Waterstone Financial Inc share price logo

Waterstone Financial Inc Share Price

NASDAQ: WSBF

Small Cap

$14.98

-0.05

(-0.33%)

as on

Waterstone Financial Inc Stock Performance

as on September 18, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $14.99
    $15.45
    downward going graph

    -0.07%

    Downside

    3.14%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $11.61
    $16.86
    downward going graph

    22.50%

    Downside

    12.55%

    Upside

    downward going graph

Waterstone Financial Inc share price movements today

Previous Close
$15.03
Open
$15.45
Volume
128.2K
Day's Low - High
$14.99 - $15.45
52 Week Low - High
$11.61 - $16.86

Waterstone Financial Inc Historical Returns

1 Month Return
+ 8.03 %
3 Month Return
+ 14.53 %
1 Year Return
-3.12 %
3 Year Return
-13.58 %
5 Year Return
+ 0.26 %

Waterstone Financial Inc Stock Fundamentals & Key Indicators

Check Waterstone Financial Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$280.7M

EPS (TTM)

0

Dividend Yield

3.85%

Quarterly Earnings Growth YOY

0.39%

PE Ratio (TTM)

13.3

Industry PE ratio

9.72337606837607

P/B Ratio

13.3009

PEG Ratio

0

EBITDA

-

Revenue (TTM)

134.2M

Profit Margin

15.43%

Return On Equity TTM

6.12%

Waterstone Financial Inc Stock Valuation

Track how Waterstone Financial Inc P/E has moved over time to understand its valuation trends.

Waterstone Financial Inc in the last 5 years

  • Overview

  • Trends

Lowest (4.95x)

March 31, 2021

Industry (9.72x)

September 17, 2025

Today (13.30x)

September 17, 2025

Highest (26.24x)

September 30, 2023

LowHigh

Today’s Price to Earnings Ratio: 13.30x

Waterstone Financial Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Waterstone Financial Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
SELL$280.7M0.26%13.315.43%
BUY$76.8BNA33.8139.32%
BUY$83.2B143.33%13.9422.70%
BUY$114.8B216.93%19.2825.74%
BUY$79.1B79.6%13.7329.23%

Stock Returns calculator for Waterstone Financial Inc Stock including INR - Dollar returns

The Waterstone Financial Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Waterstone Financial Inc investment value today

Current value as on today

₹1,00,012

Returns

₹12

(+0.01%)

Returns from Waterstone Financial Inc Stock

₹4,586 (-4.59%)

Dollar Returns*

₹4,598 (+4.6%)

Analyst Recommendation on Waterstone Financial Inc Stock

Based on 6 analysts

SELL

0.00%

Buy

50.00%

Hold

50.00%

Sell

Based on 6 analysts, 50% of analysts recommend a 'SELL' rating for Waterstone Financial Inc. Average target price of $12.5

Waterstone Financial Inc Share Price Target

Get share price movements and forecasts by analysts on Waterstone Financial Inc.

What analysts predicted

-19.84%DOWNSIDE

Target Price

$12.5

Current Price

$14.98

Analyzed by

6 Analysts

Target

$12.50

Waterstone Financial Inc target price $12.5, a slight downside of -19.84% compared to current price of $14.98. According to 6 analysts rating.

Waterstone Financial Inc Stock's Interest Amongst Investors

Search interest for Waterstone Financial Inc Stock has decreased by -50% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-50% versus previous 30 day period

Waterstone Financial Inc Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
39
46
47
42
47
53
51
47
43
53
Gross Profit
30
35
33
28
31
36
33
30
29
-
Operating Income
2
5
3
0
4
7
5
6
3
9
EBITDA
3
5
4
0
5
7
6
6
4
9
Interest Expense
8
11
14
14
15
17
17
16
15
14
Depreciation
0
0
0
1
0
0
0
0
0
0
Income Before Tax
2
5
3
0
4
7
5
6
3
9
Income Tax Expense
0
1
0
0
1
1
1
0
0
1
Net Income
2
4
3
0
3
5
4
5
3
7
Net Profit Margin
5.47%
8.55%
6.79%
-0.09%
6.45%
10.65%
9.26%
10.95%
6.91%
14.57%

Waterstone Financial Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
166
187
188
188
207
317
268
171
176
199
Gross Profit
141
166
173
170
180
286
258
156
127
132
Operating Income
25
41
44
40
47
108
92
24
11
24
EBITDA
29
45
46
45
52
113
98
28
14
26
Interest Expense
23
20
16
19
27
24
14
13
48
67
Depreciation
-
-
2
2
2
5
6
4
3
2
Income Before Tax
25
41
44
40
47
108
92
24
11
24
Income Tax Expense
9
16
18
9
11
26
21
4
1
5
Net Income
16
25
25
30
35
81
70
19
9
18
Net Profit Margin
9.96%
13.64%
13.78%
16.31%
17.33%
25.53%
26.37%
11.39%
5.30%
9.37%

