Waterstone Financial Inc share price logo

Waterstone Financial Inc Share Price

NASDAQ: WSBF

Small Cap

$18.54

+0.25

(+1.39%)

as on

Waterstone Financial Inc Stock Performance

as on April 18, 2026 at 6:58 am IST

  • Day's Low

    Day's High

    $18.46
    $18.86
    downward going graph

    0.43%

    Downside

    1.73%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $11.92
    $18.88
    downward going graph

    35.73%

    Downside

    1.83%

    Upside

    downward going graph

Waterstone Financial Inc share price movements today

Previous Close
$18.28
Open
$18.48
Volume
166.5K
Day's Low - High
$18.46 - $18.86
52 Week Low - High
$11.92 - $18.88

Waterstone Financial Inc Historical Returns

1 Month Return
+ 2.87 %
3 Month Return
+ 4.46 %
1 Year Return
+ 50.08 %
3 Year Return
+ 23.76 %
5 Year Return
-12.12 %

Waterstone Financial Inc Stock Fundamentals & Key Indicators

Check Waterstone Financial Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$335.6M

EPS (TTM)

0

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.55%

PE Ratio (TTM)

12.52

Industry PE ratio

10.171641791044776

PEG Ratio

0

EBITDA

-

Revenue (TTM)

143.3M

Profit Margin

18.42%

Return On Equity TTM

7.67%

Waterstone Financial Inc Stock Valuation

Track how Waterstone Financial Inc P/E has moved over time to understand its valuation trends.

Waterstone Financial Inc in the last 5 years

  • Overview

  • Trends

Lowest (5.18x)

June 30, 2021

Industry (10.17x)

April 17, 2026

Today (12.52x)

April 17, 2026

Highest (26.24x)

September 30, 2023

LowHigh

Today’s Price to Earnings Ratio: 12.52x

Waterstone Financial Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Waterstone Financial Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
SELL$335.6M-12.12%12.5218.42%
BUY$107.3B196.56%16.326.13%
BUY$103.5B113.13%11.5932.28%
BUY$88.8B23.04%12.7931.08%
BUY$105.1B86.47%18.4827.51%

Stock Returns calculator for Waterstone Financial Inc Stock including INR - Dollar returns

The Waterstone Financial Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Waterstone Financial Inc investment value today

Current value as on today

₹1,65,369

Returns

₹65,369

(+65.37%)

Returns from Waterstone Financial Inc Stock

₹52,217 (+52.22%)

Dollar Impact

₹13,152 (+13.15%)

Analyst Recommendation on Waterstone Financial Inc Stock

Based on 6 analysts

SELL

0.00%

Buy

50.00%

Hold

50.00%

Sell

Based on 6 analysts, 50% of analysts recommend a 'SELL' rating for Waterstone Financial Inc. Average target price of $12.5

Waterstone Financial Inc Share Price Target

Get share price movements and forecasts by analysts on Waterstone Financial Inc.

What analysts predicted

-48.32%DOWNSIDE

Target Price

$12.5

Current Price

$18.54

Analyzed by

6 Analysts

Target

$12.50

Waterstone Financial Inc target price $12.5, a slight downside of -48.32% compared to current price of $18.54. According to 6 analysts rating.

Waterstone Financial Inc Stock’s Investor Sentiment and Interest

Search interest for Waterstone Financial Inc Stock has increased by 100% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:100% versus previous 30 day period

Waterstone Financial Inc Quarterly Profit & Loss

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Total Revenue
47
42
47
53
51
47
43
52
51
54
Gross Profit
33
28
31
36
33
30
29
37
36
40
Operating Income
3
0
4
7
5
6
3
9
9
10
EBITDA
4
0
5
7
6
6
4
10
10
8
Interest Expense
14
14
15
17
17
16
15
14
14
14
Depreciation
0
1
0
0
0
0
0
0
0
0
Income Before Tax
3
0
4
7
5
6
3
9
9
10
Income Tax Expense
0
0
1
1
1
0
0
1
1
2
Net Income
3
0
3
5
4
5
3
7
7
7
Net Profit Margin
6.79%
-0.09%
6.45%
10.65%
9.26%
10.95%
6.91%
14.80%
15.49%
14.20%

