United Bankshares share price logo

United Bankshares

NASDAQ: UBSI

Mid Cap

$45.70

+0.36

(+0.81%)

Live

as on

United Bankshares Stock Performance

as on October 9, 2026 at 6:17 am IST

  • Day's Low

    Day's High

    $45.04
    $45.89
    downward going graph

    1.44%

    Downside

    0.42%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $34.10
    $49.62
    downward going graph

    25.38%

    Downside

    8.58%

    Upside

    downward going graph

United Bankshares share price movements today

Previous Close
$45.34
Open
$45.19
Volume
347.5K
Market Cap
$6.3B
Dividend Yield
3.30%
Day's Low - High
$45.04 - $45.89
52 Week Low - High
$34.10 - $49.62

United Bankshares Historical Returns

1 Month Return
-4.08 %
3 Month Return
+ 0.09 %
1 Year Return
+ 21.72 %
3 Year Return
+ 63.33 %
5 Year Return
+ 23.17 %

United Bankshares Stock Fundamentals & Key Indicators

Check United Bankshares market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$6.3B

EPS (TTM)

3.67

Dividend Yield

3.30%

Quarterly Earnings Growth YOY

0.12%

PE Ratio (TTM)

12.55

Industry PE ratio

13.25

PEG Ratio

0.43

EBITDA

614.6M

Revenue (TTM)

1.8B

Profit Margin

67.83%

Return On Equity TTM

9.39%

United Bankshares vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of United Bankshares with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Neutral$6.3B23.17%12.5567.83%3.30%
Buy$133.5B283.27%15.2729.14%1.65%
Buy$114.5B148.55%11.0834.49%5.15%
NA$156.6BNA7.0787.19%4.45%
Buy$99.2B49.62%17.1368.53%0.89%

Stock Returns calculator for United Bankshares Stock including INR - Dollar returns

The United Bankshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

United Bankshares investment value today

Current value as on today

₹1,33,770

Returns

₹33,770

(+33.77%)

Returns from United Bankshares Stock

₹22,685 (+22.68%)

Dollar Impact

₹11,085 (+11.09%)

Analyst Recommendation on United Bankshares Stock

Based on 1 analysts

HOLD

0.00%

Buy

100.00%

Hold

0.00%

Sell

Based on 1 analysts, 100% of analysts recommend a 'HOLD' rating for United Bankshares. Average target price of $50.33

United Bankshares Share Price Target

Get share price movements and forecasts by analysts on United Bankshares.

What analysts predicted

9.2%UPSIDE

Target Price

$50.33

Current Price

$45.7

Analyzed by

1 Analysts

High

$48

Target

$50.33

Low

$48

United Bankshares target price $50.33, a slight upside of 9.2% compared to current price of $45.7. According to 1 analysts rating.

Indian Investors' Interest in United Bankshares Stock

Search interest for United Bankshares Stock has decreased by -22% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-22% versus previous 30 day period

United Bankshares Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
399
402
413
404
432
452
474
460
447
418
Gross Profit
247
248
254
254
259
299
312
318
306
285
Operating Income
108
115
119
121
106
152
164
166
155
125
EBITDA
108
115
119
121
106
152
164
166
155
127
Interest Expense
146
148
152
143
143
146
150
142
133
132
Depreciation
-
-
-
-
-
-
-
-
-
1
Income Before Tax
108
115
119
121
106
152
164
159
155
164
Income Tax Expense
21
18
24
26
22
31
33
31
31
32
Net Income
86
96
95
94
84
120
130
128
124
131
Net Profit Margin
61.88%
61.70%
61.46%
62.89%
60.08%
66.25%
65.69%
69.07%
68.45%
68.22%

United Bankshares Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
753
841
910
1,137
1,059
1,145
1,528
1,620
1,820
Gross Profit
650
690
704
922
1,030
1,021
1,016
1,004
1,189
Operating Income
284
327
324
359
462
475
463
464
590
EBITDA
263
306
303
343
470
499
486
474
590
Interest Expense
74
129
184
108
52
105
481
591
583
Depreciation
-21
-21
-20
-16
7
23
23
10
-
Income Before Tax
284
327
324
359
462
475
463
464
583
Income Tax Expense
134
70
64
70
95
96
97
91
118
Net Income
150
256
260
289
367
379
366
372
464
Net Profit Margin
86.30%
82.04%
77.39%
81.09%
97.32%
89.14%
66.47%
61.98%
65.35%

