Provident Financial Holdings Inc (PROV)

$14.19

Market is closed - opens 7 PM, 11 Sep 2024

Performance

  • $14.12
    $14.50
    $14.19
    downward going graph

    0.49%

    Downside

    Day's Volatility :2.62%

    Upside

    2.14%

    downward going graph
  • $10.16
    $15.40
    $14.19
    downward going graph

    28.4%

    Downside

    52 Weeks Volatility :34.03%

    Upside

    7.86%

    downward going graph

Returns

PeriodProvident Financial Holdings IncIndex (Russel 2000)
3 Months
12.53%
0.0%
6 Months
1.36%
0.0%
1 Year
10.73%
0.0%
3 Years
-15.54%
-20.6%

Highlights

Market Capitalization
97.4M
Book Value
$18.98
Dividend Share
0.56
Dividend Yield
4.0%
Earnings Per Share (EPS)
1.07
PE Ratio
13.26
PEG Ratio
-1.69
Wall Street Target Price
14.5
Profit Margin
18.88%
Operating Margin TTM
29.63%
Return On Assets TTM
0.56%
Return On Equity TTM
5.66%
Revenue TTM
38.9M
Revenue Per Share TTM
5.61
Quarterly Revenue Growth YOY
-4.7%
Gross Profit TTM
38.8M
Diluted Eps TTM
1.07
Quarterly Earnings Growth YOY
0.14
EPS Estimate Current Year
0.99
EPS Estimate Next Year
1.1
EPS Estimate Current Quarter
0.23
EPS Estimate Next Quarter
0.24

Analyst Recommendation

Hold
    0
    0%Buy
    57%Hold
    42%Sell
Based on 7 Wall street analysts offering stock ratings for Provident Financial Holdings Inc(by analysts ranked 0 to 5 stars)
Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
4
4
4
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 2.18%

Current $14.19
Target $14.50

Company Financials

FY19Y/Y Change
Revenue
50.7M
↓ 12.91%
Net Income
4.4M
↑ 107.27%
Net Profit Margin
8.72%
↑ 5.06%
FY20Y/Y Change
Revenue
40.9M
↓ 19.26%
Net Income
7.7M
↑ 74.08%
Net Profit Margin
18.79%
↑ 10.07%
FY21Y/Y Change
Revenue
35.2M
↓ 13.95%
Net Income
7.6M
↓ 1.66%
Net Profit Margin
21.47%
↑ 2.68%
FY22Y/Y Change
Revenue
36.3M
↑ 3.12%
Net Income
9.1M
↑ 20.26%
Net Profit Margin
25.04%
↑ 3.57%
FY23Y/Y Change
Revenue
41.1M
↑ 13.08%
Net Income
8.6M
↓ 5.51%
Net Profit Margin
20.93%
↓ 4.11%
FY24Y/Y Change
Revenue
58.7M
↑ 42.89%
Net Income
7.4M
↓ 14.44%
Net Profit Margin
12.53%
↓ 8.4%
Q1 FY23Q/Q Change
Revenue
10.4M
↑ 0.4%
Net Income
2.3M
↓ 2.02%
Net Profit Margin
22.38%
↓ 0.55%
Q2 FY23Q/Q Change
Revenue
10.4M
↓ 0.13%
Net Income
1.8M
↓ 22.17%
Net Profit Margin
17.44%
↓ 4.94%
Q3 FY23Q/Q Change
Revenue
9.9M
↓ 4.62%
Net Income
1.8M
↓ 2.54%
Net Profit Margin
17.82%
↑ 0.38%
Q4 FY23Q/Q Change
Revenue
9.6M
↓ 2.44%
Net Income
2.1M
↑ 21.51%
Net Profit Margin
22.19%
↑ 4.37%
Q1 FY24Q/Q Change
Revenue
14.7M
↑ 51.88%
Net Income
1.5M
↓ 30.17%
Net Profit Margin
10.2%
↓ 11.99%
Q2 FY24Q/Q Change
Revenue
15.4M
↑ 4.97%
Net Income
2.0M
↑ 30.64%
Net Profit Margin
12.7%
↑ 2.5%
FY19Y/Y Change
Total Assets
1.1B
↓ 7.72%
Total Liabilities
964.2M
↓ 8.61%
FY20Y/Y Change
Total Assets
1.2B
↑ 8.48%
Total Liabilities
1.1B
↑ 9.19%
FY21Y/Y Change
Total Assets
1.2B
↑ 0.57%
Total Liabilities
1.1B
↑ 0.33%
FY22Y/Y Change
Total Assets
1.2B
↑ 0.29%
Total Liabilities
1.1B
↑ 0.2%
FY23Y/Y Change
Total Assets
1.3B
↑ 12.29%
Total Liabilities
1.2B
↑ 13.69%
FY24Y/Y Change
Total Assets
1.3B
↓ 4.56%
Total Liabilities
1.1B
↓ 5.07%
Q1 FY23Q/Q Change
Total Assets
1.3B
↑ 5.05%
Total Liabilities
1.2B
↑ 5.61%
Q2 FY23Q/Q Change
Total Assets
1.3B
↓ 0.17%
Total Liabilities
1.2B
↓ 0.22%
Q3 FY23Q/Q Change
Total Assets
1.3B
↓ 1.49%
Total Liabilities
1.2B
↓ 1.61%
Q4 FY23Q/Q Change
Total Assets
1.3B
↓ 0.92%
Total Liabilities
242.5M
↓ 79.52%
Q1 FY24Q/Q Change
Total Assets
1.3B
↓ 0.85%
Total Liabilities
1.2B
↑ 378.57%
Q2 FY24Q/Q Change
Total Assets
1.3B
↓ 1.38%
Total Liabilities
1.1B
↓ 1.58%
FY19Y/Y Change
Operating Cash Flow
107.1M
↑ 282.66%
Investing Cash Flow
17.3M
↓ 163.33%
Financing Cash Flow
-97.1M
↑ 221.3%
FY20Y/Y Change
Operating Cash Flow
8.0M
↓ 92.57%
Investing Cash Flow
-48.9M
↓ 382.85%
Financing Cash Flow
86.4M
↓ 188.98%
FY21Y/Y Change
Operating Cash Flow
11.6M
↑ 45.5%
Investing Cash Flow
-55.9M
↑ 14.24%
Financing Cash Flow
-1.5M
↓ 101.7%
FY22Y/Y Change
Operating Cash Flow
11.8M
↑ 1.9%
Investing Cash Flow
-51.7M
↓ 7.38%
Financing Cash Flow
-6.9M
↑ 371.19%
FY23Y/Y Change
Operating Cash Flow
16.3M
↑ 38.43%
Investing Cash Flow
-109.9M
↑ 112.38%
Financing Cash Flow
136.0M
↓ 2070.24%
Q1 FY23Q/Q Change
Operating Cash Flow
6.6M
↑ 124.61%
Investing Cash Flow
-31.1M
↓ 20.99%
Financing Cash Flow
60.4M
↑ 168.27%
Q2 FY23Q/Q Change
Operating Cash Flow
4.5M
↓ 32.28%
Investing Cash Flow
5.5M
↓ 117.8%
Financing Cash Flow
-4.9M
↓ 108.18%

