Universal Insurance Holdings share price logo

Universal Insurance Holdings

NYSE: UVE

Small Cap

$44.16

-0.24

(-0.54%)

as on

Universal Insurance Holdings Stock Performance

as on September 19, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $43.76
    $44.23
    downward going graph

    0.91%

    Downside

    0.16%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $25.05
    $45.15
    downward going graph

    43.27%

    Downside

    2.24%

    Upside

    downward going graph

Universal Insurance Holdings share price movements today

Previous Close
$44.40
Open
$43.94
Volume
162.9K
Market Cap
$1.2B
Dividend Yield
1.74%
Day's Low - High
$43.76 - $44.23
52 Week Low - High
$25.05 - $45.15

Universal Insurance Holdings Historical Returns

1 Month Return
+ 5.14 %
3 Month Return
+ 16.54 %
1 Year Return
+ 73.37 %
3 Year Return
+ 234.59 %
5 Year Return
+ 241.8 %

Universal Insurance Holdings Stock Fundamentals & Key Indicators

Check Universal Insurance Holdings market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$1.2B

EPS (TTM)

7.91

Dividend Yield

1.74%

Quarterly Earnings Growth YOY

0.00%

PE Ratio (TTM)

5.61

Industry PE ratio

6.90

PEG Ratio

0.02401292519180126

EBITDA

306.2M

Revenue (TTM)

1.6B

Profit Margin

37.71%

Return On Equity TTM

38.78%

Universal Insurance Holdings Stock Valuation

Track how Universal Insurance Holdings P/E has moved over time to understand its valuation trends.

Universal Insurance Holdings in the last 5 years

  • Overview

  • Trends

Lowest (-14.63x)

December 31, 2022

Today (5.15x)

December 31, 2025

Industry (6.90x)

December 31, 2025

Highest (26.01x)

December 31, 2021

LowHigh

Today’s Price to Earnings Ratio: 5.15x

Universal Insurance Holdings vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Universal Insurance Holdings with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$1.2B241.8%5.6137.71%1.74%
HOLD$78.8B142.81%10.0134.73%1.24%
BUY$65.0B92.48%5.0742.16%1.66%
BUY$131.9B89.37%12.0139.60%1.17%
BUY$128.6B133.55%10.8326.91%6.41%

Stock Returns calculator for Universal Insurance Holdings Stock including INR - Dollar returns

The Universal Insurance Holdings stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Universal Insurance Holdings investment value today

Current value as on today

₹1,87,229

Returns

₹87,229

(+87.23%)

Returns from Universal Insurance Holdings Stock

₹72,433 (+72.43%)

Dollar Impact

₹14,796 (+14.8%)

Analyst Recommendation on Universal Insurance Holdings Stock

Based on 1 analysts

BUY

0.00%

Buy

100.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'BUY' rating for Universal Insurance Holdings. Average target price of $45

Universal Insurance Holdings Share Price Target

Get share price movements and forecasts by analysts on Universal Insurance Holdings.

What analysts predicted

1.87%UPSIDE

Target Price

$45

Current Price

$44.16

Analyzed by

1 Analysts

Target

$45.00

Universal Insurance Holdings target price $45, a slight upside of 1.87% compared to current price of $44.16. According to 1 analysts rating.

Indian Investors' Interest in Universal Insurance Holdings Stock

Search interest for Universal Insurance Holdings Stock has decreased by -76% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-76% versus previous 30 day period

Universal Insurance Holdings Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
367
380
387
384
394
400
400
405
391
424
Gross Profit
72
80
11
34
83
77
85
183
163
180
Operating Income
47
47
-18
7
55
46
52
88
71
79
EBITDA
48
49
-16
8
56
47
54
97
73
81
Interest Expense
1
1
1
1
1
1
1
0
1
1
Depreciation
0
0
-
-
-
-
-
7
-
-
Income Before Tax
47
47
-18
7
55
46
52
88
71
79
Income Tax Expense
13
12
-1
1
14
11
12
21
17
20
Net Income
33
35
-16
6
41
35
39
66
54
59
Net Profit Margin
19.83%
21.05%
3.08%
9.05%
21.21%
19.48%
21.22%
45.13%
41.74%
42.45%

Universal Insurance Holdings Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
751
823
939
1,072
1,121
1,222
1,391
1,520
1,595
Gross Profit
262
252
158
114
116
70
190
199
609
Operating Income
170
152
63
24
28
-27
88
84
243
EBITDA
174
157
68
29
35
-14
101
96
256
Interest Expense
-
-
-
0
0
5
5
5
4
Depreciation
4
4
4
5
6
7
7
6
7
Income Before Tax
170
152
63
24
28
-27
88
84
243
Income Tax Expense
63
35
17
5
8
-4
21
25
60
Net Income
106
117
46
19
20
-22
66
58
182
Net Profit Margin
34.93%
30.59%
16.86%
10.71%
10.38%
5.73%
13.72%
13.14%
38.21%

