Versabank Share Price (NASDAQ: VBNK)

$10.95

▲

0.05

(0.46%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Versabank Stock chart to analyse performance

Versabank stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$10.92
Today's High:$11.01
$10.95
0.27%
Downside
Day's Volatility :0.82%
Upside
0.54%
52 Weeks Low:$8.51
52 Weeks High:$18.38
$10.95
22.28%
Downside
52 Weeks Volatility :53.7%
Upside
40.42%

Versabank Stock Returns

Period	Versabank	Index (Russel 2000)
3 Months	-2.97%	0.0%
6 Months	-9.78%	0.0%
1 Year	-18.4%	0.0%
3 Years	48.57%	-4.7%

Versabank Key Stats

Check Versabank key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$10.9
Open	$11.01
Today's High	$11.01
Today's Low	$10.92
Market Capitalization	$354.6M
Today's Volume	$45.6K
52 Week High	$18.38
52 Week Low	$8.51
Revenue TTM	$110.5M
Earnings Per Share (EPS)	$0.79
PE Ratio	13.8
Dividend Yield	0.89%
Profit Margin	28.87%
Quarterly Earnings Growth YOY	-0.42%
Return On Equity TTM	6.87%

Stock Returns calculator for Versabank Stock including INR - Dollar returns

The Versabank stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Versabank investment value today

Current value as on today

₹87,001

Returns

₹12,999

(-13%)

Returns from Versabank Stock

₹18,284 (-18.28%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Versabank Stock

-67%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Versabank Stock from India on INDmoney has decreased by -67% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Versabank

Name
Holdings %
Name
Holdings %
AllianceBernstein L.P.
8.64%
CIBC World Markets Inc.
3.99%
Mendon Capital Advisors Corp
3.11%
Rhino Investment Partners, Inc.
2.51%
Curi Capital, LLC
2.34%
Pacific Ridge Capital Partners, LLC
1.90%

Analyst Recommendation on Versabank Stock

Rating

Trend

Buy

88%Buy

11%Hold

0%Sell

Based on 9 Wall street analysts offering stock ratings for Versabank(by analysts ranked 0 to 5 stars)

Versabank Share Price Target

What analysts predicted

Upside of 5.02%

Target:

$11.50

Current:

$10.95

Versabank share price target is $11.50, a slight Upside of 5.02% compared to current price of $10.95 as per analysts' prediction.

Versabank Stock Insights

Price Movement
In the last 1 month, VBNK stock has moved down by -7.3%
Decreasing Revenue
Revenue is down for the last 3 quarters, 75.62M → 73.08M (in $), with an average decrease of 1.7% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, 5.51M → 8.52M (in $), with an average increase of 18.4% per quarter
VBNK vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 77.9%
VBNK vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 143.1%
Price to Sales
ForVBNK every $1 of sales, investors are willing to pay $2.8, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Versabank Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$40.9M	↑ 4.32%
Net Income	$15.3M	↑ 11.74%
Net Profit Margin	37.46%	↑ 2.49%

	FY20	Y/Y Change
Revenue	$41.0M	↑ 0.49%
Net Income	$14.7M	↓ 3.92%
Net Profit Margin	35.81%	↓ 1.65%

	FY21	Y/Y Change
Revenue	$52.5M	↑ 20.62%
Net Income	$18.0M	↑ 15.33%
Net Profit Margin	34.24%	↓ 1.57%

	FY22	Y/Y Change
Revenue	$60.1M	↑ 26.06%
Net Income	$16.5M	↑ 1.24%
Net Profit Margin	27.5%	↓ 6.74%

	FY23	Y/Y Change
Revenue	$79.3M	↑ 31.85%
Net Income	$30.8M	↑ 86.08%
Net Profit Margin	38.81%	↑ 11.31%

	FY24	Y/Y Change
Revenue	$81.1M	↑ 2.76%
Net Income	$28.9M	↓ 5.73%
Net Profit Margin	35.61%	↓ 3.2%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$53.4M	↑ 145.35%
Net Income	$9.5M	↑ 1.76%
Net Profit Margin	17.74%	↓ 25.04%

	Q2 FY24	Q/Q Change
Revenue	$53.7M	↑ 2.69%
Net Income	$8.6M	↓ 6.86%
Net Profit Margin	16.09%	↓ 1.65%

	Q3 FY24	Q/Q Change
Revenue	$19.7M	↓ 63.27%
Net Income	$7.1M	↓ 17.95%
Net Profit Margin	35.95%	↑ 19.86%

	Q4 FY24	Q/Q Change
Revenue	$55.0M	↑ 180.12%
Net Income	$4.0M	↓ 43.16%
Net Profit Margin	7.29%	↓ 28.66%

	Q1 FY25	Q/Q Change
Revenue	$52.4M	↓ 0.36%
Net Income	$5.7M	↑ 47.63%
Net Profit Margin	10.81%	↑ 3.52%

	Q2 FY25	Q/Q Change
Revenue	$52.3M	↓ 3.01%
Net Income	$6.1M	↑ 4.74%
Net Profit Margin	11.67%	↑ 0.86%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$40.9M	↑ 4.32%

	FY20	Y/Y Change
Profit	$41.0M	↑ 0.49%

	FY21	Y/Y Change
Profit	$52.5M	↑ 20.62%

	FY22	Y/Y Change
Profit	$60.1M	↑ 26.06%

	FY23	Y/Y Change
Profit	$79.7M	↑ 32.59%

	FY24	Y/Y Change
Profit	$81.1M	↑ 2.19%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$53.4M	↑ 145.35%

