VersaBank share price logo

VersaBank

NASDAQ: VBNK

Small Cap

$20.76

-0.10

(-0.48%)

as on

VersaBank Stock Performance

as on July 22, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $20.65
    $20.95
    downward going graph

    0.53%

    Downside

    0.92%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    $10.10
    $25.05
    downward going graph

    51.35%

    Downside

    20.66%

    Upside

    downward going graph

VersaBank share price movements today

Previous Close
$20.86
Open
$20.73
Volume
251.6K
Day's Low - High
$20.65 - $20.95
52 Week Low - High
$10.10 - $25.05

VersaBank Historical Returns

1 Month Return
+ 9.49 %
3 Month Return
+ 14.95 %
1 Year Return
+ 79.27 %
3 Year Return
+ 151.33 %
5 Year Return
0 %

VersaBank Stock Fundamentals & Key Indicators

Check VersaBank market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$671.6M

EPS (TTM)

1.133

Dividend Yield

0.47%

Quarterly Earnings Growth YOY

-0.12%

PE Ratio (TTM)

31.61

Industry PE ratio

11.046617647058824

PEG Ratio

0

EBITDA

-

Revenue (TTM)

137.9M

Profit Margin

22.04%

Return On Equity TTM

5.62%

VersaBank Stock Valuation

Track how VersaBank P/E has moved over time to understand its valuation trends.

VersaBank in the last 5 years

  • Overview

  • Trends

Lowest (7.07x)

October 31, 2023

Industry (11.05x)

July 22, 2026

Today (31.61x)

July 22, 2026

Highest (17.66x)

April 30, 2026

LowHigh

Today’s Price to Earnings Ratio: 31.61x

VersaBank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of VersaBank with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
VersaBank image
VersaBank
BUY$671.6MNA31.6122.04%0.47000000000000003%
Mizuho Financial Group Inc. (ADR) image
Mizuho Financial Group Inc. (ADR)
BUY$120.2B270%15.9228.38%1.8599999999999999%
PNC Financial Services Group image
PNC Financial Services Group
BUY$99.8B37.78%13.9331.37%2.71%
China Merchants Bank Co Ltd (ADR) image
China Merchants Bank Co Ltd (ADR)
NA$156.7BNA7.450.45%9.16%
ICICI Bank Limited image
ICICI Bank Limited
BUY$106.7B70.74%18.7225.14%0.84%

Stock Returns calculator for VersaBank Stock including INR - Dollar returns

The VersaBank stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

VersaBank investment value today

Current value as on today

₹2,00,157

Returns

₹1,00,157

(+100.16%)

Returns from VersaBank Stock

₹79,275 (+79.27%)

Dollar Impact

₹20,882 (+20.88%)

Analyst Recommendation on VersaBank Stock

Based on 9 analysts

BUY

88.89%

Buy

11.11%

Hold

0.00%

Sell

Based on 9 analysts, 88.89% of analysts recommend a 'BUY' rating for VersaBank. Average target price of $24

VersaBank Share Price Target

Get share price movements and forecasts by analysts on VersaBank.

What analysts predicted

13.5%UPSIDE

Target Price

$24

Current Price

$20.76

Analyzed by

9 Analysts

Target

$24.00

VersaBank target price $24, a slight upside of 13.5% compared to current price of $20.76. According to 9 analysts rating.

Indian Investors' Interest in VersaBank Stock

Search interest for VersaBank Stock has decreased by -18% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-18% versus previous 30 day period

VersaBank Quarterly Profit & Loss

All numbers in Millions USD

Jan 2024
Apr 2024
Jul 2024
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Total Revenue
53
53
53
54
52
52
75
79
83
85
Gross Profit
21
20
19
19
18
20
30
33
35
37
Operating Income
16
16
13
8
11
11
8
9
15
10
EBITDA
17
16
14
8
11
12
9
10
16
11
Interest Expense
42
45
46
48
47
42
44
44
47
47
Depreciation
0
0
0
0
0
0
0
0
0
0
Income Before Tax
16
16
13
8
11
11
8
9
15
10
Income Tax Expense
4
4
3
2
2
3
2
4
4
2
Net Income
9
8
7
4
5
6
6
5
11
7
Net Profit Margin
17.74%
16.09%
13.17%
7.29%
10.81%
11.67%
8.68%
6.51%
13.20%
8.78%

VersaBank Annual Profit & Loss

All numbers in Millions USD

Oct 2016
Oct 2017
Oct 2018
Oct 2019
Oct 2020
Oct 2021
Oct 2022
Oct 2023
Oct 2024
Oct 2025
Total Revenue
53
56
62
66
65
76
96
173
81
120
Gross Profit
29
34
39
41
41
52
59
78
81
120
Operating Income
11
14
25
27
26
30
32
57
54
41
EBITDA
12
15
25
28
27
32
34
59
57
44
Interest Expense
31
27
29
34
31
29
50
129
182
179
Depreciation
-
-
0
0
1
1
1
1
2
3
Income Before Tax
11
14
25
27
26
30
32
57
54
41
Income Tax Expense
3
-4
6
7
7
8
9
15
15
13
Net Income
6
15
13
15
14
17
16
30
28
28
Net Profit Margin
11.94%
27.19%
22.29%
22.87%
22.52%
23.64%
17.09%
17.72%
35.61%
23.67%

