Synchrony Financial share price logo

Synchrony Financial Share Price

NYSE: SYF

Large Cap

$74.82

+0.29

(+0.39%)

as on

Synchrony Financial Stock Performance

as on September 18, 2025 at 1:29 am IST

  • Day's Low

    Day's High

    $73.86
    $76.6
    downward going graph

    1.28%

    Downside

    2.38%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $40.55
    $77.41
    downward going graph

    45.81%

    Downside

    3.46%

    Upside

    downward going graph

Synchrony Financial share price movements today

Previous Close
$74.53
Open
$74.77
Volume
3.0M
Day's Low - High
$73.86 - $76.6
52 Week Low - High
$40.55 - $77.41

Synchrony Financial Historical Returns

1 Month Return
+ 4.25 %
3 Month Return
+ 23.64 %
1 Year Return
+ 51.51 %
3 Year Return
+ 129.25 %
5 Year Return
+ 169.65 %

Synchrony Financial Stock Fundamentals & Key Indicators

Check Synchrony Financial market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$28.4B

EPS (TTM)

8.6579

Dividend Yield

1.99%

Quarterly Earnings Growth YOY

0.61%

PE Ratio (TTM)

9.27

Industry PE ratio

16.45137614678899

P/B Ratio

9.2685

PEG Ratio

1.6071

EBITDA

-

Revenue (TTM)

9.2B

Profit Margin

35.79%

Return On Equity TTM

20.23%

Synchrony Financial Stock Valuation

Track how Synchrony Financial P/E has moved over time to understand its valuation trends.

Synchrony Financial in the last 5 years

  • Overview

  • Trends

Lowest (5.22x)

September 30, 2022

Today (9.27x)

September 17, 2025

Industry (16.45x)

September 17, 2025

Highest (12.63x)

December 31, 2020

LowHigh

Today’s Price to Earnings Ratio: 9.27x

Synchrony Financial vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Synchrony Financial with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
BUY$28.4B169.65%9.2735.79%
HOLD$143.5B195.35%623.360.00%
BUY$227.7B212.48%22.9815.99%
BUY$530.1B72.77%39.644.93%
BUY$660.0B65.17%33.2452.16%

Stock Returns calculator for Synchrony Financial Stock including INR - Dollar returns

The Synchrony Financial stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Synchrony Financial investment value today

Current value as on today

₹1,56,702

Returns

₹56,702

(+56.7%)

Returns from Synchrony Financial Stock

₹52,104 (+52.1%)

Dollar Returns*

₹4,598 (+4.6%)

Analyst Recommendation on Synchrony Financial Stock

Based on 23 analysts

BUY

47.83%

Buy

47.83%

Hold

4.35%

Sell

Based on 23 analysts, 47.83% of analysts recommend a 'BUY' rating for Synchrony Financial. Average target price of $80.1

Synchrony Financial Share Price Target

Get share price movements and forecasts by analysts on Synchrony Financial.

What analysts predicted

6.59%UPSIDE

Target Price

$80.1

Current Price

$74.82

Analyzed by

23 Analysts

Target

$80.10

Synchrony Financial target price $80.1, a slight upside of 6.59% compared to current price of $74.82. According to 23 analysts rating.

Synchrony Financial Stock's Interest Amongst Investors

Search interest for Synchrony Financial Stock has increased by 65% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:65% versus previous 30 day period

Synchrony Financial Quarterly Profit & Loss

All numbers in Millions USD

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Total Revenue
3,199
3,294
5,354
3,659
6,725
5,699
5,904
4,919
5,699
4,712
Gross Profit
3,199
2,478
4,452
2,704
3,678
2,831
3,131
2,240
3,122
3,857
Operating Income
790
1,530
833
539
3,541
1,654
1,942
973
1,879
1,466
EBITDA
901
1,039
1,141
862
4,644
2,781
2,325
1,093
3,985
1,466
Interest Expense
735
901
992
1,083
1,163
1,177
1,176
1,118
1,086
1,065
Depreciation
111
113
116
118
119
121
121
120
125
122
Income Before Tax
790
742
833
539
1,708
844
1,028
973
984
1,256
Income Tax Expense
189
173
205
99
415
201
239
199
227
289
Net Income
601
569
628
440
1,293
643
789
774
757
946
Net Profit Margin
18.79%
17.27%
11.73%
12.03%
19.23%
11.28%
13.36%
15.73%
13.28%
20.08%

Synchrony Financial Annual Profit & Loss

All numbers in Millions USD

Dec 2015
Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Total Revenue
9,747
10,972
12,367
13,284
13,312
11,162
10,192
16,005
7,662
24,166
Gross Profit
8,993
10,071
11,323
11,858
11,445
9,741
9,287
14,635
7,662
12,799
Operating Income
4,666
4,818
4,715
5,514
4,887
1,797
5,503
5,441
3,663
7,960
EBITDA
3,705
3,789
3,578
3,946
5,979
2,838
6,359
4,894
4,121
9,668
Interest Expense
1,135
1,248
1,391
1,870
2,291
1,665
1,032
1,521
3,711
4,634
Depreciation
-
-
254
302
367
383
390
419
458
481
Income Before Tax
3,531
3,570
3,324
3,644
4,887
1,797
5,503
3,962
2,904
4,553
Income Tax Expense
1,317
1,319
1,389
854
1,140
412
1,282
946
666
1,054
Net Income
2,214
2,251
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
Net Profit Margin
22.71%
20.52%
15.65%
21.00%
28.15%
12.41%
41.41%
18.84%
29.21%
14.48%

