United Bancorp Share Price (NASDAQ: UBCP)

$14.51

▲

0.26

(1.82%)

Last updated on August 30, 2025 at 1:27 am IST

$₹

Check the interactive United Bancorp Stock chart to analyse performance

United Bancorp Inc Key Stats

Check United Bancorp key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$14.25
Open	$14.31
Market Capitalization	$83.8M
Today's Volume	$4.5K
Revenue TTM	$29.9M
Earnings Per Share (EPS)	$1.27
PE Ratio	11.42
Dividend Yield	5.09%
Profit Margin	24.93%
Quarterly Earnings Growth YOY	0.12%
Return On Equity TTM	12.4%

Stock Returns calculator for United Bancorp Stock including INR - Dollar returns

The United Bancorp stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

United Bancorp investment value today

Current value as on today

₹1,26,707

Returns

₹26,707

(+26.71%)

Returns from United Bancorp Stock

₹21,423 (+21.42%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards United Bancorp Stock

-48%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for United Bancorp Stock from India on INDmoney has decreased by -48% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in United Bancorp Inc

Name
Holdings %
Name
Holdings %
Vanguard Group Inc
1.47%
Commonwealth Financial Services, LLC
1.42%
Geode Capital Management, LLC
0.88%
Dimensional Fund Advisors, Inc.
0.76%
Vantage Financial Partners, LLC
0.74%
Bahl & Gaynor Inc.
0.72%

Analyst Recommendation on United Bancorp Stock

Rating

Trend

Buy

85%Buy

14%Hold

0%Sell

Based on 7 Wall street analysts offering stock ratings for United Bancorp(by analysts ranked 0 to 5 stars)

United Bancorp Share Price Target

What analysts predicted

Upside of 37.84%

Target:

$20.00

Current:

$14.51

United Bancorp share price target is $20.00, a slight Upside of 37.84% compared to current price of $14.51 as per analysts' prediction.

United Bancorp Stock Insights

Price Movement
In the last 1 year, UBCP stock has moved up by 14.3%
Decreasing Revenue
Revenue is down for the last 3 quarters, 11.27M → 10.41M (in $), with an average decrease of 3.9% per quarter
Increasing Net Profit
Netprofit is up for the last 5 quarters, 1.73M → 1.91M (in $), with an average increase of 2.4% per quarter
UBCP vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 44.6%
UBCP vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 195.5%
Price to Sales
ForUBCP every $1 of sales, investors are willing to pay $2.6, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

United Bancorp Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$30.9M	↑ 23.92%
Net Income	$6.8M	↑ 59.04%
Net Profit Margin	22.02%	↑ 4.86%

	FY20	Y/Y Change
Revenue	$34.5M	↑ 11.71%
Net Income	$8.0M	↑ 16.78%
Net Profit Margin	23.02%	↑ 1.0%

	FY21	Y/Y Change
Revenue	$30.4M	↓ 11.95%
Net Income	$9.5M	↑ 18.84%
Net Profit Margin	31.07%	↑ 8.05%

	FY22	Y/Y Change
Revenue	$31.7M	↑ 4.37%
Net Income	$8.7M	↓ 8.4%
Net Profit Margin	27.27%	↓ 3.8%

	FY23	Y/Y Change
Revenue	$40.9M	↑ 28.85%
Net Income	$9.0M	↑ 3.38%
Net Profit Margin	21.88%	↓ 5.39%

	FY24	Y/Y Change
Revenue	$44.0M	↑ 7.53%
Net Income	$7.4M	↓ 17.3%
Net Profit Margin	16.83%	↓ 5.05%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$10.5M	↓ 2.29%
Net Income	$2.0M	↓ 16.61%
Net Profit Margin	19.0%	↓ 3.27%

	Q2 FY24	Q/Q Change
Revenue	$11.1M	↑ 5.48%
Net Income	$1.7M	↓ 12.74%
Net Profit Margin	15.72%	↓ 3.28%

	Q3 FY24	Q/Q Change
Revenue	$11.2M	↑ 0.88%
Net Income	$1.8M	↑ 4.66%
Net Profit Margin	16.31%	↑ 0.59%

	Q4 FY24	Q/Q Change
Revenue	$11.3M	↑ 1.02%
Net Income	$1.8M	↑ 1.59%
Net Profit Margin	16.4%	↑ 0.09%

	Q1 FY25	Q/Q Change
Revenue	$11.1M	↓ 1.33%
Net Income	$1.9M	↑ 1.24%
Net Profit Margin	16.83%	↑ 0.43%

	Q2 FY25	Q/Q Change
Revenue	$10.4M	↓ 6.4%
Net Income	$1.9M	↑ 2.27%
Net Profit Margin	18.39%	↑ 1.56%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$23.9M	↑ 11.23%

