Southern First Bancshares Share Price (NASDAQ: SFST)

Market is closed - opens 7 PM IST, 04 Aug 2025

$40.49

▲

-1.07

(-2.57%)

Last updated on 02 Aug 2025, 01:29 AM IST

$₹

Check the interactive Southern First Bancshares Stock chart to analyse performance

Southern First Bancshares stock performance

as on 02 Aug 2025, 01:29 AM IST

Today's Low: $40.40
Today's High: $40.49
$40.49
0.22%
Downside
Day's Volatility :0.22%
Upside
0.0%
52 Weeks Low: $29.14
52 Weeks High: $45.99
$40.49
28.03%
Downside
52 Weeks Volatility :36.64%
Upside
11.96%

Southern First Bancshares Stock Returns

Period	Southern First Bancshares	Sector (Financials)	Index (Russel 2000)
3 Months	13.61%	7.4%	0.0%
6 Months	15.87%	1.7%	0.0%
1 Year	31.34%	21.4%	0.0%
3 Years	-5.9%	56.6%	-6.1%

Southern First Bancshares Key Stats

Check Southern First Bancshares key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$41.56
Open	$40.4
Today's High	$40.49
Today's Low	$40.4
Market Capitalization	$345.9M
Today's Volume	$35.0K
52 Week High	$45.9899
52 Week Low	$29.14
Revenue TTM	$102.9M
Earnings Per Share (EPS)	$2.25
PE Ratio	18.79
Profit Margin	21.24%
Quarterly Earnings Growth YOY	1.2%
Return On Equity TTM	6.58%

Stock Returns calculator for Southern First Bancshares Stock including INR - Dollar returns

The Southern First Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Southern First Bancshares investment value today

Current value as on today

₹1,25,172

Returns

₹25,172

(+25.17%)

Returns from Southern First Bancshares Stock

₹20,722 (+20.72%)

Dollar Returns*

₹4,451 (+4.45%)

Indian investors sentiment towards Southern First Bancshares Stock

-33%

Period: Jul 2, 2025 to Aug 1, 2025. Change in 30 Days versus previous period

Search interest for Southern First Bancshares Stock from India on INDmoney has decreased by -33% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Southern First Bancshares

Name
Holdings %
Name
Holdings %
FJ Capital Management LLC
9.88%
T. Rowe Price Investment Management,Inc.
9.83%
BlackRock Inc
9.29%
Endeavour Capital Advisors Inc
7.21%
Vanguard Group Inc
5.15%
Dimensional Fund Advisors, Inc.
4.42%

Analyst Recommendation on Southern First Bancshares Stock

Rating

Trend

Buy

75%Buy

25%Hold

0%Sell

Based on 8 Wall street analysts offering stock ratings for Southern First Bancshares(by analysts ranked 0 to 5 stars)

Southern First Bancshares Share Price Target

What analysts predicted

Upside of 17.31%

Target:

$47.50

Current:

$40.49

Southern First Bancshares share price target is $47.50, a slight Upside of 17.31% compared to current price of $40.49 as per analysts' prediction.

Southern First Bancshares Stock Insights

Price Movement
In the last 7 days, SFST stock has moved down by -6.9%
Decreasing Revenue
Revenue is down for the last 4 quarters, 54.34M → 52.31M (in $), with an average decrease of 1.3% per quarter
Increasing Net Profit
Netprofit is up for the last 2 quarters, 5.26M → 6.58M (in $), with an average increase of 20.0% per quarter
SFST vs DB (1 yr)
In the last 1 year, Deutsche Bank Ag has given 118.7% return, outperforming this stock by 95.5%
SFST vs DB (3 yr)
In the last 3 years, Deutsche Bank Ag has given 282.2% return, outperforming this stock by 288.3%
Price to Sales
ForSFST every $1 of sales, investors are willing to pay $3.2, whereas for Deutsche Bank Ag, the investors are paying $2.2 for every $1 of sales.

Southern First Bancshares Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$102.7M	↑ 24.17%
Net Income	$27.9M	↑ 24.99%
Net Profit Margin	27.13%	↑ 0.18%

	FY20	Y/Y Change
Revenue	$122.2M	↑ 18.96%
Net Income	$18.3M	↓ 34.21%
Net Profit Margin	15.0%	↓ 12.13%

	FY21	Y/Y Change
Revenue	$110.3M	↓ 9.75%
Net Income	$46.7M	↑ 154.86%
Net Profit Margin	42.37%	↑ 27.37%

	FY22	Y/Y Change
Revenue	$127.6M	↑ 15.76%
Net Income	$29.1M	↓ 37.67%
Net Profit Margin	22.81%	↓ 19.56%

