Southern First Bancshares share price logo

Southern First Bancshares

NASDAQ: SFST

Small Cap

$60.62

+0.46

(+0.76%)

as on

Southern First Bancshares Stock Performance

as on September 26, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $59.97
    $60.86
    downward going graph

    1.07%

    Downside

    0.40%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $40.90
    $65.09
    downward going graph

    32.54%

    Downside

    7.37%

    Upside

    downward going graph

Southern First Bancshares share price movements today

Previous Close
$60.16
Open
$60.21
Volume
148.4K
Market Cap
$569.8M
Day's Low - High
$59.97 - $60.86
52 Week Low - High
$40.90 - $65.09

Southern First Bancshares Historical Returns

1 Month Return
-2.17 %
3 Month Return
-1 %
1 Year Return
+ 34.35 %
3 Year Return
+ 131.91 %
5 Year Return
+ 17.53 %

Southern First Bancshares Stock Fundamentals & Key Indicators

Check Southern First Bancshares market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$569.8M

EPS (TTM)

4.73

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.48%

PE Ratio (TTM)

12.72

Industry PE ratio

11.15

PEG Ratio

0.1691665191264229

EBITDA

54.1M

Revenue (TTM)

211.6M

Profit Margin

60.86%

Return On Equity TTM

10.18%

Southern First Bancshares Stock Valuation

Track how Southern First Bancshares P/E has moved over time to understand its valuation trends.

Southern First Bancshares in the last 5 years

  • Overview

  • Trends

Lowest (10.49x)

December 31, 2021

Industry (11.15x)

December 31, 2025

Today (13.67x)

December 31, 2025

Highest (22.24x)

December 31, 2023

LowHigh

Today’s Price to Earnings Ratio: 13.67x

Southern First Bancshares vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Southern First Bancshares with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
Buy$569.8M17.53%12.7260.86%0.00%
Buy$131.2B281.72%15.0929.14%1.71%
Buy$92.6B-0.77%11.6663.78%3.56%
NA$155.9BNA6.9787.19%4.43%
Buy$100.3B42.89%17.0268.53%0.90%

Stock Returns calculator for Southern First Bancshares Stock including INR - Dollar returns

The Southern First Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Southern First Bancshares investment value today

Current value as on today

₹1,45,175

Returns

₹45,175

(+45.18%)

Returns from Southern First Bancshares Stock

₹34,353 (+34.35%)

Dollar Impact

₹10,822 (+10.82%)

Analyst Recommendation on Southern First Bancshares Stock

Based on 8 analysts

BUY

75.00%

Buy

25.00%

Hold

0.00%

Sell

Based on 8 analysts, 75% of analysts recommend a 'BUY' rating for Southern First Bancshares. Average target price of $68.5

Southern First Bancshares Share Price Target

Get share price movements and forecasts by analysts on Southern First Bancshares.

What analysts predicted

11.5%UPSIDE

Target Price

$68.5

Current Price

$60.62

Analyzed by

8 Analysts

Target

$68.50

Southern First Bancshares target price $68.5, a slight upside of 11.5% compared to current price of $60.62. According to 8 analysts rating.

Indian Investors' Interest in Southern First Bancshares Stock

Search interest for Southern First Bancshares Stock has decreased by -83% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-83% versus previous 30 day period

Southern First Bancshares Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
51
54
54
53
52
55
58
57
33
61
Gross Profit
21
22
23
25
25
27
30
31
32
34
Operating Income
3
3
5
6
6
8
11
12
12
14
EBITDA
4
5
6
8
8
9
12
13
13
14
Interest Expense
29
31
30
28
26
27
27
25
24
25
Depreciation
1
1
1
1
1
1
1
0
0
-
Income Before Tax
3
3
5
6
6
8
11
12
12
14
Income Tax Expense
0
0
1
1
1
2
2
2
2
3
Net Income
2
2
4
5
5
6
8
9
9
11
Net Profit Margin
42.10%
41.71%
43.73%
47.16%
48.80%
50.19%
51.68%
54.12%
96.15%
56.54%

Southern First Bancshares Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
70
82
102
122
110
127
187
213
224
Gross Profit
58
64
75
77
117
101
86
93
115
Operating Income
23
28
35
23
60
38
17
19
39
EBITDA
25
30
37
26
63
41
22
24
44
Interest Expense
10
16
25
15
5
20
99
119
106
Depreciation
1
1
1
2
2
3
4
4
4
Income Before Tax
23
28
35
23
60
38
17
19
39
Income Tax Expense
10
6
7
5
14
8
4
4
9
Net Income
13
22
27
18
46
29
13
15
30
Net Profit Margin
82.52%
77.75%
73.04%
63.49%
106.33%
79.48%
46.01%
43.75%
51.26%

Southern First Bancshares Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
2
2
4
5
5
6
8
9
9
11
Operating Cash Flow
-2
3
26
-1
7
10
14
-2
10
18
Investing Cash Flow
-32
24
-8
-12
-50
-60
-43
-52
-94
-111
Financing Cash Flow
46
0
47
-82
185
15
40
41
157
111
Change in Cash
11
27
65
-97
142
-34
11
-13
73
18

Southern First Bancshares Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
13
22
27
18
46
29
13
15
30
Operating Cash Flow
17
31
18
20
78
50
17
25
30
Investing Cash Flow
-239
-301
-275
-230
-410
-792
-378
-28
-206
Financing Cash Flow
267
250
312
183
399
745
346
9
282
Change in Cash
45
-19
54
-27
66
3
-14
6
106

Mutual Funds that own Southern First Bancshares Stock

Check out the Mutual Funds with significant holdings in Southern First Bancshares.