	FY20	Y/Y Change
Profit	$26.5M	↑ 10.8%

	FY21	Y/Y Change
Profit	$29.1M	↑ 9.83%

	FY22	Y/Y Change
Profit	$29.4M	↑ 1.21%

	FY23	Y/Y Change
Profit	$30.3M	↑ 3.12%

	FY24	Y/Y Change
Profit	$29.0M	↓ 4.55%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$7.0M	↓ 9.15%

	Q2 FY24	Q/Q Change
Profit	$7.3M	↑ 4.31%

	Q3 FY24	Q/Q Change
Profit	$7.3M	↑ 0.04%

	Q4 FY24	Q/Q Change
Profit	$7.4M	↑ 1.77%

	Q1 FY25	Q/Q Change
Profit	$7.4M	↑ 0.24%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$8.6M	↑ 49.73%
Investing Cash Flow	$-95.8M	↑ 53.15%
Financing Cash Flow	$76.9M	↑ 13.55%

	FY20	Y/Y Change
Operating Cash Flow	$9.4M	↑ 8.74%
Investing Cash Flow	$33.7M	↓ 135.15%
Financing Cash Flow	$-6.4M	↓ 108.36%

	FY21	Y/Y Change
Operating Cash Flow	$8.2M	↓ 12.57%
Investing Cash Flow	$-1.2M	↓ 103.59%
Financing Cash Flow	$24.4M	↓ 479.79%

	FY22	Y/Y Change
Operating Cash Flow	$8.5M	↑ 3.53%
Investing Cash Flow	$-103.3M	↑ 8440.61%
Financing Cash Flow	$41.9M	↑ 71.37%

	FY23	Y/Y Change
Operating Cash Flow	$9.5M	↑ 11.58%
Investing Cash Flow	$-48.5M	↓ 53.06%
Financing Cash Flow	$49.7M	↑ 18.74%

	FY24	Y/Y Change
Operating Cash Flow	$8.4M	↓ 10.73%
Investing Cash Flow	$-19.5M	↓ 59.84%
Financing Cash Flow	$-10.1M	↓ 120.41%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$3.6M	↑ 33.15%
Investing Cash Flow	$-10.2M	↓ 56.5%
Financing Cash Flow	$12.7M	↓ 235.74%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$-950.0K	↓ 126.28%
Investing Cash Flow	$2.6M	↓ 125.74%
Financing Cash Flow	$-11.0M	↓ 186.48%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$4.7M	↓ 594.53%
Investing Cash Flow	$-1.6M	↓ 161.62%
Financing Cash Flow	$-2.9M	↓ 73.88%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$1.1M	↓ 76.91%
Investing Cash Flow	$-10.3M	↑ 533.46%
Financing Cash Flow	$-9.0M	↑ 213.34%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$1.1M	↓ 1.94%
Investing Cash Flow	$275.0K	↓ 102.68%
Financing Cash Flow	$15.5M	↓ 271.87%

United Bancorp Technicals Summary

Sell

Neutral

Buy

United Bancorp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

United Bancorp Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
United Bancorp Inc	1.42%	4.17%	19.3%	-6.19%	24.38%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
United Bancorp Inc	11.42	11.42	0.0	1.32	0.12	0.01	0.05	10.33
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
United Bancorp Inc	Buy	$83.8M	24.38%	11.42	24.93%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About United Bancorp Inc

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers a range of banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Organization	United Bancorp
Employees	115
CEO	Mr. Scott A. Everson
Industry	Finance

Key Management of United Bancorp Inc

Name	Title
Mr. Scott A. Everson	President, CEO & Chairman
Mr. Randall M. Greenwood	Senior VP, CFO & Treasurer
Mr. Matthew Fredrick Branstetter	Senior VP & COO
Mr. Chad S. Smith	Chief Human Resource Officer & Vice President
Elmer K. Leeper	Chief Retail Banking Officer and Vice President
Ms. Erika R. Ault	Corporate Secretary & Executive Assistant

Important FAQs about investing in UBCP Stock from India :

What is United Bancorp share price today?

United Bancorp share price today is $14.51 as on August 30, 2025 at 1:27 am IST at the close of the market. United Bancorp share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for United Bancorp share?

United Bancorp share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. United Bancorp stock price today i.e. August 30, 2025 at 1:27 am IST is closed at $14.51, lower by 7.2% versus the 52 week high.

How to invest in United Bancorp Stock (UBCP) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for United Bancorp on INDmoney app. Click on Buy button. You can invest as low as $1.5 in United Bancorp Shares that will get you 0.1034 shares as per United Bancorp share price of $14.51 per share as on August 30, 2025 at 1:27 am IST.

What is the minimum amount required to buy United Bancorp Stock (UBCP) from India?

Indian investors can start investing in United Bancorp (UBCP) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in United Bancorp stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on United Bancorp share’s latest price of $14.51 as on August 30, 2025 at 1:27 am IST, you will get 0.6892 shares of United Bancorp. Learn more about fractional shares .

What are the returns that United Bancorp has given to Indian investors in the last 5 years?

United Bancorp stock has given 24.38% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?