VersaBank Quarterly Cash Flow

All numbers in Millions USD

Apr 2024
Jul 2024
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Net Income
11
9
5
8
8
6
5
11
7
Operating Cash Flow
50
86
153
-89
-99
183
49
55
-44
Investing Cash Flow
28
-51
-153
135
57
-57
76
-11
-18
Financing Cash Flow
-6
-1
-15
113
-1
-6
-4
0
0
Change in Cash
71
49
-22
161
-46
120
121
46
-59

VersaBank Annual Cash Flow

All numbers in Millions USD

Oct 2017
Oct 2018
Oct 2019
Oct 2020
Oct 2021
Oct 2022
Oct 2023
Oct 2024
Oct 2025
Net Income
19
18
20
19
22
22
42
39
28
Operating Cash Flow
77
-14
19
139
-108
-32
94
272
44
Investing Cash Flow
7
-10
0
9
-8
-141
-28
-157
212
Financing Cash Flow
-19
-4
-10
-30
131
-6
-17
-23
102
Change in Cash
65
-30
9
118
13
-182
43
93
356

Global Institutional Holdings in VersaBank

Funds
Holdings
Pembroke Management Ltd
2.19%
Marshall Wace Asset Management Ltd
0.2%
Kennedy Capital Management Inc
1.12%
TD Waterhouse Canada Inc
0.58%
Cox Capital Co LLC
0.56%
See all

VersaBank News & Key Events

  • img

    Today's Timeline - 09 July

    Thu, 04:30 PM

    -

    VersaBank USA partners with ECN Capital for Structured Receivable Program, expecting US$300 million in annual fundings.

Insights on VersaBank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, VBNK stock has moved up by 9.5%

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 5 quarters, 73.08M → 85.64M (in $), with an average increase of 3.9% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 80.8% return, outperforming this stock by 1.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 225.8% return, outperforming this stock by 74.5%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 11.08M → 7.52M (in $), with an average decrease of 32.2% per quarter

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it provides cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
OrganisationVersaBank
Headquarters140 Fullarton Street, London, ON, Canada, N6A 5P2
IndustryBanks - Regional
CEOMs. Susan Teresa McGovern B.Sc.
E-voting on sharesClick here to vote

Key Management of VersaBank

Name

Title

Mr. Nicolas Ospina

Global Chief Financial Officer

Mr. Brent Tyler Hodge CIPP, J.D.

Senior VP, General Counsel & Corporate Secretary

Elizabeth Kuranoff B.A., L.L.B.

Chief Compliance Officer

Ms. Susan Teresa McGovern B.Sc.

Interim CEO & Vice Chair

Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., PPL

Group President & Director

Mr. John W. Asma B.A. (Hons.), M.B.A.

Executive Vice President

Mr. R. Shawn Clarke M.B.A., M.Eng., P.Eng.

Chief Operating Officer of VersaBank USA

Mr. Michael Richard Dixon B.Com., B.Comm., M.B.A.

Senior Vice President

Mr. Telemaco G. Matrundola B.A., M.A., Ph.D.

President of VersaBank USA & CEO of VersaBank USA

Mr. Wooi Koay B.Com., B.Sc.

Chief Information Officer

FAQs

What is VersaBank share price today?

VersaBank share price today is $20.76 as on at the close of the market. VersaBank share today touched a day high of $20.95 and a low of $20.65.

What is the 52 week high and 52 week low for VersaBank share?

VersaBank share touched a 52 week high of $25.05 on and a 52 week low of $10.10 on . VersaBank stock price today i.e. is closed at $20.76,which is 17.13% down from its 52 week high and 105.54% up from its 52 week low.

What is VersaBank's market capitalisation today?

VersaBank market capitalisation is $0.00T as on .

How to invest in VersaBank Stock (VBNK) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for VersaBank on INDmoney app. Click on Buy button. You can invest as low as $1.5 in VersaBank Shares that will get you 0.0723 shares as per VersaBank share price of $20.76 per share as on July 22, 2026 at 8:46 am IST.

What is the minimum amount required to buy VersaBank Stock (VBNK) from India?

Indian investors can start investing in VersaBank (VBNK) shares with as little as ₹96.235 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹962.35 in VersaBank stock (as per the Rupee-Dollar exchange rate as on ). Based on VersaBank share’s latest price of $20.76 as on July 22, 2026 at 8:46 am IST, you will get 0.4817 shares of VersaBank. Learn more about fractional shares .