Synchrony Financial share price logo

Synchrony Financial

NYSE: SYF

Large Cap

$73.98

+1.18

(+1.62%)

Live

as on

Synchrony Financial Stock Performance

as on October 13, 2026 at 5:10 am IST

  • Day's Low

    Day's High

    $72.78
    $74.43
    downward going graph

    1.62%

    Downside

    0.61%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $63.08
    $88.77
    downward going graph

    14.73%

    Downside

    19.99%

    Upside

    downward going graph

Synchrony Financial share price movements today

Previous Close
$72.80
Open
$72.78
Volume
740.1K
Market Cap
$23.7B
Dividend Yield
1.70%
Day's Low - High
$72.78 - $74.43
52 Week Low - High
$63.08 - $88.77

Synchrony Financial Historical Returns

1 Month Return
-4.2 %
3 Month Return
+ 0.5 %
1 Year Return
+ 7.03 %
3 Year Return
+ 147.37 %
5 Year Return
+ 46.51 %

Synchrony Financial Stock Fundamentals & Key Indicators

Check Synchrony Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$23.7B

EPS (TTM)

9.86

Dividend Yield

1.70%

Quarterly Earnings Growth YOY

0.04%

PE Ratio (TTM)

7.38

Industry PE ratio

13.90

PEG Ratio

0.40

EBITDA

5.2B

Revenue (TTM)

19.0B

Profit Margin

52.26%

Return On Equity TTM

20.94%

Synchrony Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Synchrony Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Buy$23.7B46.51%7.3852.26%1.70%
StrongBuy$122.2B18.85%12.3366.19%1.61%
Buy$208.1B76.19%18.6984.35%1.19%
StrongBuy$719.7B72.04%32.7580.18%0.70%
StrongBuy$516.1B70.60%32.35100.00%0.59%

Stock Returns calculator for Synchrony Financial Stock including INR - Dollar returns

The Synchrony Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Synchrony Financial investment value today

Current value as on today

₹1,17,465

Returns

₹17,465

(+17.47%)

Returns from Synchrony Financial Stock

₹8,762 (+8.76%)

Dollar Impact

₹8,703 (+8.7%)

Analyst Recommendation on Synchrony Financial Stock

Based on 12 analysts

BUY

58.33%

Buy

41.67%

Hold

0.00%

Sell

Based on 12 analysts, 58.333333333333336% of analysts recommend a 'BUY' rating for Synchrony Financial. Average target price of $88.48

Synchrony Financial Share Price Target

Get share price movements and forecasts by analysts on Synchrony Financial.

What analysts predicted

16.39%UPSIDE

Target Price

$88.48

Current Price

$73.98

Analyzed by

12 Analysts

High

$104

Target

$88.48

Low

$78

Synchrony Financial target price $88.48, a slight upside of 16.39% compared to current price of $73.98. According to 12 analysts rating.

Indian Investors' Interest in Synchrony Financial Stock

Search interest for Synchrony Financial Stock has decreased by -19% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-19% versus previous 30 day period

Synchrony Financial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
4,892
4,889
4,990
4,919
4,804
4,712
4,834
4,766
4,666
4,693
Gross Profit
1,845
2,021
2,217
2,240
2,227
2,501
2,677
2,351
2,363
2,517
Operating Income
1,708
844
1,028
973
984
1,256
1,429
952
1,047
1,186
EBITDA
1,827
965
1,149
1,093
1,109
1,378
1,557
1,091
1,190
1,331
Interest Expense
1,163
1,177
1,176
1,118
1,086
1,065
1,011
973
968
975
Depreciation
119
121
121
120
125
122
128
139
143
145
Income Before Tax
1,708
844
1,028
973
984
1,256
1,429
952
1,047
1,186
Income Tax Expense
415
201
239
199
227
289
352
201
242
301
Net Income
1,293
643
789
774
757
967
1,077
751
805
885
Net Profit Margin
37.71%
41.34%
44.43%
45.54%
46.36%
53.08%
55.38%
49.33%
50.64%
53.63%

Synchrony Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
13,758
15,154
15,603
12,827
11,224
13,195
17,338
20,759
19,116
Gross Profit
7,071
7,739
9,132
5,852
9,466
8,299
7,662
9,392
9,756
Operating Income
3,324
3,644
4,887
1,797
5,503
3,962
2,904
4,553
4,621
EBITDA
3,578
3,946
5,254
2,180
5,893
4,381
3,362
5,034
5,135
Interest Expense
1,391
1,870
2,291
1,665
1,032
1,521
3,711
4,634
4,135
Depreciation
254
302
367
383
390
419
458
481
514
Income Before Tax
3,324
3,644
4,887
1,797
5,503
3,962
2,904
4,553
4,621
Income Tax Expense
1,389
854
1,140
412
1,282
946
666
1,054
1,069
Net Income
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
3,552
Net Profit Margin
51.40%
51.07%
58.53%
45.62%
84.34%
62.90%
44.19%
45.24%
51.04%

