Summit State Bank Share Price (NASDAQ: SSBI)

$11.88

▲

0.36

(3.13%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Summit State Bank Stock chart to analyse performance

Summit State Bank Key Stats

Check Summit State Bank key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$11.52
Open	$12.04
Market Capitalization	$80.2M
Today's Volume	$2.6K
Revenue TTM	$27.6M
Earnings Per Share (EPS)	$-0.24
Dividend Yield	0.34%
Profit Margin	-5.82%
Quarterly Earnings Growth YOY	1.6%
Return On Equity TTM	-1.64%

Stock Returns calculator for Summit State Bank Stock including INR - Dollar returns

The Summit State Bank stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Summit State Bank investment value today

Current value as on today

₹1,41,679

Returns

₹41,679

(+41.68%)

Returns from Summit State Bank Stock

₹36,395 (+36.39%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Summit State Bank Stock

59%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Summit State Bank Stock from India on INDmoney has increased by 59% in the last 30 days, reflecting an upward trend in search activity.

Global Institutional Holdings in Summit State Bank

Name
Holdings %
Name
Holdings %
Banc Funds Co LLC
5.69%
M3F, Inc.
5.21%
CALDWELL SUTTER CAPITAL INC
5.16%
Vanguard Group Inc
4.02%
SALZHAUER MICHAEL
1.42%
Mccormack Advisors International
1.35%

Analyst Recommendation on Summit State Bank Stock

Rating

Trend

Summit State Bank Share Price Target

What analysts predicted

Downside of 39.39%

Target:

$7.20

Current:

$11.88

Summit State Bank share price target is $7.20, a slight Downside of 39.39% compared to current price of $11.88 as per analysts' prediction.

Summit State Bank Stock Insights

Price Movement
In the last 1 month, SSBI stock has moved down by -7.4%
Increasing Revenue
Revenue is up for the last 2 quarters, 15.18M → 15.52M (in $), with an average increase of 2.2% per quarter
Decreasing Net Profit
Netprofit is down for the last 2 quarters, 2.49M → 2.41M (in $), with an average decrease of 3.1% per quarter
SSBI vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 26.6%
SSBI vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 210.0%
Price to Sales
ForSSBI every $1 of sales, investors are willing to pay $2.9, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Summit State Bank Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$32.5M	↑ 16.45%
Net Income	$6.5M	↑ 11.15%
Net Profit Margin	19.95%	↓ 0.95%

	FY20	Y/Y Change
Revenue	$40.6M	↑ 24.99%
Net Income	$10.5M	↑ 62.37%
Net Profit Margin	25.92%	↑ 5.97%

	FY21	Y/Y Change
Revenue	$46.4M	↑ 14.41%
Net Income	$14.7M	↑ 39.75%
Net Profit Margin	31.66%	↑ 5.74%

	FY22	Y/Y Change
Revenue	$56.2M	↑ 20.96%
Net Income	$17.0M	↑ 15.44%
Net Profit Margin	30.22%	↓ 1.44%

	FY23	Y/Y Change
Revenue	$65.1M	↑ 15.85%
Net Income	$10.8M	↓ 36.22%
Net Profit Margin	16.63%	↓ 13.59%

	FY24	Y/Y Change
Revenue	$62.0M	↓ 4.66%
Net Income	$-4.2M	↓ 138.75%
Net Profit Margin	-6.76%	↓ 23.39%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$15.4M	↑ 2.99%
Net Income	$1.4M	↓ 26.58%
Net Profit Margin	9.04%	↓ 3.65%

	Q2 FY24	Q/Q Change
Revenue	$15.2M	↓ 1.64%
Net Income	$928.0K	↓ 33.48%
Net Profit Margin	6.12%	↓ 2.92%

	Q3 FY24	Q/Q Change
Revenue	$16.0M	↑ 5.63%
Net Income	$626.0K	↓ 32.54%
Net Profit Margin	3.91%	↓ 2.21%

	Q4 FY24	Q/Q Change
Revenue	$15.4M	↓ 3.88%
Net Income	$-7.1M	↓ 1240.89%
Net Profit Margin	-46.36%	↓ 50.27%

	Q1 FY25	Q/Q Change
Revenue	$15.2M	↓ 1.4%
Net Income	$2.5M	↓ 134.92%
Net Profit Margin	16.42%	↑ 62.78%

	Q2 FY25	Q/Q Change
Revenue	$15.5M	↑ 2.25%
Net Income	$2.4M	↓ 3.09%
Net Profit Margin	15.56%	↓ 0.86%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$24.7M	↑ 5.73%

	FY20	Y/Y Change
Profit	$32.3M	↑ 30.61%

	FY21	Y/Y Change
Profit	$40.8M	↑ 26.15%

	FY22	Y/Y Change
Profit	$47.1M	↑ 15.51%

	FY23	Y/Y Change
Profit	$40.0M	↓ 15.04%

	FY24	Y/Y Change
Profit	$24.8M	↓ 37.99%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$8.4M	↑ 7.3%

