Synchrony Financial share price logo

Synchrony Financial Share Price

NYSE: SYF

Large Cap

$74.36

+0.77

(+1.05%)

as on

Synchrony Financial Stock Performance

as on November 1, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $73.25
    $74.99
    downward going graph

    1.49%

    Downside

    0.85%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $40.55
    $77.41
    downward going graph

    45.47%

    Downside

    4.10%

    Upside

    downward going graph

Synchrony Financial share price movements today

Previous Close
$73.59
Open
$73.25
Volume
1.9M
Day's Low - High
$73.25 - $74.99
52 Week Low - High
$40.55 - $77.41

Synchrony Financial Historical Returns

1 Month Return
+ 6.5 %
3 Month Return
+ 10.14 %
1 Year Return
+ 34.62 %
3 Year Return
+ 107.19 %
5 Year Return
+ 197.28 %

Synchrony Financial Stock Fundamentals & Key Indicators

Check Synchrony Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$26.5B

EPS (TTM)

9.3084

Dividend Yield

1.99%

Quarterly Earnings Growth YOY

0.47%

PE Ratio (TTM)

8.07

Industry PE ratio

20.772935779816514

PEG Ratio

1.6071

EBITDA

-

Revenue (TTM)

9.6B

Profit Margin

37.07%

Return On Equity TTM

21.64%

Synchrony Financial Stock Valuation

Track how Synchrony Financial P/E has moved over time to understand its valuation trends.

Synchrony Financial in the last 5 years

  • Overview

  • Trends

Lowest (5.22x)

September 30, 2022

Today (8.07x)

November 1, 2025

Industry (20.77x)

November 1, 2025

Highest (12.63x)

December 31, 2020

LowHigh

Today’s Price to Earnings Ratio: 8.07x

Synchrony Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Synchrony Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$26.5B197.28%8.0737.07%
BUY$247.2B295.36%24.116.14%
HOLD$138.8B201.03%74.534.90%
BUY$667.0B87.52%33.7950.15%
BUY$497.2B91.24%37.3944.93%

Stock Returns calculator for Synchrony Financial Stock including INR - Dollar returns

The Synchrony Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Synchrony Financial investment value today

Current value as on today

₹1,40,294

Returns

₹40,294

(+40.29%)

Returns from Synchrony Financial Stock

₹34,588 (+34.59%)

Dollar Returns*

₹5,706 (+5.71%)

Analyst Recommendation on Synchrony Financial Stock

Based on 23 analysts

BUY

47.83%

Buy

47.83%

Hold

4.35%

Sell

Based on 23 analysts, 47.83% of analysts recommend a 'BUY' rating for Synchrony Financial. Average target price of $82.43

Synchrony Financial Share Price Target

Get share price movements and forecasts by analysts on Synchrony Financial.

What analysts predicted

9.79%UPSIDE

Target Price

$82.43

Current Price

$74.36

Analyzed by

23 Analysts

Target

$82.43

Synchrony Financial target price $82.43, a slight upside of 9.79% compared to current price of $74.36. According to 23 analysts rating.

Synchrony Financial Stock’s Investor Sentiment and Interest

Search interest for Synchrony Financial Stock has decreased by -5% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-5% versus previous 30 day period

Synchrony Financial Quarterly Profit & Loss

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Total Revenue
4,195
4,467
4,742
6,725
5,699
5,904
4,919
5,699
4,712
4,834
Gross Profit
1,911
1,987
1,855
3,678
2,831
3,131
2,240
3,122
2,501
4,022
Operating Income
926
1,022
-3,777
3,541
1,654
1,942
973
1,879
1,466
1,628
EBITDA
1,039
1,141
862
4,644
2,781
2,325
1,093
3,985
1,553
1,628
Interest Expense
901
992
1,083
1,163
1,177
1,176
1,118
1,086
1,065
2,151
Depreciation
113
116
118
119
121
121
120
125
122
-
Income Before Tax
742
833
539
1,708
844
1,028
973
984
1,256
1,429
Income Tax Expense
173
205
99
415
201
239
199
227
289
352
Net Income
569
628
440
1,293
643
789
774
757
946
1,077
Net Profit Margin
13.56%
14.06%
9.28%
19.23%
11.28%
13.36%
15.73%
13.28%
20.08%
22.28%

Synchrony Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
10,882
12,220
13,758
15,154
15,603
12,827
11,224
13,195
17,338
24,166
Gross Profit
6,795
6,986
7,071
7,739
9,132
5,852
9,466
8,299
7,662
12,799
Operating Income
3,531
3,570
3,324
3,644
5,612
2,455
5,969
4,475
3,663
7,960
EBITDA
3,705
3,744
3,520
3,884
5,913
2,782
6,308
4,837
4,121
9,668
Interest Expense
1,135
1,248
1,391
1,870
2,291
1,665
1,032
1,521
3,711
4,634
Depreciation
-
-
254
302
367
383
390
419
458
481
Income Before Tax
3,531
3,570
3,324
3,644
4,887
1,797
5,503
3,962
2,904
4,553
Income Tax Expense
1,317
1,319
1,389
854
1,140
412
1,282
946
666
1,054
Net Income
2,214
2,251
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
Net Profit Margin
20.35%
18.42%
14.06%
18.41%
24.01%
10.80%
37.61%
22.86%
12.91%
14.48%

