Synchrony Financial Share Price (NYSE: SYF)

$75.34

▲

1.34

(1.81%)

Last updated on August 27, 2025 at 1:29 AM IST

$₹

Check the interactive Synchrony Financial Stock chart to analyse performance

Synchrony Financial stock performance

as on August 27, 2025 at 1:29 AM IST

Today's Low:$73.72
Today's High:$75.55
$75.34
2.15%
Downside
Day's Volatility :2.42%
Upside
0.28%
52 Weeks Low:$40.55
52 Weeks High:$75.55
$75.34
46.18%
Downside
52 Weeks Volatility :46.33%
Upside
0.28%

Synchrony Financial Stock Returns

Period	Synchrony Financial	Sector (Financials)	Index (Russel 2000)
3 Months	29.21%	5.4%	0.0%
6 Months	26.13%	5.0%	0.0%
1 Year	54.35%	19.8%	0.0%
3 Years	130.19%	59.2%	-6.9%

Synchrony Financial Key Stats

Check Synchrony Financial key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$74.0
Open	$73.895
Today's High	$75.55
Today's Low	$73.72
Market Capitalization	$27.5B
Today's Volume	$4.2M
52 Week High	$75.55
52 Week Low	$40.545
Revenue TTM	$9.2B
Earnings Per Share (EPS)	$8.23
PE Ratio	8.99
Dividend Yield	1.43%
Profit Margin	35.79%
Quarterly Earnings Growth YOY	0.61%
Return On Equity TTM	20.23%

Stock Returns calculator for Synchrony Financial Stock including INR - Dollar returns

The Synchrony Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Synchrony Financial investment value today

Current value as on today

₹1,58,780

Returns

₹58,780

(+58.78%)

Returns from Synchrony Financial Stock

₹54,354 (+54.35%)

Dollar Returns*

₹4,426 (+4.43%)

Indian investors sentiment towards Synchrony Financial Stock

-21%

Period: Jul 27, 2025 to Aug 26, 2025. Change in 30 Days versus previous period

Search interest for Synchrony Financial Stock from India on INDmoney has decreased by -21% in the last 30 days, reflecting a downward trend in search activity.

Indian Mutual Funds that invest in Synchrony Financial Stock

Name	Shares Held	Change in Shares	% of Assets
Motilal Oswal S&P 500 Index Fund Direct Growth	3077	-0.89	0.05%

Global Institutional Holdings in Synchrony Financial

Name
Holdings %
Name
Holdings %
Vanguard Group Inc
13.03%
Capital World Investors
10.57%
BlackRock Inc
9.69%
State Street Corp
5.13%
Geode Capital Management, LLC
2.78%
Bank of America Corp
2.71%

Analyst Recommendation on Synchrony Financial Stock

Rating

Trend

Buy

47%Buy

47%Hold

4%Sell

Based on 23 Wall street analysts offering stock ratings for Synchrony Financial(by analysts ranked 0 to 5 stars)

Synchrony Financial Share Price Target

What analysts predicted

Upside of 5.76%

Target:

$79.68

Current:

$75.34

Synchrony Financial share price target is $79.68, a slight Upside of 5.76% compared to current price of $75.34 as per analysts' prediction.

Synchrony Financial Stock Insights

Price Movement
In the last 3 months, SYF stock has moved up by 27.7%
Decreasing Revenue
Synchrony Financial has experienced a decline in revenue over the last two quarters. Its revenue decreased from $5.69 billion to $4.71 billion, resulting in an average decrease of 17.3% per quarter.
Increasing Net Profit
Synchrony Financial has shown positive profit trends over the last two quarters. Their net profit increased from $757.0 million to $946.0 million, representing an average growth of 20.0% per quarter.
SYF vs COF (1 yr)
In the last 1 year, Capital One Financial Corporation has given 57.9% return, outperforming this stock by 3.5%
Price to Sales
Currently, investors are willing to pay $3.2 for every $1 of sales generated by Synchrony Financial (SYF). In comparison, Capital One Financial Corporation (COF) has a higher Price-to-Sales Ratio, with investors paying $3.9 for every $1 of sales. This indicates that investors value Capital One Financial's sales more than those of Synchrony Financial.