United Bankshares Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
-
-
-
-
-
-
-
128
124
131
Operating Cash Flow
124
61
123
136
119
89
150
138
160
105
Investing Cash Flow
-2
222
185
165
-18
-255
-402
-222
-304
-260
Financing Cash Flow
11
-157
-259
81
216
-129
456
107
-93
-68
Change in Cash
133
126
49
383
317
-295
204
23
-237
-223

United Bankshares Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
150
256
260
289
367
379
366
372
464
Operating Cash Flow
253
292
151
140
609
760
435
445
498
Investing Cash Flow
266
-873
-383
137
15
-3,447
38
571
-899
Financing Cash Flow
-288
-66
48
1,093
923
105
-51
-323
650
Change in Cash
231
-645
-182
1,371
1,549
-2,581
422
693
250

Global Institutional Holdings in United Bankshares

Check out the Institutions with significant holdings in United Bankshares.

Funds
Holdings
iShares
14.00%
Vanguard
9.92%
VANGUARD INDEX FUNDS
8.33%
SPDR
4.50%
DFA INVESTMENT DIMENSIONS GROUP INC
3.02%

Insights on United Bankshares

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 year, UBSI stock has moved up by 21.7%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 124.20M → 131.37M (in $), with an average increase of 5.5% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 219.6% return, outperforming this stock by 156.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 66.7% return, outperforming this stock by 45.0%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 4 quarters, 474.94M → 418.19M (in $), with an average decrease of 4.1% per quarter

About United Bankshares

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
OrganisationUnited Bankshares
Headquarters300 United Center, Charleston, WV, 25301, US
IndustryBanks - Regional
CEORichard Matthew Adams Jr.

Key Management of United Bankshares

Name

Title

Mr. Richard M. Adams Sr.

Executive Chairman of the Board

Mr. Richard Matthew Adams Jr., M.D.

CEO & Director

Mr. W. Mark Tatterson

Executive VP, CFO & Treasurer

Mr. Darren K. Williams

Executive VP and Chief Information & Risk Officer

Ms. Ami Lee Shaver

Executive VP & Chief Human Resources Officer

Mr. Ross M. Draber

Executive VP & COO

Mr. Matthew Lee Humphrey

Executive VP and Head of Wealth & Investment Management

Mr. Douglas Bryon Ernest

Executive VP & Chief Credit Officer

Mr. Charles J. Mildren

Executive VP & Chief Consumer Lending Officer

Ms. Julie Ritche Gurtis

Executive Vice President

FAQs

What is United Bankshares share price today?

United Bankshares share price today is $45.70 as on . United Bankshares share today touched a day high of $45.89 and a low of $45.04.

What is the 52 week high and 52 week low for United Bankshares share?

United Bankshares share touched a 52 week high of $49.62 on and a 52 week low of $34.10 on . United Bankshares stock price today i.e. is trending at $45.70,which is 7.90% down from its 52 week high and 34.01% up from its 52 week low.

What is United Bankshares's market capitalisation today?

United Bankshares market capitalisation is $0.01T as on .

How to invest in United Bankshares Stock (UBSI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for United Bankshares on INDmoney app. Click on Buy button.

What is the minimum amount required to buy United Bankshares Stock (UBSI) from India?

Indian investors can start investing in United Bankshares (UBSI) shares with as little as ₹96.779998779297 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹967.80 in United Bankshares stock (as per the Rupee-Dollar exchange rate as on ). Based on United Bankshares share’s latest price of $45.70 as on October 9, 2026 at 12:47 am IST, you will get 0.2188 shares of United Bankshares. Learn more about fractional shares .

What are the returns that United Bankshares has given to Indian investors in the last 5 years?

United Bankshares stock has given 23.17% share price returns and 28.18% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?