Synchrony Financial Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
1,293
643
789
774
757
967
1,077
751
805
885
Operating Cash Flow
2,248
2,484
2,763
2,353
2,200
2,560
2,637
2,454
2,183
2,420
Investing Cash Flow
798
-2,507
-2,231
-4,963
3,603
-2,241
-1,574
-4,642
1,524
-5,187
Financing Cash Flow
2,604
-1,367
-1,231
-617
2,119
-2,817
-4,955
918
1,879
-596
Change in Cash
5,650
-1,391
-699
-3,226
7,922
-2,498
-3,892
-1,270
5,586
-4,366

Synchrony Financial Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
3,552
Operating Cash Flow
8,916
9,342
8,990
7,487
7,099
6,694
8,593
9,848
9,851
Investing Cash Flow
-9,410
-19,036
-261
-498
-4,814
-10,234
-14,234
-8,903
-4,854
Financing Cash Flow
2,775
8,253
-6,458
-8,031
-5,204
5,284
9,632
-611
-4,735
Change in Cash
2,281
-1,441
2,271
-1,042
-2,919
1,744
3,991
334
262

Global Institutional Holdings in Synchrony Financial

Check out the Institutions with significant holdings in Synchrony Financial.

Funds
Holdings
Vanguard
11.48%
VANGUARD INDEX FUNDS
10.22%
American Balanced Fund
6.26%
iShares
6.02%
SPDR
4.07%

Synchrony Financial News & Key Events

  • img

    Today's Timeline - 12 October

    Mon, 04:01 PM

    -

    JPMorgan lowers Synchrony's price target to $74, citing consumer pressure and interest rate challenges.

    Mon, 05:15 PM

    -

    Morgan Stanley lowers Synchrony's price target to $83, maintaining an Equal Weight rating amid economic challenges.

Insights on Synchrony Financial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 751.00M → 885.00M (in $), with an average increase of 7.9% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 4.66B → 4.69B (in $), with an average increase of 0.6% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, SYF has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, SYF stock has moved up by 147.4%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, VISA Inc. has given 12.2% return, outperforming this stock by 5.2%

About Synchrony Financial

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.
OrganisationSynchrony Financial
Headquarters777 Long Ridge Road, Stamford, CT, 06902, US
IndustryFinancial - Credit Services
CEOBrian D. Doubles

Key Management of Synchrony Financial

Name

Title

Ms. Kathryn Harmon Miller

Senior Vice President & Director of Investor Relations

Mr. Alberto Casellas

Executive VP and CEO of Health & Wellness

Mr. Brian D. Doubles

President, CEO & Director

Mr. Brian J. Wenzel Sr.

Executive VP & CFO

Mr. Curtis Howse

Executive VP and CEO of Home & Auto

Mr. D.J. Casto

Executive VP and Chief People & Operations Officer

Mr. Jonathan S. Mothner Esq., J.D.

Executive VP and Chief Risk & Legal Officer

Ms. Carol D. Juel

Executive VP & CEO of Digital Platform

Ms. Amy L. Tiliakos

Senior VP, Chief Accounting Officer & Controller

Mr. Florin Arghirescu

Executive VP & CTO

FAQs

What is Synchrony Financial share price today?

Synchrony Financial share price today is $73.98 as on . Synchrony Financial share today touched a day high of $74.43 and a low of $72.78.

What is the 52 week high and 52 week low for Synchrony Financial share?

Synchrony Financial share touched a 52 week high of $88.77 on and a 52 week low of $63.08 on . Synchrony Financial stock price today i.e. is trending at $73.98,which is 16.66% down from its 52 week high and 17.28% up from its 52 week low.

What is Synchrony Financial's market capitalisation today?

Synchrony Financial market capitalisation is $0.02T as on .

How to invest in Synchrony Financial Stock (SYF) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Synchrony Financial on INDmoney app. Click on Buy button.

What is the minimum amount required to buy Synchrony Financial Stock (SYF) from India?

Indian investors can start investing in Synchrony Financial (SYF) shares with as little as ₹95.76000213623047 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.60 in Synchrony Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on Synchrony Financial share’s latest price of $73.98 as on October 12, 2026 at 11:40 pm IST, you will get 0.1352 shares of Synchrony Financial. Learn more about fractional shares .

What are the returns that Synchrony Financial has given to Indian investors in the last 5 years?

Synchrony Financial stock has given 46.51% share price returns and 28.2% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?