	Q2 FY24	Q/Q Change
Profit	$53.7M	↑ 2.69%

	Q3 FY24	Q/Q Change
Profit	$53.7M	↑ 0.27%

	Q4 FY24	Q/Q Change
Profit	$19.9M	↓ 62.77%

	Q1 FY25	Q/Q Change
Profit	$18.6M	↓ 2.32%

	Q2 FY25	Q/Q Change
Profit	$20.9M	↑ 9.13%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$15.0M	↓ 232.72%
Investing Cash Flow	$-183.5K	↓ 97.75%
Financing Cash Flow	$-7.7M	↑ 127.66%

	FY20	Y/Y Change
Operating Cash Flow	$105.8M	↑ 605.74%
Investing Cash Flow	$7.4M	↓ 4130.99%
Financing Cash Flow	$-23.4M	↑ 203.23%

	FY21	Y/Y Change
Operating Cash Flow	$-87.1M	↓ 177.59%
Investing Cash Flow	$-6.8M	↓ 186.52%
Financing Cash Flow	$105.6M	↓ 525.93%

	FY22	Y/Y Change
Operating Cash Flow	$-23.8M	↓ 69.85%
Investing Cash Flow	$-103.3M	↑ 1577.87%
Financing Cash Flow	$-4.6M	↓ 104.8%

	FY23	Y/Y Change
Operating Cash Flow	$69.1M	↓ 390.06%
Investing Cash Flow	$-20.5M	↓ 80.13%
Financing Cash Flow	$-12.6M	↑ 174.75%

	FY24	Y/Y Change
Operating Cash Flow	$198.2M	↑ 187.92%
Investing Cash Flow	$-114.6M	↑ 460.0%
Financing Cash Flow	$-17.0M	↑ 34.77%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$8.4M	↓ 84.41%
Investing Cash Flow	$-83.9M	↑ 304.96%
Financing Cash Flow	$75.1M	↓ 12853.92%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$22.8M	↑ 178.21%
Investing Cash Flow	$-3.4M	↓ 95.85%
Financing Cash Flow	$34.2M	↓ 53.54%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$-8.7M	↓ 138.23%
Investing Cash Flow	$-37.9M	↑ 1013.55%
Financing Cash Flow	$92.7M	↑ 171.51%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$111.4M	↓ 1385.82%
Investing Cash Flow	$-111.2M	↑ 194.59%
Financing Cash Flow	$-11.0M	↓ 111.88%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$-61.9M	↓ 158.1%
Investing Cash Flow	$94.0M	↓ 188.4%
Financing Cash Flow	$79.1M	↓ 854.19%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$-71.2M	↑ 11.65%
Investing Cash Flow	$41.2M	↓ 57.42%
Financing Cash Flow	$-916.1K	↓ 101.12%

Versabank Technicals Summary

Sell

Neutral

Buy

Versabank is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Versabank Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Versabank	-3.83%	-9.78%	-18.4%	48.57%	4.14%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Versabank	13.8	13.8	NA	0.75	0.07	0.01	0.01	16.25
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Versabank	Buy	$354.6M	4.14%	13.8	28.87%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Versabank

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Organization	Versabank
Employees	121
CEO	Ms. Susan Teresa McGovern B.Sc.
Industry	Miscellaneous

Key Management of Versabank

Name	Title
Ms. Susan Teresa McGovern B.Sc.	Interim CEO & Vice Chair
Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL	President & Director
Mr. John W. Asma B.A. (Hons.), M.B.A.	Chief Financial Officer
Mr. Nikola Kristo B.Com., B.Comm, M.B.A., MBA	Senior Vice President
Mr. Michael Richard Dixon B.Com., B.Comm., M.B.A.	Senior Vice President
Mr. Wooi Koay B.Com., B.Sc.	Chief Information Officer
Mr. Brent Tyler Hodge CIPP, J.D.	Senior VP, General Counsel & Corporate Secretary
Elizabeth Kuranoff B.A., L.L.B.	Chief Compliance Officer
Mr. Jonathan Francis Patrick Taylor B.B.A., C.H.R.L., CHRL	Chief Human Resources Officer
Ms. Joanne M. Johnston B.Com., C.A., CPA, CIA	Chief Internal Auditor

Important FAQs about investing in VBNK Stock from India :

What is Versabank share price today?

Versabank share price today is $10.95 as on August 30, 2025 at 1:29 am IST at the close of the market. Versabank share today touched a day high of $11.01 and a low of $10.92.

What is the 52 week high and 52 week low for Versabank share?

Versabank share touched a 52 week high of $18.38 and a 52 week low of $8.51. Versabank stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $10.95, lower by 40.42% versus the 52 week high.

How to invest in Versabank Stock (VBNK) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Versabank on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Versabank Shares that will get you 0.1370 shares as per Versabank share price of $10.95 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Versabank Stock (VBNK) from India?

Indian investors can start investing in Versabank (VBNK) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Versabank stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Versabank share’s latest price of $10.95 as on August 30, 2025 at 1:29 am IST, you will get 0.9132 shares of Versabank. Learn more about fractional shares .

What are the returns that Versabank has given to Indian investors in the last 5 years?

Versabank stock has given 4.14% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?