Universal Insurance Holdings Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
33
35
-16
-
-
-
39
182
54
-54
Operating Cash Flow
82
73
82
-101
186
106
62
26
154
101
Investing Cash Flow
-74
-109
-22
-20
-41
-58
-8
-4
-20
-86
Financing Cash Flow
-9
-10
-9
-18
-6
-12
-15
-18
-14
-12
Change in Cash
0
-47
50
-140
138
34
38
3
120
2

Universal Insurance Holdings Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
106
117
46
19
20
-22
66
58
182
Operating Cash Flow
245
230
84
29
234
324
70
137
381
Investing Cash Flow
-85
-212
28
22
-229
-148
-15
-228
-113
Financing Cash Flow
-51
-64
-97
-56
68
-37
-47
-47
-52
Change in Cash
107
-47
15
-4
73
138
8
-137
215

Mutual Funds that own Universal Insurance Holdings Stock

Check out the Mutual Funds with significant holdings in Universal Insurance Holdings.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
3.910061%
1088184
DFA INVESTMENT DIMENSIONS GROUP INC
2.39173%
665627
TIAA-CREF Funds
1.060751%
295211
Bridgeway Funds, Inc.
1.048556%
291817
Fidelity Salem Street Trust
1.023537%
284854

Global Institutional Holdings in Universal Insurance Holdings

Funds
Holdings
Vanguard
4.98%
iShares
4.25%
Avantis
4.21%
Donald Smith
2.59%
Dimensional
2.08%

Universal Insurance Holdings News & Key Events

  • img

    Today's Timeline - 25 March

    Wed, 11:00 PM

    -

    UVE's board approved a $20 million repurchase authorization, enhancing capital return strategy.

    Wed, 11:19 PM

    -

    UVE's direct premiums written reached $2.1 billion, with Florida's share decreasing to 72.6%.

Insights on Universal Insurance Holdings

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 391.50M → 424.96M (in $), with an average increase of 7.9% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 54.28M → 59.18M (in $), with an average increase of 8.3% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 year, UVE stock has moved up by 72.4%

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, UVE has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, UVE has outperformed top 5 stocks with highest market-cap in its industry

About Universal Insurance Holdings

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
OrganisationUniversal Insurance Holdings
Headquarters1110 West Commercial Boulevard, Fort Lauderdale, FL, 33309, US
IndustryInsurance - Property & Casualty
CEOStephen J. Donaghy
E-voting on sharesClick here to vote

Key Management of Universal Insurance Holdings

Name

Title

Mr. Sean Patrick Downes

Executive Chairman

Mr. Stephen Joseph Donaghy

CEO & Director

Mr. Frank Crawford Wilcox CPA

Chief Financial Officer

Ms. Kimberly Denice Campos

Chief Information Officer, Chief Administrative Officer & Director

Mr. Rob Luther

Chief Investment Officer

Mr. Gary Lloyd Ropiecki CPA

Principal Accounting Officer & Secretary

Mr. Michael J. Poloskey

Chief Operating Officer

Mr. Darryl Lamont Lewis

Chief Legal Officer

Mr. Jason M. Burns

President of Blue Atlantic

Mr. Matthew John Palmieri

Chief Risk Officer

FAQs

What is Universal Insurance Holdings share price today?

Universal Insurance Holdings share price today is $44.16 as on at the close of the market. Universal Insurance Holdings share today touched a day high of $44.23 and a low of $43.76.

What is the 52 week high and 52 week low for Universal Insurance Holdings share?

Universal Insurance Holdings share touched a 52 week high of $45.15 on and a 52 week low of $25.05 on . Universal Insurance Holdings stock price today i.e. is closed at $44.16,which is 2.19% down from its 52 week high and 76.29% up from its 52 week low.

What is Universal Insurance Holdings's market capitalisation today?

Universal Insurance Holdings market capitalisation is $0.00T as on .

How to invest in Universal Insurance Holdings Stock (UVE) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Universal Insurance Holdings on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Universal Insurance Holdings Shares that will get you 0.0340 shares as per Universal Insurance Holdings share price of $44.16 per share as on September 19, 2026 at 8:45 am IST.

What is the minimum amount required to buy Universal Insurance Holdings Stock (UVE) from India?

Indian investors can start investing in Universal Insurance Holdings (UVE) shares with as little as ₹95.88 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹958.80 in Universal Insurance Holdings stock (as per the Rupee-Dollar exchange rate as on ). Based on Universal Insurance Holdings share’s latest price of $44.16 as on September 19, 2026 at 8:45 am IST, you will get 0.2264 shares of Universal Insurance Holdings. Learn more about fractional shares .

What are the returns that Universal Insurance Holdings has given to Indian investors in the last 5 years?

Universal Insurance Holdings stock has given 241.8% share price returns and 30.25% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?