Versabank (VBNK)

$14.25

+0.72

(+5.32%)▲

Market is closed - opens 7 PM, 11 Oct 2024

Performance

  • $13.55
    $14.49
    $14.25
    downward going graph

    4.91%

    Downside

    Day's Volatility :6.49%

    Upside

    1.66%

    downward going graph
  • $7.24
    $14.25
    $14.25
    downward going graph

    49.19%

    Downside

    52 Weeks Volatility :49.19%

    Upside

    0.0%

    downward going graph

Returns

PeriodVersabankIndex (Russel 2000)
3 Months
26.69%
0.0%
6 Months
31.74%
0.0%
1 Year
79.44%
0.0%
3 Years
14.86%
-20.8%

Highlights

Market Capitalization
352.5M
Book Value
$15.23
Dividend Share
0.1
Dividend Yield
0.54%
Earnings Per Share (EPS)
1.29
PE Ratio
10.49
Wall Street Target Price
14.83
Profit Margin
41.04%
Operating Margin TTM
49.87%
Return On Assets TTM
1.1%
Return On Equity TTM
12.07%
Revenue TTM
113.8M
Revenue Per Share TTM
4.39
Quarterly Revenue Growth YOY
1.2%
Gross Profit TTM
108.0M
Diluted Eps TTM
1.29
Quarterly Earnings Growth YOY
-0.04
EPS Estimate Current Year
1.23
EPS Estimate Next Year
1.75
EPS Estimate Current Quarter
0.35
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Buy
    88%Buy
    11%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Versabank(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 4.07%

Current $14.25
Target $14.83

Company Financials

FY18Y/Y Change
Revenue
39.7M
↑ 17.89%
Net Income
13.9M
↓ 7.18%
Net Profit Margin
34.97%
↓ 9.44%
FY19Y/Y Change
Revenue
40.9M
↑ 4.32%
Net Income
15.3M
↑ 11.74%
Net Profit Margin
37.46%
↑ 2.49%
FY20Y/Y Change
Revenue
41.0M
↑ 0.49%
Net Income
14.7M
↓ 3.92%
Net Profit Margin
35.81%
↓ 1.65%
FY21Y/Y Change
Revenue
52.5M
↑ 20.62%
Net Income
18.0M
↑ 15.33%
Net Profit Margin
34.24%
↓ 1.57%
FY22Y/Y Change
Revenue
60.1M
↑ 26.06%
Net Income
16.5M
↑ 1.24%
Net Profit Margin
27.5%
↓ 6.74%
FY23Y/Y Change
Revenue
79.3M
↑ 31.85%
Net Income
30.8M
↑ 86.08%
Net Profit Margin
38.81%
↑ 11.31%
Q2 FY23Q/Q Change
Revenue
19.8M
↑ 2.96%
Net Income
7.6M
↑ 8.98%
Net Profit Margin
38.46%
↑ 2.13%
Q3 FY23Q/Q Change
Revenue
20.3M
↑ 0.65%
Net Income
7.6M
↓ 2.53%
Net Profit Margin
37.24%
↓ 1.22%
Q4 FY23Q/Q Change
Revenue
21.3M
↑ 8.62%
Net Income
9.1M
↑ 24.75%
Net Profit Margin
42.78%
↑ 5.54%
Q1 FY24Q/Q Change
Revenue
53.4M
↑ 145.35%
Net Income
9.5M
↑ 1.76%
Net Profit Margin
17.74%
↓ 25.04%
Q2 FY24Q/Q Change
Revenue
53.7M
↑ 2.69%
Net Income
8.6M
↓ 6.86%
Net Profit Margin
16.09%
↓ 1.65%
Q3 FY24Q/Q Change
Revenue
53.7M
↑ 0.27%
Net Income
7.1M
↓ 17.95%
Net Profit Margin
13.17%
↓ 2.92%
FY18Y/Y Change
Total Assets
1.4B
↑ 4.87%
Total Liabilities
1.2B
↑ 4.55%
FY19Y/Y Change
Total Assets
1.4B
↓ 1.31%
Total Liabilities
1.2B
↓ 2.54%
FY20Y/Y Change
Total Assets
1.5B
↑ 8.88%
Total Liabilities
1.3B
↑ 9.28%
FY21Y/Y Change
Total Assets
1.9B
↑ 24.24%
Total Liabilities
1.7B
↑ 23.36%
FY22Y/Y Change
Total Assets
2.4B
↑ 35.17%
Total Liabilities
2.1B
↑ 39.96%
FY23Y/Y Change
Total Assets
3.1B
↑ 28.71%
Total Liabilities
2.8B
↑ 31.18%
Q2 FY23Q/Q Change
Total Assets
2.8B
↑ 5.6%
Total Liabilities
2.5B
↑ 6.05%
Q3 FY23Q/Q Change
Total Assets
3.0B
↑ 6.74%
Total Liabilities
2.7B
↑ 7.2%
Q4 FY23Q/Q Change
Total Assets
3.1B
↑ 5.55%
Total Liabilities
2.8B
↑ 5.77%
Q1 FY24Q/Q Change
Total Assets
3.2B
↑ 2.57%
Total Liabilities
2.9B
↑ 2.51%
Q2 FY24Q/Q Change
Total Assets
3.2B
↑ 1.83%
Total Liabilities
2.9B
↑ 1.72%
Q3 FY24Q/Q Change
Total Assets
3.3B
↑ 2.92%
Total Liabilities
3.0B
↑ 2.99%
FY18Y/Y Change
Operating Cash Flow
-11.5M
↓ 119.14%
Investing Cash Flow
-8.3M
↓ 252.19%
Financing Cash Flow
-3.4M
↓ 76.48%
FY19Y/Y Change
Operating Cash Flow
15.0M
↓ 232.72%
Investing Cash Flow
-183.5K
↓ 97.75%
Financing Cash Flow
-7.7M
↑ 127.66%
FY20Y/Y Change
Operating Cash Flow
105.8M
↑ 605.74%
Investing Cash Flow
7.4M
↓ 4130.99%
Financing Cash Flow
-23.4M
↑ 203.23%
FY21Y/Y Change
Operating Cash Flow
-87.1M
↓ 177.59%
Investing Cash Flow
-6.8M
↓ 186.52%
Financing Cash Flow
105.6M
↓ 525.93%
FY22Y/Y Change
Operating Cash Flow
-23.8M
↓ 69.85%
Investing Cash Flow
-103.3M
↑ 1577.87%
Financing Cash Flow
-4.6M
↓ 104.8%
FY23Y/Y Change
Operating Cash Flow
69.1M
↓ 390.06%
Investing Cash Flow
-20.5M
↓ 80.13%
Financing Cash Flow
-12.6M
↑ 174.75%
Q2 FY23Q/Q Change
Operating Cash Flow
21.6M
↓ 76.88%
Investing Cash Flow
-8.9K
↓ 52.0%
Financing Cash Flow
-3.9M
↓ 43.55%
Q3 FY23Q/Q Change
Operating Cash Flow
-100.3M
↓ 554.38%
Investing Cash Flow
-9.1K
↑ 0.0%
Financing Cash Flow
-1.4M
↓ 66.01%
Q4 FY23Q/Q Change
Operating Cash Flow
52.4M
↓ 154.24%
Investing Cash Flow
-20.3M
↑ 231483.33%
Financing Cash Flow
-576.3K
↓ 56.23%

