United Community Banks Share Price (NYSE: UCB)

$33.5

▲

-0.18

(-0.53%)

Last updated on August 29, 2025 at 1:29 am IST

$₹

Check the interactive United Community Banks Stock chart to analyse performance

United Community Banks stock performance

as on August 29, 2025 at 1:29 am IST

Today's Low:$33.37
Today's High:$33.65
$33.50
0.39%
Downside
Day's Volatility :0.83%
Upside
0.45%
52 Weeks Low:$22.93
52 Weeks High:$35.38
$33.50
31.55%
Downside
52 Weeks Volatility :35.19%
Upside
5.31%

United Community Banks Stock Returns

Period	United Community Banks Inc	Index (Russel 2000)
3 Months	17.19%	0.0%
6 Months	4.5%	0.0%
1 Year	11.89%	0.0%
3 Years	19.9%	-6.9%

United Community Banks Inc Key Stats

Check United Community Banks key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$33.68
Open	$33.62
Today's High	$33.65
Today's Low	$33.37
Market Capitalization	$4.0B
Today's Volume	$619.8K
52 Week High	$35.38
52 Week Low	$22.93
Revenue TTM	$923.0M
Earnings Per Share (EPS)	$2.2
PE Ratio	15.05
Dividend Yield	2.94%
Profit Margin	29.61%
Quarterly Earnings Growth YOY	0.17%
Return On Equity TTM	7.86%

Stock Returns calculator for United Community Banks Stock including INR - Dollar returns

The United Community Banks stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

United Community Banks investment value today

Current value as on today

₹1,15,726

Returns

₹15,726

(+15.73%)

Returns from United Community Banks Stock

₹11,296 (+11.3%)

Dollar Returns*

₹4,430 (+4.43%)

Indian investors sentiment towards United Community Banks Stock

-38%

Period: Jul 29, 2025 to Aug 28, 2025. Change in 30 Days versus previous period

Search interest for United Community Banks Stock from India on INDmoney has decreased by -38% in the last 30 days, reflecting a downward trend in search activity.

Analyst Recommendation on United Community Banks Stock

Rating

Trend

United Community Banks Share Price Target

What analysts predicted

Upside of 4.23%

Target:

$34.92

Current:

$33.50

United Community Banks share price target is $34.92, a slight Upside of 4.23% compared to current price of $33.50 as per analysts' prediction.

United Community Banks Stock Insights

Price Movement
In the last 7 days, UCB stock has moved up by 7.6%
Decreasing Revenue
Revenue is down for the last 3 quarters, 379.63M → 260.23M (in $), with an average decrease of 16.2% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 71.41M → 78.73M (in $), with an average increase of 9.3% per quarter
UCB vs DB (1 yr)
In the last 1 year, Deutsche Bank Ag has given 115.2% return, outperforming this stock by 103.6%
Price to Sales
ForUCB every $1 of sales, investors are willing to pay $4.4, whereas for Deutsche Bank Ag, the investors are paying $2.3 for every $1 of sales.

United Community Banks Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$641.0M	↑ 10.95%
Net Income	$185.7M	↑ 11.81%
Net Profit Margin	28.97%	↑ 0.22%

	FY20	Y/Y Change
Revenue	$695.6M	↑ 8.52%
Net Income	$164.1M	↓ 11.65%
Net Profit Margin	23.59%	↓ 5.38%

	FY21	Y/Y Change
Revenue	$716.3M	↑ 2.97%
Net Income	$269.8M	↑ 64.42%
Net Profit Margin	37.67%	↑ 14.08%

	FY22	Y/Y Change
Revenue	$928.9M	↑ 29.69%
Net Income	$277.5M	↑ 2.84%
Net Profit Margin	29.87%	↓ 7.8%

	FY23	Y/Y Change
Revenue	$1.3B	↑ 39.01%
Net Income	$187.5M	↓ 32.41%
Net Profit Margin	14.52%	↓ 15.35%

	FY24	Y/Y Change
Revenue	$1.5B	↑ 14.65%
Net Income	$252.4M	↑ 34.58%
Net Profit Margin	17.05%	↑ 2.53%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$371.6M	↑ 19.67%
Net Income	$62.6M	↑ 344.51%
Net Profit Margin	16.86%	↑ 12.32%

