Universal Insurance Share Price (NYSE: UVE)

$24.77

▲

0.17

(0.69%)

Live

Last updated on August 23, 2025 at 1:29 AM IST

$₹

Check the interactive Universal Insurance Stock chart to analyse performance

Universal Insurance stock performance

as on August 23, 2025 at 1:29 AM IST

Today's Low:$24.77
Today's High:$25.00
$24.77
0.0%
Downside
Day's Volatility :0.92%
Upside
0.92%
52 Weeks Low:$16.50
52 Weeks High:$28.49
$24.77
33.39%
Downside
52 Weeks Volatility :42.08%
Upside
13.05%

Universal Insurance Stock Returns

Period	Universal Insurance Holdings Inc.	Sector (Financials)	Index (Russel 2000)
3 Months	-6.84%	4.9%	0.0%
6 Months	25.06%	3.8%	0.0%
1 Year	19.4%	19.6%	0.0%
3 Years	102.81%	54.1%	-7.7%

Universal Insurance Holdings Inc. Key Stats

Check Universal Insurance key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$24.6
Open	$25.0
Today's High	$25.0
Today's Low	$24.49
Market Capitalization	$696.6M
Today's Volume	$97.6K
52 Week High	$28.4875
52 Week Low	$16.5
Revenue TTM	$1.6B
EBITDA	$103.7M
Earnings Per Share (EPS)	$2.3
PE Ratio	10.7
Dividend Yield	2.62%
Profit Margin	4.24%
Quarterly Earnings Growth YOY	0.0%
Return On Equity TTM	15.6%

Stock Returns calculator for Universal Insurance Stock including INR - Dollar returns

The Universal Insurance stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Universal Insurance investment value today

Current value as on today

₹1,24,993

Returns

₹24,993

(+24.99%)

Returns from Universal Insurance Stock

₹20,712 (+20.71%)

Dollar Returns*

₹4,281 (+4.28%)

Indian investors sentiment towards Universal Insurance Stock

-25%

Period: Jul 22, 2025 to Aug 21, 2025. Change in 30 Days versus previous period

Search interest for Universal Insurance Stock from India on INDmoney has decreased by -25% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Universal Insurance Holdings Inc.

Name
Holdings %
Name
Holdings %
BlackRock Inc
8.94%
Vanguard Group Inc
6.52%
Donald Smith & Co Inc
6.49%
Dimensional Fund Advisors, Inc.
4.72%
American Century Companies Inc
2.68%
Goldman Sachs Group Inc
2.58%

Analyst Recommendation on Universal Insurance Stock

Rating

Trend

Buy

66%Buy

33%Hold

0%Sell

Based on 6 Wall street analysts offering stock ratings for Universal Insurance(by analysts ranked 0 to 5 stars)

Universal Insurance Share Price Target

What analysts predicted

Upside of 17.08%

Target:

$29.00

Current:

$24.77

Universal Insurance share price target is $29.00, a slight Upside of 17.08% compared to current price of $24.77 as per analysts' prediction.

Universal Insurance Stock Insights

Price Movement
In the last 7 days, UVE stock has moved up by 3.8%
Increasing Revenue
Revenue is up for the last 3 quarters, 384.80M → 400.14M (in $), with an average increase of 1.9% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 41.43M → 35.08M (in $), with an average decrease of 15.3% per quarter
UVE vs TRV (1 yr)
In the last 1 year, Travelers Companies, Inc., The has given 26.2% return, outperforming this stock by 6.8%
Price to Sales
ForUVE every $1 of sales, investors are willing to pay $0.4, whereas for Travelers Companies, Inc., The, the investors are paying $1.3 for every $1 of sales.

Universal Insurance Holdings Inc. Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$939.4M	↑ 14.02%
Net Income	$46.5M	↓ 60.26%
Net Profit Margin	4.95%	↓ 9.26%

	FY20	Y/Y Change
Revenue	$1.1B	↑ 14.2%
Net Income	$19.1M	↓ 58.93%
Net Profit Margin	1.78%	↓ 3.17%

	FY21	Y/Y Change
Revenue	$1.1B	↑ 4.58%
Net Income	$20.4M	↑ 6.81%
Net Profit Margin	1.82%	↑ 0.04%

	FY22	Y/Y Change
Revenue	$1.2B	↑ 8.99%
Net Income	$-22.3M	↓ 209.07%
Net Profit Margin	-1.82%	↓ 3.64%