Technicals Summary

Sell

Neutral

Buy

Versabank is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Versabank
Versabank
4.88%
31.74%
79.44%
14.86%
28.86%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.91%
15.21%
75.39%
29.04%
29.04%
Icici Bank Ltd.
Icici Bank Ltd.
1.35%
11.05%
28.05%
56.37%
146.64%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
2.51%
18.22%
49.94%
-8.84%
32.4%
U.s. Bancorp
U.s. Bancorp
0.16%
7.3%
38.39%
-27.08%
-14.94%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-6.03%
-3.56%
15.16%
43.55%
-22.8%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Versabank
Versabank
10.49
10.49
NA
1.23
0.12
0.01
0.01
15.23
Nu Holdings Ltd.
Nu Holdings Ltd.
43.0
43.0
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.44
19.44
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.36
15.36
3.88
13.17
0.1
0.01
0.03
116.71
U.s. Bancorp
U.s. Bancorp
14.32
14.32
1.11
3.9
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.16
9.16
1.09
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Versabank
Versabank
Buy
$352.5M
28.86%
10.49
41.04%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$63.8B
29.04%
43.0
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$104.5B
146.64%
19.44
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$72.8B
32.4%
15.36
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$70.4B
-14.94%
14.32
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.8B
-22.8%
9.16
27.97%

Insights on Versabank

  • Increasing Revenue

    Revenue is up for the last 13 quarters, 15.72M → 73.69M (in $), with an average increase of 10.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 12.69M → 9.70M (in $), with an average decrease of 12.4% per quarter

Institutional Holdings

  • AllianceBernstein L.P.

    6.06%

  • CIBC World Markets Inc.

    5.10%

  • Curi RMB Capital

    1.98%

  • John W. Rosenthal Capital Management, Inc.

    0.90%

  • Hillsdale Investment Management Inc.

    0.78%

  • Cox Capital Co LLC

    0.75%

Company Information

versabank (tsx:vb), a technology based and digital canadian schedule i chartered bank, operates using an “electronic branchless model”. it sources deposits, consumer loans, commercial loans and leases electronically. the bank also makes residential development and commercial mortgages it sources through a well-established network of brokers and direct contact with its lending staff. headquartered in london, ontario, the bank was granted its schedule i license under the bank act (canada) on august 1, 2002, prior to which the bank had operated as a provincially licensed trust company since 1979.

Organization
Versabank
Employees
119
CEO
Mr. David Roy Taylor B.Sc., BSc (Hons), FICB, M.B.A., MBA, PPL
Industry
Miscellaneous

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