Synchrony Financial Quarterly Cash Flow

All numbers in Millions USD

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Net Income
569
628
440
1,293
643
789
774
757
1,724
Operating Cash Flow
1,908
2,482
2,317
2,248
2,484
2,763
2,353
2,200
4,760
Investing Cash Flow
-5,189
-7,065
-7,169
798
-2,507
-2,231
-4,963
3,603
1,362
Financing Cash Flow
216
3,031
3,473
2,604
-1,367
-1,231
-617
2,119
-698
Change in Cash
-3,065
2,945
-1,379
5,650
-1,391
-699
-3,226
7,922
5,424

Synchrony Financial Annual Cash Flow

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Net Income
2,251
1,935
2,790
3,747
1,385
4,221
3,016
2,238
3,499
Operating Cash Flow
6,823
8,916
9,342
8,990
7,487
7,099
6,694
8,593
9,848
Investing Cash Flow
-13,320
-9,410
-19,036
-261
-498
-4,814
-10,234
-14,234
-8,903
Financing Cash Flow
3,493
2,775
8,253
-6,458
-8,031
-5,204
5,284
9,632
-611
Change in Cash
-3,004
2,281
-1,441
2,271
-1,042
-2,919
1,744
3,991
334

Mutual Funds that own Synchrony Financial Stock

Check out the Mutual Funds with significant holdings in Synchrony Financial.

Funds
Holdings
Shares Held
Motilal Oswal S&P 500 Index Fund Direct Growth
Motilal Oswal S&P 500 Index Fund Direct Growth
0.05268%
3041

Global Institutional Holdings in Synchrony Financial

Funds
Holdings
Vanguard Group Inc
13.01%
Capital World Investors
10.59%
BlackRock Inc
9.69%
State Street Corp
5.13%
Geode Capital Management, LLC
2.78%

Insights on Synchrony Financial

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Synchrony Financial has shown positive profit trends over the last two quarters. Their net profit increased from $757.0 million to $946.0 million, representing an average growth of 20.0% per quarter.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, SYF has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 6 months, SYF stock has moved up by 40.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Capital One Financial Corporation has given 54.3% return, outperforming this stock by 1.9%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Synchrony Financial has experienced a decline in revenue over the last two quarters. Its revenue decreased from $5.69 billion to $4.71 billion, resulting in an average decrease of 17.3% per quarter.

About Synchrony Financial

synchrony financial is one of the premier consumer financial services companies in the united states. our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the united states based on purchase volume and receivables. we provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. through our partners’ more than 300,000 locations across the united states and canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. our offerings include private label credit cards, promotional financing and installment lending, loyalty programs and optimizer+plus branded fdic-insured sa
OrganisationSynchrony Financial
Headquarters777 Long Ridge Road, Stamford, CT, United States, 06902
IndustryFinance
CEOMr. Brian D. Doubles
E-voting on sharesClick here to vote

Key Management of Synchrony Financial

Name

Title

Mr. Brian D. Doubles

President, CEO & Director

Ms. Carol D. Juel

Executive VP and Chief Technology & Operating Officer

Mr. Jonathan S. Mothner Esq., J.D.

Executive VP & Chief Risk and Legal Officer

Mr. D.J. Casto

Executive VP & Chief Human Resources Officer

Mr. Bart Schaller

Executive VP & CEO of Digital

Mr. Michael Bopp

Executive VP & Chief Growth Officer

Mr. Brian J. Wenzel Sr.

Executive VP & CFO

Mr. Alberto Casellas

Executive VP and CEO of Health & Wellness

Ms. Amy Tiliakos

Senior VP, Chief Accounting Officer & Controller

Ms. Kathryn Harmon Miller

Senior Vice President of Investor Relations

FAQs

What is Synchrony Financial share price today?

Synchrony Financial share price today is $74.82 as on at the close of the market. Synchrony Financial share today touched a day high of $76.6 and a low of $73.86.

What is the 52 week high and 52 week low for Synchrony Financial share?

Synchrony Financial share touched a 52 week high of $77.41 on and a 52 week low of $40.55 on . Synchrony Financial stock price today i.e. is closed at $74.82,which is 3.35% down from its 52 week high and 84.54% up from its 52 week low.

What is Synchrony Financial's market capitalisation today?

Synchrony Financial market capitalisation is $0.03T as on .

How to invest in Synchrony Financial Stock (SYF) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Synchrony Financial on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Synchrony Financial Shares that will get you 0.0200 shares as per Synchrony Financial share price of $74.82 per share as on September 18, 2025 at 1:29 am IST.

What is the minimum amount required to buy Synchrony Financial Stock (SYF) from India?

Indian investors can start investing in Synchrony Financial (SYF) shares with as little as ₹87.816 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹878.16 in Synchrony Financial stock (as per the Rupee-Dollar exchange rate as on ). Based on Synchrony Financial share’s latest price of $74.82 as on September 18, 2025 at 1:29 am IST, you will get 0.1337 shares of Synchrony Financial. Learn more about fractional shares .

What are the returns that Synchrony Financial has given to Indian investors in the last 5 years?

Synchrony Financial stock has given 169.65% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?