Westamerica Bancorporation Share Price (NASDAQ: WABC)

$49.97

▲

-0.06

(-0.12%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Westamerica Bancorporation Stock chart to analyse performance

Westamerica Bancorporation stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$49.97
Today's High:$50.13
$49.97
0.0%
Downside
Day's Volatility :0.32%
Upside
0.32%
52 Weeks Low:$42.00
52 Weeks High:$59.97
$49.97
15.95%
Downside
52 Weeks Volatility :29.96%
Upside
16.68%

Westamerica Bancorporation Stock Returns

Period	Westamerica Bancorporation	Sector (Financials)	Index (Russel 2000)
3 Months	5.11%	5.9%	0.0%
6 Months	-3.4%	3.5%	0.0%
1 Year	-2.84%	18.0%	0.0%
3 Years	-10.01%	63.4%	-4.1%

Westamerica Bancorporation Key Stats

Check Westamerica Bancorporation key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$50.03
Open	$50.13
Today's High	$50.13
Today's Low	$49.97
Market Capitalization	$1.3B
Today's Volume	$262.5K
52 Week High	$59.97
52 Week Low	$42.0
Revenue TTM	$274.8M
Earnings Per Share (EPS)	$4.8
PE Ratio	10.42
Dividend Yield	3.53%
Profit Margin	46.17%
Quarterly Earnings Growth YOY	-0.16%
Return On Equity TTM	14.6%

Stock Returns calculator for Westamerica Bancorporation Stock including INR - Dollar returns

The Westamerica Bancorporation stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Westamerica Bancorporation investment value today

Current value as on today

₹1,02,426

Returns

₹2,426

(+2.43%)

Returns from Westamerica Bancorporation Stock

₹2,858 (-2.86%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Westamerica Bancorporation Stock

50%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Westamerica Bancorporation Stock from India on INDmoney has increased by 50% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Westamerica Bancorporation

Name
Holdings %
Name
Holdings %
BlackRock Inc
15.19%
Vanguard Group Inc
12.56%
American Century Companies Inc
7.93%
State Street Corp
4.82%
Dimensional Fund Advisors, Inc.
3.49%
Geode Capital Management, LLC
3.10%

Analyst Recommendation on Westamerica Bancorporation Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Westamerica Bancorporation(by analysts ranked 0 to 5 stars)

Westamerica Bancorporation Share Price Target

What analysts predicted

Upside of 8.06%

Target:

$54.00

Current:

$49.97

Westamerica Bancorporation share price target is $54.00, a slight Upside of 8.06% compared to current price of $49.97 as per analysts' prediction.

Westamerica Bancorporation Stock Insights

Price Movement
In the last 7 days, WABC stock has moved down by -1.5%
Decreasing Revenue
Revenue is down for the last 4 quarters, 79.71M → 67.78M (in $), with an average decrease of 5.2% per quarter
Decreasing Net Profit
Netprofit is down for the last 8 quarters, 41.60M → 29.06M (in $), with an average decrease of 5.0% per quarter
WABC vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 62.4%
WABC vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 188.6% return, outperforming this stock by 199.3%
Price to Sales
ForWABC every $1 of sales, investors are willing to pay $4.8, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Westamerica Bancorporation Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$206.1M	↑ 3.11%
Net Income	$80.4M	↑ 12.33%
Net Profit Margin	39.01%	↑ 3.21%

	FY20	Y/Y Change
Revenue	$208.0M	↑ 0.91%
Net Income	$80.4M	↑ 0.03%
Net Profit Margin	38.67%	↓ 0.34%

	FY21	Y/Y Change
Revenue	$216.8M	↑ 4.25%
Net Income	$86.5M	↑ 7.58%
Net Profit Margin	39.9%	↑ 1.23%

	FY22	Y/Y Change
Revenue	$266.9M	↑ 23.11%
Net Income	$122.0M	↑ 41.07%
Net Profit Margin	45.73%	↑ 5.83%

	FY23	Y/Y Change
Revenue	$327.5M	↑ 22.73%
Net Income	$161.8M	↑ 32.56%
Net Profit Margin	49.39%	↑ 3.66%

	FY24	Y/Y Change
Revenue	$311.2M	↓ 5.0%
Net Income	$138.6M	↓ 14.3%
Net Profit Margin	44.55%	↓ 4.84%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$78.8M	↓ 3.9%
Net Income	$36.4M	↓ 7.73%
Net Profit Margin	46.19%	↓ 1.92%

	Q2 FY24	Q/Q Change
Revenue	$79.6M	↑ 0.92%
Net Income	$35.5M	↓ 2.62%
Net Profit Margin	44.57%	↓ 1.62%

	Q3 FY24	Q/Q Change
Revenue	$79.7M	↑ 0.18%
Net Income	$35.1M	↓ 1.14%
Net Profit Margin	43.98%	↓ 0.59%

	Q4 FY24	Q/Q Change
Revenue	$73.0M	↓ 8.38%
Net Income	$31.7M	↓ 9.58%
Net Profit Margin	43.4%	↓ 0.58%

	Q1 FY25	Q/Q Change
Revenue	$69.8M	↓ 4.41%
Net Income	$31.0M	↓ 2.09%
Net Profit Margin	44.46%	↑ 1.06%

	Q2 FY25	Q/Q Change
Revenue	$67.8M	↓ 2.91%
Net Income	$29.1M	↓ 6.35%
Net Profit Margin	42.88%	↓ 1.58%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$204.2M	↑ 3.18%