Synchrony Financial Quarterly Cash Flow

All numbers in Millions USD

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Net Income
628
440
1,293
643
789
774
757
967
1,077
Operating Cash Flow
2,482
2,317
2,248
2,484
2,763
2,353
2,200
2,560
2,637
Investing Cash Flow
-7,065
-7,169
798
-2,507
-2,231
-4,963
3,603
-2,241
-1,574
Financing Cash Flow
3,031
3,473
2,604
-1,367
-1,231
-617
2,119
-2,817
-4,955
Change in Cash
2,945
-1,379
5,650
-1,391
-699
-3,226
7,922
-2,498
-3,892

Synchrony Financial Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
2,251
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
Operating Cash Flow
6,823
8,916
9,342
8,990
7,487
7,099
6,694
8,593
9,848
Investing Cash Flow
-13,320
-9,410
-19,036
-261
-498
-4,814
-10,234
-14,234
-8,903
Financing Cash Flow
3,493
2,775
8,253
-6,458
-8,031
-5,204
5,284
9,632
-611
Change in Cash
-3,004
2,281
-1,441
2,271
-1,042
-2,919
1,744
3,991
334

Mutual Funds that own Synchrony Financial Stock

Check out the Mutual Funds with significant holdings in Synchrony Financial.

Funds
Holdings
Shares Held
Motilal Oswal S&P 500 Index Fund Direct Growth
Motilal Oswal S&P 500 Index Fund Direct Growth
0.04614%
2951

Global Institutional Holdings in Synchrony Financial

Funds
Holdings
Vanguard Group Inc
13.03%
Capital World Investors
10.57%
BlackRock Inc
9.45%
State Street Corp
5.08%
Bank of America Corp
3.65%

Synchrony Financial News & Key Events

  • img

    Today's Timeline - 16 October

    Thu, 11:01 AM

    -

    Synchrony Financial beats Q3 revenue expectations with flat sales at $3.82 billion and GAAP profit of $2.86 per share.

    Fri, 02:41 AM

    -

    Profit margins rise to 36.2%, but analysts expect tightening margins and modest earnings growth amid competitive pressures.

Insights on Synchrony Financial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Synchrony Financial has shown a consistent improvement in its net profit over the last three quarters. The net profit increased from $757 million to $1.07 billion, reflecting an average growth of 16.1% each quarter.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Synchrony Financial's revenue has shown a positive trend over the last two quarters, increasing from $4.71 billion to $4.83 billion. This represents an average growth of 2.5% per quarter.

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, SYF has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, SYF has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, SYF stock has moved up by 105.0%

About Synchrony Financial

synchrony financial is one of the premier consumer financial services companies in the united states. our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the united states based on purchase volume and receivables. we provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. through our partners’ more than 300,000 locations across the united states and canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. our offerings include private label credit cards, promotional financing and installment lending, loyalty programs and optimizer+plus branded fdic-insured sa
OrganisationSynchrony Financial
Headquarters777 Long Ridge Road, Stamford, CT, United States, 06902
IndustryFinance
CEOMr. Brian D. Doubles
E-voting on sharesClick here to vote

Key Management of Synchrony Financial

Name

Title

Ms. Amy Tiliakos

Senior VP, Chief Accounting Officer & Controller

Ms. Kathryn Harmon Miller

Senior Vice President of Investor Relations

Mr. D.J. Casto

Executive VP & Chief Human Resources Officer

Mr. Michael Bopp

Executive VP & Chief Growth Officer

Mr. Brian D. Doubles

President, CEO & Director

Mr. Brian J. Wenzel Sr.

Executive VP & CFO

Ms. Carol D. Juel

Executive VP and Chief Technology & Operating Officer

Mr. Jonathan S. Mothner Esq., J.D.

Executive VP & Chief Risk and Legal Officer

Mr. Alberto Casellas

Executive VP and CEO of Health & Wellness

Mr. Bart Schaller

Executive VP & CEO of Digital

FAQs

What is Synchrony Financial share price today?

Synchrony Financial share price today is $74.36 as on at the close of the market. Synchrony Financial share today touched a day high of $74.99 and a low of $73.25.

What is the 52 week high and 52 week low for Synchrony Financial share?

Synchrony Financial share touched a 52 week high of $77.41 on and a 52 week low of $40.55 on . Synchrony Financial stock price today i.e. is closed at $74.36,which is 3.94% down from its 52 week high and 83.40% up from its 52 week low.

What is Synchrony Financial's market capitalisation today?

Synchrony Financial market capitalisation is $0.03T as on .

How to invest in Synchrony Financial Stock (SYF) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Synchrony Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Synchrony Financial Shares that will get you 0.0202 shares as per Synchrony Financial share price of $74.36 per share as on November 1, 2025 at 1:29 am IST.

What is the minimum amount required to buy Synchrony Financial Stock (SYF) from India?

Indian investors can start investing in Synchrony Financial (SYF) shares with as little as ₹88.719 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹887.19 in Synchrony Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on Synchrony Financial share’s latest price of $74.36 as on November 1, 2025 at 1:29 am IST, you will get 0.1345 shares of Synchrony Financial. Learn more about fractional shares .

What are the returns that Synchrony Financial has given to Indian investors in the last 5 years?

Synchrony Financial stock has given 197.28% share price returns and 21.02% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?