	FY23	Y/Y Change
Revenue	$1.4B	↑ 13.82%
Net Income	$66.8M	↓ 400.23%
Net Profit Margin	4.8%	↑ 6.62%

	FY24	Y/Y Change
Revenue	$1.5B	↑ 9.27%
Net Income	$58.9M	↓ 11.81%
Net Profit Margin	3.88%	↓ 0.92%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$368.0M	↓ 2.0%
Net Income	$33.7M	↑ 68.29%
Net Profit Margin	9.15%	↑ 3.82%

	Q2 FY24	Q/Q Change
Revenue	$380.2M	↑ 3.33%
Net Income	$35.4M	↑ 5.23%
Net Profit Margin	9.31%	↑ 0.16%

	Q3 FY24	Q/Q Change
Revenue	$387.6M	↑ 1.93%
Net Income	$-16.2M	↓ 145.64%
Net Profit Margin	-4.17%	↓ 13.48%

	Q4 FY24	Q/Q Change
Revenue	$384.8M	↓ 0.71%
Net Income	$6.0M	↓ 137.23%
Net Profit Margin	1.56%	↑ 5.73%

	Q1 FY25	Q/Q Change
Revenue	$394.9M	↑ 2.61%
Net Income	$41.4M	↑ 588.58%
Net Profit Margin	10.49%	↑ 8.93%

	Q2 FY25	Q/Q Change
Revenue	$400.1M	↑ 1.34%
Net Income	$35.1M	↓ 15.33%
Net Profit Margin	8.77%	↓ 1.72%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$939.4M	↑ 29.63%

	FY20	Y/Y Change
Profit	$982.1M	↑ 4.56%

	FY21	Y/Y Change
Profit	$1.0B	↑ 5.26%

	FY22	Y/Y Change
Profit	$1.2B	↑ 18.27%

	FY23	Y/Y Change
Profit	$1.4B	↑ 13.82%

	FY24	Y/Y Change
Profit	$199.7M	↓ 85.65%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$368.0M	↓ 2.0%

	Q2 FY24	Q/Q Change
Profit	$377.9M	↑ 2.71%

	Q3 FY24	Q/Q Change
Profit	$11.9M	↓ 96.84%

	Q4 FY24	Q/Q Change
Profit	$34.8M	↑ 191.71%

	Q1 FY25	Q/Q Change
Profit	$83.7M	↑ 140.54%

	Q2 FY25	Q/Q Change
Profit	$-394.9M	↓ 571.55%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$84.6M	↓ 63.24%
Investing Cash Flow	$28.3M	↓ 113.34%
Financing Cash Flow	$-97.2M	↑ 49.89%

	FY20	Y/Y Change
Operating Cash Flow	$29.3M	↓ 65.31%
Investing Cash Flow	$22.0M	↓ 22.18%
Financing Cash Flow	$-56.3M	↓ 42.14%

	FY21	Y/Y Change
Operating Cash Flow	$234.4M	↑ 698.62%
Investing Cash Flow	$-229.4M	↓ 1140.76%
Financing Cash Flow	$68.3M	↓ 221.39%

	FY22	Y/Y Change
Operating Cash Flow	$324.5M	↑ 38.46%
Investing Cash Flow	$-148.9M	↓ 35.11%
Financing Cash Flow	$-37.5M	↓ 154.84%

	FY23	Y/Y Change
Operating Cash Flow	$71.0M	↓ 78.13%
Investing Cash Flow	$-15.3M	↓ 89.75%
Financing Cash Flow	$-47.1M	↑ 25.8%

	FY24	Y/Y Change
Operating Cash Flow	$137.4M	↑ 93.54%
Investing Cash Flow	$-228.1M	↑ 1395.59%
Financing Cash Flow	$-47.1M	↑ 0.02%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$82.9M	↑ 24287.06%
Investing Cash Flow	$-74.4M	↑ 9327.25%
Financing Cash Flow	$-9.5M	↓ 24.64%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$73.2M	↓ 11.77%
Investing Cash Flow	$-110.0M	↑ 47.83%
Financing Cash Flow	$-10.3M	↑ 7.81%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$82.6M	↑ 12.94%
Investing Cash Flow	$-22.9M	↓ 79.18%
Financing Cash Flow	$-9.3M	↓ 9.17%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$-101.3M	↓ 222.65%
Investing Cash Flow	$-20.9M	↓ 8.84%
Financing Cash Flow	$-18.0M	↑ 93.48%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$186.8M	↓ 284.3%
Investing Cash Flow	$-41.5M	↑ 99.12%
Financing Cash Flow	$-6.5M	↓ 64.07%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$293.0M	↑ 56.87%
Investing Cash Flow	$-100.5M	↑ 141.92%
Financing Cash Flow	$-18.8M	↑ 190.41%