	FY20	Y/Y Change
Profit	$201.8M	↓ 1.16%

	FY21	Y/Y Change
Profit	$214.8M	↑ 6.44%

	FY22	Y/Y Change
Profit	$265.0M	↑ 23.33%

	FY23	Y/Y Change
Profit	$324.8M	↑ 22.59%

	FY24	Y/Y Change
Profit	$293.5M	↓ 9.65%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$75.5M	↓ 6.0%

	Q2 FY24	Q/Q Change
Profit	$74.3M	↓ 1.69%

	Q3 FY24	Q/Q Change
Profit	$74.1M	↓ 0.26%

	Q4 FY24	Q/Q Change
Profit	$69.6M	↓ 6.08%

	Q1 FY25	Q/Q Change
Profit	$67.0M	↓ 3.74%

	Q2 FY25	Q/Q Change
Profit	$64.6M	↓ 3.54%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$80.7M	↓ 16.48%
Investing Cash Flow	$-22.3M	↓ 91.21%
Financing Cash Flow	$-105.3M	↓ 4850.36%

	FY20	Y/Y Change
Operating Cash Flow	$107.7M	↑ 33.51%
Investing Cash Flow	$-748.9M	↑ 3258.85%
Financing Cash Flow	$889.0M	↓ 944.54%

	FY21	Y/Y Change
Operating Cash Flow	$88.7M	↓ 17.64%
Investing Cash Flow	$-306.1M	↓ 59.13%
Financing Cash Flow	$728.2M	↓ 18.1%

	FY22	Y/Y Change
Operating Cash Flow	$113.7M	↑ 28.14%
Investing Cash Flow	$-631.3M	↑ 106.25%
Financing Cash Flow	$-320.3M	↓ 143.98%

	FY23	Y/Y Change
Operating Cash Flow	$158.2M	↑ 39.14%
Investing Cash Flow	$547.3M	↓ 186.69%
Financing Cash Flow	$-809.4M	↑ 152.73%

	FY24	Y/Y Change
Operating Cash Flow	$141.6M	↓ 10.52%
Investing Cash Flow	$715.7M	↑ 30.77%
Financing Cash Flow	$-446.1M	↓ 44.89%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$52.2M	↓ 754.2%
Investing Cash Flow	$130.8M	↑ 85.71%
Financing Cash Flow	$60.9M	↓ 120.8%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$19.0M	↓ 63.54%
Investing Cash Flow	$218.0M	↑ 66.64%
Financing Cash Flow	$-185.2M	↓ 404.16%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$40.6M	↑ 113.06%
Investing Cash Flow	$222.0M	↑ 1.81%
Financing Cash Flow	$-245.7M	↑ 32.69%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$29.8M	↓ 26.58%
Investing Cash Flow	$144.8M	↓ 34.76%
Financing Cash Flow	$-76.1M	↓ 69.05%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$42.4M	↑ 42.39%
Investing Cash Flow	$258.3M	↑ 78.34%
Financing Cash Flow	$-174.8M	↑ 129.89%

Westamerica Bancorporation Technicals Summary

Sell

Neutral

Buy

Westamerica Bancorporation is currently in a neutral trading position according to technical analysis indicators.

Westamerica Bancorporation Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Westamerica Bancorporation	5.62%	-3.4%	-2.84%	-10.01%	-17.4%
Nu Holdings Ltd.	22.78%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	11.22%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.62%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	11.63%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	13.18%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Westamerica Bancorporation	10.42	10.42	8.32	4.42	0.15	0.02	0.04	36.03
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Westamerica Bancorporation	Buy	$1.3B	-17.4%	10.42	46.17%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Westamerica Bancorporation

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

Organization	Westamerica Bancorporation
Employees	616
CEO	Mr. David L. Payne
Industry	Finance

Key Management of Westamerica Bancorporation

Name	Title
Mr. David L. Payne	Chairman, President & CEO
Ms. Anela M. Jonas	Senior VP & Chief Financial Officer
Mr. Brian J. Donohoe	Senior VP & Chief Information Officer
Mr. Russell W. Rizzardi	Senior VP & Chief Credit Administrator of Westamerica Bank
Mr. Robert James Baker Jr.	Senior VP & Banking Division Manager
Ms. Diane Cunningham	Corporate Executive Secretary
Cheryl Thorsen	Senior VP of Human Resources Division Manager
Curtis Belton	Senior VP & Risk Officer
Mr. George S. Ensinger	Senior Vice President
Mr. Kris Irvine	VP & Corporate Secretary

Important FAQs about investing in WABC Stock from India :

What is Westamerica Bancorporation share price today?

Westamerica Bancorporation share price today is $49.97 as on August 30, 2025 at 1:29 am IST at the close of the market. Westamerica Bancorporation share today touched a day high of $50.13 and a low of $49.97.

What is the 52 week high and 52 week low for Westamerica Bancorporation share?

Westamerica Bancorporation share touched a 52 week high of $59.97 and a 52 week low of $42.00. Westamerica Bancorporation stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $49.97, lower by 16.68% versus the 52 week high.

How to invest in Westamerica Bancorporation Stock (WABC) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Westamerica Bancorporation on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Westamerica Bancorporation Shares that will get you 0.0300 shares as per Westamerica Bancorporation share price of $49.97 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Westamerica Bancorporation Stock (WABC) from India?

Indian investors can start investing in Westamerica Bancorporation (WABC) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Westamerica Bancorporation stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Westamerica Bancorporation share’s latest price of $49.97 as on August 30, 2025 at 1:29 am IST, you will get 0.2001 shares of Westamerica Bancorporation. Learn more about fractional shares .

What are the returns that Westamerica Bancorporation has given to Indian investors in the last 5 years?

Westamerica Bancorporation stock has given -17.4% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?