	Q2 FY24	Q/Q Change
Revenue	$378.7M	↑ 1.92%
Net Income	$66.6M	↑ 6.36%
Net Profit Margin	17.59%	↑ 0.73%

	Q3 FY24	Q/Q Change
Revenue	$350.5M	↓ 7.44%
Net Income	$47.3M	↓ 28.92%
Net Profit Margin	13.51%	↓ 4.08%

	Q4 FY24	Q/Q Change
Revenue	$379.6M	↑ 8.31%
Net Income	$75.8M	↑ 60.1%
Net Profit Margin	19.97%	↑ 6.46%

	Q1 FY25	Q/Q Change
Revenue	$366.3M	↓ 3.52%
Net Income	$71.4M	↓ 5.79%
Net Profit Margin	19.5%	↓ 0.47%

	Q2 FY25	Q/Q Change
Revenue	$260.2M	↓ 28.95%
Net Income	$78.7M	↑ 10.25%
Net Profit Margin	30.25%	↑ 10.75%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$544.5M	↑ 7.42%

	FY20	Y/Y Change
Profit	$558.9M	↑ 2.65%

	FY21	Y/Y Change
Profit	$724.1M	↑ 29.54%

	FY22	Y/Y Change
Profit	$804.2M	↑ 11.07%

	FY23	Y/Y Change
Profit	$782.5M	↓ 2.7%

	FY24	Y/Y Change
Profit	$879.1M	↑ 12.34%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$221.1M	↑ 37.64%

	Q2 FY24	Q/Q Change
Profit	$228.2M	↑ 3.21%

	Q3 FY24	Q/Q Change
Profit	$196.2M	↓ 14.03%

	Q4 FY24	Q/Q Change
Profit	$233.6M	↑ 19.08%

	Q1 FY25	Q/Q Change
Profit	$227.5M	↓ 2.61%

	Q2 FY25	Q/Q Change
Profit	$162.3M	↓ 28.66%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$153.9M	↓ 42.99%
Investing Cash Flow	$163.2M	↓ 145.4%
Financing Cash Flow	$-129.2M	↓ 226.11%

	FY20	Y/Y Change
Operating Cash Flow	$158.7M	↑ 3.08%
Investing Cash Flow	$-1.6B	↓ 1068.38%
Financing Cash Flow	$2.5B	↓ 2046.67%

	FY21	Y/Y Change
Operating Cash Flow	$359.3M	↑ 126.44%
Investing Cash Flow	$-1.8B	↑ 14.29%
Financing Cash Flow	$2.2B	↓ 14.25%

	FY22	Y/Y Change
Operating Cash Flow	$607.3M	↑ 69.02%
Investing Cash Flow	$-2.0B	↑ 11.83%
Financing Cash Flow	$-258.8M	↓ 112.0%

	FY23	Y/Y Change
Operating Cash Flow	$294.0M	↓ 51.59%
Investing Cash Flow	$-163.3M	↓ 91.92%
Financing Cash Flow	$226.3M	↓ 187.46%

	FY24	Y/Y Change
Operating Cash Flow	$349.7M	↑ 18.97%
Investing Cash Flow	$-991.0M	↑ 506.93%
Financing Cash Flow	$157.3M	↓ 30.5%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$88.8M	↑ 307.85%
Investing Cash Flow	$-122.5M	↓ 23.87%
Financing Cash Flow	$-8.2M	↓ 102.15%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$105.1M	↑ 18.33%
Investing Cash Flow	$-124.8M	↑ 1.83%
Financing Cash Flow	$-379.4M	↑ 4505.56%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$7.7M	↓ 92.63%
Investing Cash Flow	$-63.2M	↓ 49.38%
Financing Cash Flow	$232.6M	↓ 161.3%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$148.1M	↑ 1813.09%
Investing Cash Flow	$-680.6M	↑ 977.77%
Financing Cash Flow	$312.4M	↑ 34.3%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$98.6M	↓ 33.4%
Investing Cash Flow	$-56.6M	↓ 91.69%
Financing Cash Flow	$74.8M	↓ 76.06%

