Waterstone Financial Inc (WSBF)

$14.35

-0.3

(-2.05%)

Market is closed - opens 7 PM, 22 Jul 2024

Performance

  • $14.35
    $14.64
    $14.35
    downward going graph

    0.0%

    Downside

    Day's Volatility :1.98%

    Upside

    1.98%

    downward going graph
  • $8.96
    $15.01
    $14.35
    downward going graph

    37.56%

    Downside

    52 Weeks Volatility :40.31%

    Upside

    4.4%

    downward going graph

Returns

PeriodWaterstone Financial IncSector (Financials)Index (Russel 2000)
3 Months
24.35%
6.1%
0.0%
6 Months
3.24%
13.0%
0.0%
1 Year
-3.69%
21.5%
0.0%
3 Years
-25.69%
17.1%
-20.8%

Highlights

Market Capitalization
287.8M
Book Value
$17.77
Dividend Share
0.65
Dividend Yield
4.1%
Earnings Per Share (EPS)
0.52
PE Ratio
28.17
PEG Ratio
0.0
Wall Street Target Price
12.5
Profit Margin
7.82%
Operating Margin TTM
14.79%
Return On Assets TTM
0.47%
Return On Equity TTM
2.92%
Revenue TTM
131.2M
Revenue Per Share TTM
6.66
Quarterly Revenue Growth YOY
1.3%
Gross Profit TTM
161.5M
Diluted Eps TTM
0.52
Quarterly Earnings Growth YOY
0.6
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 6 Wall street analysts offering stock ratings for Waterstone Financial Inc(by analysts ranked 0 to 5 stars)
Based on 6 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
3
3
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Downside of 12.89%

Current $14.35
Target $12.50

Company Financials

FY18Y/Y Change
Revenue
169.0M
↓ 1.79%
Net Income
30.8M
↑ 18.45%
Net Profit Margin
18.2%
↑ 3.11%
FY19Y/Y Change
Revenue
179.7M
↑ 6.3%
Net Income
35.9M
↑ 16.74%
Net Profit Margin
19.98%
↑ 1.78%
FY20Y/Y Change
Revenue
292.9M
↑ 63.01%
Net Income
81.1M
↑ 126.01%
Net Profit Margin
27.71%
↑ 7.73%
FY21Y/Y Change
Revenue
254.1M
↓ 13.24%
Net Income
70.8M
↓ 12.76%
Net Profit Margin
27.86%
↑ 0.15%
FY22Y/Y Change
Revenue
157.8M
↓ 37.91%
Net Income
19.5M
↓ 72.47%
Net Profit Margin
12.35%
↓ 15.51%
FY23Y/Y Change
Revenue
181.9M
↑ 15.31%
Net Income
9.4M
↓ 51.89%
Net Profit Margin
5.15%
↓ 7.2%
Q4 FY22Q/Q Change
Revenue
31.6M
↓ 24.08%
Net Income
935.0K
↓ 82.26%
Net Profit Margin
2.95%
↓ 9.69%
Q1 FY23Q/Q Change
Revenue
31.3M
↓ 1.0%
Net Income
2.2M
↑ 130.48%
Net Profit Margin
6.88%
↑ 3.93%
Q2 FY23Q/Q Change
Revenue
35.3M
↑ 12.57%
Net Income
4.0M
↑ 85.94%
Net Profit Margin
11.36%
↑ 4.48%
Q3 FY23Q/Q Change
Revenue
33.5M
↓ 5.02%
Net Income
3.3M
↓ 18.82%
Net Profit Margin
9.71%
↓ 1.65%
Q4 FY23Q/Q Change
Revenue
43.6M
↑ 30.07%
Net Income
-40.0K
↓ 101.23%
Net Profit Margin
-0.09%
↓ 9.8%
Q1 FY24Q/Q Change
Revenue
48.1M
↑ 10.49%
Net Income
3.0M
↓ 7695.0%
Net Profit Margin
6.31%
↑ 6.4%
FY18Y/Y Change
Total Assets
1.9B
↑ 6.03%
Total Liabilities
430.0M
↓ 69.16%
FY19Y/Y Change
Total Assets
2.0B
↑ 4.23%
Total Liabilities
470.0M
↑ 9.3%
FY20Y/Y Change
Total Assets
2.2B
↑ 9.43%
Total Liabilities
1.8B
↑ 276.91%
FY21Y/Y Change
Total Assets
2.2B
↑ 1.43%
Total Liabilities
1.8B
↑ 0.66%
FY22Y/Y Change
Total Assets
2.0B
↓ 8.31%
Total Liabilities
1.7B
↓ 6.84%
FY23Y/Y Change
Total Assets
2.2B
↑ 9.03%
Total Liabilities
1.9B
↑ 12.63%
Q4 FY22Q/Q Change
Total Assets
2.0B
↑ 2.87%
Total Liabilities
1.7B
↑ 3.9%
Q1 FY23Q/Q Change
Total Assets
2.1B
↑ 4.08%
Total Liabilities
1.7B
↑ 5.27%
Q2 FY23Q/Q Change
Total Assets
2.2B
↑ 5.45%
Total Liabilities
1.9B
↑ 7.17%
Q3 FY23Q/Q Change
Total Assets
2.2B
↓ 0.38%
Total Liabilities
1.9B
↑ 0.05%
Q4 FY23Q/Q Change
Total Assets
2.2B
↓ 0.28%
Total Liabilities
1.9B
↓ 0.22%
Q1 FY24Q/Q Change
Total Assets
2.2B
↑ 0.89%
Total Liabilities
1.9B
↑ 1.38%
FY18Y/Y Change
Operating Cash Flow
41.5M
↓ 61.25%
Investing Cash Flow
-78.4M
↓ 17.33%
Financing Cash Flow
74.4M
↓ 787.18%
FY19Y/Y Change
Operating Cash Flow
-40.2M
↓ 196.91%
Investing Cash Flow
-1.2M
↓ 98.53%
Financing Cash Flow
29.6M
↓ 60.27%
FY20Y/Y Change
Operating Cash Flow
-100.6M
↑ 150.05%
Investing Cash Flow
44.2M
↓ 3934.72%
Financing Cash Flow
76.9M
↑ 159.92%
FY21Y/Y Change
Operating Cash Flow
154.5M
↓ 253.58%
Investing Cash Flow
147.6M
↑ 234.16%
Financing Cash Flow
-20.1M
↓ 126.17%
FY22Y/Y Change
Operating Cash Flow
206.7M
↑ 33.8%
Investing Cash Flow
-335.7M
↓ 327.44%
Financing Cash Flow
-201.0M
↑ 899.22%
Q4 FY22Q/Q Change
Operating Cash Flow
71.5M
↑ 319.56%
Investing Cash Flow
-160.0M
↑ 113.25%
Financing Cash Flow
62.2M
↑ 612.47%
Q1 FY23Q/Q Change
Operating Cash Flow
-31.4M
↓ 143.91%
Investing Cash Flow
-46.5M
↓ 70.91%
Financing Cash Flow
85.5M
↑ 37.41%
Q2 FY23Q/Q Change
Operating Cash Flow
-40.1M
↑ 27.71%
Investing Cash Flow
-66.2M
↑ 42.26%
Financing Cash Flow
113.3M
↑ 32.54%