	FY23	Y/Y Change
Revenue	$187.5M	↑ 46.87%
Net Income	$13.4M	↓ 53.89%
Net Profit Margin	7.16%	↓ 15.65%

	FY24	Y/Y Change
Revenue	$213.3M	↑ 13.8%
Net Income	$15.5M	↑ 15.67%
Net Profit Margin	7.28%	↑ 0.12%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$51.0M	↓ 0.85%
Net Income	$2.5M	↓ 39.48%
Net Profit Margin	4.94%	↓ 3.16%

	Q2 FY24	Q/Q Change
Revenue	$54.1M	↑ 5.96%
Net Income	$3.0M	↑ 18.91%
Net Profit Margin	5.55%	↑ 0.61%

	Q3 FY24	Q/Q Change
Revenue	$54.3M	↑ 0.51%
Net Income	$4.4M	↑ 46.12%
Net Profit Margin	8.06%	↑ 2.51%

	Q4 FY24	Q/Q Change
Revenue	$53.9M	↓ 0.85%
Net Income	$5.6M	↑ 28.41%
Net Profit Margin	10.44%	↑ 2.38%

	Q1 FY25	Q/Q Change
Revenue	$52.8M	↓ 2.08%
Net Income	$5.3M	↓ 6.42%
Net Profit Margin	9.98%	↓ 0.46%

	Q2 FY25	Q/Q Change
Revenue	$52.3M	↓ 0.84%
Net Income	$6.6M	↑ 24.97%
Net Profit Margin	12.58%	↑ 2.6%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$75.0M	↑ 16.66%

	FY20	Y/Y Change
Profit	$77.6M	↑ 3.4%

	FY21	Y/Y Change
Profit	$117.2M	↑ 51.15%

	FY22	Y/Y Change
Profit	$101.0M	↓ 13.81%

	FY23	Y/Y Change
Profit	$86.3M	↓ 14.64%

	FY24	Y/Y Change
Profit	$93.3M	↑ 8.21%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q1 FY24	Q/Q Change
Profit	$21.3M	↓ 4.72%

	Q2 FY24	Q/Q Change
Profit	$22.6M	↑ 5.83%

	Q3 FY24	Q/Q Change
Profit	$23.8M	↑ 5.39%

	Q4 FY24	Q/Q Change
Profit	$25.2M	↑ 6.07%

	Q1 FY25	Q/Q Change
Profit	$25.7M	↑ 2.13%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$18.3M	↓ 42.25%
Investing Cash Flow	$-275.6M	↓ 8.66%
Financing Cash Flow	$312.2M	↑ 24.53%

	FY20	Y/Y Change
Operating Cash Flow	$20.6M	↑ 12.62%
Investing Cash Flow	$-230.8M	↓ 16.26%
Financing Cash Flow	$183.0M	↓ 41.38%

	FY21	Y/Y Change
Operating Cash Flow	$78.1M	↑ 278.63%
Investing Cash Flow	$-410.6M	↑ 77.94%
Financing Cash Flow	$399.1M	↑ 118.05%

	FY22	Y/Y Change
Operating Cash Flow	$50.3M	↓ 35.56%
Investing Cash Flow	$-792.6M	↑ 93.02%
Financing Cash Flow	$745.9M	↑ 86.92%

	FY23	Y/Y Change
Operating Cash Flow	$17.7M	↓ 64.91%
Investing Cash Flow	$-378.6M	↓ 52.24%
Financing Cash Flow	$346.2M	↓ 53.59%

	FY24	Y/Y Change
Operating Cash Flow	$25.6M	↑ 44.78%
Investing Cash Flow	$-28.9M	↓ 92.38%
Financing Cash Flow	$10.0M	↓ 97.11%

Q4 FY23

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

	Q4 FY23	Q/Q Change
Operating Cash Flow	$6.9M	↓ 57.5%
Investing Cash Flow	$-34.9M	↓ 55.76%
Financing Cash Flow	$31.8M	↑ 216.09%

	Q1 FY24	Q/Q Change
Operating Cash Flow	$-2.9M	↓ 142.62%
Investing Cash Flow	$-32.2M	↓ 7.67%
Financing Cash Flow	$46.3M	↑ 45.48%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$4.0M	↓ 235.4%
Investing Cash Flow	$24.4M	↓ 175.64%
Financing Cash Flow	$-812.0K	↓ 101.75%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$26.3M	↑ 565.07%
Investing Cash Flow	$-8.1M	↓ 133.08%
Financing Cash Flow	$47.5M	↓ 5947.17%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$-1.8M	↓ 106.86%
Investing Cash Flow	$-12.9M	↑ 60.64%
Financing Cash Flow	$-83.0M	↓ 274.72%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$7.6M	↓ 519.59%
Investing Cash Flow	$-50.4M	↑ 289.25%
Financing Cash Flow	$185.0M	↓ 323.03%

Southern First Bancshares Technicals Summary

Sell

Neutral

Buy

Southern First Bancshares is currently in a neutral trading position according to technical analysis indicators.