Synchrony Financial Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$13.3B	↑ 0.21%
Net Income	$3.7B	↑ 34.3%
Net Profit Margin	28.15%	↑ 7.15%

	FY20	Y/Y Change
Revenue	$11.2B	↓ 16.15%
Net Income	$1.4B	↓ 63.04%
Net Profit Margin	12.41%	↓ 15.74%

	FY21	Y/Y Change
Revenue	$10.2B	↓ 8.69%
Net Income	$4.2B	↑ 204.77%
Net Profit Margin	41.41%	↑ 29.0%

	FY22	Y/Y Change
Revenue	$16.0B	↑ 57.03%
Net Income	$3.0B	↓ 28.55%
Net Profit Margin	18.84%	↓ 22.57%

	FY23	Y/Y Change
Revenue	$7.7B	↓ 52.13%
Net Income	$2.2B	↓ 25.8%
Net Profit Margin	29.21%	↑ 10.37%

	FY24	Y/Y Change
Revenue	$24.2B	↑ 215.4%
Net Income	$3.5B	↑ 56.34%
Net Profit Margin	14.48%	↓ 14.73%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$6.7B	↑ 83.79%
Net Income	$1.3B	↑ 193.86%
Net Profit Margin	19.23%	↑ 7.2%

	Q2 FY24	Q/Q Change
Revenue	$5.7B	↓ 15.26%
Net Income	$643.0M	↓ 50.27%
Net Profit Margin	11.28%	↓ 7.95%

	Q3 FY24	Q/Q Change
Revenue	$5.9B	↑ 3.6%
Net Income	$789.0M	↑ 22.71%
Net Profit Margin	13.36%	↑ 2.08%

	Q4 FY24	Q/Q Change
Revenue	$4.9B	↓ 16.68%
Net Income	$774.0M	↓ 1.9%
Net Profit Margin	15.73%	↑ 2.37%

	Q1 FY25	Q/Q Change
Revenue	$5.7B	↑ 15.86%
Net Income	$757.0M	↓ 2.2%
Net Profit Margin	13.28%	↓ 2.45%

	Q2 FY25	Q/Q Change
Revenue	$4.7B	↓ 17.32%
Net Income	$946.0M	↑ 24.97%
Net Profit Margin	20.08%	↑ 6.8%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$11.4B	↓ 3.48%

	FY20	Y/Y Change
Profit	$9.7B	↓ 14.89%

	FY21	Y/Y Change
Profit	$9.3B	↓ 4.66%

	FY22	Y/Y Change
Profit	$14.6B	↑ 57.59%

	FY23	Y/Y Change
Profit	$7.7B	↓ 47.65%

	FY24	Y/Y Change
Profit	$12.8B	↑ 67.05%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$3.7B	↑ 36.02%

	Q2 FY24	Q/Q Change
Profit	$2.8B	↓ 23.03%

	Q3 FY24	Q/Q Change
Profit	$3.1B	↑ 10.6%

	Q4 FY24	Q/Q Change
Profit	$2.2B	↓ 28.46%

	Q1 FY25	Q/Q Change
Profit	$3.1B	↑ 39.38%

	Q2 FY25	Q/Q Change
Profit	$3.9B	↑ 23.54%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$9.0B	↓ 3.77%
Investing Cash Flow	$-261.0M	↓ 98.63%
Financing Cash Flow	$-6.5B	↓ 178.25%

	FY20	Y/Y Change
Operating Cash Flow	$7.5B	↓ 16.72%
Investing Cash Flow	$-498.0M	↑ 90.8%
Financing Cash Flow	$-8.0B	↑ 24.36%

	FY21	Y/Y Change
Operating Cash Flow	$7.1B	↓ 5.18%
Investing Cash Flow	$-4.8B	↑ 866.67%
Financing Cash Flow	$-5.2B	↓ 35.2%

	FY22	Y/Y Change
Operating Cash Flow	$6.7B	↓ 5.71%
Investing Cash Flow	$-10.2B	↑ 112.59%
Financing Cash Flow	$5.3B	↓ 201.54%

	FY23	Y/Y Change
Operating Cash Flow	$8.6B	↑ 28.37%
Investing Cash Flow	$-14.2B	↑ 39.09%
Financing Cash Flow	$9.6B	↑ 82.29%

	FY24	Y/Y Change
Operating Cash Flow	$9.8B	↑ 14.6%
Investing Cash Flow	$-8.9B	↓ 37.45%
Financing Cash Flow	$-611.0M	↓ 106.34%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$2.2B	↓ 2.98%
Investing Cash Flow	$798.0M	↓ 111.13%
Financing Cash Flow	$2.6B	↓ 25.02%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$2.5B	↑ 10.5%
Investing Cash Flow	$-2.5B	↓ 414.16%
Financing Cash Flow	$-1.4B	↓ 152.5%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$2.8B	↑ 11.23%
Investing Cash Flow	$-2.2B	↓ 11.01%
Financing Cash Flow	$-1.2B	↓ 9.95%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$2.4B	↓ 14.84%
Investing Cash Flow	$-5.0B	↑ 122.46%
Financing Cash Flow	$-617.0M	↓ 49.88%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$2.2B	↓ 6.5%
Investing Cash Flow	$3.6B	↓ 172.6%
Financing Cash Flow	$2.1B	↓ 443.44%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$4.8B	↑ 116.36%
Investing Cash Flow	$1.4B	↓ 62.2%
Financing Cash Flow	$-698.0M	↓ 132.94%