Waterstone Financial Inc Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
4
3
0
3
5
4
5
3
7
Operating Cash Flow
-40
44
0
-9
-39
74
23
26
-38
Investing Cash Flow
-66
-35
-14
0
-14
-17
7
16
-
Financing Cash Flow
113
-11
-10
19
49
-56
-32
-40
72
Change in Cash
6
1
-25
9
-4
0
-1
3
27

Waterstone Financial Inc Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
25
25
30
35
81
70
19
9
18
Operating Cash Flow
-24
107
41
-40
-100
154
206
-27
48
Investing Cash Flow
-25
-94
-78
-1
44
147
-335
-159
-23
Financing Cash Flow
-4
-10
74
29
76
-20
-201
176
-20
Change in Cash
-53
1
37
-11
20
281
-330
-10
3

Global Institutional Holdings in Waterstone Financial Inc

Funds
Holdings
BlackRock Inc
9.53%
Dimensional Fund Advisors, Inc.
7.89%
Renaissance Technologies Corp
6.16%
Vanguard Group Inc
4.99%
Rhino Investment Partners, Inc.
2.96%

Insights on Waterstone Financial Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 3.03M → 7.72M (in $), with an average increase of 60.7% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 43.93M → 53.02M (in $), with an average increase of 17.1% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 7 days, WSBF stock has moved up by 1.6%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 66.9% return, outperforming this stock by 72.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Nu Holdings Ltd. has given 179.1% return, outperforming this stock by 193.9%

About Waterstone Financial Inc

waterstone bank, established in 1921, offers a full suite of personal and business banking products. the community bank has branches in wauwatosa, brookfield, fox point/north shore, franklin/hales corners, germantown/menomonee falls, greenfield, oak creek, oconomowoc/lake country, pewaukee, waukesha/brookfield and west allis, wisconsin along with a commercial lending branch in minneapolis, minnesota. waterstone bank is the parent company to waterstone mortgage, which offers mortgage banking offices in 21 states. for more information about waterstone bank, go to wsbonline.com. waterstone bank is proud to have been named a top 100 workplace in southeastern wisconsin by the milwaukee journal sentinel every year since 2010.
OrganisationWaterstone Financial Inc
Headquarters11200 West Plank Court, Wauwatosa, WI, United States, 53226
IndustryFinance
CEOMr. William F. Bruss J.D.
E-voting on sharesClick here to vote

Key Management of Waterstone Financial Inc

Name

Title

Mr. William F. Bruss J.D.

CEO, President, General Counsel & Secretary

Mr. Mark Raymond Gerke CPA

Executive VP, CFO & Chief Accounting Officer

Mr. Jeffrey R. McGuiness

President & CEO of Waterstone Mortgage Corporation

Mr. Kyle J. Mertz

Controller

FAQs

What is Waterstone Financial Inc share price today?

Waterstone Financial Inc share price today is $14.98 as on at the close of the market. Waterstone Financial Inc share today touched a day high of $15.45 and a low of $14.99.

What is the 52 week high and 52 week low for Waterstone Financial Inc share?

Waterstone Financial Inc share touched a 52 week high of $16.86 on and a 52 week low of $11.61 on . Waterstone Financial Inc stock price today i.e. is closed at $14.98,which is 11.15% down from its 52 week high and 29.03% up from its 52 week low.

What is Waterstone Financial Inc's market capitalisation today?

Waterstone Financial Inc market capitalisation is $0.00T as on .

How to invest in Waterstone Financial Inc Stock (WSBF) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Waterstone Financial Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Waterstone Financial Inc Shares that will get you 0.1001 shares as per Waterstone Financial Inc share price of $14.98 per share as on September 18, 2025 at 1:29 am IST.

What is the minimum amount required to buy Waterstone Financial Inc Stock (WSBF) from India?

Indian investors can start investing in Waterstone Financial Inc (WSBF) shares with as little as ₹87.816 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹878.16 in Waterstone Financial Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Waterstone Financial Inc share’s latest price of $14.98 as on September 18, 2025 at 1:29 am IST, you will get 0.6676 shares of Waterstone Financial Inc. Learn more about fractional shares .

What are the returns that Waterstone Financial Inc has given to Indian investors in the last 5 years?

Waterstone Financial Inc stock has given 0.26% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?