Technicals Summary

Sell

Neutral

Buy

Provident Financial Holdings Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Provident Financial Holdings Inc
Provident Financial Holdings Inc
7.18%
1.36%
10.73%
-15.54%
-30.44%
Nu Holdings Ltd.
Nu Holdings Ltd.
9.6%
18.61%
85.64%
32.62%
32.62%
Icici Bank Ltd.
Icici Bank Ltd.
2.88%
9.51%
19.65%
47.52%
163.71%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
5.8%
15.61%
49.72%
-7.81%
28.15%
U.s. Bancorp
U.s. Bancorp
7.28%
2.23%
22.9%
-19.77%
-20.35%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
5.09%
-3.5%
19.75%
47.39%
-23.23%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Provident Financial Holdings Inc
Provident Financial Holdings Inc
13.26
13.26
-1.69
0.99
0.06
0.01
0.04
18.98
Nu Holdings Ltd.
Nu Holdings Ltd.
44.19
44.19
NA
0.42
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
18.91
18.91
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.18
15.18
3.88
13.12
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.44
14.44
1.12
3.89
0.1
0.01
0.04
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.87
9.87
1.19
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Provident Financial Holdings Inc
Provident Financial Holdings Inc
Hold
$97.4M
-30.44%
13.26
18.88%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$65.6B
32.62%
44.19
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.3B
163.71%
18.91
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.9B
28.15%
15.18
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$71.1B
-20.35%
14.44
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.8B
-23.23%
9.87
27.97%

Insights on Provident Financial Holdings Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 9.64M → 15.38M (in $), with an average increase of 19.5% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 1.49M → 1.95M (in $), with an average increase of 23.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 101.2% return, outperforming this stock by 89.6%

Institutional Holdings

  • M3F, Inc.

    8.68%

  • Dimensional Fund Advisors, Inc.

    7.12%

  • Raffles Associates LP

    5.75%

  • Manufacturers Life Insurance Co

    4.67%

  • Ameriprise Financial Inc

    4.23%

  • BlackRock Inc

    4.18%

Company Information

chartered in 1956, provident bank is the largest independent community bank in riverside county. we built provident bank, then called provident federal savings and loan association, on the strongest foundation possible: our customers. today, our customers are more the focus of what we do than ever before. changes in the way they live and work have taught us what our customers want and expect. asking and listening have taught us what a bank should be. our belief provident bank is committed to the belief that our communities are better served when decisions about financial products and services are made locally by people who know the markets. our corporate values reinforce this philosophy and challenge us to empower our ideas with action. corporate value our primary purpose is to understand the unique financial needs of our customers and to consistently create and deliver reliable products and services, which nurture solid, long-term client relationships and provide an environment for em

Organization
Provident Financial Holdings Inc
Employees
94
CEO
Mr. Donavon P. Ternes
Industry
Finance

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