United Community Banks Technicals Summary

Sell

Neutral

Buy

United Community Banks is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

United Community Banks Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
United Community Banks Inc	7.81%	4.5%	11.89%	19.9%	19.9%
U.s. Bancorp	5.79%	3.97%	4.79%	6.21%	33.96%
Icici Bank Ltd.	-5.39%	14.63%	9.75%	45.67%	197.58%
Pnc Financial Services Group, Inc.	6.55%	7.36%	12.57%	29.34%	85.29%
Deutsche Bank Ag	5.89%	63.05%	115.76%	316.65%	267.68%
Mizuho Financial Group, Inc.	11.19%	16.31%	56.56%	185.22%	139.42%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
United Community Banks Inc	15.05	15.05	NA	2.65	0.08	0.01	0.03	29.03
U.s. Bancorp	11.62	11.62	1.79	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.85	18.85	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.91	13.91	2.24	15.53	0.11	0.01	0.03	131.61
Deutsche Bank Ag	12.96	12.96	0.62	3.58	0.08	0.0	0.02	40.98
Mizuho Financial Group, Inc.	13.71	13.71	1.31	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
United Community Banks Inc	NA	$4.0B	19.9%	15.05	29.61%
U.s. Bancorp	Hold	$75.6B	33.96%	11.62	27.0%
Icici Bank Ltd.	Buy	$115.5B	197.58%	18.85	25.74%
Pnc Financial Services Group, Inc.	Buy	$80.1B	85.29%	13.91	29.23%
Deutsche Bank Ag	Buy	$71.2B	267.68%	12.96	20.55%
Mizuho Financial Group, Inc.	Buy	$82.0B	139.42%	13.71	22.79%

United Community Banks Dividend announcements

United Community Banks Dividends September, 2025
In the quarter ending September,2025. United Community Banks has declared dividend of $0.25

About United Community Banks Inc

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estate, commercial, consumer, secured and unsecured, and mortgage loans to individuals, small and mid-sized businesses, and non-profit organizations. It also originates loans partially guaranteed by the United States Small Business Administration and the United States Department of Agriculture loan programs. In addition, the company provides private banking, investment management, investment advice, financial planning, estate, and retirement planning and insurance products and services; trust services to manage fiduciary assets; non-deposit investment and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities; and reinsurance on property insurance contracts. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Organization	United Community Banks
Employees	3050
CEO	Mr. Herbert Lynn Harton
Industry	Miscellaneous

Key Management of United Community Banks Inc

Name	Title
Mr. Herbert Lynn Harton	Chairman & CEO
Mr. Richard William Bradshaw	President & Chief Banking Officer
Mr. Jefferson Lee Harralson C.F.A.	Executive VP & CFO
Ms. Melinda Davis Lux J.D.	Chief Administrative Officer, General Counsel & Corporate Secretary
Mr. Robert A. Edwards	Executive VP & Chief Risk Officer
Mr. Alan H. Kumler	Chief Accounting Officer, Senior VP & Controller
Mr. Mark Aaron Terry	Chief Information Officer
Ms. Carol A. Chastain	Chief Compliance Officer
Ms. Holly Berry	Chief Human Resources Officer
Mr. Abraham A. Cox	Chief Consumer and Small Business Banking Officer

Important FAQs about investing in UCB Stock from India :

What is United Community Banks share price today?

United Community Banks share price today is $33.50 as on August 29, 2025 at 1:29 am IST at the close of the market. United Community Banks share today touched a day high of $33.65 and a low of $33.37.

What is the 52 week high and 52 week low for United Community Banks share?

United Community Banks share touched a 52 week high of $35.38 and a 52 week low of $22.93. United Community Banks stock price today i.e. August 29, 2025 at 1:29 am IST is closed at $33.50, lower by 5.31% versus the 52 week high.

How to invest in United Community Banks Stock (UCB) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for United Community Banks on INDmoney app. Click on Buy button. You can invest as low as $1.5 in United Community Banks Shares that will get you 0.0448 shares as per United Community Banks share price of $33.50 per share as on August 29, 2025 at 1:29 am IST.

What is the minimum amount required to buy United Community Banks Stock (UCB) from India?

Indian investors can start investing in United Community Banks (UCB) shares with as little as ₹87.6463 or $1 (as of August 29, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.46 in United Community Banks stock (as per the Rupee-Dollar exchange rate as on August 29, 2025). Based on United Community Banks share’s latest price of $33.50 as on August 29, 2025 at 1:29 am IST, you will get 0.2985 shares of United Community Banks. Learn more about fractional shares .

What are the returns that United Community Banks has given to Indian investors in the last 5 years?

United Community Banks stock has given 19.9% share price returns and 18.6% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?