Funds
Holdings
Shares Held
T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
4.741085%
449064
VANGUARD INDEX FUNDS
3.551675%
336406
COLUMBIA FUNDS SERIES TRUST I
2.220095%
210282
DFA INVESTMENT DIMENSIONS GROUP INC
2.171751%
205703
Columbia Funds Series Trust I
2.030901%
192362

Global Institutional Holdings in Southern First Bancshares

Funds
Holdings
Vanguard
4.88%
T. ROWE PRICE SMALL-CAP VALUE FUND, INC.
4.74%
iShares
3.75%
VANGUARD INDEX FUNDS
3.55%
COLUMBIA FUNDS SERIES TRUST I
2.22%

Insights on Southern First Bancshares

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 year, SFST stock has moved up by 34.4%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 6 quarters, 5.26M → 11.19M (in $), with an average increase of 13.6% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 33.79M → 61.63M (in $), with an average increase of 45.2% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 61.6% return, outperforming this stock by 27.2%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 211.0% return, outperforming this stock by 78.6%

About Southern First Bancshares

Southern First Bancshares, Inc. acts as the parent organization for Southern First Bank, providing a comprehensive range of banking and financial services to individuals and businesses in South Carolina, North Carolina, and Georgia. Its operations are structured into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Corporate Operations. The institution accepts various deposit products, including standard and commercial checking accounts, savings accounts, money market accounts, and long-term certificates of deposit. Its diverse loan offerings encompass commercial and construction real estate, business financing for sectors such as manufacturing, service, and professional services, alongside consumer real estate and home equity loans. Furthermore, it extends other consumer credit options like secured and unsecured installment loans and revolving lines of credit. Complementary services include online and mobile banking, cash management, safe deposit boxes, direct deposit, automated drafts, and bill payment. The company operates eight retail branches in South Carolina (Greenville, Charleston, and Columbia), three in North Carolina (Raleigh, Greensboro, and Charlotte areas), and one in Atlanta, Georgia. Founded in 1999, Southern First Bancshares, Inc. is based in Greenville, South Carolina.
OrganisationSouthern First Bancshares
Headquarters100 Verdae Boulevard, Greenville, SC, 29607, US
IndustryBanks - Regional
CEOR. Arthur Seaver Jr.
E-voting on sharesClick here to vote

Key Management of Southern First Bancshares

Name

Title

Mr. Carl Francois

Executive Director and SVP of BSA, Fraud & Compliance

Mr. Brian Kornahrens

Team Leader & SVP

Mr. Calvin C. Hurst

President & Chief Banking Officer

Mr. Christian J. Zych

Executive VP & CFO

Ms. Julie A. Fairchild

Chief Accounting Officer & Principal Accounting Officer

Mr. Wesley C. Wilbanks

Executive VP & Chief Credit Officer of Southern First Bank

Mr. R. Arthur Seaver Jr.

CEO & Director

Ms. Silvia T. King

Chief Human Resources Officer

Mr. Brandon Rich

Senior VP & Executive Director of Market Support

Mr. Frederick Gilmer III

Executive Vice President of Southern First Bank and Senior Lending Officer of Southern First Bank

FAQs

What is Southern First Bancshares share price today?

Southern First Bancshares share price today is $60.62 as on at the close of the market. Southern First Bancshares share today touched a day high of $60.86 and a low of $59.97.

What is the 52 week high and 52 week low for Southern First Bancshares share?

Southern First Bancshares share touched a 52 week high of $65.09 on and a 52 week low of $40.90 on . Southern First Bancshares stock price today i.e. is closed at $60.62,which is 6.87% down from its 52 week high and 48.23% up from its 52 week low.

What is Southern First Bancshares's market capitalisation today?

Southern First Bancshares market capitalisation is $0.00T as on .

How to invest in Southern First Bancshares Stock (SFST) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Southern First Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Southern First Bancshares Shares that will get you 0.0247 shares as per Southern First Bancshares share price of $60.62 per share as on September 26, 2026 at 8:46 am IST.

What is the minimum amount required to buy Southern First Bancshares Stock (SFST) from India?

Indian investors can start investing in Southern First Bancshares (SFST) shares with as little as ₹95.819999694824 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹958.20 in Southern First Bancshares stock (as per the Rupee-Dollar exchange rate as on ). Based on Southern First Bancshares share’s latest price of $60.62 as on September 26, 2026 at 8:46 am IST, you will get 0.1650 shares of Southern First Bancshares. Learn more about fractional shares .

What are the returns that Southern First Bancshares has given to Indian investors in the last 5 years?

Southern First Bancshares stock has given 17.53% share price returns and 29.7% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?