
13.4
0.1
0.01
0.03
140.3
U.s. Bancorp
U.s. Bancorp
15.38
15.38
1.23
3.93
0.1
0.01
0.04
31.79
Truist Financial Corp
Truist Financial Corp
8.99
NA
2.03
3.64
-0.1
-0.01
0.05
39.31
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Waterstone Financial Inc
Waterstone Financial Inc
Sell
$288.4M
-14.58%
23.52
9.02%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$68.1B
39.88%
45.68
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.7B
142.42%
19.13
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$74.9B
30.13%
15.96
25.11%
U.s. Bancorp
U.s. Bancorp
Hold
$78.0B
-12.51%
15.38
21.08%
Truist Financial Corp
Truist Financial Corp
Buy
$57.5B
-18.3%
8.99
-12.74%

Insights on Waterstone Financial Inc

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 33.49M → 54.51M (in $), with an average increase of 14.8% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, -40.0K → 5.71M (in $), with an average increase of 74.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 76.9% return, outperforming this stock by 28.0%

Institutional Holdings

  • BlackRock Inc

    7.99%

  • Dimensional Fund Advisors, Inc.

    7.89%

  • Renaissance Technologies Corp

    6.48%

  • Vanguard Group Inc

    5.20%

  • Rhino Investment Partners, Inc.

    3.75%

  • State Street Corp

    2.36%

Company Information

waterstone bank, established in 1921, offers a full suite of personal and business banking products. the community bank has branches in wauwatosa, brookfield, fox point/north shore, franklin/hales corners, germantown/menomonee falls, greenfield, oak creek, oconomowoc/lake country, pewaukee, waukesha/brookfield and west allis, wisconsin along with a commercial lending branch in minneapolis, minnesota. waterstone bank is the parent company to waterstone mortgage, which offers mortgage banking offices in 21 states. for more information about waterstone bank, go to wsbonline.com. waterstone bank is proud to have been named a top 100 workplace in southeastern wisconsin by the milwaukee journal sentinel every year since 2010.

Organization
Waterstone Financial Inc
Employees
698
CEO
Mr. William F. Bruss
Industry
Finance

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