Versabank Share Price

NASDAQ: VBNK

Small Cap

$12.22

+0.32

(+2.69%)

as on September 16, 2025 at 1:29 am IST

$₹

Versabank Stock Performance

as on September 16, 2025 at 1:29 am IST

Day's Low
Day's High
$11.9
Day's Price Range
$12.27
$12.22
2.62%
Downside
0.41%
Upside
52 Week's Low
52 Week's High
$8.51
52-Week Price Range
$18.38
$12.22
30.36%
Downside
50.41%
Upside

Versabank share price movements today

Previous Close: $11.90
Open: $11.92
Volume: 159.4K
Day's Low - High: $11.9 - $12.27
52 Week Low - High: $8.51 - $18.38

Versabank Historical Returns

1 Month Return: + 10.39 %
3 Month Return: + 7.89 %
1 Year Return: -10.19 %
3 Year Return: + 58.46 %
5 Year Return: 0 %

Versabank Stock Fundamentals & Key Indicators

Check Versabank market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$382.8M

EPS (TTM)

0.889

Dividend Yield

0.75%

Quarterly Earnings Growth YOY

-0.44%

PE Ratio (TTM)

17.5

Industry PE ratio

P/B Ratio

17.5

PEG Ratio

EBITDA

Revenue (TTM)

113.9M

Profit Margin

25.26%

Return On Equity TTM

6.14%

Versabank Stock Valuation

Track how Versabank P/E has moved over time to understand its valuation trends.

Versabank in the last 5 years

Overview
Trends

Lowest (7.07x)

October 31, 2023

Industry (0.00x)

September 15, 2025

Today (17.50x)

September 15, 2025

Highest (15.93x)

July 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 17.50x

Versabank vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Versabank with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Versabank	BUY	$382.8M	NA	17.5	25.26%
Mizuho Financial Group, Inc.	BUY	$82.2B	143.91%	13.77	22.70%
Nu Holdings Ltd.	BUY	$75.8B	NA	33.38	39.32%
Icici Bank Ltd.	BUY	$114.7B	215.34%	19.2	25.74%
Pnc Financial Services Group, Inc.	BUY	$79.5B	81.49%	13.82	29.23%

See all

Stock Returns calculator for Versabank Stock including INR - Dollar returns

The Versabank stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Versabank investment value today

Current value as on today

₹97,212

Returns

₹2,788

(-2.79%)

Returns from Versabank Stock

₹7,774 (-7.77%)

Dollar Returns*

₹4,985 (+4.99%)

Analyst Recommendation on Versabank Stock

Based on 9 analysts

BUY

88.89%

Buy

11.11%

Hold

0.00%

Sell

Based on 9 analysts, 88.89% of analysts recommend a 'BUY' rating for Versabank. Average target price of $11.5

Versabank Share Price Target

Get share price movements and forecasts by analysts on Versabank.

What analysts predicted

-6.26%DOWNSIDE

Target Price

$11.5

Current Price

$12.22

Analyzed by

9 Analysts

Target

$11.50

Versabank target price $11.5, a slight downside of -6.26% compared to current price of $12.22. According to 9 analysts rating.

Versabank Stock's Interest Amongst Investors

Search interest for Versabank Stock has decreased by -57% in the last 30 days, reflecting a downward trend in search activity.

Time period: August 17, 2025 to September 16, 2025

Change:-57% versus previous 30 day period

Versabank Quarterly Profit & Loss

All numbers in Millions USD

	Apr 2023	Jul 2023	Oct 2023	Jan 2024	Apr 2024	Jul 2024	Oct 2024	Jan 2025	Apr 2025	Jul 2025
Total Revenue	19	20	21	53	53	19	54	52	52	75
Gross Profit	19	20	21	53	53	53	19	18	20	30
Operating Income	42	13	16	16	16	13	-	-	11	8
EBITDA	43	14	17	0	0	14	8	11	12	9
Interest Expense	28	35	39	42	45	46	48	47	42	44
Depreciation	0	0	0	0	0	0	0	0	0	0
Income Before Tax	13	13	16	16	16	13	8	11	11	8
Income Tax Expense	3	3	4	4	4	3	2	2	3	2
Net Income	7	7	9	9	8	7	4	5	6	6
Net Profit Margin	38.46%	37.24%	42.78%	17.74%	16.09%	35.95%	7.29%	10.81%	11.67%	8.68%

Versabank Annual Profit & Loss

All numbers in Millions USD

	Oct 2015	Oct 2016	Oct 2017	Oct 2018	Oct 2019	Oct 2020	Oct 2021	Oct 2022	Oct 2023	Oct 2024
Total Revenue	27	29	34	39	40	41	52	60	79	81
Gross Profit	27	29	34	39	40	41	52	60	79	81
Operating Income	9	11	14	54	27	26	30	82	57	54
EBITDA	9	12	15	55	28	27	32	84	59	57
Interest Expense	30	31	27	29	34	31	29	50	129	182
Depreciation	-	-	-	0	0	1	1	1	1	2
Income Before Tax	9	11	14	25	27	26	30	32	57	54
Income Tax Expense	0	3	-4	6	7	7	8	9	15	15
Net Income	6	6	15	13	15	14	17	16	30	28
Net Profit Margin	23.24%	21.35%	44.41%	34.97%	37.46%	35.81%	34.24%	27.50%	38.81%	35.61%