	Q2 FY24	Q/Q Change
Profit	$7.9M	↓ 6.27%

	Q3 FY24	Q/Q Change
Profit	$7.0M	↓ 11.4%

	Q4 FY24	Q/Q Change
Profit	$1.4M	↓ 79.37%

	Q1 FY25	Q/Q Change
Profit	$9.4M	↑ 546.75%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$4.1M	↑ 10.41%
Investing Cash Flow	$-51.9M	↓ 12.78%
Financing Cash Flow	$64.4M	↑ 863.66%

	FY20	Y/Y Change
Operating Cash Flow	$3.7M	↓ 10.11%
Investing Cash Flow	$-168.7M	↑ 224.7%
Financing Cash Flow	$157.5M	↑ 144.46%

	FY21	Y/Y Change
Operating Cash Flow	$52.0M	↑ 1299.25%
Investing Cash Flow	$-119.5M	↓ 29.14%
Financing Cash Flow	$77.3M	↓ 50.88%

	FY22	Y/Y Change
Operating Cash Flow	$13.7M	↓ 73.63%
Investing Cash Flow	$-117.2M	↓ 1.94%
Financing Cash Flow	$140.3M	↑ 81.42%

	FY23	Y/Y Change
Operating Cash Flow	$-2.4M	↓ 117.35%
Investing Cash Flow	$-20.2M	↓ 82.77%
Financing Cash Flow	$2.8M	↓ 98.01%

	FY24	Y/Y Change
Operating Cash Flow	$5.9M	↓ 345.8%
Investing Cash Flow	$36.8M	↓ 282.26%
Financing Cash Flow	$-49.0M	↓ 1859.1%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$716.0K	↓ 177.24%
Investing Cash Flow	$21.9M	↓ 469.18%
Financing Cash Flow	$-42.7M	↑ 94.52%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$1.1M	↑ 60.47%
Investing Cash Flow	$-188.0K	↓ 100.86%
Financing Cash Flow	$1.5M	↓ 103.44%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$2.3M	↑ 102.0%
Investing Cash Flow	$6.0M	↓ 3316.49%
Financing Cash Flow	$32.4M	↑ 2106.81%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$1.7M	↓ 28.31%
Investing Cash Flow	$9.0M	↑ 49.16%
Financing Cash Flow	$-40.2M	↓ 224.03%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$-3.2M	↓ 291.41%
Investing Cash Flow	$29.7M	↑ 229.12%
Financing Cash Flow	$-5.5M	↓ 86.33%

Summit State Bank Technicals Summary

Sell

Neutral

Buy

Summit State Bank is currently in a neutral trading position according to technical analysis indicators.

Summit State Bank Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Summit State Bank	-4.79%	39.3%	37.14%	-23.2%	27.31%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Summit State Bank	12.82	NA	0.0	0.0	-0.02	0.0	0.0	14.49
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Summit State Bank	NA	$80.2M	27.31%	12.82	-5.82%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Summit State Bank

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

Organization	Summit State Bank
Employees	106
CEO	Mr. Brian J. Reed
Industry	Finance

Key Management of Summit State Bank

Name	Title
Mr. Brian J. Reed	President, CEO & Director
Ms. Genie M. Del Secco	Executive VP & COO
Ms. Brandy A. Lee Seppi	Executive VP & Chief Lending Officer
Ms. Camille D. Kazarian	Executive VP & CFO
Ms. Elaina Hunt	Vice President of Marketing & Community Relations
Mr. Wayne Hoffer	Senior Vice President
Ms. Karen Holloway CPA	Senior Vice President
Mr. John Osborne	Senior VP & Relationship Manager
Mr. Michael J. Floyd	Executive VP & Chief Credit Officer
Ms. Barbara Gradman	Corporate Secretary

Important FAQs about investing in SSBI Stock from India :

What is Summit State Bank share price today?

Summit State Bank share price today is $11.88 as on August 30, 2025 at 1:29 am IST at the close of the market. Summit State Bank share today touched a day high of {{1_rba_end}} and a low of {{1_rba_st}}.

What is the 52 week high and 52 week low for Summit State Bank share?

Summit State Bank share touched a 52 week high of {{rba_end}} and a 52 week low of {{rba_st}}. Summit State Bank stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $11.88, lower by 5.71% versus the 52 week high.

How to invest in Summit State Bank Stock (SSBI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Summit State Bank on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Summit State Bank Shares that will get you 0.1263 shares as per Summit State Bank share price of $11.88 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Summit State Bank Stock (SSBI) from India?

Indian investors can start investing in Summit State Bank (SSBI) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Summit State Bank stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Summit State Bank share’s latest price of $11.88 as on August 30, 2025 at 1:29 am IST, you will get 0.8418 shares of Summit State Bank. Learn more about fractional shares .

What are the returns that Summit State Bank has given to Indian investors in the last 5 years?

Summit State Bank stock has given 27.31% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?