Synchrony Financial Technicals Summary

Sell

Neutral

Buy

Synchrony Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Synchrony Financial Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Synchrony Financial	3.39%	26.13%	54.35%	130.19%	192.24%
Capital One Financial Corporation	4.99%	14.28%	57.93%	109.76%	216.13%
Paypal Holdings, Inc.	-10.29%	-2.6%	-1.98%	-24.27%	-65.68%
Mastercard Inc.	4.38%	5.41%	24.55%	79.63%	61.59%
American Express Co.	3.16%	8.26%	25.7%	107.43%	212.63%
Visa, Inc.	-1.18%	0.19%	29.76%	73.62%	62.85%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Synchrony Financial	8.99	8.99	1.61	8.65	0.2	0.03	0.01	42.29
Capital One Financial Corporation	632.06	632.06	0.97	17.59	0.0	0.0	0.01	165.05
Paypal Holdings, Inc.	14.88	14.88	0.91	5.21	0.23	0.05	NA	21.04
Mastercard Inc.	39.95	39.95	2.38	16.32	1.77	0.24	0.0	8.67
American Express Co.	22.19	22.19	2.15	15.32	0.33	0.04	0.01	46.42
Visa, Inc.	34.0	34.0	1.99	11.43	0.52	0.17	0.01	19.58

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Synchrony Financial	Buy	$27.5B	192.24%	8.99	35.79%
Capital One Financial Corporation	Hold	$141.5B	216.13%	632.06	0.0%
Paypal Holdings, Inc.	Hold	$66.4B	-65.68%	14.88	14.49%
Mastercard Inc.	Buy	$536.3B	61.59%	39.95	44.93%
American Express Co.	Buy	$219.8B	212.63%	22.19	15.99%
Visa, Inc.	Buy	$677.0B	62.85%	34.0	52.16%

Synchrony Financial Dividend announcements

Synchrony Financial Dividends September, 2025
In the quarter ending September,2025. Synchrony Financial has declared dividend of $0.30

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Organization	Synchrony Financial
Employees	20000
CEO	Mr. Bart Schaller
Industry	Finance

Key Management of Synchrony Financial

Name	Title
Mr. Brian D. Doubles	President, CEO & Director
Mr. Brian J. Wenzel Sr.	Executive VP & CFO
Ms. Carol D. Juel	Executive VP and Chief Technology & Operating Officer
Mr. Jonathan S. Mothner Esq., J.D.	Executive VP & Chief Risk and Legal Officer
Mr. Alberto Casellas	Executive VP and CEO of Health & Wellness
Ms. Amy Tiliakos	Senior VP, Chief Accounting Officer & Controller
Ms. Kathryn Harmon Miller	Senior Vice President of Investor Relations
Mr. D.J. Casto	Executive VP & Chief Human Resources Officer
Mr. Bart Schaller	Executive VP & CEO of Digital
Mr. Michael Bopp	Executive VP & Chief Growth Officer

Important FAQs about investing in SYF Stock from India :

What is Synchrony Financial share price today?

Synchrony Financial share price today is $75.34 as on August 27, 2025 at 1:29 AM IST at the close of the market. Synchrony Financial share today touched a day high of $75.55 and a low of $73.72.

What is the 52 week high and 52 week low for Synchrony Financial share?

Synchrony Financial share touched a 52 week high of $75.55 and a 52 week low of $40.55. Synchrony Financial stock price today i.e. August 27, 2025 at 1:29 AM IST is closed at $75.34, lower by 0.28% versus the 52 week high.

How to invest in Synchrony Financial Stock (SYF) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Synchrony Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Synchrony Financial Shares that will get you 0.0199 shares as per Synchrony Financial share price of $75.34 per share as on August 27, 2025 at 1:29 AM IST.

What is the minimum amount required to buy Synchrony Financial Stock (SYF) from India?

Indian investors can start investing in Synchrony Financial (SYF) shares with as little as ₹87.6525 or $1 (as of August 27, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹876.53 in Synchrony Financial stock (as per the Rupee-Dollar exchange rate as on August 27, 2025). Based on Synchrony Financial share’s latest price of $75.34 as on August 27, 2025 at 1:29 AM IST, you will get 0.1327 shares of Synchrony Financial. Learn more about fractional shares .

What are the returns that Synchrony Financial has given to Indian investors in the last 5 years?

Synchrony Financial stock has given 192.24% share price returns and 18.61% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?