Technicals Summary

Sell

Neutral

Buy

Waterstone Financial Inc is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Waterstone Financial Inc
Waterstone Financial Inc
17.62%
3.24%
-3.69%
-25.69%
-15.09%
Nu Holdings Ltd.
Nu Holdings Ltd.
9.96%
51.01%
70.08%
30.4%
30.4%
Icici Bank Ltd.
Icici Bank Ltd.
5.96%
19.94%
19.94%
67.52%
148.31%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.56%
17.45%
30.72%
-5.06%
25.75%
U.s. Bancorp
U.s. Bancorp
12.75%
7.13%
16.5%
-21.75%
-19.1%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
3.02%
-4.95%
1.82%
31.33%
-37.66%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Waterstone Financial Inc
Waterstone Financial Inc
28.17
28.17
0.0
0.0
0.03
0.0
0.04
17.77
Nu Holdings Ltd.
Nu Holdings Ltd.
50.42
50.42
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
19.85
19.85
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.75
14.75
3.46
13.11
0.1
0.01
0.04
132.41
U.s. Bancorp
U.s. Bancorp
14.07
14.07
1.14
3.88
0.1
0.01
0.04
31.8
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.25
9.25
0.86
0.81
0.19
0.01
0.03
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Waterstone Financial Inc
Waterstone Financial Inc
Sell
$287.8M
-15.09%
28.17
7.82%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$62.8B
30.4%
50.42
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$105.0B
148.31%
19.85
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$70.0B
25.75%
14.75
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.2B
-19.1%
14.07
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.7B
-37.66%
9.25
27.36%

Insights on Waterstone Financial Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 33.49M → 48.14M (in $), with an average increase of 16.3% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -40.0K → 3.03M (in $), with an average increase of 101.3% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 70.1% return, outperforming this stock by 73.8%

Institutional Holdings

  • Dimensional Fund Advisors, Inc.

    8.28%
  • BlackRock Inc

    8.00%
  • Renaissance Technologies Corp

    6.55%
  • Vanguard Group Inc

    5.19%
  • Rhino Investment Partners, Inc.

    3.12%
  • State Street Corporation

    2.41%

Company Information

waterstone bank, established in 1921, offers a full suite of personal and business banking products. the community bank has branches in wauwatosa, brookfield, fox point/north shore, franklin/hales corners, germantown/menomonee falls, greenfield, oak creek, oconomowoc/lake country, pewaukee, waukesha/brookfield and west allis, wisconsin along with a commercial lending branch in minneapolis, minnesota. waterstone bank is the parent company to waterstone mortgage, which offers mortgage banking offices in 21 states. for more information about waterstone bank, go to wsbonline.com. waterstone bank is proud to have been named a top 100 workplace in southeastern wisconsin by the milwaukee journal sentinel every year since 2010.

Organization
Waterstone Financial Inc
Employees
698
CEO
Mr. William F. Bruss
Industry
Finance

FAQs