Waterstone Financial Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
187
188
188
207
317
268
171
176
199
201
Gross Profit
166
173
170
180
286
258
156
127
132
143
Operating Income
41
44
40
47
108
92
24
11
24
33
EBITDA
45
46
45
52
113
98
28
14
26
33
Interest Expense
20
16
19
27
24
14
13
48
67
59
Depreciation
-
2
2
2
5
6
4
3
2
2
Income Before Tax
41
44
40
47
108
92
24
11
24
33
Income Tax Expense
16
18
9
11
26
21
4
1
5
7
Net Income
25
25
30
35
81
70
19
9
18
26
Net Profit Margin
13.64%
13.78%
16.31%
17.33%
25.53%
26.37%
11.39%
5.30%
9.37%
13.10%

Waterstone Financial Inc Quarterly Cash Flow

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Net Income
0
3
5
4
5
3
7
7
7
Operating Cash Flow
0
-9
-39
74
23
26
-38
32
-1
Investing Cash Flow
-14
0
-14
-17
7
16
-6
-56
42
Financing Cash Flow
-10
19
49
-56
-32
-40
72
6
-22
Change in Cash
-25
9
-4
0
-1
3
27
-17
-39

Waterstone Financial Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
25
30
35
81
70
19
9
18
26
Operating Cash Flow
107
41
-40
-100
154
206
-27
48
19
Investing Cash Flow
-94
-78
-1
44
147
-335
-159
-23
-3
Financing Cash Flow
-10
74
29
76
-20
-201
176
-20
15
Change in Cash
1
37
-11
20
281
-330
-10
3
31

Global Institutional Holdings in Waterstone Financial Inc

Funds
Holdings
Renaissance Technologies Corp
6.09%
State Street Corp
2.31%
FMR Inc
0.46%
CSM Advisors, LLC
1.04%
Morgan Stanley - Brokerage Accounts
0.92%

Insights on Waterstone Financial Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 51.17M → 54.30M (in $), with an average increase of 5.8% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 189.6% return, outperforming this stock by 165.8%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 78.3% return, outperforming this stock by 28.2%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, WSBF stock has moved down by -1.5%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 7.92M → 7.71M (in $), with an average decrease of 2.7% per quarter

About Waterstone Financial Inc

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin.
OrganisationWaterstone Financial Inc
Headquarters11200 West Plank Court, Wauwatosa, WI, United States, 53226
IndustryBanks - Regional
CEOMr. William F. Bruss J.D.
E-voting on sharesClick here to vote

Key Management of Waterstone Financial Inc

Name

Title

Mr. William F. Bruss J.D.

CEO, President, General Counsel & Secretary

FAQs

What is Waterstone Financial Inc share price today?

Waterstone Financial Inc share price today is $18.54 as on at the close of the market. Waterstone Financial Inc share today touched a day high of $18.86 and a low of $18.46.

What is the 52 week high and 52 week low for Waterstone Financial Inc share?

Waterstone Financial Inc share touched a 52 week high of $18.88 on and a 52 week low of $11.92 on . Waterstone Financial Inc stock price today i.e. is closed at $18.54,which is 1.80% down from its 52 week high and 55.60% up from its 52 week low.

What is Waterstone Financial Inc's market capitalisation today?

Waterstone Financial Inc market capitalisation is $0.00T as on .

How to invest in Waterstone Financial Inc Stock (WSBF) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Waterstone Financial Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Waterstone Financial Inc Shares that will get you 0.0809 shares as per Waterstone Financial Inc share price of $18.54 per share as on April 18, 2026 at 1:28 am IST.

What is the minimum amount required to buy Waterstone Financial Inc Stock (WSBF) from India?

Indian investors can start investing in Waterstone Financial Inc (WSBF) shares with as little as ₹92.768 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹927.68 in Waterstone Financial Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Waterstone Financial Inc share’s latest price of $18.54 as on April 18, 2026 at 1:28 am IST, you will get 0.5394 shares of Waterstone Financial Inc. Learn more about fractional shares .

What are the returns that Waterstone Financial Inc has given to Indian investors in the last 5 years?

Waterstone Financial Inc stock has given -12.12% share price returns and 24.45% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?