Universal Insurance Technicals Summary

Sell

Neutral

Buy

Universal Insurance is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Universal Insurance Holdings Inc. Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Universal Insurance Holdings Inc.	-3.77%	25.06%	19.4%	102.81%	27.14%
Progressive Corp.	0.62%	-6.44%	3.68%	100.21%	170.72%
Travelers Companies, Inc., The	3.85%	14.54%	26.2%	63.37%	139.29%
Hartford Financial Services Group, Inc.	8.1%	19.54%	19.3%	98.32%	222.15%
Chubb Ltd	3.18%	4.3%	2.16%	41.69%	124.04%
Allstate Corporation, The	4.55%	11.28%	14.0%	64.62%	117.47%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Universal Insurance Holdings Inc.	10.7	10.7	0.0	2.65	0.16	0.02	0.03	16.39
Progressive Corp.	14.03	14.03	5.36	17.5	0.37	0.08	0.02	55.62
Travelers Companies, Inc., The	12.16	12.16	4.01	22.13	0.19	0.03	0.02	131.13
Hartford Financial Services Group, Inc.	12.1	12.1	1.41	11.73	0.2	0.03	0.02	60.88
Chubb Ltd	12.31	12.31	2.49	21.65	0.14	0.03	0.01	174.07
Allstate Corporation, The	9.72	9.72	1.58	21.32	0.27	0.04	0.02	83.4

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Universal Insurance Holdings Inc.	Buy	$696.6M	27.14%	10.7	4.24%
Progressive Corp.	Buy	$146.0B	170.72%	14.03	12.66%
Travelers Companies, Inc., The	Hold	$61.9B	139.29%	12.16	10.97%
Hartford Financial Services Group, Inc.	Buy	$37.5B	222.15%	12.1	11.83%
Chubb Ltd	Buy	$111.2B	124.04%	12.31	16.0%
Allstate Corporation, The	Buy	$54.4B	117.47%	9.72	8.79%

About Universal Insurance Holdings Inc.

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Organization	Universal Insurance
Employees	1068
CEO	Mr. Stephen Joseph Donaghy
Industry	Finance

Key Management of Universal Insurance Holdings Inc.

Name	Title
Mr. Sean Patrick Downes	Executive Chairman
Mr. Stephen Joseph Donaghy	CEO & Director
Ms. Kimberly Denice Campos	Chief Information Officer, Chief Administrative Officer & Director
Mr. Michael J. Poloskey	Chief Operating Officer
Mr. Rob Luther	Chief Investment Officer
Mr. Darryl Lamont Lewis	Chief Legal Officer
Mr. Jason M. Burns	President of Blue Atlantic
Mr. Matthew John Palmieri	Chief Risk Officer
Mr. Arash Soleimani C.F.A., CPA	Chief Strategy Officer
Mr. William Degnan	Chief Claims Officer

Important FAQs about investing in UVE Stock from India :

What is Universal Insurance share price today?

Universal Insurance share price today is $24.77 as on August 23, 2025 at 1:29 AM IST. Universal Insurance share today touched a day high of $25.00 and a low of $24.77.

What is the 52 week high and 52 week low for Universal Insurance share?

Universal Insurance share touched a 52 week high of $28.49 and a 52 week low of $16.50. Universal Insurance stock price today i.e. August 23, 2025 at 1:29 AM IST is trending at $24.77, lower by 13.05% versus the 52 week high.

How to invest in Universal Insurance Stock (UVE) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Universal Insurance on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Universal Insurance Shares that will get you 0.0606 shares as per Universal Insurance share price of $24.77 per share as on August 23, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Universal Insurance Stock (UVE) from India?

Indian investors can start investing in Universal Insurance (UVE) shares with as little as ₹87.521 or $1 (as of August 22, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹875.21 in Universal Insurance stock (as per the Rupee-Dollar exchange rate as on August 22, 2025). Based on Universal Insurance share’s latest price of $24.77 as on August 23, 2025 at 1:29 AM IST, you will get 0.4037 shares of Universal Insurance. Learn more about fractional shares .

What are the returns that Universal Insurance has given to Indian investors in the last 5 years?

Universal Insurance stock has given 27.14% share price returns and 18.0% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your US Stock Investments?