Versabank Quarterly Cash Flow

All numbers in Millions USD

	Jul 2023	Oct 2023	Jan 2024	Apr 2024	Jul 2024	Oct 2024	Jan 2025	Apr 2025	Jul 2025
Net Income	10	12	12	11	9	5	8	8	6
Operating Cash Flow	-132	71	11	31	-11	153	-89	-99	183
Investing Cash Flow	0	-27	-112	-4	-51	-153	135	57	-57
Financing Cash Flow	-1	0	100	46	127	-15	113	-1	-6
Change in Cash	-135	44	-4	71	49	-22	161	-46	120

Versabank Annual Cash Flow

All numbers in Millions USD

	Oct 2016	Oct 2017	Oct 2018	Oct 2019	Oct 2020	Oct 2021	Oct 2022	Oct 2023	Oct 2024
Net Income	8	19	18	20	19	22	22	42	39
Operating Cash Flow	-46	77	-14	19	139	-108	-32	94	272
Investing Cash Flow	12	7	-10	0	9	-8	-141	-28	-157
Financing Cash Flow	1	-19	-4	-10	-30	131	-6	-17	-23
Change in Cash	-33	65	-30	9	118	13	-182	43	93

Global Institutional Holdings in Versabank

Funds	Holdings
AllianceBernstein L.P.	8.64%
CIBC World Markets Inc.	4.07%
Mendon Capital Advisors Corp	3.11%
Rhino Investment Partners, Inc.	2.9%
Curi Capital, LLC	2.34%

See all

Insights on Versabank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 73.08M → 75.79M (in $), with an average increase of 3.6% per quarter
POSITIVE IMPACT
Price Rise
In the last 1 month, VBNK stock has moved up by 10.4%
NO EFFECT
Against Peers
In the last 1 year, Mizuho Financial Group, Inc. has given 63.2% return, outperforming this stock by 73.4%
NO EFFECT
Against Peers
In the last 3 years, Mizuho Financial Group, Inc. has given 188.6% return, outperforming this stock by 130.1%
NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 2 quarters, 8.52M → 6.58M (in $), with an average decrease of 22.8% per quarter

About Versabank

versabank (tsx:vb), a technology based and digital canadian schedule i chartered bank, operates using an “electronic branchless model”. it sources deposits, consumer loans, commercial loans and leases electronically. the bank also makes residential development and commercial mortgages it sources through a well-established network of brokers and direct contact with its lending staff. headquartered in london, ontario, the bank was granted its schedule i license under the bank act (canada) on august 1, 2002, prior to which the bank had operated as a provincially licensed trust company since 1979.

Organisation	Versabank
Headquarters	140 Fullarton Street, London, ON, Canada, N6A 5P2
CEO	Ms. Susan Teresa McGovern B.Sc.
E-voting on shares	Click here to vote

Key Management of Versabank

Name	Title
Mr. John W. Asma B.A. (Hons.), M.B.A.	Chief Financial Officer
Mr. Nikola Kristo B.Com., B.Comm, M.B.A., MBA	Senior Vice President
Mr. Wooi Koay B.Com., B.Sc.	Chief Information Officer
Mr. Brent Tyler Hodge CIPP, J.D.	Senior VP, General Counsel & Corporate Secretary
Elizabeth Kuranoff B.A., L.L.B.	Chief Compliance Officer
Ms. Susan Teresa McGovern B.Sc.	Interim CEO & Vice Chair
Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL	President & Director
Mr. Michael Richard Dixon B.Com., B.Comm., M.B.A.	Senior Vice President
Mr. Jonathan Francis Patrick Taylor B.B.A., C.H.R.L., CHRL	Chief Human Resources Officer
Ms. Joanne M. Johnston B.Com., C.A., CPA, CIA	Chief Internal Auditor

FAQs

What is Versabank share price today?

Versabank share price today is $12.22 as on September 16, 2025 at 1:29 am IST at the close of the market. Versabank share today touched a day high of $12.27 and a low of $11.9.

What is the 52 week high and 52 week low for Versabank share?

Versabank share touched a 52 week high of $18.38 on November 29, 2024 and a 52 week low of $8.51 on April 7, 2025. Versabank stock price today i.e. September 16, 2025 at 1:29 am IST is closed at $12.22,which is 33.51% down from its 52 week high and 43.60% up from its 52 week low.

What is Versabank's market capitalisation today?

Versabank market capitalisation is $0.00T as on September 16, 2025 at 1:29 am IST.

How to invest in Versabank Stock (VBNK) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Versabank on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Versabank Shares that will get you 0.1227 shares as per Versabank share price of $12.22 per share as on September 16, 2025 at 1:29 am IST.

What is the minimum amount required to buy Versabank Stock (VBNK) from India?

Indian investors can start investing in Versabank (VBNK) shares with as little as ₹88.141 or $1 (as of September 16, 2025 at 5:38 am IST) using the INDmoney app.
For example: If you want to invest $10 or ₹881.41 in Versabank stock (as per the Rupee-Dollar exchange rate as on September 16, 2025 at 5:38 am IST). Based on Versabank share’s latest price of $12.22 as on September 16, 2025 at 1:29 am IST, you will get 0.8183 shares of Versabank. Learn more about fractional shares .