Southern First Bancshares (SFST) Live Share Price, Invest From India

Southern First Bancshares Stock Performance

as on January 17, 2026 at 2:29 am IST

Day's Low
Day's High
$55.38
Day's Price Range
$55.97
$55.75
0.66%
Downside
0.39%
Upside
52 Week's Low
52 Week's High
$29.14
52-Week Price Range
$56.73
$55.75
47.73%
Downside
1.76%
Upside

Southern First Bancshares share price movements today

Previous Close: $55.85
Open: $55.67
Volume: 120.2K
Day's Low - High: $55.38 - $55.97
52 Week Low - High: $29.14 - $56.73

Southern First Bancshares Historical Returns

1 Month Return: + 4.11 %
3 Month Return: + 31.99 %
1 Year Return: + 50.62 %
3 Year Return: + 29.2 %
5 Year Return: + 40.48 %

Southern First Bancshares Stock Fundamentals & Key Indicators

Check Southern First Bancshares market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$456.1M

EPS (TTM)

3.65

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.98%

PE Ratio (TTM)

17.24

Industry PE ratio

12.174356435643565

PEG Ratio

2.31

EBITDA

Revenue (TTM)

109.4M

Profit Margin

23.89%

Return On Equity TTM

7.66%

Southern First Bancshares Stock Valuation

Track how Southern First Bancshares P/E has moved over time to understand its valuation trends.

Southern First Bancshares in the last 5 years

Overview
Trends

Lowest (8.86x)

June 30, 2022

Industry (12.17x)

January 20, 2026

Today (17.24x)

January 20, 2026

Highest (20.96x)

March 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 17.24x

Southern First Bancshares vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Southern First Bancshares with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Southern First Bancshares	BUY	$456.1M	40.48%	17.24	23.89%
Mizuho Financial Group, Inc.	BUY	$106.3B	213.5%	16.84	25.49%
Itaú Unibanco Holding S.a.	BUY	$81.4B	45.92%	9.97	32.35%
Pnc Financial Services Group, Inc.	BUY	$87.7B	42.83%	13.46	31.08%
Icici Bank Ltd.	BUY	$112.7B	101.5%	18.82	27.51%

See all

Stock Returns calculator for Southern First Bancshares Stock including INR - Dollar returns

The Southern First Bancshares stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Southern First Bancshares investment value today

Current value as on today

₹1,56,168

Returns

₹56,168

(+56.17%)

Returns from Southern First Bancshares Stock

₹50,757 (+50.76%)

Dollar Returns*

₹5,411 (+5.41%)

Analyst Recommendation on Southern First Bancshares Stock

Based on 8 analysts

BUY

75.00%

Buy

25.00%

Hold

0.00%

Sell

Based on 8 analysts, 75% of analysts recommend a 'BUY' rating for Southern First Bancshares. Average target price of $49

Southern First Bancshares Share Price Target

Get share price movements and forecasts by analysts on Southern First Bancshares.

What analysts predicted

-13.78%DOWNSIDE

Target Price

$49

Current Price

$55.75

Analyzed by

8 Analysts

Target

$49.00

Southern First Bancshares target price $49, a slight downside of -13.78% compared to current price of $55.75. According to 8 analysts rating.

Southern First Bancshares Quarterly Profit & Loss

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Total Revenue	45	50	51	51	54	54	53	52	55	58
Gross Profit	20	22	22	21	22	23	25	25	27	30
Operating Income	3	5	5	3	3	5	6	6	8	11
EBITDA	4	6	6	4	5	6	8	8	9	12
Interest Expense	23	28	30	29	31	30	28	26	27	27
Depreciation	1	1	1	1	1	1	1	1	1	1
Income Before Tax	3	5	5	3	3	5	6	6	8	11
Income Tax Expense	0	1	1	0	0	1	1	1	2	2
Net Income	2	4	4	2	2	4	5	5	6	8
Net Profit Margin	5.41%	8.16%	8.10%	4.94%	5.55%	8.06%	10.44%	9.98%	11.83%	14.79%

Southern First Bancshares Annual Profit & Loss

All numbers in Millions USD

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	54	62	70	82	102	122	110	127	187	213
Gross Profit	43	51	58	64	75	77	117	101	86	93
Operating Income	15	20	23	28	35	23	60	38	17	19
EBITDA	16	21	25	30	37	26	63	41	22	24
Interest Expense	7	8	10	16	25	15	5	20	99	119
Depreciation	-	-	1	1	1	2	2	3	4	4
Income Before Tax	15	20	23	28	35	23	60	38	17	19
Income Tax Expense	5	7	10	6	7	5	14	8	4	4
Net Income	10	13	13	22	27	18	46	29	13	15
Net Profit Margin	18.67%	21.01%	18.49%	26.95%	27.13%	15.00%	42.37%	22.81%	7.16%	7.28%

Southern First Bancshares Quarterly Cash Flow

All numbers in Millions USD

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Net Income	4	4	2	2	4	5	5	6	8
Operating Cash Flow	16	6	-2	3	26	-6	7	10	14
Investing Cash Flow	-78	-34	-32	24	-8	-7	-50	-60	-43
Financing Cash Flow	10	31	46	0	47	-82	185	15	40
Change in Cash	-52	3	11	27	65	-97	142	-34	11