Southern First Bancshares Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Southern First Bancshares	4.93%	15.87%	31.34%	-5.9%	67.36%
U.s. Bancorp	-5.35%	-4.1%	6.14%	-5.69%	22.15%
Icici Bank Ltd.	0.31%	16.92%	19.83%	60.33%	262.2%
Pnc Financial Services Group, Inc.	-2.82%	-3.77%	11.88%	15.02%	79.54%
Deutsche Bank Ag	12.77%	75.17%	129.38%	277.84%	257.75%
Mizuho Financial Group, Inc.	5.64%	5.82%	45.09%	147.07%	137.15%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Southern First Bancshares	18.79	18.79	2.31	3.3	0.07	0.01	NA	42.23
U.s. Bancorp	11.03	11.03	1.7	4.37	0.12	0.01	0.04	35.06
Icici Bank Ltd.	19.87	19.87	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	13.15	13.15	2.12	15.52	0.11	0.01	0.03	146.22
Deutsche Bank Ag	11.49	11.49	0.55	3.58	0.08	0.0	0.02	39.34
Mizuho Financial Group, Inc.	12.53	12.53	1.65	0.0	0.09	0.0	0.03	4161.03

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Southern First Bancshares	Buy	$345.9M	67.36%	18.79	21.24%
U.s. Bancorp	Hold	$71.8B	22.15%	11.03	27.0%
Icici Bank Ltd.	Buy	$122.2B	262.2%	19.87	25.74%
Pnc Financial Services Group, Inc.	Buy	$75.9B	79.54%	13.15	29.23%
Deutsche Bank Ag	Buy	$65.3B	257.75%	11.49	19.12%
Mizuho Financial Group, Inc.	Buy	$73.8B	137.15%	12.53	22.71%

About Southern First Bancshares

Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.

Organization	Southern First Bancshares
Employees	297
CEO	Mr. R. Arthur Seaver Jr.
Industry	Finance

Key Management of Southern First Bancshares

Name	Title
Mr. R. Arthur Seaver Jr.	CEO & Director
Mr. Calvin C. Hurst	President & Chief Banking Officer
Mr. Christian J. Zych	Executive VP & CFO
Ms. Julie A. Fairchild	Chief Accounting Officer & Principal Accounting Officer
Ms. Silvia T. King	Chief Human Resources Officer
Mr. Blair Miller	Executive VP & Chief Retail Experience Officer
Mr. Wes Wilbanks	Executive VP & Chief Credit Officer
Mr. Brandon Rich	Senior VP & Executive Director of Market Support
Mr. Frederick Gilmer III	Executive Vice President of Southern First Bank and Senior Lending Officer of Southern First Bank

Important FAQs about investing in SFST Stock from India :

How to invest in Southern First Bancshares Stock (SFST) from India?

It is very easy for Indian residents to invest directly in Southern First Bancshares from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Southern First Bancshares stock in both Indian Rupees (INR) and US Dollars (USD). Search for Southern First Bancshares or SFST on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Southern First Bancshares or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Southern First Bancshares shares which would translate to 0.022 fractional shares of Southern First Bancshares as of today. Learn more about fractional investing.

Can Indians buy Southern First Bancshares shares?

Yes, Indians can invest in the Southern First Bancshares (SFST) from India.

With INDmoney, you can buy Southern First Bancshares at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Southern First Bancshares at zero transaction cost.

How can I buy Southern First Bancshares shares from India?

It is very easy to buy Southern First Bancshares from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Southern First Bancshares (SFST) be purchased?

Yes, you can buy fractional shares of Southern First Bancshares with INDmoney app.

What are the documents required to start investing in Southern First Bancshares stocks?

To start investing in Southern First Bancshares, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.

What is Southern First Bancshares share price today?

Southern First Bancshares share price today stands at $40.49, Open: $40.40 ; Previous Close: $41.56 ; High: $40.49 ; Low: $40.40 ; 52 Week High: $45.99 ; 52 Week Low: $29.14.

The stock opens at $40.40, after a closing price of $41.56. The stock reached a daily high of $40.49 and a low of $40.40, with a 52-week high of $45.99 and a 52-week low of $29.14.