Southern First Bancshares Annual Cash Flow

All numbers in Millions USD

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	13	13	22	27	18	46	29	13	15
Operating Cash Flow	17	17	31	18	20	78	50	17	25
Investing Cash Flow	-139	-239	-301	-275	-230	-410	-792	-378	-28
Financing Cash Flow	106	267	250	312	183	399	745	346	9
Change in Cash	-16	45	-19	54	-27	66	3	-14	6

Global Institutional Holdings in Southern First Bancshares

Funds	Holdings
Northern Trust Corp	0.91%
Acadian Asset Management LLC	0.62%
FJ Capital Management LLC	9.87%
BlackRock Inc	9%
Endeavour Capital Advisors Inc	7.2%

See all

Insights on Southern First Bancshares

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 3 quarters, 5.26M → 8.66M (in $), with an average increase of 22.0% per quarter
POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 3 quarters, 52.76M → 58.58M (in $), with an average increase of 5.1% per quarter
POSITIVE IMPACT
Price Rise
In the last 3 months, SFST stock has moved up by 32.0%
NO EFFECT
Against Peers
In the last 3 years, Mizuho Financial Group, Inc. has given 173.6% return, outperforming this stock by 144.4%
NO EFFECT
Against Peers
In the last 1 year, Mizuho Financial Group, Inc. has given 69.1% return, outperforming this stock by 18.5%

About Southern First Bancshares

southern first bancshares, inc. is the holding company for southern first bank. the company was established in 1999 and is headquartered in greenville, south carolina. in 2007, the bank further established its presence in the state of south carolina by expanding into the columbia market. in 2012, the bank continued its expansion by adding a third office in the columbia market, while also creating a presence in the charleston market. at southern first bancshares we have a clear strategic vision. that vision is to provide a unique style of banking that drives client growth. today, more than ever, we strive to serve our clients and shareholders in unequaled and unexpected ways. people you trust, service you love. this page is presented by southern first bank. linkedin.com is owned by a third party unaffiliated with southern first. southern first is not responsible for the privacy or security policies at this site or other third party sites that may be linked to by this page or other linke

Organisation	Southern First Bancshares
Headquarters	6 Verdae Boulevard, Greenville, SC, United States, 29607
Industry	Finance
CEO	Mr. R. Arthur Seaver Jr.
E-voting on shares	Click here to vote

Key Management of Southern First Bancshares

Name	Title
Mr. Christian J. Zych	Executive VP & CFO
Mr. Calvin C. Hurst	President & Chief Banking Officer
Ms. Julie A. Fairchild	Chief Accounting Officer & Principal Accounting Officer
Ms. Silvia T. King	Chief Human Resources Officer
Mr. Blair Miller	Executive VP & Chief Retail Experience Officer
Mr. Wes Wilbanks	Executive VP & Chief Credit Officer
Mr. Brandon Rich	Senior VP & Executive Director of Market Support
Mr. Carl Francois	Executive Director and SVP of BSA, Fraud & Compliance
Mr. R. Arthur Seaver Jr.	CEO & Director
Mr. Brian Kornahrens	Team Leader & SVP

FAQs

What is Southern First Bancshares share price today?

Southern First Bancshares share price today is $55.75 as on January 17, 2026 at 2:29 am IST at the close of the market. Southern First Bancshares share today touched a day high of $55.97 and a low of $55.38.

What is the 52 week high and 52 week low for Southern First Bancshares share?

Southern First Bancshares share touched a 52 week high of $56.73 on December 12, 2025 and a 52 week low of $29.14 on April 4, 2025. Southern First Bancshares stock price today i.e. January 17, 2026 at 2:29 am IST is closed at $55.75,which is 1.73% down from its 52 week high and 91.32% up from its 52 week low.

What is Southern First Bancshares's market capitalisation today?

Southern First Bancshares market capitalisation is $0.00T as on January 17, 2026 at 2:29 am IST.

How to invest in Southern First Bancshares Stock (SFST) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Southern First Bancshares on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Southern First Bancshares Shares that will get you 0.0269 shares as per Southern First Bancshares share price of $55.75 per share as on January 17, 2026 at 2:29 am IST.

What is the minimum amount required to buy Southern First Bancshares Stock (SFST) from India?

Indian investors can start investing in Southern First Bancshares (SFST) shares with as little as ₹90.879 or $1 (as of January 20, 2026 at 1:42 pm IST) using the INDmoney app.
For example: If you want to invest $10 or ₹908.79 in Southern First Bancshares stock (as per the Rupee-Dollar exchange rate as on January 20, 2026 at 1:42 pm IST). Based on Southern First Bancshares share’s latest price of $55.75 as on January 17, 2026 at 2:29 am IST, you will get 0.1794 shares of Southern First Bancshares. Learn more about fractional shares .

What are the returns that Southern First Bancshares has given to Indian investors in the last 5 years?

Southern First Bancshares stock has given 40.48% share price returns and 23.93% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?